Why choose The Thaiger?
Choosing the best maternity health insurance can be complicated. We understand that you want the best for both the mother and the baby, which is why we aim to make the whole procedure easier for you. With the Thaiger, your maternity health insurance is just one click away.
What is Maternity Health Insurance?
Maternity health insurance is essentially health insurance that covers all maternity-related expenses. It can be a standalone policy or an add-on cover for regular health insurance plans. Maternity health insurance provides pre-and-post-hospitalisation coverage. It ensures the cost of care for babies involved with regular or caesarian deliveries, doctor’s consultation, surgeon fees, and nursing expenses. On top of this maternity health insurance also gives coverage for anaesthetic consultation if needed.
Pregnancy can be the most cherished moment in your life, but this nine-month journey can be a roller coaster ride. Maternity health insurance put you at ease during your pregnancy. Having maternity health insurance also gives you peace of mind, knowing that you’d be protected during your pregnancy and that you’ll be able to welcome your baby with joy.
Maternity health insurance doesn’t end when you’ve delivered your baby, but it will also cover your newborn child for a certain period of time.
What’s Covered by Maternity Health Insurance?
Maternity health insurance, like the plans offered by Cigna, covers several essential areas. These typically include prenatal care, delivery, and postnatal care. It’s designed to ensure thorough healthcare throughout your pregnancy trip.
Newborn Care
Cigna’s maternity health insurance includes initial care for the newborn. Services like first paediatric exams and screenings for genetic conditions are covered. This guarantees your baby receives the best possible start.
Prenatal Care
Prenatal care, covering routine check-ups, tests, and screenings, is essential for monitoring the health of both mother and baby. Routine ultrasounds and blood tests are included.
Delivery
Expenses associated with the delivery of your baby are covered. This includes fees for the hospital, doctors, and nurses. Whether opting for a natural delivery or a C-section, Cigna’s insurance covers necessary procedures and medical interventions.
Postnatal Care
Postnatal care covers services after the birth to ensure the mother’s and baby’s well-being. Follow-up visits, lactation consultations, and vaccinations are included.
Complications
Coverage extends to handling complications that may arise during pregnancy. Complications like gestational diabetes and preeclampsia are covered. Cigna’s network of providers ensures quality care in these situations.
Newborn Care
Cigna’s maternity health insurance includes initial care for the newborn. Services like first paediatric exams and screenings for genetic conditions are covered. This guarantees your baby receives the best possible start.
Additional Services
Supplementary benefits often include nutritional counselling and mental health support. Cigna extends coverage to additional services that can be crucial during pregnancy. These services enhance the overall maternity experience.
What Are the Advantages of Having Maternity Health Insurance?
Pregnancy is an exciting time for any couple. However, it is also a time to be very careful to ensure that the baby gets the best start. The cost of maternity care can be costly. Therefore, buying the right maternity health insurance plan can ensure that your journey to motherhood is as stress-free as possible.
Customer Ratings
4.7/5
32 reviews
Customer Reviews
14/12/2020
I bought maternity health insurance online from The Thaiger, it was done in less than 5 days through their site and partners. The process was efficient and effective, with great customer support.
Lilly J.
9/2/2021
Very effective process with good customer support, over all got the insurance, even though it took longer than expected, However, for convenience will be giving the thaiger 5 stars.
Jada K.
28/12/2020
I got my maternity health insurance cover recently with the thaiger, the process was very simple, now that I’ve gotten maternity health insurance I don’t have to worry as much about all the medical expenses and the due date.
Sunny Hoppe
15/2/2021
Good list of products, exactly what I was looking for when searching for maternity health insurance, have already inquired with the Thaiger, I hope it doesn’t take to long to buy the policy.
Anita Sitiporn
3/1/2021
The premium payment for my maternity health insurance plan with the thaiger is completely secure. I was nervous at the start but the whole process was quick and effective, all you have to do is inquire and the thaiger will do the rest.
Yu Lee
22/1/2021
Maternity health insurance sounds scary and expensive but personally, I think it’s something that you should consider. The Thaiger has written many good articles that you can gather more information from before sending an injuiry.
Emilia Hoyle
Maternity health insurance plans
With a broad variety of health and well-being for you and your family, you can always expand your insurance plan. Here are some of the plans we offer.
Stand-alone maternity health insurance doesn’t come bundled with other insurance policies. It provides delivery and labour expenses, newborn baby care, in-patient and out-patient care, as well as infertility expenses. In most cases, the maximum benefit of this type of maternity health insurance is higher. It may also be more flexible than other types of maternity health insurance.
Stand-alone maternity health insurance is a good choice if you don’t already have health insurance or if your health insurance company doesn’t offer maternity coverage.
Key Points:
- Flexible area of coverage.
- Not bundled with any other insurance, meaning you don’t need to have health insurance from the insurer to get it.
- Higher maximum benefit.
If you already have health insurance, you may be able to add maternity cover to your insurance. This type of maternity health insurance covers everything from delivery expenses and hospitalisation to newborn care.
In most cases, it may work out cheaper, but the coverage may not be as extensive and flexible as stand-alone maternity health insurance.
Key Points:
- May be cheaper if you already have health insurance.
- Cover standard pregnancy expenses, such as delivery costs, hospitalisation, and newborn care.
The Thaiger’s Partners
Welcome your baby to the world with joy.
Getting maternity health insurance was the best thing I did when I planned to grow my family. All of the cost related to my pregnancy was covered, so my husband and I know that we can always get the best care available in Thailand, without worrying about the financial aspect. The Thaiger made the whole process easier as well. They helped me choose the coverage I need and find the best deals.
Top tip: Select a comprehensive maternal health cover and get the best care services during and after your birth.
Why is Maternity Health Insurance Important?
With maternity health insurance, women can be protected from numerous treatable conditions, such as gestational diabetes, preeclampsia, and ectopic pregnancies. They can also get regular prenatal care to improve their health.
Maternity cover will add extra protection to the typical private health insurance policy. Most regular health insurance policy doesn’t cover maternity, so families have to pay out of pocket for childbirth. But those who have maternity health insurance don’t have to worry about these expenses.
You can buy your maternity health insurance as early as possible so that the coverage will help protect you against any complications that might occur during your pregnancy.
Join the many satisfied customers who’ve got their Maternity Health Insurance with The Thaiger
Other Interesting Insurance For You and Your Loved Ones
We offer a vast selection of insurance products that we have to offer you. Below are some interesting insurance you definitely have to check out if you want to protect yourself and your loved ones from unwanted situations.
Whole Life Insurance
Whole life insurance provides lifetime coverage with a lump sum paid to your beneficiary upon death. Cigna ensures ongoing financial stability for your loved ones. Its perpetual coverage extends above typical term limits.
Family Life Insurance
Family life insurance combines whole life with term insurance to cover family members under one account. The main policyholder is covered for life. Spouses and children receive term-based compensation. Cigna’s family plans offer thorough protection.
Tropical Disease Insurance
Tropical disease insurance covers risks like dengue and malaria, crucial in Thailand’s weather. Cigna caters to older individuals from 50 onwards. Benefits can be transferred to your children, providing a lasting legacy.
Cancer Insurance
Cancer insurance protects against the high costs of cancer treatment. Cigna’s cancer plans alleviate financial burdens, ensuring prompt access to necessary care. Thorough coverage aids in managing critical illness expenses.
By choosing Cigna, you’re guaranteed thorough and reliable protection, tailored to your family’s needs.
Other forms of Health Care Insurance
Apart from maternity health insurance, various other forms of health insurance ensure thorough coverage for different needs.
International Health Insurance
International health insurance provides thorough coverage for those relocating from their home country. Cigna offers three distinct levels: Silver, Gold and Platinum. Each degree includes inpatient, daypatient and accommodation costs. Coverage also extends to cancer treatment and mental health care. This plan suits expatriates or frequent travellers.
Health Insurance for Retiree
Retirees should enjoy their golden years with peace of mind. Cigna’s insurance ensures that medical bills and maintenance medicines are covered. Whether living alone or with family, thorough coverage aids in maintaining your health. You can focus on enjoying retirement without financial stress.
Dental Health Insurance
Dental costs can be overwhelming. Cigna’s dental health insurance covers routine procedures like teeth cleaning and x-rays. Major treatments such as root canals and crowns are also included. This insurance ensures you maintain oral health without facing high costs.
Personal Accident Insurance
Personal accident insurance covers emergencies like accidents, impairments and life-changing conditions. Cigna’s plans provide necessary support during unforeseen events. Access to quality healthcare facilities and professional care is assured. Stay protected against unexpected incidents.
Including these insurance options enhances your peace of mind. Thorough coverage ensures you and your family are prepared for any health-related situation.
Family Health Insurance
Family health insurance covers a wide range of services, including regular paediatric visits, vaccinations, and specialist consultations. Emergencies such as accidents and sudden illnesses are also covered. Maternity benefits, when included, offer thorough prenatal and postnatal care, protecting both mother and baby.
Cigna understands the importance of mental health. Counselling and mental health support services are provided, ensuring thorough care for your family’s well-being. Additionally, nutritional counselling helps maintain overall health through balanced diets and lifestyle changes.
Chronic conditions are managed effectively through specialised care plans. Diabetes, asthma, and hypertension, for instance, are addressed by Cigna’s tailored management programmes. Regular monitoring and access to specialists are included to ensure optimal health outcomes.
Frequently Asked Questions About Maternity Health Insurance
Generally, most insurance plans have a waiting period of around three years before they provide insurance for pregnancy and maternity.
A maternity plan’s advantages also include expanding health care to your baby. The arrangements of the plan will provide coverage for any and all the medical needs of your baby from day 1; this ensures that if anything unforeseen occurs, you will always be able to claim for postnatal care.
Regular prenatal care increases health outcomes for mothers by recognizing the importance of maternity care for women’s health by detecting treatable conditions such as gestational diabetes, preeclampsia and ectopic pregnancies.
No, you do not need to contact your health insurance plan. For maternity benefits, you are immediately covered. You need to contact the health insurance provider after your baby is born to add the infant to your coverage within a given time period of usually 30 days.
If you are already pregnant, most insurance providers do not offer pregnancy insurance. This is because the pregnancy is deemed to be a preexisting condition and is beyond the policy protection.
The coverage of pre-natal, delivery and post-natal therapies would depend on the health insurance policy chosen. In terms of care and restrictions, you should always check with your insurance consultant to see what your exact coverage is.
As per the terms and conditions of the package, complications during pregnancy or miscarriage are protected for plan holders with maternity benefits after the waiting period.
Under the maternity advantages of the mother, your baby is usually protected during the first days after childbirth. After that time, the child will need to be insured on their own (as a dependent). To check the coverage of newborns after birth, contact your health insurance consultant and/or add your newborn to your family health insurance package.