Type 3 Motorbike Insurance

Purchase type 3 motorbike insurance now and enjoy your riding experience with confidence.

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Why buy type 3 motorbike insurance with The Thaiger?

We have type 3 motorcycle insurance at the most affordable premiums possible. We promise that you will receive exactly what you want, and we are here to meet your insurance requirements.

What is type 3 motorbike insurance?

Type 3 motorbike insurance is the cheapest insurance premium that provides the minimum of protection. Type insurance covers an accident with a vehicle only if the car is stolen. Although, the insurance policy does not provide coverage in the case of a fire. In terms of accident damage, both the vehicle and the individual can file a claim for the motorcycle up to ten years old.

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How to check type 3 motorbike premiums?

Check your insurance premiums online with just a few simple steps.

Provide identification cards

Provide a valid identification containing complete name and identification number or passport number.

Provide house registration

Provide current address and must be written completely.

Provide vehicle documents

Provide documents of the vehicle such as the registration papers.

Submit the documents

After completing the documents you may now proceed to submission.

What are the type 3 motorbike insurance coverages?

When selecting insurance, you must fully read and understand what does your policy covers. There are many types and of motorbike insurance and each of them differs not only in price but also in what coverage they offer. Here are the coverages for motorbike insurance type 3.

Accident with road vehicle

Type 3 insurance covers incidents involving licensed road vehicles for motorcycles aged 1 to 5 years (10,000 baht) and 6 to 10 years (20,000 baht) (5,000 baht).

Accidental injury

Type 3+ covers medical costs above and above the compulsory (CTPL) insurance policy in the event of injuries to you and your passengers in the event of an accident.

Third party property damage

Type 3+ provides compensation for collateral damage incurred by car collisions with a fixed amount insured of up to 600,000 bath, allowing you to prevent excessive hospital bills.

Additional cover

Type 3+ protects you, your passengers, and all people involved in an accident for up to 50,000 baht per person in the event of death or permanent disability (Limited to only 1 driver and 1 passenger)

Third party life, body and health damage

In addition, a Type 3+ policy can protect life, body, and health damages for third parties outside of your car to a degree above Compulsory (CTPL) Insurance, such as inpatient hospital stays.

Customer Ratings


45 reviews

Customer Reviews


I received my quote quickly, the process was simple and straightforward.

Danny Long


The customer service was excellent. One of the reasons I use Thaiger’s services is because they are knowledgeable, and does not make you feel pressured to get the policy. Prices are very reasonable, and there are numerous options and services available to suit anyone’s needs.

Teddy Meng


Never had a problem with Thaiger for me. Excellent coverage at a low cost. Customer service and the Claims Department are both excellent. When I was in an accident, they walked me through every step.

Naomi D.


5 stars service! If you are looking to get insurance for your bike, I’d recommend anyone to contact and research from the thaiger. They have listed out the important information needed to know and inquiring is also free.

Jaden Soyer


Excellent work! with a very impressive service! Didn’t have to wait a long time to get the plan. The support was positive though out the whole process. Why I never did this before.

Anthony Harris


Never realized getting bike insurance in Thailand could be this easy. I got type 3 insurance for my bike within a couple of days, the experience was awesome with minimal effort from me.

Roy O’Brandon

What are the type 3 motorbike insurance extra coverages?

Most insurance companies provide additional coverages to the policy to ensure that clients will get the benefits they deserve.

Have a look at the provided extra coverages for type 3 motorbike insurance.

If you purchase a new policy, the bike must be less than one model year old, and if you renew a total loss coverage policy, it must be less than two model years old.

If your bike is totalled, you will be able to reimburse the entire manufacturer’s suggested retail price for a new bike, less your policy deductible.

Key Points:

  • Bike must be less less than than one model year old for new policy
  • Bike must be less than two model years old for renewal
  • Able to reimburse the entire manufacturer’s suggested retail price

Roadside assistance service can tow your bike to the nearest repair shop for free if it becomes disabled anywhere.

If you’re away from home, you can also add trip interruption to pay for food, hotel, or transportation for a fair price.

Key Points:

  • Can tow your bike to the nearest repair shop
  • Free of charge
  • Can also add trip interruption when away at home

Some insurance providers pay a specified amount in a week for two years if you’re sick and unable to function.

Some also provide death insurance, because if you die in an accident, your beneficiaries can receive a payout of a specific amount.

Key Points:

  • Pays a specified amount in a week for two years if you’re sick
  • Beneficiaries can receive a payout of a specific amount

Secure your motorbike with motorbike insurance

Reduce your expenses by getting motorbike insurance. You never know when you will need it that is why it is better to buy an insurance and make a renewal every time it expires.

Top tip: If you are not frequently using your motorbike, better choose type 3 motorbike insurance because it offers the basic coverage.

Why choose The Thaiger?

We offer a wide range of insurance policies for you to choose from. It’s easy to compare plans and decide the type of insurance that is best suited for you.

We’ve designed a system that allows you to buy insurance quickly and easily, with detailed explanations that is simple to understand and follow.

Join the many satisfied customers who’ve got their Type 3 Motorbike Insurance with the Thaiger

Other related products

Have the freedom to pick the best form of motorcycle insurance for your needs. We’re here to help you make sense of it all and provide you with fair and affordable rates.

Type 1 Motorbike Insurance

Get protection for you and your motorbike in the event of an accident or any incident that could be your fault. Get coverage now so you don’t have any future complications.

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Type 2 Motorbike Insurance

The only distinction between type 1 bike insurance and type 2 is that if your vehicle collides or slips on its own, insurance will not cover your accident.

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Compulsory Bike Insurance

Get the mandatory insurance for all motor vehicles as required by law with The Thaiger in just a few steps.

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Group Car Insurance

Protects your company car in the event of a collision with a tree, a lamppost, sidewalks, or other vehicles.

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How can I get cheaper bike insurance?

You can’t control all of the factors that impact the cost of motorbike insurance, but there are some things you can do to lower the cost. There are some of them:

Boost your bike’s security

Installing an immobilizer on your bike or storing it in your garage overnight can result in lower insurance costs.

Pay for cover annually

If you pay your premium in monthly payments, you’ll almost always pay interest, so paying it all at once might save you money.

Improve your riding skills

If your advanced qualification is accepted by your insurance agent, you might be able to get cheaper coverage.

Buy a less powerful bike

Choosing a less powerful bike will lower your premium, and it’s also better to begin on a slower bike.

Increase your excess

Raising your excess usually results in less costly coverage, but be sure you can afford to pay it if you need to make a claim.

Type 2 Motorbike Insurance

In Thailand, Type 2+ is the second most expensive motorcycle insurance choice. Its coverage is similar to Type 1 insurance, but it prohibits incidents with no third party. Motorbikes up to 5 years old are allowed. The distinction is that it only includes vehicle accidents with other citizens.

Frequently Asked Questions about Type 3 Motorbike Insurance

Type 3+ motorcycle insurance only offers basic coverage for new motorbike under the age of ten years. The premium fee starts at 1,6xx baht.

If you’re the unfortunate victim of a “hit and run” accident and have a Type 2+ policy, you’ll need to provide proof that a third party was involved, since self-accidents aren’t protected.

Simply present the evidence to the insurance provider when making a claim as type 2 does not compensate for vehicle damage incurred by a collision.

Some company will ask to pay for deductibles and some will not, this will depend a lot on the company that is issuing your policy.

Type 3+ can only protect life, body, and health damages to third parties outside of your vehicle. To get theft and fire coverage you will need to look for motorbike insurance type 2+ and 1+.

No, it’s not necessary to bring your motorbike with you, whenever you want to buy insurance.

Inquire Now to Receive your Type 3 MotorbikeInsurance Quotes

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Other Types of Motorbike Insurance

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Personal Accident Coverage

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Medical expenses (Add-on)

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