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Health Insurance for O-A Visa

Obtain your mandatory health insurance as well as a certificate of entry for an O-A visa with ease!

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4.8/5

Why do you need health insurance for O-A Visa?

Foreigners applying for a Non-Immigrant Visa Type O-A (1-year term) in Thailand must have health insurance. This health insurance plan must cover COVID-19 disease with a total yearly insurance sum of up to 4,500,000 THB. In order to be eligible for the certificate of entry, which is a statutory condition to enter the nation.

What is Health Insurance for O-A visa ?

As the name suggests, health insurance for O-A visa is insurance specifically designed for foreigners who are looking to enter Thailand on O-A visa, also known as a Retirement visa.

Those who desire to spend their retirement years in Thailand on Non-immigrant visas O-A and O-X must also have health insurance. People with this sort of visa are required by the Thai government to have health insurance with coverage limits of 400,000 Baht for inpatient coverage (or IPD) and 40,000 Baht for outpatient coverage (OPD). A COE certificate is also required for entry into Thailand; to be qualified, the applicant must have coverage of at least $100,000 for the duration of their stay.

This health insurance policy meets all the requirements to apply and renew O-A Long Stay Visas in Thailand. Insurance policy holders will receive an Insurance Certificate and COE to support their visa applications and entry requirements.

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What Should You Consider When Purchasing Health Insurance For O-A?

We understand that you want the greatest health insurance possible. As a result, looking for the following criteria can help you select the best health insurance plan for you.

Options

It’s better to have options, so look for insurers who offer a variety of deductible options at reasonable prices. This will also benefit you when you have to renew your policy.

Availability

In some cases, you might need fast access to high-quality treatments and hospitals. Therefore, make sure that your policy covers Outpatient as well as Inpatient.

Check-ups

Over the age of 65 years old, medical check-ups are often required when applying for a health insurance policy. Consult our agent to find out which check-ups you’ll need to do.

24/7 Service

You’ll want to have access to claims, healthcare experts, and general support who can respond to your questions in proper English no matter where you are or what time it is.

What are the advantages of having health insurance for O-A Visa?

There are several advantages to O-A visa health insurance. Here is a list of health insurance benefits, which range from granting a support visa applications to providing much-needed financial security while in Thailand.

Keeps You Financially Protected

Your health risks rise as you become older and more prone to health issues, and medical expenses can rapidly mount up. That is why having comprehensive health insurance coverage is essential. If you have health insurance, you won’t have to worry about the financial consequences of being sick or injured; you can rest easy knowing that you’ll be covered if you have an unforeseen accident or sickness.

Under Hospital Miscellaneous Expenses and Surgeon’s Fee, Major Medical pays an additional 90% of expenses that exceed the benefit limit.

Allows You to Retire in Thailand

As previously stated, people planning to retire in Thailand on a Non-Immigrant O-A or O-X visa must have adequate health insurance coverage. Health insurance policy must have coverage not less than 400,000 Thai Baht per policy year for Inpatient, and not less than 40,000 Thai Baht per policy year for outpatient.

Our plans will assist you in meeting the Thai government’s criteria, as we can give an insurance certificate that can be submitted to the Department of Immigration, allowing you to spend your retirement years in the Land of Smiles.

Our plans also include a COE certificate, which meets the legal need of coverage of at least $100,000 USD for the duration of your stay.

Highlighted Benefits

– Complied with Long Stay Visa Requirements (O-A , O-X and STV visa type)

– Entry Age Up to 70 Years Old and Renewable Up to 99 Years Old

– No Claim Bonus After Each Claim-free Year

– Deductible option up to 50 % discount

– COE Certificate of Entry

Customer Ratings





4.8/5

25 reviews

Customer Reviews

24/8/2021

Great coverage. Easy for apply for and is a very simple way to have a long-term visa approved.

Summer Jones



27/9/2021

The service was outstanding. The person that called me was really kind and pleasant.

Hannah Clarkson



5/9/2021

I applied for a retirement visa and discovered that I would require health insurance in order for my application to be granted. Even got my COE certificate with my policy.

Candice Richardson



29/9/2021

My wife and I both got health insurance. Easy to apply and affordably priced. would highly recommend

Thomas Wills




14/9/2021

Needed health insurance to come back to Thailand after going back home during covid-19. I renewed my retirement visa and got new health insurance. Thank you for your help.

Gary Nichols




31/9/2021

There aren’t many alternatives for folks my age, so finding an all-inclusive package for individuals up to 70 years old is fantastic.

Joanna Smith



22/9/2021

Got this health insurance in order to fulfill the covid-19 entrance requirements. I previously had my insurance with the same company before, so was happy to pick them again for my health insurance.

Harry Millburn



4/10/2021

It was straightforward to apply and informative, and most importantly, I was able to find insurance that matched my requirements. Five out of five.

Samantha Davis



Health Insurance for O-A Visa Overview

– This visa allows you to stay in Thailand for a total of one year.

– The visa applicant must be at least 50 years old (on the day of visa submission application)

– Inpatient coverage must be at least 400,000 Thai Baht per policy year, while outpatient coverage must be at least 40,000 Thai Baht per policy year.

– If the accompanying spouse is ineligible for the O-A visa, he or she will be evaluated for a temporary stay under the Category “O” visa. As proof, a marriage certificate is required.

– During the first year, all candidates can purchase health insurance from insurance firms in their home countries or from a Thai-licensed insurance business. Applicants must get insurance from recognized insurance firms in Thailand only if they wish to renew their visa.

AXA health insurance plans for O-A visa, will cover you for the Thai government’s requirements, so you can then apply for a Non-Immigrant Visa O-A or O-X and spend your retirement years in Thailand without any problems.

These plans have been specifically designed for Foreigners who plan to reside in Thailand and apply for Non-Immigrant Visa Type O-A (1-year duration) and STV must have health insurance. This health insurance plan will additionally cover COVID-19 disease, with a total annual insurance sum of up to 4,500,000 THB.

 

Key points

  • Complied with Long Stay Visa Requirements (O-A , O-X and STV visa type)
  • Entry Age Up to 70 Years Old and Renewable Up to 99 Years Old
  • Major Medical pays additional 90% of expenses exceeding the benefit limit under Hospital Miscellaneous Expenses and Surgeon’s Fee
  • No Claim Bonus After Each Claim-free Year
  • Deductible option up to 50 % discount
  • Insurance certificate Submitted to the Department of Immigration
  • COE Certificate of entry included
  • Discounts for groups of two or more people: 5% for groups of 2 to 3 people, and 10% for groups of 4 or more.

Choose the insurance plan that’s right for you

 

Plan 1

Maximum payable:
฿3,500,000 per year
฿400,000 per illness/Disability
Apply Now
  • Covers Covid-19 disease with the total sum insured up to 4,500,000 THB per year (Once tested positive)
  • COE Certificate of entry included

 
Inpatient Hospitalization and Surgery
 

  • Daily Hospital Room and Board (per day)
    – Non-Intensive Care Unit up to ฿2,000
    – Intensive Care Unit up to ฿4,000
  • Hospital Miscellaneous Expenses (per disability) up to ฿30,000
  • In-Hospital Physician’s Visit (per day) up to ฿1,000
  • Emergency Outpatient Treatment (Accident Only) (per accident) up to ฿6,000
  • Surgeon’s Fee without Surgical Schedule (per visit) up to ฿30,000
  • Outpatient Kidney Dialysis and Cancer Treatment(Maximum payable limit for lifetime)
    – Kidney Dialysis up to ฿60,000
    – Cancer Treatment up to ฿20,000
  • Loss of Life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability up to ฿60,000
  • Cremation or Funeral expenses in case loss of life due to injury or illness up to ฿20,000
  • Accidental Miscarriage (per accident) up to ฿6,000

 
Outpatient Medical expenses (Options)
 

  • Plan 1 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿1,500
  • Plan 2 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿2,000
  • Plan 3 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿2,500

 

Plan 2

Maximum payable:
฿4,000,000 per year
฿500,000 per illness/Disability
Apply Now
  • Covers Covid-19 disease with the total sum insured up to 4,500,000 THB per year (Once tested positive)
  • COE Certificate of entry included

 
Inpatient Hospitalization and Surgery
 

  • Daily Hospital Room and Board (per day)
    – Non-Intensive Care Unit up to ฿3,000
    – Intensive Care Unit up to ฿6,000
  • Hospital Miscellaneous Expenses (per disability) up to ฿40,000
  • In-Hospital Physician’s Visit (per day) up to ฿1,500
  • Emergency Outpatient Treatment (Accident Only) (per accident) up to ฿7,000
  • Surgeon’s Fee without Surgical Schedule (per visit) up to ฿40,000
  • Outpatient Kidney Dialysis and Cancer Treatment(Maximum payable limit for lifetime)
    – Kidney Dialysis up to ฿70,000
    – Cancer Treatment up to ฿20,000
  • Loss of Life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability up to ฿70,000
  • Cremation or Funeral expenses in case loss of life due to injury or illness up to ฿20,000
  • Accidental Miscarriage (per accident) up to ฿7,000

 
Outpatient Medical expenses (Options)
 

  • Plan 1 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿1,500
  • Plan 2 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿2,000
  • Plan 3 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿2,500

 

Plan 3

Maximum payable:
฿4,500,000 per year
฿600,000 per illness/Disability
Apply Now
  • Covers Covid-19 disease with the total sum insured up to 4,500,000 THB per year (Once tested positive)
  • COE Certificate of entry included

 
Inpatient Hospitalization and Surgery
 

  • Daily Hospital Room and Board (per day)
    – Non-Intensive Care Unit up to ฿5,000
    – Intensive Care Unit up to ฿10,000
  • Hospital Miscellaneous Expenses (per disability) up to ฿60,000
  • In-Hospital Physician’s Visit (per day) up to ฿2,000
  • Emergency Outpatient Treatment (Accident Only) (per accident) up to ฿8,000
  • Surgeon’s Fee without Surgical Schedule (per visit) up to ฿60,000
  • Outpatient Kidney Dialysis and Cancer Treatment(Maximum payable limit for lifetime)
    – Kidney Dialysis up to ฿80,000
    – Cancer Treatment up to ฿20,000
  • Loss of Life, Dismemberment, Loss of Sight, Loss of Hearing, Loss of Speech or Permanent Disability up to ฿80,000
  • Cremation or Funeral expenses in case loss of life due to injury or illness up to ฿20,000
  • Accidental Miscarriage (per accident) up to ฿8,000

 
Outpatient Medical expenses (Options)
 

  • Plan 1 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿1,500
  • Plan 2 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿2,000
  • Plan 3 – Outpatient Medical expenses (Max. – Limit 1 visit/day and 30 visits/year) up to ฿2,500

Retirement your time to relax and enjoy the rest of your days, so be sure you’re covered with the best health insurance available.

I have a lot of questions concerning retiree health insurance, especially because I want it to retire in Thailand. The Thaiger has answered all of my questions, assisted me in selecting the best plan, and given me confidence in the product I’m buying.

Top tip: Read the fine print and make sure you understand what is covered. You’ll know if you’re fully covered or if you need to get extra coverages this way.

What to Look for in Health Insurance for O-A Visas

Although it’s a frequent myth that certain insurers won’t cover anyone over the age of 65, the policies you’re offered are likely to have some restrictions. Keep the following in consideration when shopping for retiree insurance in Thailand:

– what is plan’s oldest age restriction?
– How easy is it to submit a claim?
– Can you tell me how easy it is to renew your insurance policy?
– How can you seek medical care in Thailand?

It can be difficult to choose a health insurance plan for retirement in Thailand, but we can help you simplify the process so you can spend more time enjoying your senior years.

Join the many satisfied customers who’ve got their Health Insurance for O-A visas with The Thaiger

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What Coverage does Health Insurance for O-A Offer?

Just like regular health insurance, health insurance for O-A offers a wide range of coverage. Below are some of the coverages.


IPD or Inpatient Coverage

Health Insurance for O-A Visa includes a minimum sum insured of 450,000 THB, which satisfies the Thai Government’s requirements for Non-Immigrant Visa O-A . This coverage is for hospitalization, which means you will be reimbursed if you are admitted and stay in the hospital for more than one night.

OPD or Outpatient Coverage

When applying for the O-A visas, this coverage is necessary. To get the visa, you must have a minimum coverage of 1,500 THB. This insurance covers doctor’s appointments and outpatient procedures that don’t need you to remain in the hospital overnight s (Max. – Limit 1 visit/day and 30 visits/year).

Covid-19 Cover and COE Certificate of entry

COVID-19 disease Cover with the total sum insured of up to 4,500,000 THB per year and COE (Certificate of Entry) Certificate of entry into Thailand It is mandatory for applying to enter Thailand. The traveler must have health insurance covering at least USD 100,000 including COVID-19 coverage for the duration of their stay in Thailand.

International Health Insurance

International health insurance is meant to provide people relocating from their home country with a comprehensive standard of health coverage for a prolonged period of time. It’s different from travel insurance, which provides cover for emergency services while you are in another country for a shorter period of time.

An international health insurance plan provides a variety of covers appropriate for someone who has been employed and living for a year or more outside their home country. International health insurance includes, among others: surgical and emergency evacuations; costs for medical care; maternity coverage; access to doctors and prescription drugs.

Frequently Asked Questions about Health Insurance for O-A Visas

New member on O-A Long Stay Visa plan will receive two certificates 1.for O-A visa and 2.for COE* application.

No, this plan is connected to the immigration system and the immigration department will be notified if the policy is cancelled.

No, you will receive updated certificates 1.for O-A visa and 2.for COE* application when you renew the policy

You do not need to make any changes to your plan now. The certificates will be automatically updated when you renew the policy.

The updates are only applicable for O-A and STV Special Tourist Visa holders under this plan.

In the first year of the policy, the insured must pay the premium before or on the effective date.
The coverage will commence from the effective date stated in the policy schedule, with 30 days waiting period starting from the policy start date for any sickness. (Except for injuries from an accident)

120 days waiting period applies for the following diseases:
– Benign/malignant tumor/cancer/cystic mass
– Hemorrhoids
– Hernias
– Pterygium, pinguecula, cataract
– Tonsillectomy or adenoidectomy
– Stones
– Varicose Veins
– Endometriosis

You can apply with a pre-existing medical condition, but those pre-existing conditions may be excluded from your coverage.

Yes, those insurance plans can be renewed until 90 years old. The insurer reserves the right to adjust the insurance renewal premium according to your personal claim experience and increasing age.

Yes, you can choose any licensed medical or surgical provider in Thailand. Excluded any modern medicine or alternative medicine provider.

No, in most cases if you visit a hospital out of the direct billing network, the insurer will settle the bill with the hospital directly. If you visit a hospital outside the network, you will need to submit to your insurer your claims.

These treatments will be counted within the same disability limit unless such treatments occur more than 90 days after the last related treatment date in case of hospitalization, or more than 14 days for outpatient treatments.

This policy is under Thai Baht (THB), applicable to both benefits and reimbursements. You may
pay the full annual premium by bank transfer, debit card or credit card.

Yes. You can add the following:
– Spouse of the Insured who is less than 80 years old.
– Legal children of the Insured or of the spouse, between the ages of 6-20 years who are not yet married and are still attending school.

A retirement visa requires a monthly salary of 65,000 baht (roughly USD 2,000) or deposits of 800,000 baht (roughly USD 25,000) in a Thai bank account. This is a decent starting point for a retired pair, according to Steven LePoidevin, Thailand Correspondent for InternationalLiving.com.

Any employee in Thailand must now retire at the age of 60 as a result of the Thai government’s changes to previous legislation. At this point, the employee has the option of continuing to work.

Yes, indeed. Obtain an O Visa for Non-Immigrants. This visa does not require mandatory health insurance.

You can reduce or cancel your coverage at any time, but you won’t be able to re-enrol in the program later if you cancel; otherwise, you’ll have to go through a Qualifying Status Change (QSC) event and make changes within the QSC window.

If you want to enrol dependents in your insurance plan, you must provide proof of their eligibility within the registration deadlines, or the dependents will be denied coverage.

If the insured lives past the maturity date, the annuity will be paid from the policy anniversary date on which the insured turns 60 until the policy anniversary date on which the insured turns 85; the annuity is equivalent to 20% of the original amount insured.

Guarantees tax-free and charge-free retirement payments until the age of 90, and will guarantee income to enjoy your longevity.

Retiree insurance is a type of health insurance that a company can provide to its retired employees. Medicare almost often takes priority over retiree benefits. This means that in order to be completely insured, you must participate in Medicare. When you become Medicare-eligible, certain retiree plans require you to enroll in Sections A and B.

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