Why choose the Thaiger?
Live healthily and stay young at heart with the Thaiger. We will give you the best selection of premiums on critical illness insurance for heart attack, so you don’t need to worry about your future finances if a heart attack occurs. Critical illness insurance can cover it for you.
What is A Heart Attack?
According to Health Data, heart disease has been Thailand’s leading cause of death for the past decade, rising from third to first as the top cause of early death. This is why heart attacks are one of the conditions most commonly covered in critical illness insurance.
A heart attack is caused by a blood clot forming in a coronary artery. When the body’s cholesterol levels are too high, plaque (fatty deposits) builds up on the inner walls of blood vessels. The patient will only feel chest pain if a small blood vessel ruptures. However, a blood clot in a large blood vessel, like the coronary artery, can be fatal.
Who Needs Critical Illness Insurance For Heart Attacks?
You may need critical illness insurance if you fall into one of the following categories.
Families
With critical illness insurance, you can ensure you and your loved ones are cared for if a heart attack occurs. This way, you can have peace of mind knowing that you’ve taken every step to keep the household running smoothly.
Small business owners
The owners are the lifeblood of their small business. If a business owner cannot work for a long time due to illness or treatment, critical illness insurance may help keep things running smoothly.
Elderly people
It’s clear that elderly people need more care and attention, especially with their cardiovascular health. For them, heart attack protection would be the best option.
Employers
Your employees are your biggest asset; make sure to protect them from any financial burden should they have a heart attack.
How To Choose the Best Critical Illness Insurance To Help You With Heart Attacks?
Choosing critical illness insurance can be tricky, especially if you have a specific condition, like a heart attack, that you want to cover. The following considerations may help you select the perfect critical illness insurance for your needs.
Customer Ratings
4.6/5
33 reviews
Customer Reviews
6/12/2020
I’ve got the best selection of premiums for critical illness insurance for my heart attack in Thailand. Critical Illness insurance is a great way to get covered for many disease coverage as well.
Bernart M
4/1/2021
A simple and fast way to get insurance with a variety of plans that are right for you.
Rafael Mariamilo
19/2/2021
Working with the Thaiger and their partners has been an absolute pleasure. Their service from start to finish is 5 stars. Absolutely great service all around.
Conner K.
11/3/2021
Really impressed with the professional and polite service I got. They’ve given me wonderful peace of mind by helping to set up the policy to cover my cardiovascular condition.
Sean B. Turner
27/2/2021
Easy to get the service, with specific and reliable information, with this policy it’s nice to know I will be covered when I have hearth attack.
Linda
30/8/2020
I have always been looking for some sort of insurance to cover for a heart attack since I already have a heart issue, and now the Thaiger is offering it here, their service is also free to inquire.
John Evans
Types of Critical Illness Insurance for Heart Attacks
You can choose between the two main types of critical illness insurance to protect you against heart attacks. Make sure to read the details carefully, as each offers different benefits and premiums. They also provide different levels of coverage.
Having a Critical Care Plan with Cigna offers numerous benefits to secure your financial and health future. Firstly, it provides comprehensive life cover, ensuring that your loved ones receive a lump sum amount in the wake of an unfortunate event. This payout is crucial for covering immediate expenses, thus easing the financial burden during tough times.
Additionally, the plan includes a critical illness benefit that guarantees a lump sum payment if you are diagnosed with any specified critical illnesses. This financial support can be pivotal for managing costly medical treatments and ensuring your recovery process is smooth.
Key Points:
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- Critical illness benefit – If diagnosed with any specified critical illnesses, the policyholder will receive a lump sum pay-out.
- Disability benefit – If there is permanent disability due to an accident or a specified critical illness, the policyholder will receive disability benefits.
- Low premiums – Critical care plans might have low premiums as they are only available if the insured is diagnosed with the specified critical ailments.
- Accidental death benefit – In the case of accidental death of the policyholder, the nominees will receive the death benefit sum assured.
- Life cover – Critical care insurance plans offer life cover to the policyholder and pay out a lump sum amount to the nominees in case of an unfortunate event.
Critical insurance plans cover serious ailments that are usually not included in standard insurance plans. The following are some coverages provided by critical illness insurance:
Key Points:
- Cancer
- By-pass surgery
- Cerebal palsy
- Stroke
- Brain surgery
- Neurosurgery
- Expenses of treatments not covered by traditional health plans
- Transportation expenses
- Cost of amputation surgeries
- Expenses of specified organ transplant surgeries
The Thaiger’s Partners
Nothing is more important than taking good care of our health especially our hearts.
Protect your heart and your loved ones by ensuring them with heart attack life insurance, and free up time and resources to concentrate on the things that are most important to you.
Top tip: Always do your research so you can get the best critical insurance for heart attacks.
What Are the Causes of Heart Disease and Heart Attack?
There are many reasons why people can develop heart disease. Some are born with biological factors that make them more vulnerable to cardiovascular disease, while others develop it due to factors like poor diet, lack of exercise, and smoking. Many of these factors increase our risk by raising the chances of atherosclerosis, a condition where arteries narrow and thicken over time. This can occur even without immediate symptoms.
If an artery is clogged with fatty materials, cholesterol, or other substances, it can rupture. This rupture can lead to a stroke or a heart attack.
Join the many satisfied customers who’ve got their Critical Illness Insurance for Heart Attacks with the Thaiger
Other Related Products
Critical illness insurance can cover a wide range of other illnesses, these include:
Parkinson’s Disease
Parkinson’s disease is a brain condition that leads to tremors, stiffness, and problems with walking, balance, and coordination, and it is covered by life insurance.
Stroke
Another health condition that is covered under life insurance is caused by temporary blockage on the artery.
Lung Disease
Lung diseases such as lung cancer, tuberculosis and pneumonia are just some of the health conditions that fall under insurance coverages.
Cancer
All forms of cancer excluding skin cancer is covered under an insurance policy. When you are diagnosed with cancer at some point during the coverage duration, Cancer Insurance will pay you a lump sum fee.
How Do I Reduce the Risk of Having a Heart Attack
For many people, leading a healthy lifestyle is the best way to prevent heart attacks.
Regular Exercise
Regular physical activity can help strengthen your muscles and increase your endurance. Exercise enhances the efficiency of your cardiovascular system by delivering oxygen and nutrients to your tissues.
Eating a balanced diet
A healthy diet can protect the body from certain diseases, especially non-communicable diseases like obesity, diabetes, cardiovascular disease, some cancers, and skeletal problems. Healthy eating habits also help you maintain a healthy weight.
Control blood sugar levels
Controlling sugar intake has many advantages, including lowering blood sugar levels, losing weight, reducing blood pressure and cholesterol, and stabilizing muscles. It also helps to lower insulin resistance and burn excess sugar in the body.
Healthy body weight
Maintaining a good weight is important for wellbeing. It can reduce the risk of heart disease, stroke, diabetes, high blood pressure, and various cancers. Your body will pump blood more efficiently, you’ll feel better about yourself, and you’ll be more motivated to make other health improvements.
Reduce stress
Reducing stress can improve your mood by easing the tension, anxiety, frustration, and mild depression often linked with stress. It will help you sleep better and boost your self-esteem.
Quit smoking
Quitting smoking is a key way for smokers to lower their risk of cardiovascular disease. Your body’s oxygen levels will rise, and lung function will improve. As your lungs heal in the weeks and months after quitting, you’ll notice less shortness of breath, reduced coughing, and easier breathing.
Critical Illness Insurance for Cancer
Critical illness insurance for cancer designed to help people afford the high costs of cancer care. It’s generally recommended for people who have a genetic predisposition to cancer.
Cancer benefits can be paid out as a lump sum to the patient or in fixed sums to pay for treatments such as chemotherapy after a diagnosis. The insurance usually includes tests, drugs, and treatments, as well as visits to out-of-network hospitals. Lengthy hospital stays, co-pays and deductibles, child care, food assistance, and transportation and accommodation for out-of-home treatment are also included.
Frequently Asked Questions About Heart Attack
Yes, when bought as an add-on to a basic insurance plan, a Critical Illness cover provides additional coverage. However, when it comes to heart problems, it might not be the “ultimate cover.”
Diagnosis typically involves a physical examination, patient history, and tests such as an electrocardiogram (ECG), blood tests, and imaging studies
Expats can get medical insurance from most Thai banks. You must have a valid visa and a work permit that is valid for at least a year. Since insurance typically expires after a month, you must wait 30 days before seeing a doctor. Insurance is normally cheaper through Thai banks than through other firms.
Natural causes of death are covered by life insurance. Your heirs will collect the insurance payment if you die of a heart attack, cancer, infection, kidney failure, stroke, old age, or any other natural cause.
Your willingness to work has no bearing on your eligibility for benefits. Your Critical Illness Recovery Plan policy can pay a lump sum if your condition meets our definitions of heart attack, cancer (life-threatening), or stroke. A full list of definitions, terms, and conditions can be found in the Insurance Policy.
In general, serious condition insurance following a heart attack would be impossible to receive without having heart complications removed from the scheme. Since a heart attack is considered a serious condition, insurance providers often refuse to cover it.
Inquire Now to Receive your Critical Illness Insurance for Heart Attack Quotes