Dashboard cameras or dash cams give drivers an extra layer of protection by recording video footage in the event of an accident. They can be installed on any car’s windshield, and many have a rear component to track operation from behind.
When an accident happens, drivers can submit impartial video documentation taken by the dashcam to insurance providers to support their claims, allowing them to determine who is at fault. Dashcams can help insurance companies, saving them time and money while potentially expediting the claim process. This is why most insurance companies offer a 10% up to 12% discount to drivers who have a dashcam professionally mounted on their car. They understand the importance of this small device in terms of ensuring a long-term return on investment for both insurers and drivers.
Make sure the camera you select complies with the policy’s terms and conditions so that it will be easier to process when you file for a claim.
Below is some car insurance you may want to consider before purchasing your car insurance.
One way to reduce the cost of your premium is to purchase cars in a low insurance group. Purchasing group car insurance can be less expensive than purchasing individual car insurance, as you’re paying the wholesale rate rather than the retail rate.
Get mandatory coverage from the government for everyone affected by a car accident, whether the person is a driver, a passenger, or a pedestrian, compulsory car insurance will cover any case that involves a loss of life or body parts, and more.
Get the best insurance with the cheapest rate but with the highest quality service. At The Thaiger, you can have the best deals in the market. We offer a lot of insurance services like car insurance and its add-ons. We will make sure that you get what you deserve, at the best price, and with the simplest process.
Police, courts, and insurance companies will all consider dashcam video evidence of their proceedings. This is especially beneficial if you were not at fault in an accident so you can prevent cases from being decided on a ‘knock-for-knock’ basis, where responsibility is shared equally with both parties.
The evidence you get from the dashcam will cover your no-claims bonus, eliminate the need to pay an excess fees and keep your renewal premium low. Your dash cam photos must be accurate and consistent in order to be used as evidence.
Yes, there are free mobile applications that can be used as a dashcam. After an accident, insurers may consider smartphone video as proof, but they seldom accept these apps for dashcam discounts on policies. Of course, dash cams operate both ways; if you were at fault in an accident, the video will also prove it.
In 2017 an order, signed by Suthiphon Thaveechaiyagarn, secretary-general of the Office of Insurance Commission, stating that a discount of 5-10% on net auto insurance rates for cars with dashcam TV cameras.
According to the order insurance firms must reduce auto insurance rates by 5-10% for consumers who show photographic proof of dashcam installation in the front of their vehicles. Car owners must also ensure that the cameras are operational during the insurance coverage time.