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Mandatory Covid insurance of up to 3 million baht for foreign visitors to Thailand



PHOTO: Jonny Clow on Unsplash

A spokesman for Thailand’s State Insurance Commission says all foreign arrivals into the Kingdom will need to have insurance cover for Covid-19. Suthipol Taweechaikarn says the insurance will need to cover people for the duration of their visit and that various packages are being made available for online purchase.

Coconuts reports that travellers coming from countries considered low-risk for Covid-19 can expect to pay anything from 1,600 baht to over 43,000 baht, depending on where they live and the extent of the coverage. Packages vary from under 30 days to a year, with 16 Thai insurance companies selling coverage online. These include Pacific Cross, Muang Thai Life and Viriyah. Foreign arrivals will need coverage of up to 3.2 million baht, to cover medical treatment, in addition to potential funeral expenses or to transport their remains home, in the event of death from the illness.

Government officials have been discussing a number of options for a limited re-opening of borders but as of now, nothing has been confirmed.

One proposal is to allow the return of the “snowbirds”, the long-term visitors escaping the European winter. Phuket is being touted as a pilot destination, with arrivals having to quarantine for 14 days before being allowed to travel around the island. Should they wish to travel beyond the province of Phuket, they will need to add an extra 7 days to that quarantine period.

SOURCE: Coconuts


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  1. Eddie

    Thursday, September 3, 2020 at 1:19 pm

    If quarantine why insurance? If insurance why quarantine? The only answer is after you quarantine you might get the virus in Thailand…

    • jm

      Thursday, September 3, 2020 at 1:51 pm

      requesting an expensive covid insurance from tourist with no covid : either another way to make money from tourist, either meaning that there is a signifant risk to be infected when stayning in Thailand! Let’s stop hysteria about covid, no more dangerous than seasonal flu. Last year, flu was responsible of 650,000 deads, and life as usual.

      • Joe hoopai

        Friday, September 4, 2020 at 11:48 pm

        Stupid scammers keep it up and there won’t be any tourist going to Thailand at all ever again many are going to Vietnam why because it’s a lot easier to get visas and a lot cheaper

  2. jm

    Thursday, September 3, 2020 at 1:43 pm

    requesting a covid insurance from farangs proved negative for covid when they leave quarantine means that there is a serious risk to get covid when staying in Thailand…That means that Thai people are more infected than farangs and that Thailand is not the safe country authorities announce.

  3. Bobby m

    Thursday, September 3, 2020 at 1:48 pm

    One hoop after another. You really don’t want people to come do you. Yes of course insurance is essential. Do you think we are not intelligent enough to realise this. However, it’s purchased from huge world wide insurance companies from the country of departure, not domestic companies from the country of arrival.

    Is anybody in the driving seat of Thailand. Because it really doesn’t look like it. You have all these people weighing in with negative comments and all wanting to add hoops to jump through.

    You have so lost track of the fact that we are customers, and we have choices.

    If you want to start winning back the regularly quoted 20% GDP, which in truth is more like 40%. You best wake up and smell the coffee.

    Time to stop the tail wagging the dog and instruct ministers from the top down.

    • Mikhael

      Thursday, September 3, 2020 at 2:26 pm

      Do you honestly think Thailand controls its borders and there is no influence when it comes to other countries? If Thailand takes another country’s citizens and their money, Thailand should be prepared to have their exports reduced. Bilateral agreements. China is control here when it comes to tourism.

      • Bobby M

        Thursday, September 3, 2020 at 7:30 pm

        I think that’s a given Michael. They are already complaining of a drop in exports and investment and this will get worse for them not better. You could well be correct, let’s face it. Which is the most overpopulated country in the world today.

  4. Toby Andrews

    Thursday, September 3, 2020 at 2:09 pm

    This is an arrival tax.
    And is Thailand insisting that visitors use Thai insurance companies? It seems so.
    Where is the justification for that?
    In addition knowing that foreigners need to be insured with Thai insurance companies, the premium will be sky high.
    Plus, visitors will have to use Thai airways right? Another cost that be high because of it.
    Apart from all the restrictions this one on it’s own will deter visitors.
    Thai Airways can go out of business tomorrow. They owe millions in ticket refunds already.
    And Thai insurance is not going to pay up anyway.
    They will pay some, and make excuses not to pay it all.

  5. rinky stingpiece

    Thursday, September 3, 2020 at 2:11 pm

    You can imagine as a metaphor, an empty beach, with homeless eating of bins, and a big sign listing all the rules for entry, whilst the tumbleweed rolls by.

    There’s only one way out: no quarantine, just test and trace and insurance for Phuket.

  6. Brett Corinn

    Thursday, September 3, 2020 at 2:27 pm

    Thailand’s panic over covid-19, we tourists should let them feel for real and not buy all the strange attempts to get money into the country, they do not need dirty tourists just rich such, disgusting Thai mentality. No, better boycott the shit and visit in neighboring countries when possible, then they can see how the economy works with tourism. They are simply horny for money so they shoot themselves in the foot. Insurance??

  7. Katrina Davidson

    Thursday, September 3, 2020 at 2:36 pm

    And a spokesman for the Gold comission said it would be nice if all tourists had to purchase 3 buckets of gold, while the Bar Licensing Industry says that they would like all visitors to pay a lump sum of 30,000 in advance to cover drinks for the duration of their stay.

    I think the problem is every idea floated or considered in parliament (whether approved or thrown out immediately) gets an airing in the press here. I’m sure plenty of stupid ideas are floated in the UK Houses of Parliament, but we just don’t hear about them.

    This is the reason it seems like things “flip-flop.” Whoever wants to push their agenda reports to the press and the press duly publish it for genuine public interest.

    Hence the travel bubbles becoming safe and sealed then morphing into quarantine in Phuket. Every idea considered is reported on as if it is gospel. And nothing official has been released on any of it yet.

    Then there was the Immigration spokesman who said in June that Amnesty extension “wasn’t even being discussed, so 100% not happening.”

    For all things I will now wait for the “official voice” before I believe everything I read. But thank you to the press for keeping us informed and updated in these difficult times.

    Would be nice if the government actually made PR rules of conduct for ministers and spokespeople from industries so they can’t just disseminate whatever information that fits their personal agendas though.

    • Peter

      Thursday, September 3, 2020 at 7:40 pm

      At last a voice of reason, just goes to show ‘common sense’ isn’t that common, in fact it’s quite rare especially in the posts above.

  8. TS

    Thursday, September 3, 2020 at 5:47 pm

    The message is: were making it harder and harder for falang to come here. Go elsewhere or just stay home. Up to you.

  9. Perceville Smithers

    Thursday, September 3, 2020 at 6:29 pm

    At first, it was just travel insurance covering covid and now, the article suggests the insurance might have to be Thai insurance. This covid is being used to drive away certain tourists to make room for another.

  10. james

    Thursday, September 3, 2020 at 9:50 pm

    The article states we need insurance, it then mentions a number of Thai companies who provide the cover but the article does not say we have to use those companies.

    I spent 7 months in Thailand this year, I had $7,500,000 of medical cover, (yes dollars of cover), it cost me £130 fro the whole 7 months, I ended up claiming £2,500 in medical fees. I bought the insurance from a UK company.

    So insurance cover is not expensive and is necessary under all conditions while abroad.

    • J.C

      Friday, September 4, 2020 at 12:55 pm

      “I spent 7 months in Thailand this year”
      “it cost me £130 fro the whole 7 months”

      Absolute Barry Bull5hitter detected.

  11. Zilfo

    Thursday, September 3, 2020 at 11:12 pm

    This is so dumb and typical overkill from amatures who will ruin Thailand’s economy! If the VoA is only 30 days and they expect you to be in quarantine for 14 days in a tourist trap (Phuket), then what’s the point of visiting???

    If they require insurance coverage, then why the quarantine?

    • Tony T

      Saturday, September 5, 2020 at 6:38 am

      I would love to know the answer to that question myself. I am starting to look at the Philippines after several years visiting Thailand realising I am now classed as “Dirty” by the Thai government. I cannot be the only one..

  12. Robert K Choate

    Friday, September 4, 2020 at 1:14 am

    Health Insurance in North America is not sold with dollar amounts set, sold as if you are sick they will pay the costs. Up till now if you were really ill say a heart attack they would pay for your hospital stay in Thailand and if you need an operation they would wait till safe to travel and pay for the flight back to your country with a doctor accompanying you right up till your in a hospital in your own country that could do the operation and you were healthy. But with Corvid-19 you can NOT travel so they would pay for your hospital and all costs right up till your healthy with unlimited amount so asking for a total amount will not work it is just not right.

  13. KN

    Friday, September 4, 2020 at 2:57 am

    The issue is that if a person tests positive for covid-19 while in quarantine and is taken to the hospital, who pays for it? In the past there were visitors to Thailand that required hospitalization that would skip out on their medical bills. Unfortunately this happened more often than you would think and the hospitals have to absorb the costs, this makes it harder for the hospitals to ensure good care to everyone else. When traveling anywhere the visitor should realize that they should take responsibility if in case medical attention needs to be given to them absolutely nothing wrong with that.

  14. Bubba

    Saturday, September 5, 2020 at 6:29 am

    In the United States the elderly have their primary insurance coverage under Medicare. Medicare exists because no individual insurance company dares to take on the risk of insuring the elderly. I am living in Thailand and wish to travel other countries, but am unable to find a policy that will insure me if I wish to return to Thailand due to my age. If Thailand want tourists and expats to visit and live in Thailand it must underwrite the risk on a national basis or Thailand will never recover from the pandemic.

  15. topfarang

    Monday, September 7, 2020 at 9:41 am

    Loving all these comments from dumbass Americans and Brits. You guys fucked up and Thailand didn’t. No country in Asia is taking tourists right now, so I welcome this Thai initiative. Europe took tourists again and now their cases are up. You retards can stay in your cold countries without masks and get covid.

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