Why Choose The Thaiger?
Choosing the right insurance company and amount of coverage to protect yourself and your loved ones can be a time-consuming and difficult task. However, you need not be concerned because the Thaiger is here to assist you in sorting through the many choices and selecting the plan that best suits your needs and budget.
What is Dental Insurance?
Dental insurance is a type of health insurance covering a portion of the costs associated with dental care. In a way, it helps you preserve good oral health without having to worry about the high cost of dental work. You will also be allowed to schedule your yearly dental check-ups 6 months beforehand.
Most dental insurance concentrate on preventative treatment to identify early signs and symptoms of dental and oral diseases. However, it may also cover the costs for emergency dental treatments, such as treatments for infection, orthodontics, periodontics, and prosthodontics.
Things to Consider Before Purchasing Dental Insurance?
As with other types of insurance, there is no one-size-fits-all dental insurance package. Therefore, before you make your purchasing decision, you must take the following considerations into account:
A waiting period is when the policyholder must wait before a claim can be filed by the insurer. This is set up to prevent abuse of the policyholder’s initiative. For dental insurance plans, the waiting period is usually between 6 and 12 months.
Pay and Claim Later
‘Pay-and-claim’ is very common in Thailand, meaning that before making a claim to the insurer, the policyholder must pay for the treatment first. However, certain insurers have a network of medical facilities that accept direct billing from their providers.
Orthodontic treatment, such as teenage braces, usually comes with a copay. Copay indicates that part of the expense must also be paid by the policyholder. Because of the high price tag added to orthodontic treatment, this is a way for insurers to monitor the rate.
Cosmetic Dental Treatment
In general, cosmetic dental care such as Invisalign is not protected by dental plans. With that said, each insurance plan is special, so it’s best if you check to confirm the exact term specifics with your insurance provider.
Steps for Choosing Dental Insurance
Dental insurance is a form of protection that helps you pay for various dental procedures. These plans will assist the insured in paying for all or part of their dentist’s care, which can include everything from regular cleanings and X-rays to more advanced procedures such as dental implants. Here are several guidelines to help you choose the best dental insurance.
“Book your yearly dental check-up now with this insurance” sound perfect for me. I have already received a called back from one of the thaiger’s partners. Good staff and good service thank you!
In my dental insurance package, which I got from Thaiger, it’s very good because I can get quality treatment services at an affordable price. Thank you so much Thaiger.
Was very comfortable working with The Thaiger. It was a wonderful experience seeing that you can apply for a quote online, I know I got the best rates deals as Dental check-ups can be very expensive.
Effective, very quick and simple. Very happy with dental insurance from Thaiger will definitely keep getting services like these from the thaiger. Good job Thaiger.
So glad that I chose thaiger. They were efficient and kept me updated from start to finished. I’ll definitely need them again when I want to renew my dental insurance.
Dental service in Thailand is normally always complicated and can be very costly. But with this insurance, yearly dental checkup can be very simple. Very good services with full detail. 5 Stars.
The different types of Dental Insurance Available in Thailand
There are 3 types of dental insurance that you can choose based on your needs. Each type has a different level of coverage, premiums, and advantages. Make sure to read the details carefully and select the one that best fit your needs.
Group dental insurance is intended for businesses, so if you’re an employer looking for a dental insurance plan for your employees, this type of dental insurance is for you.
Giving access for your employee to good dental care is important to support their health, but every business is different, and choosing a plan can be difficult. Fortunately, you can tailor the policy to fit your needs, whether your business is small or large.
- Enable your employees to get quality dental care.
- Coverage for preventative care and/or emergency treatment.
- Options to upgrade preventive coverage.
- A big network of dentists.
- Flexible payment options.
Individual dental insurance is dental insurance you can purchase for yourself or your family. It is best if your job doesn’t already cover you for dental treatment or if you want to provide dental insurance for your whole family.
With individual dental health insurance, you can take care of small dental problems before the problem becomes a big one. The policy can also make complex dental treatments more cost-effective.
- Separate, stand-alone dental plan.
- Cover you and/or your family.
- Choice of coverage to meet individual needs.
- Direct billing for easy payments.
If you already have health insurance, you may be able to add dental coverage to your plan as long as your insurer offer additional dental coverage. With this type of dental insurance, you don’t have to pay a separate, additional premium. This can work out cheaper than getting individual, stand-alone dental insurance. The coverage is most often flexible as well.
- More cost-effective if you already have health insurance.
- Easy process.
- You don’t need to pay for a separate premium.
The Thaiger’s Partners
Check out your options as you now have several plans you can choose from.
As a business owner, I always find it difficult to choose the best dental insurance plan for my employees. Thankfully, the Thaiger advised me and handled my group dental insurance details.
Top tip: Choose the right dental insurance that fits your need.
Do I Need Dental Insurance in Thailand?
Dental care in Thailand is cheaper compared to some countries like Australia, the USA, or the UK. Also, many people fly all the way here just to have dental procedures in Thailand. The main reason for this is because, the standard treatment is outstanding for the price you are paying and people come for medical tourism.
Due to these reasons, many conclude that dental insurance is not mandatory in Thailand. But the truth is, dental insurance can still help you in many ways. It enables you to reduce out-of-pocket costs, so you can pay less for the dental care you need.
Other recommended insurance products that might interest you
We have a wide range of insurance products offers that would greatly help you in times of needs. Below are some interesting insurance you might need to give yourself extra protection.
International Health Insurance
International health insurance is meant to provide people relocating from their home country with a comprehensive standard of health coverage for a prolonged period of time, while travel insurance provides cover for emergency services while you are in another country for a shorter period of time.
Group Health Insurance
Group life insurance is a form of life insurance in which a whole group of people is covered by a single contract. Usually, an employer or an agency such as a labour union is the policy owner, and the policy includes the workers or community members.
Dental Insurance Coverage
Dental insurance covers you for a wide range of dental care and treatments. In general, the main coverage are divided into two: major dental treatments and routine dental treatments. However, you should be able to purchase additional coverages.
Routine Dental Treatment
Routine dental treatment means visiting your dental practitioner for teeth cleaning and check-ups even if you don’t have any oral problems. It would be best that you visit your dentist not just only when you are having oral disorders. The routine dental treatments that may be covered by dental insurance are fillings, root canals, routine teeth cleaning, and X-rays.
Major Dental Treatments
Services that are more complex than root canals or fillings apply to major dental procedures. Major dental treatment provide work that replaces missing or damaged teeth with crowns, bridges, and dentures. These include orthodontic treatment, root scaling, gingivitis treatment, and wisdom tooth removal.
You can purchase additional coverage to your dental insurance plan, such as cosmetic dentistry coverage, which covers treatment such as crowns and dental implants.
International Health Insurance
International health insurance is meant to provide people relocating from their home country with a comprehensive standard of health coverage for a prolonged period of time. It’s different from travel insurance, which provides cover for emergency services while you are in another country for a shorter period of time.
An international health insurance plan provides a variety of covers appropriate for someone who has been employed and living for a year or more outside their home country. They include, among others: surgical and emergency evacuations; costs for medical care; maternity coverage; access to doctors and prescription drugs.
Frequently Asked Questions about Dental Insurance
As long as you are within the age range of 15-60 years old you will be eligible to apply.
Dental Insurance policies have a waiting period of 65 days, except for accidents, as accidents are covered immediately.
If you go to an affiliate clinic or hospital then you wouldn’t need to pay any more as the insurance company will pay the coverage. Just show your Dental Card and the clinic or hospital will call the insurance company. Should the client go to a clinic or hospital that is not affiliated, please keep all documents and send originals to the insurance company for reimbursement.
Consultations are free and the insured can call the dentist for consultation at no cost.
Most insurance companies have a 30 day waiting period when it comes to illnesses for emergent accidents, companies usually cover immediately. When buying Health insurance clear this up with your agent.
Cosmetic procedures, such as tooth whitening treatments, are generally not covered by insurance. Other non-covered treatments may include: orthodontic treatments: (braces) and international emergency treatments.
You should remember that it has to be part of a larger health insurance package if you are looking for dental insurance. It is not possible to just buy a dental insurance cover. It would need to be part of a larger health insurance package or an add-on to it.
Bangkok is a popular destination to get your teeth treated. Thai dentists in Bangkok usually operate with secured, state-of-the-art modern equipment in clean clinics and offer lower rates than in other nations.
You’re entitled to Social Security benefits if you work legally in Thailand. With these yearly caps per procedure, you get dental coverage:
-9xx baht for tooth removal, filling and cleaning combined
-1,5xx baht for prosthodontic treatment of a few teeth
-4,4xx baht for prosthodontic treatment of all teeth
Inquire Now to Receive your Dental Insurance Quotes