A stroke is a disease that affects the arteries leading to and within the brain. When a bloodstream carrying oxygen and nutrients to the brain is either filled by a clot or bursts, a stroke can occur. When this occurs a section of the brain loses blood and oxygen leading to damage within the brain.
A stroke is a medical emergency that requires immediate attention. Brain damage and other consequences can be avoided if action is taken early.
Recovering from a stroke can be expensive, and most health insurance policies won’t cover you for the treatment and rehabilitation costs. This is where getting critical illness insurance can help you. With critical illness insurance, you will be provided with a lump sum cash payment. You can use the money for anything, whether it is to pay for your treatment, recovery, or living expenses, or on recovering.
A stroke will have a significant effect on your finances as well as your ability to function. Life-threatening medical problems can strike at any time. Treatment, diagnosis, and recovery can all be covered by critical illness insurance
It provides a lump sum payment. The considerable lump sum can be used to pay off your debts.
It can be a supplement to your other coverages as critical illness insurance can be used to supplement out of pocket expenses.
Critical illness insurance benefits can also be used for other medical costs, deductibles and copays, and even childcare expenses while you recover.
It helps with housing costs, transport to and from hospital, rehabilitation, and in-home care during recovery.
The burden of ongoing living expenses, bills, and taxes is covered by critical illness insurance.
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Critical illness insurance comes in many different forms, but we simplified it into two main types: individual and group critical illness insurance. Read the details carefully and choose the one that fits your needs best.
This is the type of critical illness insurance you buy on your own. It is the best choice if your employer doesn’t provide critical illness insurance as an employee benefit or you simply want more coverage. It offers more benefits than other types of critical illness insurance and is typically more flexible, meaning you can design it to meet your specific needs.
Individual critical illness insurance provides a lump sum cash that you can use for anything you need, whether it is for treatment expenses or everyday living expenses while you are out of work.
WStrokes can be scary, and not just for medical reasons. You need time to recover and take time off work, meaning you need to live without a paycheck, and you need to pay for any unexpected costs.
Due to these reasons, employers should provide their employees with critical illness insurance. It helps defend your employees against the high costs of having a stroke. With group critical illness insurance, your employees will be provided with a direct lump benefit.
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A stroke is a medical emergency. It’s essential to recognize the symptoms of a stroke and get treatment as soon as possible. A stroke’s effects depend on where it takes place in the brain and how big the damaged area is. There are three different types of stroke which are listed below:
The most frequent form of stroke is an ischemic stroke. It happens when a clot in a blood vessel stops enough blood from reaching the brain. Ischemic strokes are often caused by blockages caused by blood clots. An embolic ischemic stroke occurs when a blood clot spreads from another area of the body to the brain. An approximate 15% of embolic strokes are caused by atrial fibrillation, a disease in which the heart beats irregularly.
When a blood vessel ruptures or leaks, causing bleeding in the brain, it is defined as a hemorrhagic stroke. The blood that accumulates as a result of the bleed compresses the brain tissue around it. A hemorrhagic stroke, like other types of strokes, can result in rapid tissue death. The symptoms of a hemorrhagic stroke are mainly similar to those of an ischemic stroke.
Transient Ischemic Attack
A transient ischemic attack (TIA) is also known as an alert or ministroke by doctors. A transient ischemic attack (TIA) is similar to an ischemic stroke. It blocks the blood supply to the brain for a short period of time. TIAs, unlike ischemic strokes, do not appear to cause long-term brain damage, according to medical experts. The blood clot and TIA sign only last a few minutes.
Below is a list of other critical health conditions that are covered by critical illness insurance.
How do you enjoy a happier and better life? If you’ve never had a stroke, these key factors will help you reduce your risk. They’re an important part of living a safe lifestyle.
Knowing your risk factors will assist you and your medical team in determining the right recovery option for you. Many risk factors may be reduced by altering one’s lifestyle.
This is one of the most important things you can do to reduce your stroke risk. If you’ve had a stroke, lowering your blood pressure can help prevent you from second stroke.
Vegetables, fruits, whole grains, legumes, nuts, plant-based proteins, lean animal proteins, and fish can all be part of your diet.
Stay at a healthy weight for you. Lose weight if you’re overweight or obese.
Your doctor can recommend statins or other medications to help control cholesterol, blood sugar, and blood pressure if you have a medical condition. Take the prescriptions exactly as prescribed.
Smoking raises the risk of stroke for smokers and nonsmokers exposed to secondhand smoke. Quitting tobacco use reduces your risk of stroke.
Aerobic exercise lowers the stroke risk in a variety of ways.Exercise will help you decrease your blood pressure, boost your good cholesterol levels, and improve the health of your blood vessels and heart.
The most important thing you can do to protect your kidneys is to take care of your body so you don’t get infections that strain them. If you have critical illness insurance, you can get a lump sum to offset the expenses of kidney recovery
If your kidneys are damaged, they will not do as well as they can. If the damage to your kidneys continues to get worse and your kidneys are less and less able to do their job, you have chronic kidney disease
Acute prerenal kidney disease can be caused by a lack of blood supply to the kidneys whereas Chronic prerenal kidney failure occurs when the kidneys have been damaged for a long time
Start learning early about treatment options—before you need one. Creating a treatment plan and sharing it with your family gives you more control.
Another protection you can give to your kidney, besides taking care of your body, is to get critical illness insurance. With this insurance, you can rest assured to get the best care available whenever you need it.
There are two primary causes of stroke: a blocked artery (ischemic stroke) and a blood vessel that leaks or bursts (hemorrhagic stroke)
When blood flow to the brain is disrupted or a blood vessel in the brain ruptures, a stroke occurs.Brain cells begin to die without blood, and the functions controlled by that area of the brain—such as speech or muscle movement—become affected
The initial recovery after a stroke is most likely due to reduced brain tissue swelling, the elimination of toxins from the brain, and improved blood pressure in the brain
Stress causes the heart to pump faster, raises blood pressure, and increases blood sugar and fat levels. These factors may raise the risk of blood clots forming and moving to the heart or brain, resulting in a heart attack or stroke
An IV injection of recombinant tissue plasminogen activator (tPA) — also called alteplase (Activase) — is the gold standard treatment for stroke
Yes, The illnesses insurance covered include cancer, heart attack , stroke, kidney failure, lung disease and many more