Maternity Health Insurance

Get the best maternity health insurance in Thailand for you and your little one.

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Why choose The Thaiger?

Choosing the best maternity health insurance can be complicated. We understand that you want the best for both the mother and the baby, which is why we aim to make the whole procedure easier for you. With the Thaiger, your maternity health insurance is just one click away.

What is Maternity Health Insurance?

Maternity health insurance is essentially health insurance that covers all maternity-related expenses. It can be a standalone policy or an add-on cover for regular health insurance plans. Maternity health insurance provides pre-and-post-hospitalisation coverage. It ensures the cost of care for babies involved with regular or caesarian deliveries, doctor’s consultation, surgeon fees, and nursing expenses. On top of this maternity health insurance also gives coverage for anaesthetic consultation if needed.

Pregnancy can be the most cherished moment in your life, but this nine-month journey can be a roller coaster ride. Maternity health insurance put you at ease during your pregnancy. Having maternity health insurance also gives you peace of mind, knowing that you’d be protected during your pregnancy and that you’ll be able to welcome your baby with joy.

Maternity health insurance doesn’t end when you’ve delivered your baby, but it will also cover your newborn child for a certain period of time.

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What’s Covered by Maternity Health Insurance?

Maternity health insurance can be tailored to your specific needs. The plans are adjustable and are easy to use, meaning you get the cover you want when you need it most. Below are some of the most common covers that maternity health insurance offers.

Delivery and Labour Expenses

All medical expenses (up to the sum insured) associated with labour and delivery are covered in both regular and c-section deliveries.

In-Patient Care

Plans can be customised according to your desired plans, with your budget you can choose your healthcare with different levels of coverages.

Outpatient Care

Expenses for outpatient care, such as prenatal and postnatal doctor visits, medications, and lab studies, will all be covered.

Newborn Baby

Maternity health insurance goes beyond just covering child-delivery expenses. Infertility related treatments are also covered.

Staff and Facilities

You can extend your policy’s coverage to include private rooms and receive private care with a simple request.

What Are the Advantages of Having Maternity Health Insurance?

Pregnancy is an exciting time for any couple. However, it is also a time to be very careful to ensure that the baby gets the best start. The cost of maternity care can be costly. Therefore, buying the right maternity health insurance plan can ensure that your journey to motherhood is as stress-free as possible.

Coverage for the Care You Need

Maternity health insurance will put you at ease during your pregnancy period. It protects you from any pregnancy risks (including emergency C-sections) and neonatal treatment. Plans may also have added options covering the expense of prenatal consultation, as well as any tests and scans needed during pregnancy.

The Best Staff and Facilities to Assist You

Generally, getting health insurance positions you to be in the hands of some of the finest and brightest medical professionals and services in the world. You can get all that and more through a maternity health insurance plan. If applicable, you can expand the coverage to include single-patient private quarters.

Coverage for You and Your Child

One of the major advantages of maternity health insurance is that you get to protect your baby for a limited period of time. The plans’ arrangements will provide coverage for all of your baby’s medical needs from the first day, this ensures that if anything unforeseen occurs, you will always be able to claim for postnatal care.

Best Value Maternity Plan

The Thaiger ensures that you would not find a more price-competitive insurance package anywhere else in Thailand. Experienced advisors and trusted partners will work not just to ensure that your plan has the highest value for money but also to make sure that you the best quality of coverage.

Customer Ratings


32 reviews

Customer Reviews


I bought maternity health insurance online from The Thaiger, it was done in less than 5 days through their site and partners. The process was efficient and effective, with great customer support.

Lilly J.


Very effective process with good customer support, over all got the insurance, even though it took longer than expected, However, for convenience will be giving the thaiger 5 stars.

Jada K.


I got my maternity health insurance cover recently with the thaiger, the process was very simple, now that I’ve gotten maternity health insurance I don’t have to worry as much about all the medical expenses and the due date.

Sunny Hoppe


Good list of products, exactly what I was looking for when searching for maternity health insurance, have already inquired with the Thaiger, I hope it doesn’t take to long to buy the policy.

Anita Sitiporn


The premium payment for my maternity health insurance plan with the thaiger is completely secure. I was nervous at the start but the whole process was quick and effective, all you have to do is inquire and the thaiger will do the rest.

Yu Lee


Maternity health insurance sounds scary and expensive but personally, I think it’s something that you should consider. The Thaiger has written many good articles that you can gather more information from before sending an injuiry.

Emilia Hoyle

Maternity health insurance plans

With a broad variety of health and well-being for you and your family, you can always expand your insurance plan. Here are some of the plans we offer.

Stand-alone maternity health insurance doesn’t come bundled with other insurance policies. It provides delivery and labour expenses, newborn baby care, in-patient and out-patient care, as well as infertility expenses. In most cases, the maximum benefit of this type of maternity health insurance is higher. It may also be more flexible than other types of maternity health insurance.

Stand-alone maternity health insurance is a good choice if you don’t already have health insurance or if your health insurance company doesn’t offer maternity coverage.

Key Points:

  • Flexible area of coverage.
  • Not bundled with any other insurance, meaning you don’t need to have health insurance from the insurer to get it.
  • Higher maximum benefit.

If you already have health insurance, you may be able to add maternity cover to your insurance. This type of maternity health insurance covers everything from delivery expenses and hospitalisation to newborn care.

In most cases, it may work out cheaper, but the coverage may not be as extensive and flexible as stand-alone maternity health insurance.

Key Points:

  • May be cheaper if you already have health insurance.
  • Cover standard pregnancy expenses, such as delivery costs, hospitalisation, and newborn care.

Welcome your baby to the world with joy.

Getting maternity health insurance was the best thing I did when I planned to grow my family. All of the cost related to my pregnancy was covered, so my husband and I know that we can always get the best care available in Thailand, without worrying about the financial aspect. The Thaiger made the whole process easier as well. They helped me choose the coverage I need and find the best deals.

Top tip: Select a comprehensive maternal health cover and get the best care services during and after your birth.

Why is Maternity Health Insurance Important?

With maternity health insurance, women can be protected from numerous treatable conditions, such as gestational diabetes, preeclampsia, and ectopic pregnancies. They can also get regular prenatal care to improve their health.

Maternity cover will add extra protection to the typical private health insurance policy. Most regular health insurance policy doesn’t cover maternity, so families have to pay out of pocket for childbirth. But those who have maternity health insurance don’t have to worry about these expenses.

You can buy your maternity health insurance as early as possible so that the coverage will help protect you against any complications that might occur during your pregnancy.

Join the many satisfied customers who’ve got their Maternity Health Insurance with The Thaiger

Other Interesting Insurance For You and Your Loved Ones

We offer a vast selection of insurance products that we have to offer you. Below are some interesting insurance you definitely have to check out if you want to protect yourself and your loved ones from unwanted situations.

Whole Life Insurance

Whole life insurance is a type of permanent life insurance, which provides coverage for the duration of your life, with a lump sum of money paid at your death to your beneficiary. With this insurance, you can ensure that your family will always be financially stable, even after death.

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Family Life Insurance

Life insurance policy blends whole lives with term life insurance to cover family members in a single account. The insurance of the principal is for an entire lifetime, while the husband/wife and children are compensated on a term basis for a reduced sum.

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Tropical Disease Insurance

Get covered in the event of death, life insurance can have compensation for the elderly from the age of 50 onwards. This policy makes it possible to transfer the benefits as a legacy to their children.

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Cancer Insurance

Protect yourself and your loved ones from cancer and the financial hardship it may cause.

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Other forms of Health Care Insurance

In case you unexpectedly get injured or sick, health insurance is important to help cover huge medical bills. Check out the other health care products you will need in the future below.

International Health Insurance

International health insurance is meant to provide people relocating from their home country with comprehensive health coverage for a prolonged period of time.

Health Insurance for Retiree

After all the years of working hard, you definitely deserve the best out of what you worked for, especially during your retirement. You don’t need to worry about your medical bills and maintenance medicines or worry about your health even if you’re living alone. Your health insurance got your back.

Dental Health Insurance

A smile can change the world, they say, but dental costs can be expensive. People without health insurance will find out easily how high dental treatment is. Whether it is teeth cleaning, an x-ray, a root canal, a crown, or even just fluoride care, there’s a charge for anything. That’s why dental health insurance is important.

Personal Accident Insurance

Get covered with PA insurance to ensures coverage during emergency cases like uncertain accidents, impairments, life-changing conditions or even death.

Family Health Insurance

Health insurance policies for the whole family will offer much-needed financial protection for you and your loved ones, but with all the options out there, what kind of coverage is best suited for you?

In the event of your death, a life insurance policy is intended to cover your dependents by ensuring the financial protection they would otherwise have lost without you around. Chances are, you share obligations with your partner and your household will also be financially impacted by their death, which means that both of you should have Family Health Insurance as a potential plan.

Frequently Asked Questions About Maternity Health Insurance

Generally, most insurance plans have a waiting period of around three years before they provide insurance for pregnancy and maternity.

A maternity plan’s advantages also include expanding health care to your baby. The arrangements of the plan will provide coverage for any and all the medical needs of your baby from day 1; this ensures that if anything unforeseen occurs, you will always be able to claim for postnatal care.

Regular prenatal care increases health outcomes for mothers by recognizing the importance of maternity care for women’s health by detecting treatable conditions such as gestational diabetes, preeclampsia and ectopic pregnancies.

No, you do not need to contact your health insurance plan. For maternity benefits, you are immediately covered. You need to contact the health insurance provider after your baby is born to add the infant to your coverage within a given time period of usually 30 days.

If you are already pregnant, most insurance providers do not offer pregnancy insurance. This is because the pregnancy is deemed to be a preexisting condition and is beyond the policy protection.

The coverage of pre-natal, delivery and post-natal therapies would depend on the health insurance policy chosen. In terms of care and restrictions, you should always check with your insurance consultant to see what your exact coverage is.

As per the terms and conditions of the package, complications during pregnancy or miscarriage are protected for plan holders with maternity benefits after the waiting period.

Under the maternity advantages of the mother, your baby is usually protected during the first days after childbirth. After that time, the child will need to be insured on their own (as a dependent). To check the coverage of newborns after birth, contact your health insurance consultant and/or add your newborn to your family health insurance package.

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