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TAT announces update to compulsory Covid-19 insurance for foreign visitors

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The Tourism Authority of Thailand has announced today an update about compulsory Covid-19 insurance. They say it’s now “conveniently” available online in a one-stop-shop. Up to now the compulsory Covid-19 insurance, a pre-requisite before foreigners can come to Thailand, under any visa, was through selected insurance providers at their own websites. The Thailand Office of Insurance Commission has allowed the review of its policy, making it easier to find and purchase the compulsory insurance.

“Foreign travellers will enjoy the following advantages of purchasing an OIC-endorsed medical insurance policy, which is available online HERE.”

The update provides additional clarity and ease for people looking to travel to Thailand at this time.

“The Tourism Authority of Thailand is pleased to share the latest announcement that foreign visitors will be able to purchase compulsory Covid-19 insurance policy online prior to visiting the Kingdom.”

TAT Governor, Yuthasak Supasorn says the compulsory insurance is part of any package of documents that will need to be completed by foreigners entering Thailand at this time.

“A medical insurance policy with at least US$100,000 coverage or about 3.16 million baht for possible Covid-19 treatment is among the official documents required from foreign visitors planning to visit Thailand.”

“TAT hopes the Covid-19 insurance protection program, under the regulation of the OIC, offers additional peace-of-mind for foreign visitors and hopefully makes it easier for inbound travellers before departing from their country of origin.”

TAT announces update to compulsory Covid-19 insurance for foreign visitors | News by Thaiger

The Thai General Association and the Thai Life Assurance Association, plus 16 leading and non-life insurance companies in Thailand are partnering together with the oversight according to regulations from the OIC to offer the Covid-19 insurance protection program to foreign visitors.

  • The insurance policy has been approved by the Thai government and can be used in the Thai visa application process. Coverage begins immediately upon arrival in Thailand.
  • No need for advance payment or out-of-pocket expenses when admitted at private hospitals nationwide. Insurance coverage does not exceed US$100,000 or about 3.16 million Baht.
  • In the case of death from Covid-19 infection, the insurance company will provide a life insurance benefit of USD $100,000 or about 3.16 million Baht to the beneficiary.
  • The insurance premium cost is reasonable, the process is overseen by the OIC, and purchase can be done efficiently online.
  • Thailand’s public health infrastructure and healthcare facilities,  as well as healthcare professionals are recognised as some of the best in Asia for treating infectious diseases.

Here’s an example of some of the costs for packages that vary from 30 days to 1 year. The premiums range from 1,600-4,800 Baht for 30 days of coverage; from 2,880-8,640 Baht for 60 days; from 3,840 – 12,160 Baht for 90 days; from 7,680 – 23,040 Baht for 120 days, and from 14,400 – 43,200 Baht for one year.

The Thaiger recommends that, before you make any other travel arrangements about a trip to Thailand, including the booking os flights or ASQ hotels, you should make general enquiries at the Thai Embassy or Consulate-General in your country.

SOURCE: TAT

 

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37 Comments

37 Comments

  1. Toby Andrews

    Friday, October 23, 2020 at 5:35 pm

    Is it conveniently more expensive?
    Insurance would be more conveniently bought in the country the visitor departs from.
    But the Thais cannot have that. They want a monopoly on insurance for quarantine subjects.
    Do Thais have to buy insurance in Europe when traveling there. I doubt it.
    John to the keyboard.
    Another worry should also be: Would the Thai insurance pay?
    You cannot sue them if they do not.
    Will they have all sorts of conditions that they could quote not to pay?
    What is the excess? B20000?
    Would they only pay for treatment from a substandard, Thai hospital in say, Rayong?
    Would there be extras the patient has to pay?
    John to the keyboard.

  2. Gustaf Valberg

    Friday, October 23, 2020 at 5:54 pm

    When we have already insurance in our country covering 100.000 USD incl. Covit 19. Do we still be forced to buy another Thai insurance for the same things??

    • Robbert

      Saturday, October 24, 2020 at 12:54 am

      Yeah, I’m really curious about this to. I already have a medical insurance that covers covid, even when I’m on holiday.

      • Roger Ramjet

        Tuesday, October 27, 2020 at 8:57 pm

        Unless your insurance company will specifically state on paper that you are covered for $100,000 US, which I doubt they will, you have to buy another policy.

  3. Issan John

    Friday, October 23, 2020 at 5:56 pm

    Up to 43,000 baht for one year’s coverage of 3.2 million baht, or 75 baht per thousand (0.75%).

    … specifically excluding any treatment in an ICU (looking at the coverage offered) …

    … and, checking the website, the cost varies depending not on age or pre-existing conditions, as you might expect, but solely on “country of origin” (presumably where you’re flying from rather than nationality) so those on flights from the UK, for example, pay nearly double those coming from Australia or China … even though all arrivals will have been identically tested and quarantined on arrival.

    That’s a little strange …

  4. Damage

    Friday, October 23, 2020 at 6:30 pm

    Yet its still a rip off. My own private travel insurance covers me for Covid 19 and costs a fraction of this.

  5. Al

    Friday, October 23, 2020 at 6:35 pm

    Wonder if they are about to abolish the 2 week (15-16 days) locked up in quarantine caper? 😉

  6. Nipral

    Friday, October 23, 2020 at 6:58 pm

    Another scam !
    It is illegal to be covered by more than one ins. policy for the same given risk (ie Covid)
    All health insurances in developed countries cover this risk fully.
    Another tricky dishonest way for this corrupt government to milk foreign tourists
    Disgusting !!!!!!
    In any case we’ll not set foot in this rotten country shortly.

  7. SG666

    Friday, October 23, 2020 at 7:55 pm

    The prices are completely rip off. There are insurances on the market even in LOS where you pay 80-100k thb for a family of 4 which is valid worldwide excluding the U.S. with a higher coverage than required by TAT and they include covid-19 but surely they are NOT approved. Nothing else than another try to scam tourists out of their money.

  8. Nik

    Friday, October 23, 2020 at 8:04 pm

    goodbye Thailand, enjoy becoming south China, next year you can stay in Chinese Hotels, chinese Bars, chinese restaurants… Big sellout like Cambodia. No more dirty farangs.

  9. Issan John

    Friday, October 23, 2020 at 8:31 pm

    Interesting to also note that the insurance only covers treatment at private hospitals, not at government ones.

  10. Henry

    Friday, October 23, 2020 at 9:21 pm

    apparently, these policies only cover COVID. Yes or No?

    • Issan John

      Saturday, October 24, 2020 at 1:46 am

      Yes.

      Only Covid, specifically excluding any ICU charges, and only in a “standard single” room at a private hospital (not government).

      Costs vary depending on “origin” (presumably port of origin), not on age or any pre-existing conditions, despite identical quarantine on arrival and tests.

    • Tone

      Saturday, October 24, 2020 at 6:36 am

      Apparently only for covid-19 and in the basic sense. So look to additional cost above that. Plus you’ll have to get your own insurance for everything else.

  11. Wijnschenk

    Friday, October 23, 2020 at 11:43 pm

    It is the truth.
    In the Netherlands you can not!! Have two insurances so it is illegal!!.
    Give up the dutch one NEVER.

    • Issan John

      Saturday, October 24, 2020 at 2:34 pm

      “Illegal” in the Netherlands does not necessarily mean illegal in Thailand. FWIW, two medical insurance policies is far from unusual here, nor is it unusual in many other countries including in Europe where medical insurance is automatically included free when you open some bank accounts or have certain types of bank accounts above a set mnimum. Somehow, I doubt that would be illegal in Holland.

  12. Noneya Bidnizz

    Saturday, October 24, 2020 at 12:40 am

    Prayut needs more money , soon , He will be out of a job !

  13. albert zweistein

    Saturday, October 24, 2020 at 4:12 am

    @ Toby ; yes Thai need an insurance when travelling to Europe. No insurance no visa. In case the visa is denied the insurance will refund the payment.

  14. Fred glue

    Saturday, October 24, 2020 at 4:29 am

    Rip off, countries have helped Thailand in many different ways. it’s all about them, they never return a favour.
    The welcome mat has been pulled, not all tourist are rich. Why don’t they help people. Before you have your first beer when you do arrive in Thailand your cost is $3000 too $4000, that’s good money .
    Are well , icy cold beers & Xmas lunch at home..

    • Issan John

      Saturday, October 24, 2020 at 2:47 pm

      Fred, I think you’ve been on the glue.

      Are you serious?

      While I’m not in favour of this particular insurance policy, as I would have thought was obvious, the idea that any country should put it’s people’s lives at risk and risk following the West into a life of lockdowns and contagion just so some tourists can enjoy a holiday and have a beer defies belief – particularly as most of the West have similar restrictions.

      … and FWIW the additional cost of insurance for 30 days is 1,600 baht, so US$50, not “$3,000 to $4,000”

      • Fred glue

        Sunday, October 25, 2020 at 12:52 am

        John the Baptist, that cost comes with airfares, plus your lodgings. Don’t be mean. Knowing everything is sometimes not in your best interest.

        • Issan John

          Monday, October 26, 2020 at 4:42 pm

          So you want free airfare and lodging?

          I see …..

  15. harry1

    Saturday, October 24, 2020 at 12:17 pm

    what happens to retiree 1 year visa issued in thailand,if you decide to travel,will you have to get a another type of visa when you return after the trip ?

    • Issan John

      Saturday, October 24, 2020 at 2:58 pm

      If you mean a one year “extension for retirement”, no, you can still use that extension and original visa but depending on your reason for return (family, etc) you may not yet be allowed to return and you’ll have to comply with the other conditions such as quarantine, tests, Covid-19 insurance, etc., and presumably with a one year visa extension you’d need one year of insurance.

      A friend of mine had to return to the UK for family reasons before his retirement extension was due but Thai immigration bent the rules for him and granted the extension over three months early, but he’s been stuck in the UK since, unable to return, and will face quarantine whenever he does until things change.

  16. kuhnarthur

    Saturday, October 24, 2020 at 12:44 pm

    That’s good. With such a policy, no tourist in Thailand will be diagnosed with Covid.

    Instead, highly contagious pneumonia will be diagnosed and this is of course covered by insurance.

  17. Yan

    Saturday, October 24, 2020 at 9:18 pm

    The Thai government creates an absolute unrealistic situation…Why not create a realistic insurance policy that is affordable? It must be possible to make an insurance policy that costs no more than 1000 Euro/year….”all in”….

  18. Luke

    Sunday, October 25, 2020 at 10:46 am

    Hell bent on destroying their tourist industry, or plain nuts, only a change of government will put Thailand back on the tourist map.
    The risk of covid and the cost of any eventual treatment are miniscule. The loss of your tourist industry is really major.
    All because a handful of insurance companies think they can make money? While the population starves to death. Wrong on both counts.

  19. Luke

    Sunday, October 25, 2020 at 10:52 am

    Before you destroy your tourist industry – a quarter of your GDP, the livelihood of the poorest half of your people – take a look at the competition

    The Canaries, for example, see corona as an opportunity to steal a march on you. Insurance, treatment, repatriation flights are all free to visitors.

    • The Thaiger & The Nation

      Sunday, October 25, 2020 at 12:00 pm

      Please quote from articles, sure, but don’t post links, as per our guidelines.

    • Issan John

      Monday, October 26, 2020 at 4:46 pm

      ” … the livelihood of the poorest half of your people …”

      Some of the absolute nonsense here genuinely defies belief …

  20. Mark Strevett

    Sunday, October 25, 2020 at 4:37 pm

    Why are there vastly different rates for different lengths of visit? If you are travelling in from outside Thailand and have to have had a test before departure, then your only risk of contracting the virus is on the journey. This will then show up in quarantine. After you are released, you have no chance of getting the virus because Thailand is going to remain virus free. Which is why you are going through all this complicated and expensive procedure in the first place, isn’t it? So whether you are staying 60 days or a year, you only need coverage for the first 3 weeks?

    • Issan John

      Monday, October 26, 2020 at 4:52 pm

      AFAIK, although I may well be wrong, no one in a position of any responsibility has ever claimed Thailand is “virus free”.

      I’m not defending the insurance policy at all, having pointed out the shortcomings, but to be fair an insurance policy for the full length of any stay is pretty much a standard requirement in the West.

  21. Manu

    Tuesday, October 27, 2020 at 8:11 am

    Thailand is making it hard for me to go back…I guess Malaysia is my new destination now. Goodbye Thailand, I had the best years of my life there.

  22. Mike

    Tuesday, October 27, 2020 at 11:46 am

    Nice one, TAT. How much money have you made from this scam so far? oh yes, that’s right. Nothing. Because no one wants to come to Thailand.

  23. william

    Sunday, November 29, 2020 at 1:31 pm

    So, We are buying a travel insurance policy from GeoBlue, and it says specifically that it does covers Covid-19. Are you telling me that we also need to buy a Covid-19 specific insurance policy via the Thai Government site?

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