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Family Health Insurance

Protect your family and loved ones with the best medical care with Family Health Insurance

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4.7/5

Why choose The Thaiger?

We keep things simple and reliable at the Thaiger. In just a few easy steps, we’ll ensure that you and your family get the best family health insurance premiums available. All you have to do is request a quote, provide us with details about yourself and your family, and we’ll take care of the rest.

What is Family Health Insurance?

Family health insurance is a single policy that protects you and your whole family. It can also be tailored to suit the specific needs of your family, such as providing inpatient and outpatient services or dental plans.

Your family’s health insurance provides the medical coverage you’ll need to keep up with medical costs.

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Are You Eligible to Get Family Health Insurance?

Not everyone might be eligible for family health insurance. Below are some of the requirements you need to meet in order to purchase family health insurance.

Age

To get benefits, you and your partner must be between eighteen and seventy years old, and your child must be younger than 24 years old and should be in school.

Relationship

You must be living together for a long time and all children covered under your family plan must be legally adopted, foster care, or your biological child.

Residency

You and your family must spend at least 180 days in Thailand each year. The number of days varies from one insurer to the next.

Number of People

To be eligible for the family health insurance discount, you must have a minimum of three family members in your contract.

Important details to look at before buying a family health insurance package

There will be some important factors that you need to look after when choosing the right insurance plan for you and your family.

Is age a Requirement?

There are healthcare plans that have an age limit and those that do not. Some may look at a 91-day minimum age entry criteria and a 60-year maximum age entry criteria. Health plans do not suggest limits on entrance age and exit age. you should pick one that fits best for you!

Premium Coverages

Buying insurance at the lowest premium possible could be appealing. Often, this temptation will blind you to the exclusions that could arise from the low premium. Therefore, it is best to read the details before you choose the premium that you would like to pay.

Waiting Period

For complaints against hospital admission resulting from pre-existing medical conditions, most insurers may have a waiting period requirement.

It may be used for pre-existing conditions, including blood pressure, thyroid, diabetes, and others. To be aware of this, it is necessary that you apply for a policy with the lowest possible waiting period.

Cashless Hospitalization

The cashless hospitalization facility can be a lifesaver in times of emergency since it ensures it will prevent you from having to hurriedly come up with the funds. Furthermore, the insurance company makes the payment directly to the hospital, with little or no input from the policyholder in the process.

Pre and Post Hospitalization Cover

During hospitalization, most insurance plans will cover the costs incurred. But it makes sense to invest in a healthcare program that covers additional costs before and after hospitalization, such as ambulance charges, medical exams, doctor fees, prescriptions and other expenses, to maximize your healthcare savings.

Customer Ratings





4.7/5

35 reviews

Customer Reviews

7/12/2020

I have taken a health insurance for my family, the policy coverage was exactly what I was looking for and covers all network of hospitals in Thailand.

Johnny K.



12/2/2021

The best insurance services, Thaiger provide me with very good services throughout the whole process. It was quick and very simple, I just had to give them my detail and they contact me back so fast.

Bradley L. Thomas



28/12/2020

What a wonderful service from start to finish, it was so simple, efficient and friendly absolutely fabulous. My family health insurance needed a lot of effort well done, Thiager!

Harold Smith



2/3/2020

All is conveyed in such a straightforward and succinct manner. Inclusions and exclusions were clearly explained, allowing me to choose the best product at the best price. I was able to provide healthcare for my whole family without burning a whole in my pocket. Thank you!

James Hult



14/1/2021

Simple and very good service thanks so much for your help. I haven’t received my policy yet, but it should be arriving in a couple of days.

Judy Suwanpanit



28/8/2020

I got family health insurance coverage for my family. Recently my mother underwent surgery in a network hospital. I got a cashless claim settled on Thaiger, it was so quick and simple for me. Wow!

Melissa M.



What are the coverages of family health insurance?

Your coverage is what you’ll be paid for if you or a family member becomes ill or injured. Coverage options vary depending on the type of packages you choose. Here are some general coverage options to consider when shopping for insurance plans.

When you are staying in the hospital for treatment. Inpatient care coverage comes standard for even the lowest-cost health insurance policies.

Key Points:

  • Hospital rooms
  • Operating rooms
  • Nurses and doctor fees
  • Surgical fees
  • Rehabilitation and prosthetics

Outpatient care facilities are usually provided by more expensive health insurance. Outpatient treatments will have your premium a little higher but will also add more coverage.

Key Points:

  • Medication
  • Doctor fees
  • Therapy

You normally have to purchase higher-costing health insurance to get coverage for regular health checkups. In this case, for full health scans, PAP tests, prostate checks, and other early warning tests, you and your family will be safe.

Key Points:

  • Health scans
  • (Pap Smear) test
  • Check up for prostates

In Thailand, dental coverage is included as an addon with higher-costing insurance plans. You can always have addons in your family insurance plans.

Key Points:

  • General dental treatments
  • Orthodontics
  • Bridges and implants

Coverage for eye care is included for you and your family together with different benefits and other accessories that come along with eye care under family health insurance.

Key Points:

  • your family gets glasses, frames and contact lenses
  • coverage for vision
  • laser treatments

You or your wife are covered with maternity coverage when you are expecting a baby in Thailand. family health insurance will have your pre and post pregnancy expenses covered.

Key Points:

  • pregnancy and delivery costs
  • unexpected complications
  • newborn care

Our life is based and revolves around our families.

To shield your family and financials from any unforeseen events, having family health insurance is a must.

Top tip: Get the best family health insurance premiums that is benefits you and your family.

Why is Family Health Insurance Important?

For the following reasons, the value of family health insurance should never be underestimated:

– Accidents can occur at any time and at any unexpected place. You need to take precautions for yourself and your family.

– Health check-ups, occasional sickness care, and ample financial strength in the event of a medical emergency.

– Having a health insurance plan for your family will greatly help you escape high medical cost and will provide you with peace of mind in the event of an emergency.

Join the many satisfied customers who’ve got their Family Health Insurance Insurance with The Thaiger

Other Recommended Insurance

In case you and any member of your family get sick or unexpectedly get injured, family health insurance is important to help cover the bills that you cannot afford. Check out the other health care products you might be interested in, in the future below.

Dental Health Insurance

Get your teeth tested for areas of deterioration, wear and fracture, imperfect fillings, crowns and other restorations, mobility, discolouration, missing teeth and occlusion during an oral examination.

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International Health Insurance

International health insurance is meant to provide people relocating from their home country with a high standard of health coverage for a prolonged period of time. Get covered and have safe and protected travel anywhere in the world.

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Health Insurance for Retiree

After all the years of working hard, you definitely deserve the best out of what you worked for especially during your retirement age. You don’t need to worry about your medical bills and maintenance medicines, or would worry about your health even if you’re living alone. Your health insurance got your back.

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Personal Accident Insurance

Get covered with PA insurance to ensures coverage during emergency cases like uncertain accidents, impairments, life-changing conditions or even death.

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Other types of insurance

There are other sub-products that is also connected to family health insurance that you might be interested in.


Health Insurance for Smokers

Health insurance companies offer the same plans to smokers and nonsmokers. although Premiums may vary for those who smoke more than 10 cigarettes a day.

Self-employed Health Insurance

With self-employed health benefits, you have complete control over the insurance policies you want and the coverages you want to be included in your premiums. The only limit is your decision.

Health Insurance for Retiree

After all those years of hard work, you certainly deserve the best from what you’ve achieved, particularly now that you’re retired. And if you live alone, you don’t have to think about medical costs or maintenance medications, nor do you have to be concerned about your health. You’re covered by your health benefits.

Whole Life Insurance

Whole-life insurance is a type of permanent life insurance that guarantees that the insured person is safe for the remainder of his life as long as the premiums are paid on time.

Critical Illness Insurance

Get coverage for most serious medical conditions such as heart attack, stroke, AIDS, terminal disease or cancer.

International Health Insurance

International health insurance is meant to provide people relocating from their home country with a comprehensive standard of health coverage for a prolonged period of time. It’s different from travel insurance, which provides cover for emergency services while you are in another country for a shorter period of time.

An international health insurance plan provides a variety of covers appropriate for someone who has been employed and living for a year or more outside their home country. International health insurance includes, among others: surgical and emergency evacuations; costs for medical care; maternity coverage; access to doctors and prescription drugs.

Frequently Asked Questions about Family Health Insurance

Family health insurance is a form of health insurance that provides a single insurance package for the whole family. As per the needs of your family, it can be personalized further. Your family provides the health care benefits needed to cover rising medical costs.

Having a health insurance plan for your family will greatly help you escape high medical cost and will leave your mind in peace during emergency situations. It covers costs for pre & post hospitalization, doctor consultation, ambulance care and other medical expenses in the event of sickness and injuries.

A foreign health insurance package provides a variety of covers appropriate for a year or more for someone who works and lives outside of their home country. They include, among others: surgical and emergency evacuations; medical care costs; maternity coverage; access to physicians and prescription drugs;

Family plans typically cost twice as much as the person when deciding a deductible. The same applies to the overall out-of-pocket, which is the most that an individual has to pay during a policy period.

The premium cost goes up depending on the number of individuals covered by adding a partner or a child to a health plan. Yet, for those with more members, there is an exception. If there is one package for three or more children under the age of 21, the subscriber would only pay premiums for the three oldest ones.

Most Thai banks provide expatriates with medical insurance. You need to have a work permit as well as a valid visa that is valid for at least a year. Usually, insurance is effective after a month, so you need to wait 30 days before seeing your doctor. Generally, Thai banks offer cheaper insurance than any other firm.

In most cases, if you receive care at a designated network hospital, medical center, or clinic in Thailand, insurers can pay for the treatment directly. If you contact the Customer Service team prior to insurance treatment, you can contact the insurer directly to arrange direct billing.

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