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Foreigners who test positive for C19 in Thailand won’t be able to use the public health system

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The battle to reopen Thailand’s borders is shaping up as a 3-way PR fight between economic hawks who are eager to re-open to reboot the country’s tourism industry, a government and medical officials resting on their laurels after containing the virus, and a risk-averse population who, survey after survey, indicate they are keen to keep the borders closed.

In another effort to assuage Thai fears, a doctor at the infectious disease department has stated that any foreigner found to be infected with Covid-19, while in alternative state quarantine, would be taken to a partner hospital in the private sector, not a Thai public hospital.

Dr Opas Karnkawinpong has made it clear that foreigners would have to pay for their treatment and medication themselves.

“They won’t be a burden on the Thai health system.”

Dr Opas laid out the strict measures that foreigners would have to submit to before travelling to Thailand. Apart from the effort and cost of finding a flight at this time, gaining permission from their country’s Thai Embassy, they would have to get fit-to-fly and entry certificates, Covid-free documentation, health insurance and upfront payments for their 14 day Alternative State Quarantine.

“If infected they would go to a special isolation unit at the hospital partnered with the quarantine hotel. Non serious cases would be there for 10 days, those with serious conditions like lung infections may have to stay for a month.”

• Those with no symptoms but who tested positive would have to stay in hospital for ten days after their positive test.

• Others would have to be hospitalized for ten days after developing symptoms then a further 24 hour period after symptoms fully abate.

• In more severe cases the length of hospitalization would be at the discretion of doctors. People may only be let out after xrays, temperature and breathing rate checks satisfied medical teams.

A list of several measures were also mentioned for people after they go home from hospital. These include recommendations to wear masks, socially distance, wash hands and surfaces, use separate eating utensils to others. If they get sick again they must take private transport to a hospital. Family members are being advised to monitor their own health closely.

SOURCE: Siam Rath | Thai Visa

 

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56 Comments

56 Comments

  1. Avatar

    Toby Andrews

    Sunday, November 1, 2020 at 9:33 am

    So why have visitors to Thailand have to have the insurance only sold to them by Thais?
    Because if they become contagious they still have to pay for hospital treatment!
    They really are lying cheating snakes.
    However I never expected a Thai insurance company to pay up anyway.

    • Avatar

      Bobby

      Sunday, November 1, 2020 at 9:46 am

      Yes we would have to pay but I wonder if you can trust all the medicos in Thailand how much money do they want to milk you for untill the say you are ok ??????

    • Avatar

      Issan John

      Sunday, November 1, 2020 at 1:21 pm

      NO, TOTALLY UNTRUE, AND NOT CORRECT IN ANY WAY.

      First, visitors can have an insurance policy from a number of approved insurance providers (including non-Thai insurers), NOT “ONLY” the OIC one. To quote The Thaiger: “Up to now the compulsory Covid-19 insurance, a pre-requisite before foreigners can come to Thailand, under any visa, was through selected insurance providers at their own websites. The Thailand Office of Insurance Commission has allowed the review of its policy, making it easier to find and purchase the compulsory insurance.”

      Secondly, the OIC insurance policy specifically states that it ONLY covers treatment in private hositals, NOT government hospitals, and that’s also made very clear in all the reports INCUDING HERE BY THE THAIGER: “No need for advance payment or out-of-pocket expenses when admitted at private hospitals nationwide. Insurance coverage does not exceed US$100,000 or about 3.16 million Baht.”

      The problem with the OIC policy is that it although it covers up to US$100,000 it only covers an individual standard room, which may not suit a family or young children who have to quarantine in a hospital, and it doesn’t cover and specifically excludes any ICU treatment which would be a deciding factor for many.

      • Avatar

        Toby Andrews

        Monday, November 2, 2020 at 10:08 am

        I do not see that above.
        In fact I see Dr Opas Karnypong has made it clear that foreigners will have to pay for their treatment and medication themselves.
        No mention of the insurance paying.
        This change from only Thai company insurance being allowed to including foreign company insurance being allowed.
        Where is that?
        I cannot find it.
        I did find that the OIC will only allow insurance companies they approve to provide insurance, and I am sure Thais will act as normal and exclude foreign competition.
        OIC might make it easier to find insurance – as long as it is a Thai company insurance.
        I think you are confused. If an expat residing in Thailand has foreign company insurance, the IOC will accept that, but not for visitors.
        Have you been drinking?

        • Avatar

          Issan John

          Monday, November 2, 2020 at 7:48 pm

          “No mention of the insurance paying.”

          Nor any of insurance NOT paying, which is what you’re claiming. The article isn’t about Covid insurance, but about Covid treatment for “ANY FOREIGNER FOUND TO BE INFECTED WITH COVID-19 WHILE IN ALTERNATIVE STATE QUARANTINE”.

          OIC is clear about this, as are the other articles in Thaiger and elsewhere – THIS article isn’t about visitor insurance, though – you’re simply making a connection which not only isn’t mentioned in the article but doesn’t exist.

          If you “do not see that” because you don’t want to read it, that’s up to you.

          “This change from only Thai company insurance being allowed to including foreign company insurance being allowed.
          Where is that?
          I cannot find it.”

          It’s not a “change”. The list of approved insurers is at the OIC site, linked to previously; not all the insurers (something like 20 or 25 in total, IIRC) are exclusively “Thai” insurers.

          If you “cannot find it” because you haven’t read the link and the OIC site, again that’s up to you.

          “I did find that the OIC will only allow insurance companies they approve to provide insurance, and I am sure Thais will act as normal and exclude foreign competition.”

          Read the list of “insurance companies they approve” and you may be rather better informed.

          “I think you are confused. If an expat residing in Thailand has foreign company insurance, the IOC will accept that, but not for visitors.”

          Expats “residing in Thailand” don’t need “foreign company insurance” with the exception of certain visa categories. Any suggestion they do is incorrect. Again, you can read the list of OIC approved insurance companies for visitors yourself.

          Criticising just for the sake of it is just tedious, particularly when a lot of what you say about Thailand is factually untrue so completely unjustified.

  2. Avatar

    SG666

    Sunday, November 1, 2020 at 9:48 am

    To be honest I would never ever in my wildest dreams think about a treatment in a governmental Thai Hospital anyway as they are simply substandard 3rd world clasd crap. Private Hospitals are not much better though, you only pay more and they look nicer.

    What is astonishing is the fact that foreigners anyway can only enter LOS with a valid covid insurance these days so this announcement is complete meaningless. It only serves the Thai anti foreigner sentiments.

    9 month more to go, than we are out here for good.

    • Avatar

      Johnny Rambo

      Sunday, November 1, 2020 at 11:21 am

      Wait, there are hospitals in Thailand ?

    • Avatar

      Issan John

      Sunday, November 1, 2020 at 2:01 pm

      “What is astonishing is the fact that foreigners anyway can only enter LOS with a valid covid insurance these days so this announcement is complete meaningless.”

      … just as Thais visiting most of Europe need “valid covid insurance” too …

      … and why is his announcement “meaningless”? He’s confirming the policy – if he didn’t, he’d be liable to be criticised for not telling foreigners instead!

      • Avatar

        Patrick

        Sunday, November 1, 2020 at 8:06 pm

        Does any insurance work for Thailand? Or only the “carefully” selected ones? The rules are quite vague as usual. Cause my insurance has covid coverage and I trust it more than any of these specific covid ones which do not even cover ICU wth!. A joke? Its all bs anyway. No one is coming except desperate ones (who aint tourists). Break down the industry. Head in sand situation is going on and on. The world has gone mad, not only Thailand.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 7:53 pm

          God almighty.

          The rules aren’t “vague” at all, and if some comments here weren’t deliberatley muddying the waters with completely spurious and wrong information things would be clear.

          You need approved insurance so that it can be verified. Yopurs may be on the list, it may not. The list of approved insurers is at the OIC website, as well as details of the on-line policy available which is an option. AN OPTION.

      • Avatar

        Michael

        Sunday, November 1, 2020 at 8:49 pm

        “… just as Thais visiting most of Europe need “valid covid insurance” too …”

        I never heard about Covid insurance. Just normal health insurance is enough because Covid is just a disease that is covered by health insurance. Only Thailand made something special for this, to make things look more interesting.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 8:03 pm

          Covid is covered by some international insurers, not others which have made exclusions for new policies. Just because you’ve “never heard about Covid insurance” doesn’t mean it isn’t widely available.

          … and it’s NOT “only Thailand” – plenty of other countries require specific Covid insurance, from Costa Rica to Cambodia to Tahiti and the UAE.

          Thaland, in many ways, requires LESS than many countries including the EU / Schengen countries, as the insurance requirement is limited rather than all-inclusive, as THEY now require but Thailand DOESN’T.

      • Avatar

        rr

        Monday, November 2, 2020 at 4:44 pm

        schengen visas needs to be backed with a standard medical insurance covering 30.000 euro at least. no special covid stuff or scams. and these insurances are relatively cheap, not scams. you do not know how it works here, so do not provide false infos.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 8:08 pm

          The only “false information” here is from others.

          As above, Thailand ONLY requires insurance for Covid-19, NOT full international medical insurance.

          The requirement is for LESS than for schengen visas, so the only “false information” I have given was to suggest it was the same when it’s actually LESS!

  3. Avatar

    albertone

    Sunday, November 1, 2020 at 10:10 am

    I’m very sorry for many Thai people, but they will receive soon what they deserve: the tourism won’t ever recovery to the level pre Covid and in the next 2 year they will experience a very very big crisis and a very very sad time. Som nam nà.

    • Avatar

      Issan John

      Sunday, November 1, 2020 at 1:44 pm

      Nothing, fortuantely, like the “very very big crisis” that Europe is experiencing already, nor at the same cost to the economy which Thailand could never afford to pay.

      • Avatar

        rr

        Monday, November 2, 2020 at 4:46 pm

        europe has strong economy resources and management, we can face easily the ongoing crisis. surely not like in thailand. if you have data, share. otherwise, shut up.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 8:17 pm

          “easily” ?

          Really?

          Only if Europe gets even further into debt, which Thailand neither wants to nor needs to. Europe has stuffed up and got it wrong, with countries going into yet another period of lockdown from one to six months, while Thailand and others such as Taiwan have shown the way and got it right, and as a consequence life here is carrying on largely unaffected and as normal.

          Some sectors of the Thai economy, particularly international tourism, will suffer but at least Thailand and the Thai people don’t have to suffer as the West is.

      • Avatar

        Don R

        Wednesday, November 4, 2020 at 1:42 pm

        People in their 80s dying of the flu doesn’t strike me as a “crisis”. It sounds fairly normal. The real crisis is the hysteria, and the risk that it may endure and creep into many other aspects of life. A few have already suggested we implement these insane policies for the regular flu season. If they get their way, you can kiss your grandchildren’s future good bye.

  4. Avatar

    James

    Sunday, November 1, 2020 at 10:28 am

    Those with no symptoms but who tested positive would have to stay in hospital for ten days after their positive test.

    Why do they need hospital treatment for no symptoms, isn’t that the concept of quarantine?
    Just another scam like the 4000 b a night asq for hotel rooms that normally cost 2000 a night
    #land of scams

    • Avatar

      TS

      Sunday, November 1, 2020 at 11:52 am

      Next they’ll declare that foreigners can’t use Thai hospitals.
      Thanks,Thai gov, your humanity and sympathy in these tough times is touching. And you’re more than eager to accept the world’s help when YOU need it aren’t you?

    • Avatar

      JKU

      Sunday, November 1, 2020 at 12:16 pm

      Excellent point. And who can trust the Thais not to find false positives in asymptomatic people if they’re receiving kickbacks from private hospitals who make big money from hapless tourists.

      Even the Chinese might balk at this one …

      • Avatar

        SG666

        Monday, November 2, 2020 at 9:49 am

        Thats exactly how it works in LOS. I remember admitting my son to a private hospital in Phuket as he had some high fever. As soon as the hospital staff figured out that we had a top notch insurance they put him in a 2 room suite. The bill was around 40.000thb for 1 night, some drips and bit antibiotika. They try to take advantage of anything and everybody if they can. They can not be trusted at all.

    • Avatar

      Issan John

      Sunday, November 1, 2020 at 1:49 pm

      No, the “concept of quarantine” is to isolate everyone to a certain level, then for those who test positive and are infectious (regardless of symptoms) to be isolated to an increased level in hospital.

      That applies in the West, where it’s standard practice with ASQs, as well as in Thailand.

      • Avatar

        42nd Battalion

        Sunday, November 1, 2020 at 5:16 pm

        It is extremely rare for a asymptomatic person to be infectious. Tell me I’m wrong, spin me a giant pile, please

      • Avatar

        Willem

        Sunday, November 1, 2020 at 6:20 pm

        It doesnt applies to the west. No one who is tested positive is admitted to a hospital. Only who has severe symptoms. 99% of all who test positive will have no or only mild symptoms.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 7:25 pm

          Not correct. Those who are already quarantined in an ASQ who then test positive are generally then quarantined in hospital.

          I think we may be talking at cross purposes, as what you say is correct for those who self-quarantine, not generally for those in ASQs.

      • Avatar

        Michael

        Sunday, November 1, 2020 at 8:53 pm

        “That applies in the West, where it’s standard practice with ASQs”

        It doesn’t. In most countries in western Europe you have to quarantine yourself. Never heard about a system where you have to quarantine in a hotel, and when found positive you have to move to a hospital when having no symptoms. That is only in Thailand as far as I know.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 8:47 pm

          God almighty.

          What part of “with ASQs” don’t you understand?

          It DOESN’T apply in those countries in western Europe where you self quarantine but it DOES in those WITH ASQs

          Plenty of Western countries use ASQs, as the whole concept of self-quarantine doesn’t work which is why western Europe is in the state it’s in while ASEAN and many other countries with ASQs (New Zealand and Australia amongst them) are managing to control those arriving successfully.

          It is NOT “only in Thailand”, whether you’re aware of it or not.

      • Avatar

        rr

        Monday, November 2, 2020 at 4:49 pm

        asqs do not exist in europe. people isolate themselves at home, not in overpriced hotels, because we know that is unsafe concentrating potential clusters in a small area, as covid does. sars did not teach you anything.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 8:56 pm

          “the West” isn’t only Western Europe.

          But no, ASQs “do not exist in Europe” because it’s “unsafe” but because the numbers make it impossible.

          Far from it being “unsafe”, it’s the only successful way of quarantining arrivals, which is why it’s used in ALL countries that have controlled their arrivals successfully, such as Thailand, Taiwan, Cambodia, Vietnam, New Zealand and Australia (who left it a little late).

          The West, sadly, left it too late and has since refused to learn – the deaths, the hospitalizations and the lockdowns speak for themselves.

    • Avatar

      Issan John

      Sunday, November 1, 2020 at 1:54 pm

      … and charging extra for ASQ quarantine isn’t a “scam” as the extra charge is necessary to cover the extra costs of additional cleaning, staff PPE, and security / supervision.

      Without that additional charge it would be impossible for the hotels to meet the extra ASQ requirements, which is why it’s applied in the west exactly as it is in Thailand.

      • Avatar

        nissan tom

        Monday, November 2, 2020 at 5:04 pm

        a bunch of false stuff. first, ppe and alcohol solutions are not expensive even here in europe, and it does not justify the price doubling. second, here in europe we do not overcharge for extra cleaning, simply because it is a moral duty to do so, no need to justify those extra couple euros with scams like there. what it is incredible is the amount of fakeness you throw here. you do not know how it works here, you do not even know how it works there, so please make a favor to all and refrain from posting absurdities.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 9:05 pm

          Rubbish. The cost isn’t just “ppe and alcohol solutions”. To be effective it has to include constant cleaning and re-cleaning, as well as additional security and supervision which means extra staff.

          There “in europe” you “do not overcharge for extra cleaning”, not because its “a moral duty to do so” (I feel rather sorry for any staff unfortunate enough to work for you, who would probably prefer to be paid for the extra work) but because in western europe you don’t have ASQs so it doesn’t apply.

          Thailand, and many ASEAN countries and a few Western ones, got it right. The West got it wrong. It’s rather sad that the West can’t learn from that and prefers to see thousands die, hundreds of thousands lose their livelihoods, and millions be locked down, but given some of the bigotry and plain stupidity here it’s no surprise.

  5. Avatar

    Mike Frenchie

    Sunday, November 1, 2020 at 11:49 am

    So Thais should be denied access to our medical system in Europe (usually heavily subsidised)… that would be fair? Saying that, the insurance makes it a ‘no problem’. We Europeans should stop providing things for free to people not reciprocating.

    • Avatar

      JKU

      Sunday, November 1, 2020 at 12:20 pm

      Dream on … Europe will do nothing.

    • Avatar

      Issan John

      Sunday, November 1, 2020 at 1:57 pm

      You “Europeans” (and you Brits, Americans, etc) DON’T “provide things for free”!!!

      • Avatar

        Mike Frenchie

        Sunday, November 1, 2020 at 8:28 pm

        Issan John, we do… if you are Thai and in troubles in front of a French public hospital, you will be taken care.

        • Avatar

          Issan John

          Monday, November 2, 2020 at 9:21 pm

          As you would be in Thailand, to my certain knowledge and from personal experience … and then, as a visitor, once you’ve been “taken care” you’ll be asked to pay, whether in Thailand or France.

          Generally, though, unless you have medical insurance or an EHIC, you’re not eligible for free medical treatment as a tourist in Europe, including France, and even for long term visitors with PUMA the benefits are capped.

          … and as one of the schengen countries, France also currently requires mandatory health insurance for tourists without an EHIC.

          … and in England, you’ll be charged 150% of the NHS costs, unless you’re resident in the UK, even if you’re British.

          You may not like it, but those ARE the facts and are VERY easily verifiable.

      • Avatar

        Wayno

        Sunday, November 1, 2020 at 8:52 pm

        The more of your posts i read, the more i realise what an uneducated oaf you truly are

  6. Avatar

    lou

    Sunday, November 1, 2020 at 12:35 pm

    OK, OK, its clear, they want investors out and visitors not coming in, lets see what will happen when all back to factories and agriculture fields instead of low paid immigrants , but I am afraid that the Thai rate will prevent export as well, so better have a beer and eat rice

  7. Avatar

    Ryan Lih

    Sunday, November 1, 2020 at 12:51 pm

    There’s a probability of corruption here with regards to the PCR test cuz they can come back and say “positive”. They’ll just pick 5 out of 20 “farang” tourists. This is definitely bad image for the future just to make a few bucks.

    • Avatar

      Andrew

      Sunday, November 1, 2020 at 4:13 pm

      Exactly. Like in Cambodia. Think of this. You arrived at Phnom Penh airport. They take that swab of everyone on the plane and sent to Pasteur Institute for testing. Foreigners taken to the most expensive hotels in PP where they pay +$300 for 2 nights! waiting for the results. Now, Interesting Part/Theory. If nobody is positive they make just $300-400 (hotel, test) out of every foreigner. Silly. Pasteur I. and Khmer-Soviet Friendship hospital gets $10,000,. $20,000 or whatever… Why, what for? Well Pasteur I. issue (even just one) ‘certificate’ that Passenger X has the virus. Nobody can check if true or not. You can’t dispute it in any way. You and everyone else on that plane must accept it. FULL STOP. So, the sick person goes to hospital, where he will be paying $200+/day for treatment (maybe just for paracetamol) and all the rest passengers (100 or 200) taken to quarantine, Cambodians free, foreigners each of them pays $1000+ and the government gets hundreds of thousands of $$ per…plane! You may say ‘aahh I don’t think they can do that’. Well, according to Corruption Perception Index, Cambodia is #162 out of 179 on the list of Corrupt Countries in 2020. Thailand? 101

      • Avatar

        Issan John

        Monday, November 2, 2020 at 9:25 pm

        Correct.

        At last, someone knows what they’re talking about.

        To be fair to Cambodia, though, they make that system very clear … and they’re not currently letting in any tourists, etc, etc

  8. Avatar

    preesy chepuce

    Sunday, November 1, 2020 at 1:02 pm

    So being pro-economy makes you hawk now, and by implication, pro-lockdown makes you a dove?
    This seems a bit Orwellian… wanting to stop the madness and reboot the economy and personal liberty seems to be doubleplusungoodthink. Western hospitals aren’t all perfect either btw…

  9. Avatar

    Issan John

    Sunday, November 1, 2020 at 1:42 pm

    Not a criticism of the Thaiger as it’s what the source (Siam Rath) says as do other media headlines, but it’s worth pointing out that the headline here that “Foreigners who test positive for C19 in Thailand won’t be able to use the public health system” is actually incorrect if read in isolation.

    To quote the detail of the Thaiger article: “In another effort to assuage Thai fears, a doctor at the infectious disease department has stated that any foreigner found to be infected with Covid-19, while in alternative state quarantine, would be taken to a partner hospital in the private sector, not a Thai public hospital.”

    According to a number of statements going back for several months, there are no restrictions on foreigners already here using Thai government hospitals for Covid-19 or any other reason.

  10. Avatar

    Andrew

    Sunday, November 1, 2020 at 3:57 pm

    To Ryan Lih: Exactly! Like in Cambodia. Think of this. You arrived at Phnom Penh airport. They take that swab of everyone on the plane and sent to Pasteur Institute for testing. Foreigners are taken to the most expensive hotels ($300+) in PP to wait 2 nights! for the results. Now, Interesting Part/Theory. If nobody is positive they make just $300-400 (hotel, test) out of every person. Silly. Pasteur I. and Khmer-Soviet Friendship hospital gets $10,000,. $20,000 or whatever… Why, what for? Well Pasteur I. issues (even just one) ‘certificate’ that Passenger X has the virus. Nobody can check if true or not. You can’t dispute it in any way. You and everyone else on that plane must accept it. FULL STOP. So, the sick person goes to hospital, where he will be paying $200+/day for treatment (maybe just for paracetamol) and all the rest passengers (100 or 200) taken to quarantine, Cambodians free and foreigners pay $1000+ and the government gets hundreds of thousands of $$ per…plane! You may say ‘aahh I don’t think they can do that’. Well, according to Corruption Perception Index, Cambodia is #162 out of 179 on the list of Corrupt Countries in 2020. Thailand? 101.

  11. Avatar

    mike

    Sunday, November 1, 2020 at 4:49 pm

    I don’t like government hospitals in Thailand anyway. There are always too many stray dogs lying around. It’s disgusting.

  12. Avatar

    Jack

    Sunday, November 1, 2020 at 5:24 pm

    I don’t understand the hate here. In my experience, both private and govt hospitals do a good job. I recently stayed with a friend in a govt hospital to get her eppendix removed in emergency surgery. Everything went well. My experience in private hospitals, has been nothing but mind blowing compared to the crap I’ve encountered in the states. Fast, cheap, clean, etc etc.

    Do your part and stay healthy and you shouldn’t ever really need them for much more than a bad cut, food poisoning, etc.

    • Avatar

      Issan John

      Monday, November 2, 2020 at 9:36 pm

      It’s called sour grapes.

      Thailand (as well as other “third world” countries like Cambodia, Vietnam and Taiwan)have done a FANTASTIC job protecting their people from Covid-19 – not just from deaths, but from hospitalizations and lengthy draconian lockdowns, and their economies (except for the tourism industry, which is inevitable given the alternative).

      On the other hand, the West, particularly western Europe, has done an APPALLING job, with the consequent tens of thousands of deaths, overflowing hospitals, lengthy extensive lockdowns, and economies that are going deeper and deeper into billions of $s in debt.

      Westerners, particularly those who like to think they’re superior, don’t like that.

      It’s sad, but that’s how it is.

  13. Avatar

    Jack Sombra

    Sunday, November 1, 2020 at 5:36 pm

    If was public hospitals would be furious, policy denies them customers who are guaranteed to be carrying 100k insurance and funneling money to private buisnesses instead. Anutin strikes again.

  14. Avatar

    Khaja

    Sunday, November 1, 2020 at 6:06 pm

    Please stop this puppet show Thailand

    These hilarious plans that you are coming up with after every few days are just mockery of your own image.

    If You want to save economy than make reasonable plans to open up borders to tourist. But in that process you will have to take corona virus.

    But if you think otherwise then shut the border for tourism.

    Just announce that border will be closed for tourism until next 6 months. like Malaysia, Vietnam, Indonesia, Bali, Philippine did.

  15. Avatar

    Lily

    Thursday, November 5, 2020 at 12:53 am

    In some Europa countries your normal health insurance covers the cost for hospitals during your stay abroad. In most cases they cover everything on the same basis as your home country. Unless it’s more expensive then your home country. In my case is Thailand and most countries are cheaper in health cost,so they cover everything and Switzerland and USA is more expensive and then we have to pay the difference in cost.

    Besides that, most travel insurance do cover other unexpected holiday cost due to sickness, etc.

    So, why do we need an extra insurance? Like every year, we would like to come for three months, I won’t mind 10 days of quarantine in a hotel (not in my room) of my choice. And certainly not in Phuket or Koh Samui. Maybe better go to Vietnam, it looks easier to go to there.

  16. Avatar

    Tony T

    Friday, November 6, 2020 at 2:26 am

    Is this website called “Isaan John”? The most negative person I have ever come across on this site. Time to put out the trash so someone else can make a comment…

  17. Avatar

    Linson Alfred

    Monday, November 23, 2020 at 10:55 am

    My wife have admitted after testing covid positive on 5th day while she was staying at hotel. And she has moved to hospital. Hospital saying she need to stay at hospital for 14 days. They are saying that it is Thai rule. But my wife don’t have any symptoms now.

    So can you share from where you got the information like after 10days they can be discharged?

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