Motorbike insurance type 1 is the highest level of coverage available in Thailand. It protects you and your motorbike in the event of an accident whether it is your fault or not. Your provider will offer coverages for the damage to the bike and all personnel involved in the accident, also known as the “third party”.
Type 1 motorcycle insurance is also the only type of insurance that covers an injury that occurs without the involvement of a third party, such as crashing into a wall, hitting a dog, receiving a scratch, and so on. Non-third-party coverage may require an additional fee in some cases, while in others, it is included in the policy.
A car that is less than seven years old is normally eligible to get type 1 car insurance. However, an older car can only get type 1 insurance if it has a clean driving record and no major accidents, if you don’t qualify for type 1 insurance, type 2 insurance is the next best option.
Check insurance premiums online with these easy to follow steps
Provide a valid identification containing complete name and identification number or passport number.
Provide current address and must be written completely.
Provide documents of the vehicle such as the registration papers.
After completing the documents you may now proceed to submission.
Save a lot of time with thaiger, their online process was comprehensive, helpful and an ease to complete.
Excellent website! The best user friendly website I have ever used – Thaiger you did a great job! Thank you!
If you have a big bike, I would recommend type 1 bike insurance as the policy has many covers. I had a good experience with the service and is happy with my policy. 5 Stars.
Because of the excellent customer service and speed, the whole process was straightforward and easy. The Thaiger’s website is also very simple to navigate. Thank you for assisting us in reducing our expenditures!
Khun Oranee recently assisted me with a claim and was very efficient and polite; this lady knows how to look after her customers – many thanks from Gabbie!
I just want to say a BIG thank you the Thaiger, that provided me with the information and getting the insurance for my bike. Feels good being cover for the first time living in Thailand.
What matters most when buying a motorbike insurance is the protection you may benefit in the case of an insurance claim.
Here are some of the benefits that type 1 motorbike insurance provides.
If you’re injured in an accident, this type of coverage will help you pay for medical bills, missed wages, funeral costs, childcare, and other expenses.
This protection is not available in every state. The insurer will reimburse the driver and passengers for death, permanent loss of hands or vision, and permanent impairment incurred by your motorcycle.
Medical expenses coverage is an optional benefit that pays for appropriate medical care for you and your passengers up to the dollar amount you specify.
This is particularly important if you don’t have health insurance to cover your medical costs or if your health plan has a high deductible.
The insurer will pay damages incurred as a result of the driver’s disability or death as a result of a motorbike accident involving the motorbike.
Liability limits are specified in the policy schedule.
Buying type 1 motorbike insurance gives me a convenient and safe feeling while riding on the motorbike because whatever happens, you know that you are fully covered.
Top tip: Get Type 1 bike insurance now and dont regert it later.
We provide dependable insurance options for protecting you and everyone around in case of emergency. We will help advise and guide you on the right path to get your insurance. We aim to make the procedure of getting car insurance type 1 easy, hassle-free, and time-efficient for you.
When buying motorbike insurance, you will have the option of choosing what will cover your needs, all of which may impact the annual premium.
Motorbike insurance is important for protecting yourself and the investment you’ve made in your bike if you own one. From liability coverage and coverage for property damage to your bike in the event you are held responsible for physical harm to another person as a result of an accident, we’ve got you covered.
Given that the estimated cost of a new motorcycle exceeds 300,000 baht, getting a motorcycle insurance policy in place would prevent you from financial distress in the event that your motorcycle is damaged badly.
Type 1 motorbike insurance coverage reimburses you for other types of damage to your bike, such as damage caused by fire, robbery, or vandalism. Despite the fact that motorcycle theft has declined in recent years, tens of thousands of bikes are still stolen each year.
If you crash with another driver and are found to be at fault for his or her physical injury or property harm, your motorcycle insurance policy’s liability coverage kicks in.
It’s important to make sure you’re safe in the event of an accident with an uninsured driver. Uninsured/underinsured motorist coverage is provided with most motorcycle insurance plans, and it can protect you from these kinds of accidents by helping you pay for lost income and medical care.
When it comes to motorcycle insurance, there are a range of discounts available, as well as a variety of deductibles and limits to choose from, making coverage both flexible and reasonable. Your insurance company will help you select a policy that offers the best coverage for your motorcycle based on a number of factors, including the type of motorcycle you own and how much you need it.
Every year, you need to purchase compulsory third-party liability insurance as it is required by the law. Depending on the cc, the premium cost varies from 160 baht to 645 baht. It is not costly but comes with medical coverage only. The coverage limit depends on whether you are the cause of the accident or not.
If an accident occurs because of you, a coverage limit of 30,000 baht comes with it. If not, then for medical expenses, the coverage limit rises to 80,000 baht and 500,000 baht for death and dismemberment. A penalty amounting to up to 10,000 baht will be fined if you ride a motorbike without Compulsory third-party liability.
The Thaiger is happy to help you get the best option for your motorbike insurance. We offer low-cost premium amounts with great deals and promotions.
In certain instances, your insurance policy may already cover certain add-ons such as pillion cover, helmet and leathers cover, sidecar insurance, breakdown cover, loss of earnings, legal expenses and European/overseas cover.
Motorcyclists, on the other hand, should always maintain type 1 motorbike insurance coverage, as it protects against threats like vandalism, theft, and fire.
The following are the coverages for motorbike insurance that you must have.
– Liability insurance
– Uninsured/underinsured coverage
– Collision coverage
– Medical payments coverage
Collision and type 1 motorbike insurance provisions are provided in full coverage motorcycle insurance. Complete coverage motorbike insurance refers to a policy that covers both liability and comprehensive and crash coverage for your motorbike.