Why budget travellers to Thailand still need travel insurance
Thailand has always been a favourite destination for international travel amongst Indian tourists for a budget yet exotic escapade. From its picturesque beaches, vibrant street life to a solid cultural heritage, Thailand is a heaven for any Indian who is looking for a budget holiday. While planning for the trip, many lay stress on economic matters and often forget to look into travel insurance. Well, travel insurance is something that every traveller, even the budget ones, should have.
Different insurance companies like ACKO Insurance offer attractive travel insurance plans for travellers going to Thailand. Continue ready to learn why travel insurance is a must have in your Thailand budget trip.
The Basics of Affordability
Thailand is known to be a pocket-friendly destination for Indians wanting to travel internationally. Food, accommodation and commuting is in fact quite cheap if you are looking for such an option. However, this affordability can at times be deceptive. Medical emergencies, unforeseen accidents, or loss or baggage may require you to shell out a much larger sum than you had planned for your entire trip.
Heavy Price Tag on Medical Emergencies
Thailand is indeed known for its fine medical facilities, but for tourists, it can be expensive. A short medical consultation may be cheap enough, but the real expense comes from hospital visits, surgeries, and emergency treatments.
Think about a situation where a tourist has to be admitted to a hospital, and bills in the range of thousands of dollars start rolling. If they do not have travel insurance, they would have to bear all of that alone, leading to burning a hole in the pocket and being an issue for budget travellers.
Visa Requirements and Travel Insurance
Thailand provides Visa on Arrival for Indian travellers. Even though travel insurance is not compulsory for getting the visa, it is always better to have one. It offers financial protection and shows that you are financially prepared to face any emergencies, something that could work in your favour while going through immigration.
Concerns of Baggage Delays or Losses
Sometimes people misplace their baggage in airports or receive damaged baggage due to vigorous handling. This can be a concerning problem while travelling. So travel insurance companies often have coverage for baggage where they reimburse you a sum of money to balance your financial losses as per the terms and conditions of the policy.
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Adventure Sports and Associated Risks
Many people are passionate about trying out adventure sports when travelling to Thailand, but it has some risks associated with it.
Getting involved in adventure sports can lead to injuries and serious accidents. Hence, with a comprehensive travel insurance plan, you can consider adventure sports coverage as an add-on that will cover the expenses as per policy terms.
OPD Medical Treatment
When travelling to Thailand, Indians may fall ill due to changes in weather, environment, food and more. In such scenarios, visiting the Outpatient Department becomes necessary to make yourself feel better. But this can also put a hole in your pocket as the expenses in OPD visit can be quite costly, affecting your budget. So, having a travel insurance plan can cover the OPD costs, helping you to get treated effectively.
Rescheduling Flights
When travelling under a budget, you generally have a tight schedule. And in case you miss a flight due to an emergency like an accident or illness, many insurance companies reimburse you for your missed flight or provide you compensation for the new flight as per policy limits and conditions.
Affordable Options for Budget Travellers
Contrary to popular belief, travel insurance does not cost much if you are looking for budget options. Several insurance providers offer plans catering to budget travellers, providing coverage against medical emergencies, theft, and trip cancellations.
By making a thorough comparison of these plans, travellers will certainly be able to select the one best suited for their needs and budget.
Thus, for Indian travellers, particularly with budget consciousness, investment in travel insurance can be the best thing to ensure a smooth journey with peace of mind and financial security. Most people are likely to buy travel insurance due to its digital availability and affordable payment plans. Having a proper insurance plan safeguards you from various problems that you might face in your journey to Thailand. It allows you to enjoy your trip with peace of mind.
However, ensure that you know about the coverages and exclusions while purchasing the travel insurance plan.
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