Lydia Kwa Lar

Lydia is a content writer at Thaiger, where she brings fresh perspectives and a strong eagerness to explore new horizons. Currently pursuing her Bachelor's degree at Payap University, Lydia enjoys listening to music, reading books, and staying updated on the latest social media trends in her free time.
  • Thailand TravelThe friendliest Thai cities for foreigners | Thaiger

    The friendliest Thai cities for foreigners

    Thailand is often called the Land of Smiles, but some cities feel especially welcoming to foreigners. Places like Chiang Mai, Hua Hin, Chiang Rai, Koh Samui, and Khon Kaen are known for friendly locals, relaxed lifestyles, and strong community spirit. Expats often say these areas make it easy to settle in, connect with people, and feel at home, whether in…

  • Thailand TravelThailand’s best beach towns for long-term living (2026) | Thaiger

    Thailand’s best beach towns for long-term living (2026)

    Thailand’s coastline has always been a draw, but when it comes to long-term living, there’s more to consider than a pretty beach. These days, many of Thailand’s beach towns have grown into liveable, well-connected hubs with strong expat communities, international hospitals, and real infrastructure. Still, each place brings its own rhythm, costs, and quirks. Before we begin, ask yourself this:…

  • HealthHow different ages experience healthcare in Thailand (40s, 50s, 60s, 70s) | Thaiger

    How different ages experience healthcare in Thailand (40s, 50s, 60s, 70s)

    Thailand offers strong healthcare through public services and excellent private hospitals for all ages. As expats move from their 40s into later decades, their needs shift from simple screenings to managing chronic conditions and planning for long-term care. Planning early helps avoid gaps in coverage, and international insurance like Cigna provides wide hospital access and high limits to stay protected…

  • AutomotiveStaying safe on the road during Thailand’s Christmas and New Year holidays | Thaiger

    Staying safe on the road during Thailand’s Christmas and New Year holidays

    Thailand’s Christmas and New Year holidays are a time of joy, travel, and celebration. However, this busy season also brings a sharp rise in road accidents, with hundreds of lives lost each year. Most crashes involve motorcycles, often linked to speeding, drunk driving, and low visibility, making the roads especially risky for both locals and visitors. For travellers, having the…

  • Thailand TravelWhat expats in Thailand wish they knew before moving here | Thaiger

    What expats in Thailand wish they knew before moving here

    The Thaiger key takeaways Visa rules, documentation, and reporting requirements are stricter and more complex than most newcomers expect. Healthcare quality varies widely, and many expats rely on private hospitals due to faster service and English-speaking staff. Cultural norms, daily expenses, weather risks, and safety concerns take adjustment but become manageable with preparation. Moving to Thailand is exciting, but many…

  • HealthWhat is the claims process for expat health insurance? | Thaiger

    What is the claims process for expat health insurance?

    The Thaiger key takeaways Most expat claims move through a mix of direct billing at partner hospitals and reimbursement when treatment is paid upfront. Digital submission is now the standard route, with processing times usually tied to how complete the documents are. Ongoing support, status updates, and follow-ups tend to run through 24/7 customer channels, keeping communication consistent throughout the…

  • HealthHow to make sure that your health insurance meets Thailand’s visa requirements | Thaiger

    How to make sure that your health insurance meets Thailand’s visa requirements

    If you plan to stay in Thailand for a long time, you must have health insurance that meets the country’s visa rules. This applies to Retirement (O-A and O-X) visas and Long-Term Resident (LTR) visas. Each visa type requires a minimum level of coverage for both inpatient and outpatient care, and some also need Covid-19 protection. Several approved Thai insurance…

  • HealthIs expat health insurance in Thailand actually worth it? | Thaiger

    Is expat health insurance in Thailand actually worth it?

    The Thaiger key takeaways Foreigners aren’t covered by public healthcare, making private hospital costs a major concern. Insurance offers financial protection and access to better medical care. Whether it’s worth it depends on your stay length, health, lifestyle, and budget. Thailand is a favourite destination for expats, known for its warm weather, rich culture, and affordable lifestyle. But as more…

  • HealthWhat are the most common medical emergencies for expats in Thailand | Thaiger

    What are the most common medical emergencies for expats in Thailand

    The Thaiger key takeaways The most common medical emergencies for expats in Thailand include motorcycle accidents, tropical diseases, and food or water-borne illnesses. Air pollution and heat-related conditions like heatstroke also pose serious seasonal health risks, especially in northern and coastal areas. Having reliable medical insurance, such as SafetyWing, helps cover emergencies, hospital care, and evacuation, giving expats peace of mind.…

  • HealthThe guide to affordable healthcare in Thailand | Thaiger

    The guide to affordable healthcare in Thailand

    The Thaiger key takeaways Thailand’s healthcare system combines low-cost public services with world-class private hospitals. Private health insurance protects expats from major medical bills and meets visa requirements. Cigna offers expat-focused plans with direct billing, top hospital access, and 24/7 support. Thailand’s healthcare system is known for being both good and affordable. Many people in Asia choose the country for…

  • Retire in ThailandWhy retirees in Thailand are choosing long-term health insurance over quick fixes | Thaiger

    Why retirees in Thailand are choosing long-term health insurance over quick fixes

    The Thaiger key takeaways Short-term health plans leave retirees exposed to high costs and limited coverage. Long-term health insurance offers financial stability, full medical access, and peace of mind. Cigna’s flexible, expat-focused plans make retirement in Thailand safer and stress-free. Retirees in Thailand are increasingly seeing the importance of health insurance in protecting their well-being during retirement. With insurance requirements…

  • HealthThe hidden costs of ignoring pre-existing conditions in Thailand | Thaiger

    The hidden costs of ignoring pre-existing conditions in Thailand

    The Thaiger key takeaways Not declaring pre-existing conditions can result in denied claims, high costs, or visa problems. Cigna provides coverage for common chronic conditions like diabetes and arthritis with high limits and direct billing. Honest disclosure ensures proper coverage, financial protection, and peace of mind for expats in Thailand. If you’re planning to live in Thailand for a long…

  • Travel GuidesHow to travel around Thailand for under US$30 a day | Thaiger

    How to travel around Thailand for under US$30 a day

    The Thaiger key takeaways Staying in budget hostels or guesthouses and eating street food keeps daily expenses low. Mixing buses, trains, and budget flights allows affordable travel between cities and islands. Free or cheap activities, such as temples, markets, parks, and festivals, offer cultural experiences without overspending Travelling around Thailand on a budget of just US$30 (under 1,000 baht or…

  • HealthMoving to Thailand? Here are the health documents you should prepare before you go | Thaiger

    Moving to Thailand? Here are the health documents you should prepare before you go

    The Thaiger key takeaways Valid passport, visa documents, health certificate, and vaccination records are essential for immigration and medical care in Thailand. Health insurance that meets visa requirements, like Cigna, provides protection, direct billing, and access to a wide hospital network. Keeping personal medical records and prescriptions up to date ensures quick treatment and smooth communication with doctors Moving to…

  • Things To DoOutdoor adventures in Thailand for adrenaline seekers | Thaiger

    Outdoor adventures in Thailand for adrenaline seekers

    The Thaiger key takeaways Thailand provides a wide range of adventure activities, from whitewater rafting and rock climbing to ziplining, scuba diving, and skydiving, suitable for all skill levels. Macro and marine life exploration, Muay Thai camps, kiteboarding, ATV riding, and mountain biking add diverse experiences for thrill-seekers. Following local safety rules, choosing guided tours, and using travel insurance like…

  • HealthTop mistakes expats make when choosing health insurance in Thailand | Thaiger

    Top mistakes expats make when choosing health insurance in Thailand

    The Thaiger key takeaways Being uninsured or relying solely on travel insurance leaves expats exposed to high medical costs in Thailand. Ignoring coverage limits, exclusions, waiting periods, and network restrictions can create unexpected financial burdens. Understanding deductibles, copayments, and flexible payment options ensures better control over healthcare expenses and peace of mind Living in Thailand as an expat means getting…

  • Thailand TravelMoving to Thailand? Meet AA Insurance Brokers, the broker expats trust most | Thaiger

    Moving to Thailand? Meet AA Insurance Brokers, the broker expats trust most

    Moving to Thailand is an exciting new chapter, but it also comes with important things to plan, like finding the right insurance. That’s where AA Insurance Brokers can help. With over 20 years of experience and a strong reputation among expats, they offer clear advice and trusted coverage tailored to life in Thailand. AA Insurance Brokers is also an award-winning…

  • HealthThailand health insurance that covers chronic conditions: What expats need to know | Thaiger

    Thailand health insurance that covers chronic conditions: What expats need to know

    The Thaiger key takeaways Managing chronic conditions in Thailand requires health insurance that covers specialist visits, medications, tests, and hospital stays. Cigna offers high-coverage plans with access to top hospitals, direct billing, and telemedicine support for convenient long-term care. Expats should disclose pre-existing conditions, understand waiting periods, and ensure their policy meets visa requirements Living in Thailand as an expat…

  • Thailand TravelWhat are the most affordable places to visit in Thailand? | Thaiger

    What are the most affordable places to visit in Thailand?

    The Thaiger key takeaways Thailand is still relatively affordable in 2025, offering cheap stays, street food, and low-cost attractions across all regions. Key budget-friendly destinations include Pai, Chiang Mai, Bangkok, Koh Tao, and Kanchanaburi. Travel protection matters. SafetyWing insurance ensures medical, evacuation, and trip coverage for stress-free adventures. Thailand is one of the most affordable and beautiful places to visit…

  • Visa InformationCan health insurance help speed up your Thai visa process? | Thaiger

    Can health insurance help speed up your Thai visa process?

    The Thaiger key takeaways Having the right health insurance keeps your visa process moving without unnecessary hold-ups. Showing proof of coverage early can make approvals and renewals faster. Keeping your insurance active avoids surprises and ensures smooth compliance. Applying for a long-term visa in Thailand can be tricky, with many requirements to meet. One important factor that many applicants overlook…

  • Thailand TravelWeekend road trip routes across Thailand [2025] | Thaiger

    Weekend road trip routes across Thailand [2025]

    Weekend road trips in Thailand are a great way to enjoy beautiful scenery, local culture, and quick getaways without much travel time. From winding mountain routes in the north to coastal drives in the south, every journey brings new sights and experiences. To travel with peace of mind, SafetyWing offers flexible travel medical insurance made for travellers and digital nomads,…

  • HealthOver 50 in Thailand? What your health insurance must cover now | Thaiger

    Over 50 in Thailand? What your health insurance must cover now

    Thailand remains a top choice for retirees aged 50 and above, thanks to its warm climate, low living costs, and vibrant culture. But finding the right health insurance is more important than ever. Not only does it meet the requirements for the Non-Immigrant O-A retirement visa, but it also ensures access to quality healthcare without breaking the bank. With new…

  • HealthWhy health insurance costs more each year and how expats in Thailand can save more money | Thaiger

    Why health insurance costs more each year and how expats in Thailand can save more money

    Each year, many expats living in Thailand see their health insurance premiums go up and often without a clear reason. This can be frustrating, especially when you’re trying to plan your budget. But by understanding why prices rise and learning how to manage these costs, you can stay in control of your health coverage. Knowing what causes these increases is…

  • HealthPlanning to extend your Thai visa? Why health insurance is more important than ever | Thaiger

    Planning to extend your Thai visa? Why health insurance is more important than ever

    If you plan to stay longer in Thailand, having health insurance is now more important than ever. Thai immigration often asks for proof of medical coverage when you apply to extend your visa. This applies to many types of visas, like retirement or long-term stay. Choosing a plan from a trusted company like Cigna can make the process easier and…

  • Thai LifeHow is Mother’s Day celebrated in Thailand? | Thaiger

    How is Mother’s Day celebrated in Thailand?

    Mother’s Day in Thailand is a special holiday filled with love and respect. It takes place every year on August 12, which is the birthday of Queen Sirikit, the Queen Mother. On this day, people across the country honour her as the Mother of the Nation and also take time to show appreciation for their mothers. It’s a day full…

  • Phuket TravelDigital nomading in Phuket, is it still worth it in 2025? | Thaiger

    Digital nomading in Phuket, is it still worth it in 2025?

    Phuket has been a popular spot for digital nomads for many years, due to its sunny beaches, friendly international crowd, and modern coworking spaces. This year, it still draws remote workers with its low cost of living, good internet, and relaxed island lifestyle. You can work during the day and enjoy the beach or nightlife in the evening. But with…

  • HealthPre-existing conditions? These expat insurance plans still have you covered | Thaiger

    Pre-existing conditions? These expat insurance plans still have you covered

    Many expats feel worried that their pre-existing health problems will stop them from getting insurance in a new country. This fear is common, especially when medical care can be expensive. But the good news is, some insurance, like the plans you can get from Cigna, understand such anxieties and offer plans that may still cover those conditions. These plans give…

  • Thailand TravelWhat to do if you get injured in Thailand without insurance? | Thaiger

    What to do if you get injured in Thailand without insurance?

    Getting injured in Thailand without insurance can lead to high medical bills and a stressful hospital visit. Private hospitals often ask for a big payment before giving treatment, while public hospitals might delay care if you can’t pay right away. This can cause both money problems and extra paperwork. Having good health insurance can help you avoid these issues. SafetyWing…

  • HealthNew in July: Save 10% for life on family health plans in Thailand | Thaiger

    New in July: Save 10% for life on family health plans in Thailand

    Cigna has a special offer this July for families in Thailand. When you sign up three or more people on a family health plan, you will save 10% on your premiums for life. This deal helps you get affordable, high-quality care, including doctor visits, emergency treatment, and access to Thailand’s top private hospitals. If you want to protect your family…

  • Thailand TravelHow much travel insurance should cost you in Thailand (By trip length) | Thaiger

    How much travel insurance should cost you in Thailand (By trip length)

    When planning a trip to Thailand, travel insurance is a smart investment that can save you from unexpected costs. Whether it’s medical expenses, lost luggage, or trip cancellations, the right coverage can provide peace of mind and financial protection against emergencies. While travel insurance isn’t mandatory for most visitors, it’s highly recommended for a stress-free experience abroad. The cost of…

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