Type 1 Car Insurance

Get the best coverage in Thailand with first-class car insurance.

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Why buy type 1 car insurance through The Thaiger?

With no time wasted, check out your insurance policy rates in just a few simple steps. You can also select from a range of requirements and coverage choices in the policy details.

What is type 1 car Insurance?

In Thailand, this is the most costly and comprehensive form of car insurance available. It should secure you from all forms of mishaps and problems. Car insurance type 1 is also the only form of insurance that covers an injury that doesn’t involve a third party, such as crashing into a wall, colliding with a dog, scratching your car, and so on.

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How to check type 1 car insurance premiums?

Check insurance premiums online with these easy to follow steps

Car Information

Specify the brand, model, and the year your car was manufactured. For example, Toyota Camry Hybrid 2013.

Personal Information

Specify the contact information such as the name of the driver, date/month/year of birth, and driver’s status.

Car usage

Vehicle’s current mileage, possession history and claim history.

Car Condition

Check the coverage package for insurance that covers the conditions needed.

What is type 1 car insurance coverage?

A must-have insurance for your vehicle against any form of accident, including crashes, explosions, theft, overturns, and other external causes not mentioned in the policy exclusions. Personal injury, medical bills, and bail bond compensation are provided to both passengers and drivers. It also protects you from civil responsibility to third parties in the event of injuries caused by your negligence. This package is for private car owners who need comprehensive coverage for their car insurance needs. Third Party Liability Protection. Secure yourself from third-party civil responsibility for accidents and property harm incurred by an accident caused by your negligence.

Driver and Passenger Protection

Secure the driver and any passengers in your vehicle from death or medical costs incurred as a result of a car accident. In addition, have a bail bond guarantee to cover a driver who has been released from custody awaiting trial.

Car Protection

Secure your vehicle from failure or harm due to any unintended external causes such as crash, fire, robbery, overturn, or any other causes not mentioned in the policy exclusions.

Garage Plan

You have the option of saving money by getting the repair done at one of our favourite garages, or you can have more choice by having the repair done at any garage.

Customer Ratings


40 reviews

Customer Reviews


Very simple and fast process to get the policy, good information about the product. I will be using your services and recommend the product to everyone who is considering getting car insurance.

Eva Knox


It’s my first time buying insurance online, the guide was very helpful and full of information, also easy to apply and understand the concept.

Mateo D


Overall nice website, the basic details are there, 5 stars.

Walter Hook


Very supportive customer service, that is free from admin fees, I manage to get more information about the product before purchasing the plan.

Leona Cooper


The whole process was very simple to follow and Helpfully. Will defiantly inquire and suggest to friends.

Anderson Shard


I have just started using them. so far no problems, got a call back from a rep, explaining more details about the policy and coverages, will be back here for sure, the service was very straight forwards.

Alex Ivanco

What does type 1 car insurance benefits

There are also car insurance benefits that include supplementary coverage included in the standard policy.

You must fully read understand the benefits you can get from each of the policy.

You are insured if your car is damaged due to an accident, fire, or self-ignition. Furthermore, the insurance policy will cover damages incurred by robbery or theft, strikes, protests, or terrorism.

Car insurance also protects you against loss or injury while traveling by rail, inland waterways, air, road, or lift.

Key Points:

  • Guaranteed that car is insured due to an accident, fire, or self-ignition
  • Cover damages incurred by robbery or theft, strikes, protests, or terrorism
  • Protects you against loss or injury while traveling

Another benefit of car insurance is that it provides personal injury coverage up to a certain amount. Personal Injury Insurance covers you from permanent total disability and death as a result of an accident.

Furthermore, for a pre-determined amount under the car insurance policy, this cover can be purchased for other passengers on an unnamed basis (maximum as per the vehicle’s seating capacity).

Key Points:

  • Provides personal injury coverage
  • Personal Injury Insurance covers you from permanent total disability and death
  • Can be purchased for other passengers on an unnamed basis

In the event that you need cashless services, you will be able to do so at any of the car insurance garages.

This feature makes it easy to receive repair services in the event that your car is damaged.

Key Points:

  • Able to do at any of the car insurance garages
  • Easy to receive repair services when car is damaged

Choose the best policy with the most comprehensive coverage available to you.

Make sure you are protected while paying less. You do not always need to spend thousands of baht just to make sure you are safe. Looking for a quality service is more important.

Top tip: Always ask for the best quotation that has the best benefit for you.

Why do I need car insurance type 1?

The biggest reason why you should consider getting car insurance type 1 is that it covers any type of accident, whether it’s between a third party or not. The damage caused by vandals will also be covered, including cases of “hit and run”. It also offers 0% instalment plans or a one-time payment. You have the choice of having your car fixed at your own dealer or one of our network garages. Emergency roadside assistance will also be provided 24 hours a day.

On the other hand, type 2 car insurance, if you have a car accident that isn’t caused by another vehicle, you will not be covered. For example, if your car collides with something else, such as a tree, you will be fully responsible for the damage to your vehicle. It also does not cover any windscreen damage and has no 24-hour emergency roadside assistance. These are the primary differences between type 1 and type 2 car insurance; therefore, if you are more prone to making mistakes while driving, type 1 car insurance may be more appropriate for you.

Join the many satisfied customers who’ve got their Type 1 Car Insurance with The Thaiger

Other related products

Car insurance provides different types. Please check out the list below for additional information.

Group Car Insurance

Get coverage for your entire company, with up to 50 employees included in a single package.

Read More

Type 2 Car Insurance

Get the main coverages as type 1 car insurance at a cheaper rate. Get coverage for losses caused by other vehicles.

Read More

Type 3 Car Insurance

Type 3 car insurance is more for experienced drivers who have 10+ years of experience on the road, with cover only for accidents with other road vesicles.

Read More

Compulsory Car Insurance

Get compulsory car insurance as an essential form of protection against your legal responsibility to any third parties.

Read More

Type 1 Car Insurance Exclusions

Not having a driver’s license, drunk driving, illegal driver, using your car as a taxi or moving vehicle, fleeing the scene of an accident, are all common exclusions that any car insurance provider can deny your claim for. The exclusion can vary from one insurer to the next. Be sure you read your premium before making the purchase.

Driver’s License

Insurers will not cover drivers who do not have a valid driver’s license.

Drunk Driving

A person with a blood alcohol concentration (BAC) of more than 50mg is considered drunk under Thai law. It not only results in insurance claims being denied, but it also carries the risk of being fined and imprisoned.

Unauthorized Driver

This varies depending on the insurance package. Some packages may cover any driver as long as he or she has a valid driver’s license and is not inebriated, while others may only cover a single driver.

Incorrect Purpose

If you drive a car in an unsafe manner, some insurance companies may refuse to cover you. This includes transporting more passengers than the vehicle is capable of, using a personal vehicle to transport goods or move, and installing NGV or LPG gas systems without prior notice.

Leaving the Scene of an Accident

The insurance company will not cover costs if you cause the accident and flee the scene. This is a crime in Thailand, and you will be prosecuted.

Group Car insurance

Car Insurance only covers one car, but if you have a business or an organization, you can consider group car insurance to cover your employees or family members. Having group car insurance gives you many benefits. It offers discount premiums to your employees, and it may attract more members to your organization or business!

Since group car insurance is extending coverage to a larger amount of people, it can offer lower costs, allowing each individual to save money. Group car insurance may also offer other discounts, in addition to lower premiums. These can include discounts for parking in select facilities, discounts on car rentals, and even discounts for services related to your car.

Frequently Asked Questions about Type 1 Car Insurance

Multi-car insurance helps you to insure several cars with a single insurer under one scheme. You’ll get all of the benefits of a regular auto insurance policy, plus a discount on each new vehicle you add.

No, there can only be one policy per car. However, if more than one person will be driving the car, extra add-ons are available for people that can be added to the policy.

Although adding a second car to your policy can increase your premiums, it is typically more cost-effective than keeping separate policies for each car and paying multiple premiums. For insuring several cars on the same policy, many major auto insurance providers offer multi-car discounts.

Usually, yes. Your car insurance coverage should extend to anyone else driving your car. This means even if your friend, sister or cousin have the best coverage possible, it would usually be your auto insurance that’d be covering the damages if they were at-fault in an accident while driving your vehicle.

Here are a few things to keep in mind when purchasing your insurance:

Don’t assume any one company is the cheapest.
Don’t ignore local and regional insurers.
Ask about discounts.
Work on your credit.
Skip comprehensive and collision coverage for an older car.
Raise your deductible.
Consider usage-based or pay-per-mile insurance.

Older cars are cheaper to insure main because they are less valuable, so an insurer won’t have to pay out as much in the event of a total loss. You can drop these parts of your insurance altogether and save money. But a car’s age actually has less of an impact on insurance premiums than its make and model.

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