Connect with us


Protect yourself from cyber-crime – Phuket Business

Legacy Phuket Gazette



PHUKET: As an expatriate living in a foreign country, you are particularly vulnerable to cyber-crime as you probably use the Internet to access your financial accounts and the statements associated with those accounts. With that in mind, here are ten tips to help you foil potential cyber-criminals:

Security starts with your financial institution

Although it’s inconvenient, your financial institution should have installed multiple layers of security or steps (e.g. passwords, personal questions only you can answer etc.) before even you can access your accounts. Plus, they should have advanced encryption software and firewalls installed. Moreover, there should be a secure way once you are logged into your account to send messages to and receive messages from your financial institution.

Know your rights and obligations

Make sure you have a clear understanding of what your rights (e.g. insurance against fraud) and obligations are in the jurisdiction your financial institution is based in should there be unauthorized access to or transactions using your financial account.

Ensure your technology devices are secure

Be sure to have the most up-to-date browser, anti-virus and spyware software installed on all of your technology devices and that you have the firewalls enabled. If you have more than one device, designate one that rarely (if ever) leaves your home to log-on to financial accounts or the email address associated with your accounts.

Have a super-secure email for financial accounts

Don’t use the same email you use for personal correspondence, social media or one that you regularly provide to online sources as the email you give to your financial institutions. Moreover, never log onto that email address from an unsecure device on a Wi-Fi hotspot without a password.

Use different user names, passwords or PINs

Don’t use the same user names or PINs for email, social media or any type of non-important online account for your financial accounts.

Keep your account info in a safe place

Ideally, you should memorize all your account numbers, user names and passwords. Realistically, you should write this information down and store it in a safe place. And remember, it’s not just cyber-criminals you need to protect this information from, as ordinary criminals, housekeepers and even friends or family could misuse it too.

Download and store financial statements in a safe place

Should your account be compromised or locked for suspicious activity and you are an expat in a foreign country, getting the matter resolved will not be easy. However, having the latest financial statements downloaded and stored in a safe place will help you to verify your identity with your financial institution and regain access to your accounts as quickly as possible.

Beware of Wi-Fi hotspots

Cyber-criminals have been known to set up phony hotspots for unwary tourists or expats in airports, hotels or elsewhere – meaning you should never log on to any unfamiliar or unsecure Wi-Fi network and then log on to personal email or financial accounts.

Beware of phishing schemes

Phishing schemes targeting expats can range from the ubiquitous emails your spam folders usually collect, to actual phone calls or text messages. So before you give out any personal information in response to an email, phone call or SMS, be sure to confirm it’s actually from your financial institution.

Remember, most legitimate financial institutions will not contact you in this way and even if you do receive an email that appears to be from your financial institution (like one notifying you that your online statement is now available), don’t click on any link in it as it might install malware on your device or take you to a phishing website.

Be careful with social media

No matter how tempting it is to rant online or on social media about a financial institution, you probably have enough information on your social media accounts to make it easy for cyber-criminals or even someone you know to try and access your accounts.

Moreover, there are a number of background check services that could reveal enough missing information about you to enable a savvy cyber-criminal or someone you know to access your financial accounts.

Don Freeman is president of Freeman Capital Management, a Registered Investment Advisor with the US Securities Exchange Commission (SEC), based in Phuket, Thailand. He has over 15 years experience and provides personal financial planning and wealth management to expatriates. Specializing in UK and US pension transfers. Call 089-970-5795 or email: Call to discuss ways to reduce portfolio fees and get your account growing efficiently.

Keep checking our online Phuket Business pages, join our Facebook fan page or follow us on Twitter @PhuketGazette for local and national business news.

— Don Freeman


Get more from The Thaiger

📱 Download our app on Android or iOS
👋 Have your say on our Thailand forums
🔔 Subscribe to our daily email newsletter
📺 Subscribe / Join YouTube for daily shows
👍 Like/Follow us on Facebook
🐦 FOLLOW us on Twitter
📷 FOLLOW us on Instagram


Join the conversation and have your say on Thailand news published on The Thaiger.

Thaiger Talk is our new Thaiger Community where you can join the discussion on everything happening in Thailand right now.

Please note that articles are not posted to the forum instantly and can take up to 20 min before being visible. Click for more information and the Thaiger Talk Guidelines.

Click to comment

You must be logged in to post a comment Login

Leave a Reply

Archiving articles from the Phuket Gazette circa 1998 - 2017. View the Phuket Gazette online archive and Digital Gazette PDF Prints.

Follow Thaiger by email:

Thailand4 hours ago

Thailand News Today | Australian released from death row, Samui restaurant raided | September 20

News5 hours ago

Pathum Thani man allegedly lights building on fire, sticks around to laugh and smile

Thailand5 hours ago

Australian and American on Thai death row released from Thai death row, Supreme Court clears drug trafficking case

Welcome back to Thailand!

Thaiger is getting behind local businesses for the restart of tourism in Thailand - up to 50% discounts across all advertising packages!

World6 hours ago

Insect snacks hit Japanese vending machines

Thailand6 hours ago

The Return of ‘THE TIM’ | Thaiger Bites | September 20

Coronavirus (Covid-19)7 hours ago

Monday Covid Update: 12,709 new cases; provincial totals

Join the conversation on the Thaiger Talk forums today!
Thailand7 hours ago

Pattaya laundry shop reports ladies’ underwear thief is on the loose

World8 hours ago

Hanoi to ease Covid restrictions this week

Thailand9 hours ago

Morning Top Stories | No approved October re-opening, Phuket easing restrictions | September 20

Thailand9 hours ago

Government believes more suspects involved in theft from budget meant for the disabled

Thailand10 hours ago

Dual Pricing and Reduced tax on Alcohol | Good Morning Thailand | Episode 92

Thailand10 hours ago

Around 20 people arrested at Koh Samui restaurant for drinking alcohol, gambling, playing pool

Bangkok11 hours ago

Bangkok residents warned of flooding risk as torrential rain forecast this week

Thailand11 hours ago

Government seeks to regulate infectious waste disposal charges

World11 hours ago

Manny Pacquiao to run for president of the Philippines

Morning Top Stories Thailand | Police to end protests, Human Trafficking | September 14 | Thaiger
Thailand6 days ago

Morning Top Stories Thailand | Police to end protests, Human Trafficking | September 14

Thailand7 months ago

Thailand News Today | Thai Airways in rehab, All go for Songkran | March 4

Tourism7 months ago

Phuket’s nightlife. Yes, bars and clubs are still open | VIDEO

Phuket7 months ago

Thailand News Today | Covid passport talks, Thai Airways heads to court | March 2

Tourism7 months ago

Phuket Thai food treats you need to try | VIDEO

Thailand7 months ago

Thailand News Today | Bars, pubs and restaurants ‘sort of’ back to normal | Feb 23

Tourism7 months ago

In search of Cat & Dog Cafés in Phuket Town | VIDEO

Thailand8 months ago

Thailand News Today | Gambling crackdown, Seafood market to reopen, Vlogger challenge | Jan 21

Thailand8 months ago

Thailand News Today | Covid testing for visas, Business impact, Vaccine approval | January 19

Thailand8 months ago

Thailand News Today | Weekend Bangkok bombs, Thailand fires, Covid update | January 18

Thailand8 months ago

Thailand News Today | Stray car on runway, Indonesian quake, 300 baht tourist fee | January 15

Thailand8 months ago

Thailand News Today | Governor off respirator, sex-trafficking arrest, condo prices falling | January 14

Thailand8 months ago

Thailand News Today | Chinese vaccine, Thailand ‘drug hub’, Covid update | January 13

Thailand8 months ago

Thailand News Today | Bangkok may ease restrictions, Phuket bar curfew, Vaccine roll out | January 12

Thailand8 months ago

Thailand News Today | Covid latest, Cockfights closed down, Bryde’s Whale beached | January 11