Lung Disease

Critical Illness Insurance is the best protection you can get against lung disease.

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Why to choose The Thaiger?

Lung diseases are among the most serious health problems. The Thaiger provides you with information on lung disease and help you find the best critical illness insurance covering lung diseases.

Lung Disease in Thailand

Lung disease refers to many disorders affecting the lungs, such as asthma, COPD, infections like influenza, pneumonia and tuberculosis, lung cancer, and many other breathing problems.

Being diagnosed with lung disease is stressful enough, not to mention the financial burden it brings. Fortunately, most critical illness insurance policies cover lung diseases. With critical illness insurance, you will get a lump sum of money if you’re diagnosed with lung disease. The lump sum payment can be used for anything you need, whether it is for treatment or for your living expenses, so you and your loved ones can focus on recovery.

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The Benefits of Critical Illness Insurance For Lung Disease

Critical illness insurance offers numerous benefits to you and your family. Below we have compiled some of the main benefits.

Protect You From Financial Ruins

Critical illness insurance can be the only thing protecting you from financial ruin in the event of lung disease, which is a big health emergency. It provides you lump sum cash payouts if you’re diagnosed with lung disease (or any other covered critical illnesses).

Not Your Regular Health Insurance

You may assume that you are fully protected by your regular health insurance. However, the cost of treating life-threatening illnesses like lung disease can be sky-high, more than any health insurance plan can cover. Critical illness insurance can cover the high-cost of lung disease treatment that your regular health insurance doesn’t cover.

Give Peace of Mind

Having critical illness insurance allows you to concentrate more on your medical treatment rather than running around to arrange funds for your treatment and household expenses.

No Restriction

You can use the claim money depending on your terms, unlike health insurance plans. You can use the funds to pursue high-quality services at a prestigious healthcare facility and meet your other needs.


Another big advantage of purchasing a critical illness policy is that it is tax-free. If you are diagnosed with a serious illness and want to claim the insurance, the money you receive from the policy is tax-free, meaning you can have all of the money without having to give the government a share of it.

What Are the Warning Signs of Lung Disease?

Some people believe that having trouble breathing is a normal part of getting older. However, even minor symptoms should be taken seriously because they may be the earliest signs of lung disease, such as COPD, asthma, or lung cancer.

Chronic Cough

Chronic cough is described as a cough that lasts for eight weeks or longer. This is a critical early symptom that indicates a problem in the respiratory system.


Noisy coughing or wheezing indicate that something irregular is blocking or narrowing the lungs’ airways.

Coughing Up Blood

It’s possible that the blood you’re coughing up is coming from your lungs or upper respiratory tract. It’s a symptom of a health condition, regardless of where it’s coming from.

Chronic Chest Pain

A month or more of unexplained chest pain, particularly if it gets worse when you breathe in or cough, is also a warning sign of lung disease.

Customer Ratings


18 reviews

Customer Reviews


The Thaiger helped me find a critical illness insurance policy covering lung disease for my father. It was hard with his age, but they helped me find a suitable plan. Thank you!

Raul Rivera


I just moved to Thailand and it was hard for me to find a critical illness policy covering lung disease. I’m glad I found the Thaiger and use their service! Everything was done professionally.

Isabella Porter


The team was polite and clearly explain it all in the process. They truly made everything easier for me.

Evan Armando


Helpful, quick and friendly. The experience was wonderful and the representative I spoke to told me to followed the process all the way through until I got the policy online.

Ava Willis


This is exactly what I was looking for to meet my current requirements. The application process was simple to follow.

Zoey White


5 stars services. I love the team, simple, smooth, fast and very professional

Bo Morris

Types of Critical Illness Insurance for Lung Disease

You can choose between the two main types of critical illness insurance for lung disease: individual or group critical illness insurance. Each offers different benefits and premiums, so make sure to read the details carefully.

This is critical illness insurance you buy on your own. It offers comprehensive coverage and may provide more benefits than other critical illness insurance. With individual critical illness insurance, you can tailor it to your specific needs and budget.

Key Points:

  • Pay a lump sum benefit directly to you.
  • You can use the lump sum benefit however you choose.
  • Flexible and easy.

Group critical illness insurance is usually bought by employers to protect their employees from critical illnesses. It allows employers to support their employees when they need it most.

If an employee is diagnosed with lung disease, the insurance pays them a tax-free lump sum, so they don’t have to worry about their finances. Like individual critical illness insurance, employees can also use the lump sum payment as they wish.

Key Points:

  • Lump-sum payment directly to the employee.
  • More affordable for both employer and employee.
  • Options to add employees’ spouses and children to the plan.

Don’t let lung disease defeat you.

It’s my top priority to protect my health from critical illness as the medical costs tend to be expensive. That’s why as soon as I relocated to Thailand, I immediately look for the best critical illness insurance covering a wide range of illnessess, including lung diseases. Now I can live stress-free knowing that even though I live in a foreign country, I can always get the treatment I need.

Top tip: Make sure to choose the plan that best fits your needs and budget.

How Can The Thaiger Help You?

We understand how a lung disease condition will have a huge effect on you and your family. It can affects men, women, children, smokers, and non-smokers. If lung disease is taking your breath, we want you to know that you are not alone, and that we are here to help you deal with the financial consequences if you are diagnosed with lung disease. Let us assist you in finding the best critical illness insurance plan for your needs and budget.

Join the many satisfied customers who’ve got their Critical Illness Insurance for Lung Disease with the Thaiger

Other Related Products

There are also many more critical health conditions that are covered under critical illness insurance. Below are some of the most common ones.

Heart attack

When the blood supply to the heart gets blocked, a heart attack happens, and spontaneous cardiac arrest happens when the heart malfunctions and stops beating unexpectedly.

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A stroke occurs when the blood flow to a part of the brain suddenly changes, often resulting in the loss of the ability to control specific areas of the body.

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Cancer is the common term for a group of diseases where any of the body’s cells begin to divide uncontrollably and expand into surrounding tissues.

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Parkinson’s Disease

Parkinson’s disease is a brain disorder that leads to shaking, stiffness, and difficulty with walking, balance, and coordination.

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Types of Lung Diseases and Their Causes

People who suffer from lung disease have trouble breathing. There are many different lung diseases, some of which are caused by bacterial, viral, or fungal infections. Other lung diseases are associated with environmental factors, including asthma, mesothelioma, and lung cancer

Lung Diseases Affecting the Airways

Your windpipe (trachea) branches into bronchi, which branch into smaller tubes that run across your lungs.Asthma, COPD, chronic bronchitis, emphysema, acute bronchitis, and cystic fibrosis are some of the diseases that can affect these airways

Lung Diseases Affecting the Air Sacs

Your airways divide into tiny tubes (bronchioles) that lead to alveoli, which are clusters of air sacs. The majority of your lung tissue is made up of these air sacs. Pneumonia, tuberculosis, lung cancer, and other lung diseases affect the alveoli.

Lung Diseases Affecting the Interstitium

The thin, delicate lining between your alveoli is known as the interstitium.Gas is transferred between the alveoli and the blood through tiny blood vessels that pass through the interstitium

Lung Diseases Affecting Blood Vessels

The right side of your heart gets low-oxygen blood from your veins. It pumps blood into your lungs through the pulmonary arteries

Lung Diseases Affecting the Pleura

The pleura is a thin lining that forms the inside of your chest wall and surrounds your lung. A tiny layer of fluid lets the pleura on your lung’s surface slide along the chest wall with each breath

Lung Diseases Affecting the Chest Wall

Breathing is often aided by the presence of a strong chest wall. Your ribs are connected by muscles, which allows your chest to expand. For each breath, the diaphragm descends, causing chest expansion

Heart Attack

A heart attack, also known as a myocardial infarction, occurs when a coronary artery is suddenly blocked. This restricts blood supply, preventing oxygen-rich blood from reaching the heart. When the heart is deprived of blood, the heart muscle will suffer severe and life-threatening damage

The existence of a blood clot in a coronary artery causes a heart attack. As the body’s cholesterol levels are so high, plaque (fatty deposits) forms on the inside walls of blood vessels

Pressure, tightness, pain, or a squeezing or aching feeling in your chest or arms that can spread are common signs and symptoms of a heart attack. Nausea, indigestion, heartburn, stomach pain, a feeling like being out of breath, Sweaty palms and Fatigue and uncontrollable dizziness are also the symptoms of a heart attack

Having a heart attack is a scary experience, but you can prepare yourself for it with critical illness insurance. No one can prevent a heart attack, but you can always prepare for the financial consequences. Treatment for a heart attack can cost a lot, but critical illness insurance can cover you for it.

Frequently Asked Questions About Lung Disease

Asthma,Chronic Obstructive Pulmonary Disease (COPD),Chronic Bronchitis,Emphysema,Lung Cancer,Cystic Fibrosis/Bronchiectasis,Pneumonia,Pleural Effusion are the most common lung diseases

  1. Bumrungrad International Hospital
  2. Bangkok Hospital Phuket
  3. Samitivej Hospital Bangkok

A pulmonologist is a physician who specializes in the respiratory system

YES you can for that You need to have a work permit that is valid for at least a year as well as a valid visa

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