Why choose The Thaiger?
Helping you get the protection you need no matter where you are in the world is our ultimate goal. We know that everybody is different, which is why we provide a wide range of options. Get the plan that fits your budget and needs in a few simple steps.
What is international health insurance?
It is a type of health insurance specifically designed to provide cover for people who are planning to or are already living overseas for a prolonged period of time. Whether you have relocated to another country for work, study, or your retirement years, This can provide coverage that regular health insurance cannot.
Many soon-to-be expatriates and international students confuse the difference between international health insurance and travel insurance. Both are indeed intended for people spending time away from their home country, but the purpose and coverage are different.
Travel insurance provides cover for emergency services while you are in another country for a short period of time, within a specified area. The aim of travel insurance is to get you well enough to return home if you get sick while travelling, so it won’t cover long term medical treatment. Also, you cannot get routine treatments or checkups.
With it, you are covered for both emergency and routine healthcare, it is essentially like your regular health insurance, but it will protect you when you’re living abroad.
What does international health insurance cover?
This health insurance may sound complicated, but the main purpose of the policy is simple: when you’re living outside your home country, It offers coverage for your medical care. In the list below are the main coverage that it provides.
Inpatient Hospitalisation
In case you’re hospitalised, It can help you with the medical expenses. With this insurance, you can be sure to get the help you need if you have a serious accident or illness that requires hospitalisation.
Routine Healthcare
You are covered for routine checkups and care with both general practitioners and specialists, such as ophthalmologist, gynaecologist, or dermatologist. You can also add routine dental care and/or maternity care option to your coverage.
Emergency Outpatient Treatment
Outpatient coverage helps you pay for medical tests and consultations that don’t include a hospital bed overnight, such as blood tests, X-rays, MRI and CT scans. Small procedures are often covered as well.
Tele-consultation
You can access Teleconsultations with a general practitioner or specialist in your preferred language wherever you are. This allows you to interact with someone from your own country.
Add-ons
You can tailor the coverage depending on your needs and add more coverage if you want. Some additional coverages you can get include dental checkups, emergency dental care, and maternity-related care.
What Are the Benefits of International Health Insurance?
It offers valuable coverage for those living in Thailand. Plans by Cigna include inpatient, daypatient, and outpatient services. Each plan can be tailored to meet individual healthcare needs through optional modules.
Customer Ratings
4.7/5
32 reviews
Customer Reviews
14/12/2020
If you are coming from abroad, you could possibly get an add on for this insurance. If not I would recommend this product as you will be covered not just in Thailand but for the rest of the world as well. Good information and free to inquire for the Thaiger.
Sarah Anning
9/2/2021
The team was extremely accommodating and responsive. I was really pleased with the service; I will use this company for international travel insurance again.
Wolfgang Shuler
28/12/2020
“Very pleased with the professional and friendly service I received. The Thaiger has given me a lot of recommendation and helped me to set up my policy.”
Roberto Matez
15/2/2021
The quote was very reasonable, and the website was simple to navigate. The confirmation and necessary documentation were send via emailed, just waiting on the final stages now thank you!
Rita M.
3/1/2021
Never tried this in before and found it to be very easy to enter. I’m hoping it lives up to its promises, as I will need international travel insurance claims.
Tylor Peterson
22/1/2021
I bought insurance cover through the Thaiger and the experience was fantastic. Their health experts understood my desire and sent me different quotes to my email.
Megan Gray
International Health Insurance Plans
These plans are designed to cater to various needs. Cigna offers thorough plans with distinct coverage levels to match individual circumstances. Whether you’re a professional, student, or part of a family or corporate group, these plans ensure you stay covered abroad.
This health insurance for expat professionals delivers solutions tailored to those working overseas. The plan offers flexible yet affordable benefits.
Key Points:
- Ideal for expats working abroad solo.
- Direct billing services simplify payments.
- Provides working and travel security services.
- Thorough coverage grants access to private healthcare.
Moving abroad with your family? Our Family International Health Insurance plan can cover your whole family. It allows you to skip the hassle of getting an individual plan for each member of your family.
International health insurance for families covers all members under a single plan. This eliminates the need for individual policies for every family member.
Key Points:
- Choose the degree of cover that suits your family.
- Discounts on premiums for families with two or more children.
- Suitable for single-parent families too.
- Core coverage includes inpatient care, routine health services, child hearing tests, and vaccinations.
Are you a student planning to study at a foreign school? We have a range of budget-friendly yet comprehensive covers for you.
International health insurance for students combines budget-friendly options with thorough cover.
Key Points:
- Affordable, flexible plan tailored for students.
- Includes counselling, legal, and financial aid.
- 24/7 multilingual helpline ensures support round the clock.
Group International Health Insurance is intended for corporate groups of all sizes. Whether you are a part of a large international or a small globally mobile business, this plan is designed around your business needs.
Group health insurance suits businesses, whether large or small. The plan adapts to the business’s needs.
Key Points:
- Customisable plans to fit company requirements.
- Ensures employee protection through thorough coverage.
- Assistance programs can be offered by some insurers.
The Thaiger’s Partners
Make sure you have access to the best healthcare while living abroad.
I had to move abroad for work, taking my family with me. Of course, we aren’t familiar with the healthcare system there, so purchasing family international health insurance is the best choice for us.
Top tip: Find a plan that can be tailored for your specific needs, so you can be sure to be fully protected without paying for covers you don’t need.
Why is International Health Insurance Important for You?
It ensures that you get the medical treatment you need when you have a medical emergency or even regular medical care when you’re living in a new country.
For expats and their families, students studying abroad, citizens with dual residences, multinational employers, and more, having this insurance is a perfect choice. Being a global citizen can be an exciting experience, but it also poses many possible risks. Having this insurance will protect you from any unwanted conditions, so you can enjoy every moment of your life while living abroad.
Join the many satisfied customers who’ve got their International Health Insurance with the Thaiger
Other Types of Health Insurance
If you get sick or get hurt suddenly, health insurance is necessary to help cover the costs you may not be able to afford on your own. Therefore, having health insurance is important. Below are some health insurance types you can choose based on your specific needs.
Family Health Insurance
Family Health Insurance ensures that you and your family members have the chance to get the medical care you deserve. You can have peace of mind knowing that your loved ones will also be covered by the insurance.
Tropical Disease Insurance
Get protection against mosquito-borne diseases such as Dengue Fever and more
Cancer Insurance
Protect yourself and your loved ones from cancer and the financial hardship it may cause.
Group Health Insurance
Group health insurance helps businesses pay for their employees’ healthcare expenses. It is designed to be more cost-effective for companies and organisations compared to individual health plans.
Additional Coverage for International Health Insurance
It has a wide range of coverage options that can surely one of good use to you and your loved ones, especially when you travel abroad. Besides the core coverage mentioned above, you can add the following coverages below to your insurance plan.
Dental Care
Dental coverage includes a variety of treatments and procedures. Preventative, routine, and restorative dental treatments are covered under Cigna’s Dental insurance plan. Get monthly or yearly dental examinations from top clinics and hospitals in Thailand. By opting for Cigna’s plans, you enjoy world-class dental services ensuring the health of your teeth and gums.
Maternity Care
Thorough maternity care ensures expectant mothers and their babies stay healthy. Maternity care coverage is provided before and after birth. With Cigna, maternal health services include prenatal check-ups and postnatal care. This ensures comfort and safety for both mother and child.
Health Insurance For Smokers
With this coverage, you can regularly monitor and track medical examinations for adults, preventive cancer screening, confidential therapy sessions, and assistance with stress management, health, and well-being.
Health Insurance for Retiree
Cigna’s health insurance plans offer tailored solutions for retirees in Thailand. Cigna’s Silver, Gold, and Platinum plans ensure coverage for essential treatments like cancer care and mental health services. These plans also include inpatient, daypatient, and outpatient care.
A important feature for retirees is the wide-ranging global assistance available. Coverage adapts to varying needs, including tropical disease insurance which is crucial in Thailand. Financial tools like deductibles and out-of-pocket maximums help manage costs effectively.
Additional benefits provided by Cigna include dental care and maternity care. Dental treatment coverage ensures access to necessary services. Maternity care supports retirees with dependents. Special provisions for smokers include preventive cancer screenings and therapy sessions.
Frequently Asked Questions about International Health Insurance
This plan provides a variety of covers appropriate for someone who has been employed and living for a year or more outside their home country. They include, among others: surgical and emergency evacuations; costs for medical care; maternity coverage; access to doctors and prescription drugs;
Find out more about the top three global suppliers of health insurance for individual expatriates
Cigna International. Cigna is a very large and capable global insurance company with offices and operations around the world.
Allianz Worldwide.
International Medical Group.
The annual cost of a foreign health insurance plan will range from as little as $5xx for a comprehensive global medical plan, including coverage in the USA, with minimal benefits, to as high as $8,xxx. The expense is $5,xxx a year on average.
International health insurance is meant to provide people relocating from their home country with a comprehensive standard of health coverage for a prolonged period of time, while travel insurance provides cover for emergency services while you are in another country for a shorter period of time.
If you are a person who travels regularly, and while you are overseas, an international policy will give you comprehensive health cover. You may have travel insurance in place, but keep in mind that these plans are intended to cover emergencies and only for brief visits.
In the event that you send all the documentation and any relevant details with respect to your coverage, your compensation will be paid within 15 days.
The value of providing quality coverage is that it usually means that wherever you are in the world, you and your family can access health care. Similarly, several arrangements provide repatriation, meaning if it is not accessible at your expat destination, you can return home to access care.
Yes, without medical evidence, all global medical plans are renewable. If you move back to your home country and remain there for more than 6 months, most plans are non-renewable. Before you apply clarify your specifications, it makes sense to review the plan terms.
Standard vaccines for children and probably adults would be provided by certain expatriate health policies. Most quality company expat health plans will, with certain exceptions, completely cover vaccinations. Usually, the vaccines under the module for out-patient treatment would protect expat health plans.
Inquire Now to Receive your International Health Insurance Quotes