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A tale of three expats

The Thaiger

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A tale of three expats | The Thaiger

Three expats, three lifestyles, three locations.

We spoke to the trio and publish their thoughts on the costs of living to provide a broad comparison of lifestyles for expats living in the Kingdom. There are plenty of other variations and the story is not meant to be a definitive list of costs. The people are real but the names are fake.

Here’s their stories…

George

British – 46 years old

Has lived in Chiang Mai but now calls Bangkok his home. Whilst he has worked a few different jobs he’s now coasting along as an English teacher at a private school in the capital. He arrived in Thailand in 2004 after working as an investment banker in London. He made some good money but needed a change. George moved straight to Chiang Mai, studied Buddhism and massage and lived “a three year holiday” before getting a job with an NGO.

They gave me a Work Permit so I could stay but there was no payment. I have plenty of money invested and was just living off my interest. I volunteered with them for another two years before needing a faster pace of life again. I had several relationship during my time in Chiang Mai but found most Thai relationships ‘complicated’ so have stayed happily single ever since.”

George moved to Bangkok and had a job at a government school teaching english within a week.

“It wasn’t difficult. In those days you could slip through the net without a TEFL certificate. But I eventually did the full TEFL (teaching English as first language) course whilst actually working an English teacher. Was only being paid 28,000 baht at the time but my life was not complicated and I didn’t require much out of my savings at the time to have a simple, but adequate lifestyle.”

“I now work at a private school where I’ve been for three years and getting 62,000 baht a month salary. Every holiday I venture off somewhere new for a break – there’s three main breaks each year and I always head off for at least two weeks. I’ve been to Cambodia, trekking in Nepal, Melbourne and Sydney, Dubai and Qatar and a crazy month in South Korea.”

“I live quite simply and only dig into my savings for the overseas trips. All my visas and paperwork is handled by the school so life is simple!”

Monthly costs

• Rent – 28,000

A one bedroom apartment, nothing fancy, in Sukhumvit Soi 56. Been living here for four years and have a great landlord that keeps everything working. Five minute walk from the BTS.

• Monthly food and entertainment costs – 26,000

I eat out three meals a day and go out for a drink only once a week. Maybe a movie each week. I get out of town and do bike rides with a group often but that’s free.

• Transport – 7,000

I use the BTS and motorbike taxis, have my own motorbike for short trips around and use motorbike taxis if I have to go anywhere where I’ll be drinking.

• Insurance – 38,000 per year

I have a Thai health card which entitles me to basic services at a public hospital in Bangkok. I also have private health insurance from BUPA so I know if anything serious happens I can fall back on a private hospital of my choice. So far, I’ve never had to claim on the BUPA insurance and have used the local health system for some minor flues.

• Visa

“I’m on a Non Immigrant B visa with a Work Permit through the school I work for. They look after everything. I have to report to Immigration every 90 days.”

PROS: The city lifestyle, hot weather, the food

CONS: My bad Thai speaking, footpaths, traffic

Gloria

Australian – 58 years old years old

Has been living in Chiang Mai for nearly 20 years with her husband. They both have some savings from their business back in Australia. But Gloria likes to work so they have to dip into their savings less.

“We came here for a holiday and just stayed – we loved it and will never return to Australia. We rented for three years but then bought a small old style house on the river which we spent the next two years renovating – something we’d done back in our Queensland homes over the years. But renovating in Thailand can be a monumental headache!”

Gloria has worked for a chain of Thai restaurants as their guest and tourist services manager for nearly a decade and says she loves the work and the fun she has with the local staff, and meeting people from all around the world.

“I work a full 45 hours a week, just like the local staff, although I know I am paid a lot more than them.”

“The work is important to me so we can live a ’normal’ life here. Both of us participate in a local soi dog charity where we’ve made some great friends from all over the world. They come and go but it’s never boring. We’ve adopted four or five dogs over the years.”

Gloria’s husband has a niche online business selling Lampang-grown organic coffee but says he does it mostly as a hobby.

“It started as a hobby but we end up with more in the bank every month. After doing it for four years we’re now clearing about 20-30,000 baht a month after costs. So it’s becoming semi-serious.”

Gloria and her husband travel every year but restrict themselves to Thailand and neighbouring countries.

“We don’t ‘rough it’ but we always fly discount airlines and stay in smaller family-operated hotels.”

Monthly costs

• House

“We paid for our own house (leasehold) out of savings we brought with us. We have a leasehold on the property which we intend to rollover when the time comes. But we’ll worry about that at the time as we’ll both be getting quite elderly at the time and will probably want to downscale. Our bottomline is that it’s all costing us less than renting the same thing and we enjoy having a place where we can do what we like. To rent something like we’ve living in would cost around 25,000 baht I think.”

• Monthly food and entertainment costs – 45,000 (for two)

We always have a our breakfast at home. Lunches and dinners could be anywhere, sometimes home as well. My husband is a much better than I. We have friends over a couple of times a month and attend various events almost every week. We go to little local street restaurants and splurge once a week on a really nice place – we love exploring new eateries around town.

“We might have a wine each evening, that’s about all.”

• Transport – 4,500

We both have a car. We paid cash for them about ten years ago and they’re still going. We paid about 300,000 each for them, old Hondas, just go and go. We never use local public transport though my husband has been known to grab a local taxi from time to time. Petrol and service costs for the cars are about it for transport. We’ve been using Grab lately rather than the local taxis, much better value.

• Insurance – 92,000 per year

“Both of us have private health insurance which covers us here in Thailand and any overseas trips as well. The policy says we pay for any upfront costs then we can claim after. We’ve only used it three times over the past decade or so – me with a fall down from stairs where I broke a leg, my husband with a mystery skin infection and just lately when I had a few ‘ladies problems’. We’ve always gone to the private hospitals in Chiang Mai and been very happy with the staff and services.”

• Visa

“I’m on a Non Immigrant B visa with a Work Permit through my own company. My husband is on a ‘retirement visa’.”

PROS: Fresh air, always things to do, the local people

CONS: Miss our family sometimes, city traffic, can’t think of a third one

Don

American – 68 years old

Don arrived in Pattaya after a failed marriage in 1997. He’s travelled extensively around Thailand and only been living off his savings. He had a large property company based around the US west coast for twenty years and has enough savings to ‘get by’. He says he’s spent the past two decades in and around Pattaya spending his money on “all the things Pattaya’s best known for.”

“I’ve never had another serious relationship since my marriage failed but I’ve always had the company of pretty ladies around me. I bought a motorbike when I first arrived here, worked my way around the bars, been horribly drunk a lot of the time and had the time of my life. People might look down on me but it’s been a great time. It’s just been one long holiday.”

Don says he used to rent a large condo with a view which he was paying 35,000 baht a month for. But now rents a much smaller place back off the beach, but in an OK area, for 8,500 baht a month.

“It’s not that large but I really don’t spend much time there anyway.”

When it comes to making his savings keep lasting he’s fairly philosophical about it.

“When the money runs out I have no idea what I’ll do. I think there’s enough there to keep me going another decade – that should see me out,” he laughs. “I have no relatives or friends back in the US, so I’ll be staying here for the rest of my life.”

Don has a few friends from the UK who, he says, are doing it hard with their pensions, in baht, dropping value over the past five years.

“They’re really worried as the cost keep going up here but their pensions are valued a lot less than they used to. They’ve got no back up plan – they’re in a real mess.”

“Life for me in Pattaya has been one long party, the best years of my life. Whilst the ladies still like me and I can afford to eat, I’m happy.”

Monthly costs

• Rent – 8,500

A one bedroom, 32 square meter condo. Fairly new and ‘cosy’ without being cramped according to Don. “You can rent something with a view but it’s going to cost over 20,000 and I can walk to the beach anytime I want for free.”

• Monthly food and entertainment costs – 42,000

“I only eat twice a day. I have a bruch at home usually then head out for the day. Dinner would usually be at one of my favourite Thai places where I can get a good fresh meal and a drink for less than 150 baht. I admit to spending a lot on alcohol each month, probably more than I spend on food.”

• Transport – 10,000

“I have a motorbike and keep the machine running to zip around the city. I’ll get a taxi home after a big night, plenty don’t but I’ve seen too many old fellas getting rotten at the bar then driving home killing themselves on the way.” Don says he takes taxis a few times a week when he knows he’s going for bug night.

• Insurance – 58,000 per year

“I’ve always had full health insurance. It’s expensive but it’s good piece of mind. Never had a claim since I started about 15 years ago. My premium has stayed the same even though I’ve gotten older – not sure how long that will stay like that. I’ve gone to local hospitals and paid for a few bumps and scrapes.”

• Visa

“Been on a ‘Geeza Visa’ (Retirement Visa) since I was 50. Before then I used to do visa runs and just made it up as I went along. Except for the 90 day reporting, it’s fairly easy. I have put reminders in my phone for the next ten years!”

PROS: Lots of friendly ladies, cheap to live compared to US, away from the wife

CONS: Shit beaches, some expats, can’t speak Thai

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Bangkok

Professor: Military government too interested in tourism – not people’s welfare

Greeley Pulitzer

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Professor: Military government too interested in tourism – not people’s welfare | The Thaiger

A professor of Rangsit University has criticised the previous military government for focusing too much on tourism and not enough on the welfare of the Thai people. The professor was speaking at Chulalongkorn University at a seminar discussing street stalls and urban development.

She questioned the National Council for Peace and Order’s policy of clearing street vendors in all but a few areas such as Yaowarat and Khao San Road that mainly cater to tourists.

She claimed that the NCPO – in power since the coup of 2014 until this year’s election – was more interested in economic development through tourism than in the welfare of the public.

Having affordable street food options was not just about tourism, she said, it was vital for poor workers who have migrated from the countryside, adding that it was part of an informal rather than a formal economy.

“For years people had earned their living from selling goods and services, including food, on the streets.”

This in turn provided an affordable option to eat for workers who came to Bangkok on for large investment projects. The issue, she said, was not just about tourism but the wider economy that might benefit.

The professor noted that CNN had once called Bangkok the best place in the world for street food but this had changed with the sanitized food trucks that have appeared since stalls and vendors were banned from most areas.

The Thaiger notes that banning street vendors has divided the capital. Many are happy that the sidewalks are easier to navigate, but others – including tourists – have said that the lifeblood and character of the city has suffered.

SOURCE: Naew Na | ThaiVisa Forum

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Chiang Rai

Journey back to Tham Luang in ‘The Cave’ – VIDEO

The Thaiger

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Journey back to Tham Luang in ‘The Cave’ – VIDEO | The Thaiger

PHOTO: Tom Waller on site during the filming of The Cave – AFP

Determined divers racing against time. Rising waters threatening lives. 12 teenagers and their soccer coach trapped inside for two weeks. A remote cave that most had never heard of.

The stuff of a Hollywood drama, except that it’s all true and happened in Chiang Rai last year. Now the first of several re-tellings of the story comes to the big screen in The Cave.

The ordeal in late June and early July last year had barely ended when filmmakers began their own race to get the nail-biting drama onto cinema screens. The first of those projects premiered at the start of October, when director Tom Waller’s The Cave showed at the Busan Film Festival in South Korea.

The film was shot over three months earlier this year and has been in post-production since then. The 45 year old Thai-British filmmaker says the epic tale of the Wild Boars (Mu Pa) football team was a story he simply had to tell.

“I took the view that this was going to be a story about the people we didn’t know about, about the cave divers who came all the way from across the planet.”

The 13 young men entered the Tham Luang cave complex after soccer practice and were quickly trapped inside by rising floodwater. The boys were forced to spend nine nights lost in the cave, whilst Navy Seal and other diver searched frantically, before they were spotted by a British diver.

It would take another eight days before they were all safe, against all odds, in a risky mission.

Waller was visiting his father in Ireland when he saw television news accounts of the drama.

“I thought this would be an amazing story to tell on screen.”

But putting the parts together after their dramatic rescue proved to be a challenge. Thailand’s government, led by the military NCPO, became very protective of the story, barring unauthorised access to the Mu Pa team or their parents. Waller often feared his production might be shut down.

His good fortune was that the events at the Tham Luang cave in Chiang Rai province had multiple angles and interesting characters. Especially compelling were the stories of the rescuers, particularly the expert divers who rallied from around the world. He decided to make a film “about the volunteer spirit of the rescue.”

Other people proposed telling the story from the point of view of the boys, and Netflix nailed down those rights in a deal brokered by the Thai government.

“I took the view that this was going to be a story about the people we didn’t know about, about the cave divers who came all the way from across the planet. They literally dropped everything to go and help, and I just felt that that was more of an exciting story to tell, to find out how these boys were brought out and what they did to get them out.”

Waller even had more than a dozen key rescue personnel play themselves.

Waller said they were natural actors, blending in almost seamlessly with the professionals around them, and helped by the accuracy of the settings and the production’s close attention to detail.

“What you are really doing is asking them to remember what they did and to show us what they were doing and what they were feeling like at the time. That was really very emotional for some of them because it was absolutely real.”

Waller says his film is likely to have a visceral effect on some viewers, evoking a measure of claustrophobia.

“It’s a sort of immersive experience with the sound of the environment, you know, the fact that is very dark and murky, that the water is not clear.”

“In Hollywood films, when they do underwater scenes, everything is crystal clear. But in this film it’s murky and I think that’s the big difference. This film lends itself to being more of a realistic portrayal of what happened.”

Some scenes were filmed on location at the entrance to the actual Tham Luang cave, but most of the action was shot elsewhere.

“We filmed in real water caves that were flooded, all year-round. It is very authentic in terms of real caves, real flooded tunnels, real divers and real creepy-crawlies in there. So it was no mean feat trying to get a crew to go and film in these caves.”

The Cave goes on general release in Thailand on November 28.

ORIGINAL ARTICE: Associated Press | Time.com

Journey back to Tham Luang in 'The Cave' - VIDEO | News by The Thaiger

PHOTO: Tom Waller – Associated Press/Sakchai Lalit

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Hua Hin

Tale of two cities – Hua Hin vs Pattaya

The Thaiger

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Tale of two cities – Hua Hin vs Pattaya | The Thaiger

by Kornrawee Panyasuppakun

Property buyers looking to buy a seaside villa or condo in a coastal town in Thailand, relatively close to Bangkok, confront one question – should I buy a property in Hua Hin or Pattaya?

And rightly so, because these two choices have similar aspects. Both have kilometres of coastline, good beaches, and are just a couple of hours away from Bangkok – 3 hours for Hua Hin and 2 hours for Pattaya. They also have good year-round weather, large expat populations, and are some of the best places in Asia for water-sports and playing golf.

Yet, each place suits buyers with different lifestyles and goals.

Town or City?

If you want a laid-back beach town feel, Hua Hin is the right choice. If you like to live in the middle of action, with a greater range of things to do, Pattaya is the winner. It is simply more established and has a longer development history in terms of western-style villas and condominiums.

Hua Hin has a population of around 100,000 plus a growing tourist reputation. The lazy town offers long, sandy beaches that run 5 kilometers along the coast and are not fully obstructed by high-story condos on the beach, due to building regulations.

Hua Hin may not be the best place to swim in Thailand, as the sea-bed is a bit rocky, but it makes up for it with clean beaches, dedicated beach cleanup groups consisting of locals and expats, and regulations which, among others, restrict commercial tourism on the beaches on Wednesdays, and town planning which controls high-rise along the coast.

Hua Hin also suits those in search of a peaceful getaway because the town does not have a seedy reputation and is far from any industrial enterprises. This is thanks to a strong tradition of royal patronage and residence in the district, such as Mrigadayavan Palace and Klai Kangwon Palace, the latter is owned by the late King Bhumibol Adulyadej (Rama IX).

Nevertheless, the town has a growing reputation for restaurants and new attractions for tourists; it is a favourite resort town for Thai upper-class and Bangkokians who like to go to Hua Hin on weekends.

Check out the largest selection of properties in both towns HERE.

Tale of two cities - Hua Hin vs Pattaya | News by The Thaiger

Pristine beaches of Hua Hin, larger and longer than Pattaya

Pattaya, on the other hand, is home to almost 400,000 people, plus plenty of international tourists. The city is highly developed and has a higher density of high-rise buildings along the coastline and many great sea-view villas on the hillside, both of which are harder to find in Hua Hin due to the tighter building regulations.

During the day, the beaches in Pattaya attract sun worshippers and all different types of water sports, from kitesurfing to waterskiing. At night, Pattaya’s Walking Street is an international adult entertainment playground. But that doesn’t mean you can’t find a quiet place in Pattaya. There are less-popular beaches like Jomtien Beach and nearby islands like Koh Larn and Koh Samet.

Pattaya is part of Thailand’s eastern seaboard, the Eastern Economic Corridor, meaning the city is situated close to Thailand’s main industrial facilities and sea ports, as well as airports like Suvarnabhumi Airport, which is around an hour and a half away by car. It also has its own airport about 40 minutes from town called U-tapao International Airport.

Tale of two cities - Hua Hin vs Pattaya | News by The Thaiger

The famous sweeping coastline of Pattaya, a haven for nightlife and entertainment options

Holiday home, Retirement, or Investment?

Hua Hin and Pattaya are both highly qualified for holiday home buyers with an impressive choice of villas and condominiums. But Hua Hin is better known for retirement and Pattaya for investment.

Hua Hin has been named as one of the best retirement locations in Asia by countless surveys. It offers a high standard of living, great golf courses, first-class restaurants, quality medical care, close proximity to Bangkok, as well as “the big foreign community that connects through reading clubs, festivals, cycling clubs, soccer leagues, wine tastings and darts tournaments,” wrote the US News and World Report in 2019.

Foreign property buyers are those who buy a holiday home or a retirement residence. Most are from western countries, especially those from Scandinavia, Germany and England. Many buy in Hua Hin to spend the winter with their families, rent out when they are away, and eventually live there when they retire. Also, a hi-speed railway will soon be built to link Hua Hin with Bangkok, which will make travelling to Bangkok airports even more convenient. It already has a multi-lane highway, train and bus services.

Pattaya is a popular choice for investment. It has a large and growing tourism industry, with over 12 million tourists last year, as well as a healthy mix of nationalities, including Israeli, Russian, European, Indian, and Chinese, making its tourism less susceptible to change from a single demographic.

Additionally, Pattaya is part of the Eastern Economic Corridor, the Eastern seaboard that targets high-tech industries and attracts foreign direct investments, especially from Japan. It is also linked to Bangkok airports, sea ports, and main industrial facilities in Chon Buri and Rayong by the upcoming hi-speed rail. Plus, the city itself is positioned as an international medical hub.

Overall, a stream of foreign tourists and business travellers means a steady source of income for investors. Those who buy the property to rent out short-term and long-term can enjoy a realistic Return On Investment of about 7 – 8% year. In Pattaya you can already see investors from Western countries as well as Asian countries, from China to India and the Middle East.

Tale of two cities - Hua Hin vs Pattaya | News by The Thaiger

There is an excellent selection of international-standard golf courses in Hua Hin

Lifestyle

Both offer a cool selection of eateries, shopping malls, and activities, but if compared by the variety of choices, Pattaya is the hands down winner.

That isn’t to say that Hua Hin doesn’t have plenty of options. Most buyers in Hua Hin like to play golf and enjoy the outdoor spaces – town is one of the best golfing destinations in Asia. There are also first-class Thai and international restaurants, a huge eco-friendly water park, and several night markets that sell fresh seafood and local crafts, like Hua Hin Night Market and Cicada Market.

Furthermore, Hua Hin has stylish shopping malls like Blueport and Market Village, the latter of which offers so-called “you hunt, we cook” options. You can also try the new Latitude Wines at a vineyard in Hua Hin or head to a cool bar that offers familiar labels.

Pattaya may be infamous for its red light areas and nightlife – go-go bars, beer bars and nightclubs – but that is not the only side of Pattaya. In Pattaya you can find quality lifestyle with a burgeoning choice of family options and entertainments.

It offers a range of Thai and international cuisines, from award-winning restaurants with amazing views, sky bars, and Italian wine bars, to family-run restaurants, 100% vegan places, and local seafood. It also has a range of options to entertain people with different budgets.

Pattaya also offers lots of chic shopping centees like Terminal 21 Pattaya, Central Festival Pattaya Beach and Central Marina. There are also lots of family-friendly choices like water parks and museums, in addition to a wide range of extreme sports, such as Muay Thai, kitesurfing, waterskiing, and skydiving. You can also go snorkeling or plan a day trip to nearby islands like Koh Larn and Koh Samet.

In both cities, you can expect to find theatres with international blockbusters and supermarkets that sell western products. And there is a daily ferry between Hua Hin and Pattaya (during high season).

International Education

Expat families can find an excellent international school in both cities.

Hua Hin has a couple of options for expat families. With quality education and great sporting activities, Hua Hin International School, for instance, is one of the choices that follows the national British curriculum and the IB program, and recruits teachers from the UK. There are also several bilingual programs available.

Expats in Pattaya have more choice when it comes to international education. There are several internationally-recognised international schools with excellent facilities like hi-tech campus, drama studios, and a big theatre. Some of the best schools are St Andrews International School, Regents International School, and Tara Pattana International School.

Tale of two cities - Hua Hin vs Pattaya | News by The Thaiger

Health Care

Hua Hin and Pattaya offer high-quality hospitals that cover basic and advanced medical care and cater to patients with different budgets.

Top private hospitals in Hua Hin are, for instance, Sao Paulo Hospital which caters to lower budgets, and Bangkok Hospital Hua Hin which is part of the renowned BDMS group. These hospitals both offer quality specialist care including cardiology, urology, and orthopaedics, to name a few, and English is widely spoken.

For Pattaya, top hospitals are Bangkok Hospital Pattaya, Pattaya International Hospital, and Pattaya Memorial Hospital, with Bangkok Hospital Pattaya charging the highest fees. Also, as Pattaya is recognised as one of the best medical tourism centres in Thailand, and the region, there are tons of tourists flying to the city for medical care, and hospitals employ staff who are fluent in various languages.

Bangkok Hospital Pattaya, for instance, has interpreters in more than 20 languages, including Arabic, Chinese, French, German, Russian, Spanish, and Swedish.

The bottom line … It depends on your goals and lifestyle. If you want a peaceful hideaway with grand royal history, or are a golf enthusiast, you may choose a property in Hua Hin. If you want to a city that is always switched on, close to investment areas and airports, and has lots of leading international schools and shopping malls, you may like Pattaya more.

Tale of two cities - Hua Hin vs Pattaya | News by The Thaiger

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