Mental Health Insurance

Learn what you need to know about Thailand’s mental health coverage.

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Why Choose The Thaiger?

Mental health insurance may not be as easy to pin down as physical health insurance and will be a lot harder to find as well. However, more and more insurers are providing this coverage to people suffering from mental health conditions. Here at the Thaiger, we aim to help you find the perfect mental health insurance for your specific needs. Everything has been summarised and made easy for you and for your journey to recovery.

What is Mental Health Insurance?

Mental health insurance is a type of insurance that is specifically designed to help people with a mental health condition. Insurers not only pay you for your claims but also provide extra support with in the insurance plan, It may cover inpatient treatment, outpatient treatment, or other treatment to support those with mental health conditions. Such as depressions, emergency services, laboratory services, long term care and many more.

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Why Should You Get Mental Health Insurance?

There are a lot benefits for mental health insurance besides paying for claims, such as additional support. The following are some reasons why you should get mental health insurance.

Preventative Measures

With mental health insurance, you have rapid access to health care with a wide range of treatments from specialists, for example, psychiatrists, psychologists, and counsellors.

Support Services

Most insurers provide support services 24/7. This service can provide support for a wide range of topics that may trigger anxiety or stress, such as relationships and finances.

Affordable Therapy

Sometimes, therapy can be expensive, which is why many people don’t have access to it. Mental health insurance should help you with the costs of therapy, so you don’t have to pay out of pocket.

Rehabilitation Services

Some insurers may provide rehabilitation services, including access to rehabilitation teams, counselling, physical or mental guidance.

Common Mental Health Conditions Covered by Mental Health Insurance

A wide range of mental health conditions are covered by mental health insurance. Here are some of the most common ones.


Anxiety disorders are a category of mental health conditions characterized by persistent feelings of anxiety and fear. Anxiety disorders are often triggered by serious chronic illnesses that can develop at any age or emerge spontaneously after a triggering incident. They are more likely to flare up during periods of high stress and are often followed by clinical symptoms such as headache, sweating, muscle spasms, tachycardia, palpitations, and hypertension, which may contribute to fatigue in some situations.


Addiction is described as a psychological and physical inability to stop using a chemical, drug, behaviour, or object, despite the fact that it is causing psychological and physical damage.


Depression is characterized by a persistent sense of sadness and lack of interest that prevents you from engaging in everyday activities. There are several forms of depression, with symptoms ranging from mild to extreme. Depression is caused by a combination of events and causes, rather than a single occurrence.

Alcohol misuse

A pattern of drinking that harms one’s wellbeing, interpersonal relationships, or ability to function is referred to as alcohol misuse. Alcohol dependency, also known as alcohol abuse or alcoholism, is a chronic condition marked by withdrawal symptoms, a loss of control, or an increased tolerance to alcohol.


A phobia is a long-term fear of a scenario, occurrence, or thing that makes the victim want to escape it. There are three forms of phobias, Agoraphobia (fear of going outside), social phobia (fear of public speaking, meeting new people, or other social situations) and specific phobias (afraid of an animal or object).

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Customer Reviews


Not the insurance I was hoping to get, however, has proven to be very helpful. thank you for making this process possible, and suggesting a good product.

Tboy Coper


Very good service, fast and easy. I’m very pleased with thaiger’s as they managed to get what I am looking for.

Amanda Walker


Mental health insurance is something I would suggest. It was a pleasure speaking with the representative, and obtaining the policy was easy.

Johan C.


Working with Thaiger was an absolute pleasure. Their service from the beginning to the end was 5 stars! Amazing job brining the products close to us, thank you.

David Park


Very easy to get this service from the Thaiger, I have already received a phone call to conduct a health check as the first procedures.

Victor Nguyen


Thaiger has helped me a lot, they kept me updated throughout my entire process of getting mental health insurance in Thailand. 5 stars.

Brenda Campbell

Types of Mental Health Insurance

Different types of mental health insurance are available for you to choose from, depending on your specific needs. You can tailor each type of mental health insurance to meet your unique condition.

Individual or Stand-Alone Mental Health Insurance is designed for anyone who wants to purchase specific insurance covering medical health condition. It is not linked to any other insurance.

This type of mental health insurance can be more expensive, but it may also be more flexible, meaning you can choose to include or exclude coverage you don’t need. With individual mental health insurance, you don’t need to pay for a policy that covers things you are not concerned about.

Key Points:

  • Easy and flexible.
  • Comprehensive coverage with different levels.
  • May include inpatient, outpatient, and other treatments.
  • Support services.
  • An ideal choice if your current health insurance doesn’t already provide mental health cover.

This type of mental health insurance is intended for employer or business owners who want to provide mental health insurance for their employees.

As we all know, mental health has a powerful impact on the workplace. With this insurance, employers can provide stress-related, and other mental conditions care for their employees.

Key Points:

  • Flexible coverage to fit your business’ unique needs.
  • Employee assistance program.
  • May work out cheaper than individual mental health insurance.

If you already have health insurance, you may be able to add mental health insurance as an additional cover. However, not all insurers provide this cover.

Mental health insurance as additional cover to your health insurance may be cheaper, but it may not be as flexible and comprehensive as individual health insurance.

Key Points:

  • Best if you already have health insurance.
  • You don’t need to pay for two separate premiums as it’s included in your health insurance premium.
  • Easy process.

With mental health insurance, nothing can get in the way of getting quality mental treatment.

It was hard for me to find mental health insurance in Thailand. Luckily, I came across the Thaiger. They made everything easy and simple! I got my coverage online in just a few days. The insurance I got really did help me undergo the necessary treatment I needed.

Top tip: Tailor the plans according to your needs and always consult your options with the expert team.

What Are Mental Health Benefits Covered?

The coverage varies, depending on the plan and the insurer. In general, mental health insurance cover some level of the following:
– Partial hospitalisation
– Inpatient hospitalisation
– Outpatient mental health treatment
– Emergency care
– Prescription drugs.

Join the many satisfied customers who’ve got their Mental Health Insurance with The Thaiger

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What Kinds of Treatments Are Covered within the Policy?

A wide range of treatments is offered by mental health insurance. However, it varies depending on the specific plan you choose. Below are some of the most common treatments covered.

Addiction Recovery

Recovery from addiction, even in the early stages, requires constant care. Addiction recovery is intended for treating addictions. These include drugs, overeating, gambling, and many more.

Counselling and Psychotherapy

Psychotherapy and counselling are alike. They’re the so-called treatments for talking where you are directed by the therapist to explain your problems, figure out what caused them, and create solutions. Counselling implies a series of meetings depending on the type and complexity of the problem. Non-judgmental and private counselling assist you in taking care of your own life. Psychologists and psychotherapists have years of experience and are accredited in their own nations.

Psychiatrists and Medication

A medical doctor who has additional experience in psychology and the medical area of psychiatric disorders is a psychiatrist. A doctor will give you a prescription in Thailand. Insist on seeing a doctor for prescriptions, not a general practitioner.

Self-Employed Health Insurance

Self-employed health insurance is an insurance package designed for an independent contractor or self-employed to cover the cost of their own employment benefits.

If you’re self-employed, you can participate in flexible, high-quality health benefits using private health insurance that fits well for individuals who run their own companies. If you have a company that brings in money but doesn’t have any workers, you’re called self-employed.

The deduction for self-employed health insurance allows qualifying self-employed persons to reimburse up to 100% of the premiums for health, dental, and long-term care insurance for themselves and their spouses, dependents, and children under the age of 27.

Frequently Asked Questions about Mental Health Insurance

A mental health emergency is a life-threatening condition in which a person is imminently threatening to harm themselves or others, is seriously disoriented or out of contact with reality, has a significant inability to work, or is otherwise distracted and out of control.

Scientists are still researching how mentally ill people become, so we don’t know as much about how a person develops a mental illness as we would like. Genetic causes or hereditary vulnerabilities, accidents or difficulties in prenatal care, exposure to contaminants, or other unknown sources may occur.

In general, mental health insurance is bought within the context of a medical health insurance program. You can look for options through your state’s health insurance exchange or find out the specific plans available in your region.

Behavioural health care, such as psychotherapy, talk therapy, and counselling, must cover any health insurance package that provides mental health services. Inpatient care for mental and behavioural wellbeing. Treatment for drug use disorder (commonly known as substance abuse).

Health insurance policies usually cover services including therapist appointments, group therapy, and emergency mental healthcare. Also included are rehabilitative programs for addiction. Therapy will be very costly, with or without insurance.

Inquire Now to Receive your Mental Health Insurance Quotes

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