Group Health Insurance

Get cheap premiums, control your risks and get the best coverage for you and your staff.

Get A Quote


Why Choose The Thaiger?

It’s always nice to know that your employees have an active health insurance policy, but choosing the right protection for them can be overwhelming. That’s why we are here to help you select the best group health insurance in the local market.

What is Group Health Insurance?

Group health insurance is a type of health insurance covering a group of people, usually comprised of company employees or members of an organisation. Members of group health insurance typically receive insurance at a reduced cost.

If you are an employer, getting group health insurance is the best way to protect your employees as medical expenses can be really costly in Thailand. The main coverage of Group health insurance is simply coverage for your employees’ medical treatment costs, if they get hospitalised due to an illness or accidental injury.

Get A Quote

Benefits of Having Group Health Insurance

Group health insurance comes with many advantages and benefits for employers, especially for employers who will pay lower premiums and get greater coverage in some situations rather than buy insurance independently.

Employee Retention

If you offer health benefits to your current and prospective workers, they’ll be more likely to stick around. There’s an unwritten law in Thailand that businesses should provide their worker’s health insurance. A future employee would prefer to work for your company over a company that doesn’t offer health insurance.

Company Morale and Productivity

It also improves company morale when workers are well, making the company a better place to work. They are less likely to go to the doctor if an employee has to rely on the social security system for healthcare. They know it’s going to be a simpler procedure than coping with Social Security hospitals.

Tax Write-Offs

A corporate expense is called the cost of group health insurance. So, by the end of the year, you can write it off and get the tax deduction. It lowers your taxable income and thus reduces your tax liability. With a corporate income tax rate of 20%, that means you’d knocking off 20% of your tax payments.

Tailored Healthcare

Designed to provide a small or a large business with the flexibility they need. In addition to a comprehensive set of health-care benefits, you can choose from a variety of choices to meet your needs and budget, depending on what job line you are in.

Group Health Insurance Coverages

Group health insurance policies are very similar to individual health insurance plans for small companies and major corporations. Here is a summary of the basic costs of obtaining community health insurance that you should think about:

Room and board

This coverage helps you pay for the cost of the hospital room, food, nurse fees, and other medical charges if your employee needs inpatient hospitalisation.

Intensive care unit

If your employee has to stay in the intensive care unit (ICU), some group health insurance plans may cover you for a limited period of time in a year.

Hospital expenses

Hospital expenses are covered by group health insurance. These include the cost of medications, equipment, x-rays, laboratory testing, operating room and emergency care, and many more.

Emergency outpatient treatment

Emergency outpatient care coverage protects you and your staff in the case of an accident. But the injured person must go to the hospital within 24 hours of the accident to get compensation for injuries. Up to 15 days after the crash, they will also get follow-up treatment. Emergency outpatient care has its own limitations but is generally included in the general costs of a hospital.

Surgical treatment and consultation

This covers basically surgery consultation cost fees and surgeons’ fees.

Personal Accidents

Personal accident policy includes benefits in the event of death, dismemberment, loss of sight or hearing impairment, sometimes this coverage gets confused with emergency unintentional outpatient care.

Customer Ratings


25 reviews

Customer Reviews


Very good information and service, had a little read of your articles and decided to inquire, got a call back very fast and now getting through the procedures. Very good staff with lots of knowledge of the product.

Robert Conner


I opted for the Thaiger group health insurance. The service is brilliant as they offer an advanced level of plans available for group health care policies. There is also a very high quality service as all of my issues were solved within minutes.

Ben T.


Honestly, I am very impressed and delighted with the services of the thaiger. Eventually, after multiple call backs I got my group health insurance policy. Will definitely recommend other people to check out Thaiger’s group health insurance plan.

Billy H.


Very good services, their call canter answered all my questions and told me exactly what I needed to do next.

Emma Willis


I visited the thaiger’s website and checked the various plans relating to health insurance policies. I’ve found a variety of options and picked “Group Health Insurance.” I would be a lot cheaper and easier to just get my entire family covered with one policy.

Ruth Evanovic


The group health insurance that I purchased from Thaiger was a protective cover for me and my employee. The package is enormously beneficial, and it has provided me and my employees with numerous additional features. 5 Stars.

Anglela Park

Types of Group Health Insurance

There are numerous types of group health insurance, but we categorise it depending on the size of your company or organisation.

For small businesses, having health insurance is an important factor in retaining and recruiting new employees.

This type of group health insurance is designed specifically for the needs of small businesses. It is flexible, so you can control the cost while empowering your employees. Small business health insurance provides competitive policies with comprehensive health benefits and minimal out-of-pocket expenses for the workers.

Key Points:

  • For companies with 2 to 50 employees.
  • Flexible coverage to meet the unique needs of your business.
  • Affordable plans.

For medium-sized business, group health insurance can be customised to fit the needs of your business. The policy also includes fully insured savings as well as comprehensive employee benefits such as medical, pharmacy, and dental coverage.

In addition, this insurance also offers custom-tailored programs that incorporate value-based provider networks, risk-reduction initiatives, and added benefits to provide the workers with more options and savings.

Key Points:

  • For companies with 50 – 250 employees.
  • Flexible premiums.
  • Added benefits for both your business and employees.

Providing health insurance for a large business can be complicated, considering the big number of people you need to cover. However, large business group health insurance can help you provide affordable, quality health care for all of your employees. The insurance can be personalised and customised to fit your business needs.

Clinical services that provide customised coaching, treatment decision support, and optimal care management to maximise the workers’ wellbeing, savings, and quality of care are all available via large business health insurance.

Key Points:

  • Provides 24/7 customer care services
  • Achieve more savings and better health
  • Clinical programs for employees wellbeing

Happy employees make a successful company.

I want to make them happy by giving them the best health insurance that would protect them from all mishaps. As a business owner, it is important to show how much you care for them.

Top tip: The Thaiger made everything easier, they provide easy to understand instructions and guided me throughout the whole process.

Requirements in Buying Group Health Insurance

You’ll need to meet different criteria when you purchase group health insurance for your business. Check the list below.

Company registration – Your company must be licensed by the business development department in Thailand. To prove this, you’ll need your company registration certificate.

Company office – Your company must have an office in Thailand or own one. It can be a traditional office, a virtual office, or a serviced office.

The number of employees – The number of your employees must fall within the range defined by insurance companies. Some insurers only require five employees for their group insurance, others need more than ten.

Age of employees – Your workers must be fifteen to sixty-five years old. Some insurance firms require their workers to be no more than forty-five years old on average.

Join the many satisfied customers who’ve got their Group Health Insurance with The Thaiger

Other Related Health Insurance

It is important that you take care of your health as well as the health of your loved ones. We listed down other health-related insurance that might interest you.

Family Health Insurance

Family health insurance is a form of health insurance that provides a single insurance package for the whole family. As per the needs of your family, it can also be personalised further.

Read More

Tropical Disease Insurance

Get protection against mosquito-borne diseases such as Dengue Fever and more

Read More

Health Insurance for Retiree

After all the years of working hard, you definitely deserve the best out of what you worked for, especially during your retirement age. You don’t need to worry about your medical bills. You don’t even have to worry about your health if you’re living alone. Your health insurance got your back.

Read More

Cancer Insurance

Protect yourself and your loved ones from cancer and the financial hardship it may cause.

Read More

Group Health Insurance Benefits for Employees

We’ve mentioned group health insurance benefits for employers, but what about benefits for the employees? Below are some of the benefits:

Employee discounts

Group health insurance protects the families of workers as well. Group insurance rates can extend to any employee whose spouse, parents, and/or children are dependant on them. A couple needs to be married legally and have a marriage certificate in order to be eligible for the discount. Depending on the insurance program, children must be less than eighteen or 25 years of age.

Simpler Claim Process

Since the employer is the one who opted for the group health insurance, they would be the ones maintaining the primary communication with the insurance. This reduces your efforts in having to communicate back and forth, so the claim is simpler for you.

Little to No Premium

Most companies include your health insurance plan in the annual benefits, meaning that employees don’t have to pay for the premium. However, this could differ from one employer to another. Still, whether your employer charges you for the health insurance or not, the premium is still a lot lower compared to individual health insurance.

Larger Maternity Coverage

Young employees can enjoy getting a wider maternity cover. Most of the plans cover both normal and C-section deliveries. Some coverage even covers their newborn babies for a limited period of time.

Maternity Care

Maternity insurance is essentially maternal covered health insurance. Basically, an optional rider or add-on for occasional health insurance policies. This ensures the cost of care for babies involved with normal and caesarian deliveries. It also provides pre-and post-hospitalization coverage and income compensation.

Dental Coverage

For group health and dental insurance, employees are afforded the same rates. Dental premiums and deductibles are dependent on the age, health, working environment and other factors of the employee.

Health Insurance for Smokers

Health insurance for smokers is intended for those who smoke more than 10 cigarettes a day. The premium might be higher, but if you do smoke, this is the best protection you can give to your health.

To protect you financially against critical diseases that may be caused by smoking, a smoker must consider obtaining health insurance. Any illness that can occur due to smoking, such as stroke, hypertension, lung cancer, cardiac attack, chronic obstructive pulmonary disease, and respiratory disorder, can be covered by this insurance.

Frequently Asked Questions about Group Health Insurance

Company insurance cover is the single arrangement negotiated by a group manager which provides coverage and multiple benefits to the employees of the company.

Personal health insurance is more affordable for the majority of small groups than group health insurance because of the scale of the risk pool. Personal health insurance spreads the danger over a much wider population, as we described above.

2 is enough to get started with some insurance firms.

The waiting period is decided by the employer for new workers. There are very flexible waiting periods.

No, they don’t. All are called open access, meaning they can go to any provider within the boundaries of their plan.

If a corporation hires 50 or more full-time equivalent workers, at least 95 per cent of the full-time employees and dependents up to age 26 would be expected to provide health insurance or pay a tax.

Yes, in several cases, the cost can be shared between the employer and their workers. Cost-sharing is very versatile.

Yes, depending on employee classes, you can opt to have various benefits. (i.e. leadership, owners, workplace, etc.)

Inquire Now to Receive your Group Health Insurance Quotes

Get A Quote

Other Types of Health Insurance

Health Insurance Guides