Type 2 car insurance, also known as third party or fire and theft insurance in certain parts of the world, is a type of policy that covers property damage, excess third party bodily injury, and loss due to fire and theft.
Both passengers and the driver will be covered for personal injury, medical bills, and bail bond compensation under this policy. It also shields you from civil liability to third parties in the event of an accident-related injury. This package is best for private car owners who want full compensation at a reasonable cost.
Check insurance premiums online with these easy to follow steps
Specify the brand, model, and the year your car was manufactured. For example, Honda Civic 2011.
Specify your personal information such as the name of the driver, date of birth, and driver’s status.
You must report your vehicle’s current mileage, possession history and claim history.
Check the coverage package for insurance that covers the conditions needed.
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I injured a few days ago, just got a callback and is now currently in the first phase of getting my type 2 car insurance.
You may be able to add the following optional coverages to your car insurance policy, depending on your situation.
Your insurance agent can help you understand what each helps cover, so you can put together a policy that’s right for you.
Any covered person who sustains physical injury as a result of an accident while in, or getting into, and existing from the vehicle will be reimbursed for real and necessary medical costs, surgical expenses, and hospital service expenses. A car insurance policy requires medical payments coverage.
It will help pay for your or your passengers’ medical bills if you or they are involved in a car accident, regardless of who was at fault. Health payments insurance is also known as medical cost insurance or simply “med pay.”
The insurer will compensate the insured person(s) for damage or bodily injury caused by death, loss of hand, loss of foot, loss of vision, permanent disability, and temporary disability.
The company will pay you according to the indemnity sum defined in the Policy Schedule.
The insured or the driver is arrested by the police prosecutor for ongoing proceedings. Many car insurance policies contain a segment that outlines bail in depth. According to the contract, the insurer will pay up to 15,000 baht for the expense of bail bonds needed as a result of an accident, including related traffic violations.
Bail for a minor offense may be 30,000 baht or less, in which case insurance may cover the bulk of the cost. However, insurance can only cover a portion of the overall bail amount for more serious offenses. You will have to pay the remaining bail out of pocket in this situation.
With out car insurnace, you will be left unprotected on Thai roads which is a bad idea. Save time and stay safe by get car insurance type 2.
Top tip: Always consider the year model of your car when getting an insurance.
If you’re buying a new vehicle or searching for car insurance, you’ll want to know about the various forms of coverage that are available. If you’re in a car accident, the different forms of car insurance policies are available to help protect you, your passengers, and your vehicle. Here at the Thaiger, we will provide you with adequate information and give you the lowest and cheapest premiums out there in the local market.
Car insurance provides different types. Please check out the list below for additional information.
Have a look below at some of the type 1 car insurance coverage options.
This policy has the most affordable premiums. You must name anyone who will be driving your vehicle (up to 4 people). This coverage only includes incidents that occur when one of the policyholders is driving the vehicle. When someone else is driving the vehicle at the time of the crash, coverage can be refused.
This policy is slightly more costly than the Named Driver plan, but it provides more convenience. Anyone over the age of 30 can drive your car without having to be listed on your insurance policy. The main driver, or the person who will be driving your car the majority of the time, must be specified. This coverage would cover injuries that occur when the primary driver or someone over the age of 30 is behind the wheel of your vehicle. If someone under the age of 30 (who is not the primary driver) is driving the vehicle at the time of the crash, compensation would be refused.
At a slightly higher price, this package includes more convenience than the Any Driver 30 Years and Up plan. Anyone over the age of 25 can drive your car without having to be listed on your insurance policy. The main driver, or the person who will be driving your car the majority of the time, must be specified. This coverage would cover injuries that occur when the primary driver or someone over the age of 25 is behind the wheel of your vehicle. If someone under the age of 25 (who is not the primary driver) is driving the vehicle at the time of the crash, compensation would be refused.
This is the most convenient strategy, but it is also the most costly. Your car can be driven by someone who isn’t listed on your insurance policy. This coverage would cover all injuries, regardless of who is driving the vehicle at the moment. On the policy, you must also specify the main driver.
If you drive a car on Thailand’s public roads, you are expected to have Compulsory Third-Party Liability Insurance (CTPL), which covers accidents and deaths in the event of a motorcycle or car accident.
We can provide a -policy with outstanding credentials, ensuring you are road legal today. Contact us to know how much your CTPL insurance policy would cost. On this page, you can read more about the amount of coverage offered by compulsory car insurance in Thailand.
*Insurance premium prices vary according to the age and conditions in the policy. Should study details in the policy before buying.
There are two options of car insurance in Thailand: Compulsory Third-Party Liability Insurance and Private Insurance. All you need to do is to call an insurance representative and they’ll come to the scene of the accident and deal with the opposing party, offer roadside assistance, and issue claims documents.
Liability car insurance (or liability coverage, as it’s also known) helps pay for the costs of the other driver’s property and medical injuries if you are “at fault” in an accident. Your insurer will pay for the property damage and injuries up to the covered limit.
It is a legal requirement in Thailand for cars to have Compulsory Motor Insurance (CMI or Por Ror Bor). This insurance is required by law with a set premium and cover rates. It only covers third parties and passengers.
Buying a car in Thailand is allowed for both Thai people and foreigners.
You can buy a new car or a second-hand.
Wear and Tear and General Maintenance: Any general maintenance costs are not covered by car insurance. All cars break down over time. This is an expected cost of car ownership. Wear and tear and general maintenance is not covered by car insurance.
If you are a tourist, the answer is yes. You do need to have an International Driving Permit to drive in Thailand legally. A foreign driver’s license is not accepted in Thailand. If you are a Thai resident, you should have a Thai Driver’s License.