Black Friday starts now – Grab 10% off your health insurance plan
If you’re an expat living in Thailand, you’ve likely experienced the complexity of navigating healthcare abroad. With Black Friday rolling in, it’s the perfect time to secure a health insurance plan that provides peace of mind and a safety net when you need it most. For a limited time, you can grab 10% off your health insurance, a smart move to ensure access to high-quality healthcare in Thailand.
Why health insurance matters in Thailand
Living in Thailand as an expat offers incredible experiences, but navigating healthcare can be challenging, especially if you’re unfamiliar with the system. Thailand boasts some of the best hospitals in Southeast Asia, but without insurance, out-of-pocket costs can add up quickly. The right health insurance plan can give you peace of mind, covering regular check-ups, unexpected illnesses, and even specialist visits.
With insurance, you can avoid hefty costs for treatments, from emergency care to long-term medications. A comprehensive plan is also ideal for accessing Thailand’s top hospitals, like Bangkok Hospital or Bumrungrad International Hospital, which offer international standards of care but come at a premium without coverage.
Access to top-tier hospitals and care
Thailand has some of the best hospitals in Southeast Asia, with advanced medical equipment, highly trained staff, and English-speaking doctors. However, accessing these top-tier facilities without insurance can be a luxury few can afford.
Health insurance provides access to hospitals like Bumrungrad International and Bangkok Hospital, where the quality of care rivals that of top hospitals globally. With the right plan, you can access private rooms, specialist consultations, and comprehensive treatments without the worry of costs piling up.
Coverage for routine health check-ups
In Thailand’s tropical climate, routine health check-ups are especially crucial to staying healthy and adapting to the environment. Health insurance plans often include annual physical exams, vaccinations, and preventative screenings for common diseases. Not only does this keep you proactive about your health, but it also helps catch potential issues early, often making treatment faster and less intensive.
| Service | Cost with Cigna Insurance (Covered) | Cost without Insurance (THB) |
|---|---|---|
| General Check-Up | Included in Plan | 5,000 |
| Blood Tests | Included in Plan | 3,000 |
| X-Ray | Included in Plan | 2,000 |
| Specialist Consultation | Included in Plan | 4,000 |
| Vaccination (flu, hepatitis) | Included in Plan | 1,500 |
Having a health plan that covers regular check-ups allows you to prioritise your well-being without financial worry. If you’re considering staying in Thailand long-term, taking a proactive approach to your health can make a huge difference.
Exclusive offer: 10% off for life!
Get 10% off your expat plan for the lifetime of your policy
T&Cs apply*
Protection against Thailand’s seasonal health risks
Thailand’s tropical climate brings unique seasonal health risks that expats might not be familiar with, such as dengue fever, respiratory issues due to high humidity, and seasonal air pollution during agricultural burning. Having health insurance ensures you’re covered for preventative care and treatments specific to these risks. For instance, dengue fever can require multiple hospital visits and follow-ups, and costs can quickly add up if uninsured.
An insurance plan with comprehensive coverage lets you face these risks with confidence, knowing that you’re prepared if anything goes wrong.
Avoiding unexpected healthcare costs
Even if you’re healthy now, unexpected medical expenses can catch anyone off guard. In Thailand, routine treatments or minor accidents can result in hefty bills. For instance, a simple outpatient visit at a private hospital can cost around 2,000 to 5,000 baht, and more serious issues or emergency procedures can run into tens of thousands. Having health insurance helps cover these unpredictable costs, protecting you from dipping into savings or scrambling to pay a sudden bill.
Mental health support and wellness services
Life as an expat can sometimes be challenging, especially if you’re adapting to a new culture or facing homesickness. Comprehensive health plans often include mental health support services, like counselling and therapy, and wellness coaching to help you stay balanced. From weight management to stress reduction, wellness benefits are included in many plans, allowing you to enjoy your time in Thailand with a healthy mind and body.
Cigna health insurance plans: Tailored for expats in Thailand
As an expat, the right health insurance plan makes all the difference between worrying about healthcare costs and focusing on what really matters and just enjoying your life in Thailand! Cigna offers three robust plans to suit a range of needs, from essential coverage to comprehensive care.
1. Silver Plan: Essential and effective
The Silver Plan is ideal if you’re looking for essential coverage at an affordable rate. With an annual benefit of up to $1 million, this plan provides:
- Coverage for routine health check-ups and basic outpatient visits.
- Access to private rooms for inpatient stays, with support for emergency treatments, advanced imaging, and mental health.
It’s the go-to choice for those who want core benefits without overwhelming extras. Simple, straightforward, and effective.
2. Gold Plan: Comprehensive coverage with added perks
The Gold Plan offers more expansive protection, with a higher annual limit of up to $2 million. Beyond inpatient and outpatient care, this plan includes:
- Specialist consultations and extended wellness check-ups for proactive health.
- Physiotherapy, rehabilitation, and even maternity care coverage. Perfect if you’re planning for family needs or a longer stay.
With the Gold Plan, you’ll have peace of mind knowing you’re covered by a wide range of services, including regular health maintenance and specialist support.
3. Platinum Plan: Total protection and VIP benefits
For those seeking the highest level of coverage, the Platinum Plan has no annual benefit limit and includes VIP services, such as:
- Full coverage on all wellness checks, mental health services, and advanced procedures.
- Enhanced maternity, newborn care, and emergency evacuation options. Ideal if you’re looking for top-tier security.
Each plan also provides global telehealth, mental health support, and emergency evacuation services. With Cigna’s plans, you can confidently face Thailand’s healthcare landscape, knowing you’re fully covered from the routine to the unexpected.
Black Friday comes early – lock in a lifetime discount now!
Why wait until the end of the month? This year, we’re starting Black Friday early, so now is your chance to secure a 10% lifetime discount on Cigna’s international health plans. This limited-time offer is the perfect way to ensure you’re covered for every healthcare need in Thailand, from regular checkups to unexpected emergencies, at a more affordable rate.
Don’t miss out—this exclusive discount won’t last, so act fast and enjoy the peace of mind that only Cigna’s global coverage can provide. Start your lifetime of savings today!
Exclusive offer: 10% off for life!
Get 10% off your expat plan for the lifetime of your policy.
Ready to make a move? Now’s the time to ensure you’re protected and prepared with Cigna’s trusted coverage for expats.
*Cigna Healthcare reserves the right to amend or withdraw a promotion at any time without notice. This promotion ends on November 30th, 2024. This 10% discount will apply for the lifetime of the policy and is only eligible to new Cigna Global Individual customers. The discount may only be applied by a sales agent and cannot be applied in conjunction with any other offer, except the 10% discount given to policies paid annually in full. If you choose to pay your policy annually in full, your 10% discount will be applied after the 10% annual discount has been applied. Only Cigna Global Individual Policies are eligible for the 10% discount. A minimum purchase value of $2000 for policies based in Europe is applicable. Policies based in the rest of the world require a minimum purchase value of $3000 to be eligible.
