Lung disease refers to many disorders affecting the lungs, such as asthma, COPD, infections like influenza, pneumonia and tuberculosis, lung cancer, and many other breathing problems.
Being diagnosed with lung disease is stressful enough, not to mention the financial burden it brings. Fortunately, most critical illness insurance policies cover lung diseases. With critical illness insurance, you will get a lump sum of money if you’re diagnosed with lung disease. The lump sum payment can be used for anything you need, whether it is for treatment or for your living expenses, so you and your loved ones can focus on recovery.
Critical illness insurance offers numerous benefits to you and your family. Below we have compiled some of the main benefits.
Critical illness insurance can be the only thing protecting you from financial ruin in the event of lung disease, which is a big health emergency. It provides you lump sum cash payouts if you’re diagnosed with lung disease (or any other covered critical illnesses).
You may assume that you are fully protected by your regular health insurance. However, the cost of treating life-threatening illnesses like lung disease can be sky-high, more than any health insurance plan can cover. Critical illness insurance can cover the high-cost of lung disease treatment that your regular health insurance doesn’t cover.
Having critical illness insurance allows you to concentrate more on your medical treatment rather than running around to arrange funds for your treatment and household expenses.
You can use the claim money depending on your terms, unlike health insurance plans. You can use the funds to pursue high-quality services at a prestigious healthcare facility and meet your other needs.
Another big advantage of purchasing a critical illness policy is that it is tax-free. If you are diagnosed with a serious illness and want to claim the insurance, the money you receive from the policy is tax-free, meaning you can have all of the money without having to give the government a share of it.
The Thaiger helped me find a critical illness insurance policy covering lung disease for my father. It was hard with his age, but they helped me find a suitable plan. Thank you!
I just moved to Thailand and it was hard for me to find a critical illness policy covering lung disease. I’m glad I found the Thaiger and use their service! Everything was done professionally.
The team was polite and clearly explain it all in the process. They truly made everything easier for me.
Helpful, quick and friendly. The experience was wonderful and the representative I spoke to told me to followed the process all the way through until I got the policy online.
This is exactly what I was looking for to meet my current requirements. The application process was simple to follow.
5 stars services. I love the team, simple, smooth, fast and very professional
You can choose between the two main types of critical illness insurance for lung disease: individual or group critical illness insurance. Each offers different benefits and premiums, so make sure to read the details carefully.
This is critical illness insurance you buy on your own. It offers comprehensive coverage and may provide more benefits than other critical illness insurance. With individual critical illness insurance, you can tailor it to your specific needs and budget.
Group critical illness insurance is usually bought by employers to protect their employees from critical illnesses. It allows employers to support their employees when they need it most.
If an employee is diagnosed with lung disease, the insurance pays them a tax-free lump sum, so they don’t have to worry about their finances. Like individual critical illness insurance, employees can also use the lump sum payment as they wish.
It’s my top priority to protect my health from critical illness as the medical costs tend to be expensive. That’s why as soon as I relocated to Thailand, I immediately look for the best critical illness insurance covering a wide range of illnessess, including lung diseases. Now I can live stress-free knowing that even though I live in a foreign country, I can always get the treatment I need.
Top tip: Make sure to choose the plan that best fits your needs and budget.
We understand how a lung disease condition will have a huge effect on you and your family. It can affects men, women, children, smokers, and non-smokers. If lung disease is taking your breath, we want you to know that you are not alone, and that we are here to help you deal with the financial consequences if you are diagnosed with lung disease. Let us assist you in finding the best critical illness insurance plan for your needs and budget.
There are also many more critical health conditions that are covered under critical illness insurance. Below are some of the most common ones.
People who suffer from lung disease have trouble breathing. There are many different lung diseases, some of which are caused by bacterial, viral, or fungal infections. Other lung diseases are associated with environmental factors, including asthma, mesothelioma, and lung cancer
Your windpipe (trachea) branches into bronchi, which branch into smaller tubes that run across your lungs.Asthma, COPD, chronic bronchitis, emphysema, acute bronchitis, and cystic fibrosis are some of the diseases that can affect these airways
Your airways divide into tiny tubes (bronchioles) that lead to alveoli, which are clusters of air sacs. The majority of your lung tissue is made up of these air sacs. Pneumonia, tuberculosis, lung cancer, and other lung diseases affect the alveoli.
The thin, delicate lining between your alveoli is known as the interstitium.Gas is transferred between the alveoli and the blood through tiny blood vessels that pass through the interstitium
The right side of your heart gets low-oxygen blood from your veins. It pumps blood into your lungs through the pulmonary arteries
The pleura is a thin lining that forms the inside of your chest wall and surrounds your lung. A tiny layer of fluid lets the pleura on your lung’s surface slide along the chest wall with each breath
Breathing is often aided by the presence of a strong chest wall. Your ribs are connected by muscles, which allows your chest to expand. For each breath, the diaphragm descends, causing chest expansion
A heart attack, also known as a myocardial infarction, occurs when a coronary artery is suddenly blocked. This restricts blood supply, preventing oxygen-rich blood from reaching the heart. When the heart is deprived of blood, the heart muscle will suffer severe and life-threatening damage
The existence of a blood clot in a coronary artery causes a heart attack. As the body’s cholesterol levels are so high, plaque (fatty deposits) forms on the inside walls of blood vessels
Pressure, tightness, pain, or a squeezing or aching feeling in your chest or arms that can spread are common signs and symptoms of a heart attack. Nausea, indigestion, heartburn, stomach pain, a feeling like being out of breath, Sweaty palms and Fatigue and uncontrollable dizziness are also the symptoms of a heart attack
Having a heart attack is a scary experience, but you can prepare yourself for it with critical illness insurance. No one can prevent a heart attack, but you can always prepare for the financial consequences. Treatment for a heart attack can cost a lot, but critical illness insurance can cover you for it.
Asthma,Chronic Obstructive Pulmonary Disease (COPD),Chronic Bronchitis,Emphysema,Lung Cancer,Cystic Fibrosis/Bronchiectasis,Pneumonia,Pleural Effusion are the most common lung diseases
A pulmonologist is a physician who specializes in the respiratory system
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