Lydia Kwa Lar

Lydia is a content writer at Thaiger, where she brings fresh perspectives and a strong eagerness to explore new horizons. Currently pursuing her Bachelor's degree at Payap University, Lydia enjoys listening to music, reading books, and staying updated on the latest social media trends in her free time.
  • Travel GuidesThailand vs. Vietnam vs. Malaysia: Which is better for long-term living? | Thaiger

    Thailand vs. Vietnam vs. Malaysia: Which is better for long-term living?

    Thailand, Vietnam, and Malaysia have each carved out their own space in the long-term expat landscape. Thailand offers dependable healthcare and a well-established expat infrastructure. Vietnam stands out for rock-bottom costs and relentless urban energy. Malaysia brings modern living standards, cultural diversity, and an English-speaking environment that makes settling in remarkably smooth. There’s no one-size-fits-all answer here. The right choice…

  • Thailand TravelThe digital nomad’s guide to healthcare and insurance in Thailand | Thaiger

    The digital nomad’s guide to healthcare and insurance in Thailand

    Thailand continues to attract digital nomads with its rich culture, fast internet, and strong healthcare system. Many private hospitals meet international standards and offer English-speaking doctors, making medical care reliable and easy to access for foreigners. Health insurance also plays a key role, especially for those staying long-term or applying for visas such as the Destination Thailand Visa or the…

  • Thailand TravelThe friendliest Thai cities for foreigners | Thaiger

    The friendliest Thai cities for foreigners

    Thailand is often called the Land of Smiles, but some cities feel especially welcoming to foreigners. Places like Chiang Mai, Hua Hin, Chiang Rai, Koh Samui, and Khon Kaen are known for friendly locals, relaxed lifestyles, and strong community spirit. Expats often say these areas make it easy to settle in, connect with people, and feel at home, whether in…

  • Thailand TravelThailand’s best beach towns for long-term living (2026) | Thaiger

    Thailand’s best beach towns for long-term living (2026)

    Thailand’s coastline has always been a draw, but when it comes to long-term living, there’s more to consider than a pretty beach. These days, many of Thailand’s beach towns have grown into liveable, well-connected hubs with strong expat communities, international hospitals, and real infrastructure. Still, each place brings its own rhythm, costs, and quirks. Before we begin, ask yourself this:…

  • AutomotiveStaying safe on the road during Thailand’s Christmas and New Year holidays | Thaiger

    Staying safe on the road during Thailand’s Christmas and New Year holidays

    Thailand’s Christmas and New Year holidays are a time of joy, travel, and celebration. However, this busy season also brings a sharp rise in road accidents, with hundreds of lives lost each year. Most crashes involve motorcycles, often linked to speeding, drunk driving, and low visibility, making the roads especially risky for both locals and visitors. For travellers, having the…

  • Thailand TravelThe best Thai cities for a quiet, comfortable life | Thaiger

    The best Thai cities for a quiet, comfortable life

    Thailand is a great place for expats who want a quiet life surrounded by nature and modern comforts. These cities offer peaceful living, affordable costs, and easy access to healthcare, making them ideal for long-term stays. With Cigna’s international health plans providing reliable coverage at trusted hospitals across Thailand, expats can settle in and enjoy a relaxed, confident lifestyle. Best…

  • Thailand TravelWhat expats in Thailand wish they knew before moving here | Thaiger

    What expats in Thailand wish they knew before moving here

    The Thaiger key takeaways Visa rules, documentation, and reporting requirements are stricter and more complex than most newcomers expect. Healthcare quality varies widely, and many expats rely on private hospitals due to faster service and English-speaking staff. Cultural norms, daily expenses, weather risks, and safety concerns take adjustment but become manageable with preparation. Moving to Thailand is exciting, but many…

  • HealthWhat is the claims process for expat health insurance? | Thaiger

    What is the claims process for expat health insurance?

    The Thaiger key takeaways Most expat claims move through a mix of direct billing at partner hospitals and reimbursement when treatment is paid upfront. Digital submission is now the standard route, with processing times usually tied to how complete the documents are. Ongoing support, status updates, and follow-ups tend to run through 24/7 customer channels, keeping communication consistent throughout the…

  • HealthIs expat health insurance in Thailand actually worth it? | Thaiger

    Is expat health insurance in Thailand actually worth it?

    The Thaiger key takeaways Foreigners aren’t covered by public healthcare, making private hospital costs a major concern. Insurance offers financial protection and access to better medical care. Whether it’s worth it depends on your stay length, health, lifestyle, and budget. Thailand is a favourite destination for expats, known for its warm weather, rich culture, and affordable lifestyle. But as more…

  • HealthTravel vs international health insurance: Which coverage do you need overseas? | Thaiger

    Travel vs international health insurance: Which coverage do you need overseas?

    The Thaiger key takeaways Travel insurance is ideal for short-term trips, covering emergencies, cancellations, and lost luggage, but not routine care. International health insurance suits expats and long-term residents, offering full medical coverage, including checkups, maternity, and chronic care. Choosing the right plan helps you meet visa rules, avoid high bills, and access reliable healthcare abroad — with trusted providers…

  • HealthWhat are the most common medical emergencies for expats in Thailand | Thaiger

    What are the most common medical emergencies for expats in Thailand

    The Thaiger key takeaways The most common medical emergencies for expats in Thailand include motorcycle accidents, tropical diseases, and food or water-borne illnesses. Air pollution and heat-related conditions like heatstroke also pose serious seasonal health risks, especially in northern and coastal areas. Having reliable medical insurance, such as SafetyWing, helps cover emergencies, hospital care, and evacuation, giving expats peace of mind.…

  • HealthThe guide to affordable healthcare in Thailand | Thaiger

    The guide to affordable healthcare in Thailand

    The Thaiger key takeaways Thailand’s healthcare system combines low-cost public services with world-class private hospitals. Private health insurance protects expats from major medical bills and meets visa requirements. Cigna offers expat-focused plans with direct billing, top hospital access, and 24/7 support. Thailand’s healthcare system is known for being both good and affordable. Many people in Asia choose the country for…

  • HealthThe hidden costs of ignoring pre-existing conditions in Thailand | Thaiger

    The hidden costs of ignoring pre-existing conditions in Thailand

    The Thaiger key takeaways Not declaring pre-existing conditions can result in denied claims, high costs, or visa problems. Cigna provides coverage for common chronic conditions like diabetes and arthritis with high limits and direct billing. Honest disclosure ensures proper coverage, financial protection, and peace of mind for expats in Thailand. If you’re planning to live in Thailand for a long…

  • Thailand TravelLong-term life in Thailand? 5 reasons private health insurance pays off in the long run | Thaiger

    Long-term life in Thailand? 5 reasons private health insurance pays off in the long run

    The Thaiger key takeaways Private health insurance provides quicker access to top hospitals, covering both emergency and routine care. It protects long-term residents from high treatment costs, especially for chronic conditions and major procedures. Plans like Cigna’s offer flexible coverage, high-quality care, and financial security for expats living in Thailand. Thailand is a great place for expats and retirees, offering…

  • Travel GuidesHow to travel around Thailand for under US$30 a day | Thaiger

    How to travel around Thailand for under US$30 a day

    The Thaiger key takeaways Staying in budget hostels or guesthouses and eating street food keeps daily expenses low. Mixing buses, trains, and budget flights allows affordable travel between cities and islands. Free or cheap activities, such as temples, markets, parks, and festivals, offer cultural experiences without overspending Travelling around Thailand on a budget of just US$30 (under 1,000 baht or…

  • HealthMoving to Thailand? Here are the health documents you should prepare before you go | Thaiger

    Moving to Thailand? Here are the health documents you should prepare before you go

    The Thaiger key takeaways Valid passport, visa documents, health certificate, and vaccination records are essential for immigration and medical care in Thailand. Health insurance that meets visa requirements, like Cigna, provides protection, direct billing, and access to a wide hospital network. Keeping personal medical records and prescriptions up to date ensures quick treatment and smooth communication with doctors Moving to…

  • HealthTop mistakes expats make when choosing health insurance in Thailand | Thaiger

    Top mistakes expats make when choosing health insurance in Thailand

    The Thaiger key takeaways Being uninsured or relying solely on travel insurance leaves expats exposed to high medical costs in Thailand. Ignoring coverage limits, exclusions, waiting periods, and network restrictions can create unexpected financial burdens. Understanding deductibles, copayments, and flexible payment options ensures better control over healthcare expenses and peace of mind Living in Thailand as an expat means getting…

  • Travel GuidesWhere to experience Thailand’s nightlife without the tourist traps | Thaiger

    Where to experience Thailand’s nightlife without the tourist traps

    The Thaiger key takeaways Local nightlife in Thailand offers a calmer, more authentic experience compared to crowded tourist areas, with options ranging from Bangkok’s RCA and Thonglor to Koh Samui’s Lamai and Maenam beaches. Night markets, small bars, and beachside venues provide cultural immersion, live music, and local flavours while avoiding overpriced tourist traps. Safety and planning are essential; using…

  • Thailand TravelMoving to Thailand? Meet AA Insurance Brokers, the broker expats trust most | Thaiger

    Moving to Thailand? Meet AA Insurance Brokers, the broker expats trust most

    Moving to Thailand is an exciting new chapter, but it also comes with important things to plan, like finding the right insurance. That’s where AA Insurance Brokers can help. With over 20 years of experience and a strong reputation among expats, they offer clear advice and trusted coverage tailored to life in Thailand. AA Insurance Brokers is also an award-winning…

  • HealthThailand health insurance that covers chronic conditions: What expats need to know | Thaiger

    Thailand health insurance that covers chronic conditions: What expats need to know

    The Thaiger key takeaways Managing chronic conditions in Thailand requires health insurance that covers specialist visits, medications, tests, and hospital stays. Cigna offers high-coverage plans with access to top hospitals, direct billing, and telemedicine support for convenient long-term care. Expats should disclose pre-existing conditions, understand waiting periods, and ensure their policy meets visa requirements Living in Thailand as an expat…

  • Visa InformationCan health insurance help speed up your Thai visa process? | Thaiger

    Can health insurance help speed up your Thai visa process?

    The Thaiger key takeaways Having the right health insurance keeps your visa process moving without unnecessary hold-ups. Showing proof of coverage early can make approvals and renewals faster. Keeping your insurance active avoids surprises and ensures smooth compliance. Applying for a long-term visa in Thailand can be tricky, with many requirements to meet. One important factor that many applicants overlook…

  • Destination GuideWhat’s the average price of a 1-bedroom condo in Bangkok? | Thaiger

    What’s the average price of a 1-bedroom condo in Bangkok?

    Bangkok’s real estate market in 2025 is thriving, with steady growth and ongoing improvements in infrastructure. The city attracts both local and international buyers, offering a range of properties from luxury condos to affordable homes. Among these, 1-bedroom condos are particularly popular, offering a practical and affordable option for young professionals, investors, and expats. These condos are ideal for those…

  • Thailand TravelWeekend road trip routes across Thailand [2025] | Thaiger

    Weekend road trip routes across Thailand [2025]

    Weekend road trips in Thailand are a great way to enjoy beautiful scenery, local culture, and quick getaways without much travel time. From winding mountain routes in the north to coastal drives in the south, every journey brings new sights and experiences. To travel with peace of mind, SafetyWing offers flexible travel medical insurance made for travellers and digital nomads,…

  • HealthOver 50 in Thailand? What your health insurance must cover now | Thaiger

    Over 50 in Thailand? What your health insurance must cover now

    Thailand remains a top choice for retirees aged 50 and above, thanks to its warm climate, low living costs, and vibrant culture. But finding the right health insurance is more important than ever. Not only does it meet the requirements for the Non-Immigrant O-A retirement visa, but it also ensures access to quality healthcare without breaking the bank. With new…

  • HealthPlanning to extend your Thai visa? Why health insurance is more important than ever | Thaiger

    Planning to extend your Thai visa? Why health insurance is more important than ever

    If you plan to stay longer in Thailand, having health insurance is now more important than ever. Thai immigration often asks for proof of medical coverage when you apply to extend your visa. This applies to many types of visas, like retirement or long-term stay. Choosing a plan from a trusted company like Cigna can make the process easier and…

  • Health5 hospitals in Thailand digital nomads trust most | Thaiger

    5 hospitals in Thailand digital nomads trust most

    Thailand is still one of the best places for digital nomads, thanks to its low cost of living, comfortable lifestyle, and good healthcare system. For remote workers living far from home, having access to a trusted hospital is very important. Most digital nomads look for hospitals that meet international standards, have English-speaking staff, and make it easy to use health…

  • Thai LifeHow is Mother’s Day celebrated in Thailand? | Thaiger

    How is Mother’s Day celebrated in Thailand?

    Mother’s Day in Thailand is a special holiday filled with love and respect. It takes place every year on August 12, which is the birthday of Queen Sirikit, the Queen Mother. On this day, people across the country honour her as the Mother of the Nation and also take time to show appreciation for their mothers. It’s a day full…

  • Phuket TravelDigital nomading in Phuket, is it still worth it in 2025? | Thaiger

    Digital nomading in Phuket, is it still worth it in 2025?

    Phuket has been a popular spot for digital nomads for many years, due to its sunny beaches, friendly international crowd, and modern coworking spaces. This year, it still draws remote workers with its low cost of living, good internet, and relaxed island lifestyle. You can work during the day and enjoy the beach or nightlife in the evening. But with…

  • Thailand TravelWhat to do if you get injured in Thailand without insurance? | Thaiger

    What to do if you get injured in Thailand without insurance?

    Getting injured in Thailand without insurance can lead to high medical bills and a stressful hospital visit. Private hospitals often ask for a big payment before giving treatment, while public hospitals might delay care if you can’t pay right away. This can cause both money problems and extra paperwork. Having good health insurance can help you avoid these issues. SafetyWing…

  • HealthWhy long-term expats in Thailand say insurance is worth every baht | Thaiger

    Why long-term expats in Thailand say insurance is worth every baht

    Thailand’s warm weather, low cost of living, and good healthcare attract many long-term expats, including retirees and remote workers. Life here feels easy and affordable, but medical costs can be high if something goes wrong. Private hospitals are popular because they are modern and have English-speaking staff, but treatment can be expensive without insurance. This is why many expats see…

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