Parkinson’s disease is affected by the Substantia Nigra, which is a progressive degeneration of nerve cells in the brainstem. This area of the brain is responsible for the release of dopamine, a neurotransmitter that aids in body movement, thought, and actions, and can affect both the motor and non-motor systems.
The brain’s depleting supply of dopamine is replenished by extracting dopamine that the body cannot produce naturally. There is no absolute treatment for the disease, and there is no way for the brain to manufacture dopamine on its own again. However, a number of studies were conducted on symptom treatment, slowing disease progression, and preventing the occurrence of motor complications.
Patients with this disease can find it difficult to walk, talk, or complete simple tasks. An individual suffering from this disease will never be able to return to his or her usual routine or perform tasks. Parkinson’s disease has a major financial and emotional impact on the family, in addition to the patient.
Critical illness insurance compensates you with a lump sum payment after you are diagnosed with Parkinson’s disease. This payment can be used at your discretion to cover healthcare or personal costs due to your Parkinson’s disease, such as:.
Parkinson’s disease can cause a loss of income. At the same time, living costs can be higher due to the disease. The lump sum payment you get can help you with your living costs.
Most people with Parkinson’s disease may need in-home care to support them and their loved ones. The costs of in-home care can be paid using the lump sum payment.
Your regular health insurance may not cover all of the treatment costs associated with Parkinson’s Disease. You can use the lump sum to help you pay for any uncovered treatment costs.
The lump sum payment you get doesn’t have to be used for you. Since your whole family might be affected if you have Parkinson’s disease, you can use it for your childcare expenses as well.
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I was sceptical at first, but after speaking with someone who was extremely supportive and went over the policy with me in depth, I am confident that I have gotten a much better policy than what I had previously.
The Thaiger’s work on our policy has exceeded my expectations. I was surprised to learn that our newly purchased life insurance policy did not actually cover our requirements. I’m now certain with critical illness cover that we’ll be covered if something goes wrong.
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There are two main types of critical illness insurance covering Parkinson’s Disease. Each type has different benefits and premiums, so make sure to read all the details and choose the one that fits your needs and budget.
Individual critical illness insurance is standalone insurance you can buy to support you financially if you are diagnosed with Parkinson’s disease. As we all know, living with Parkinson’s disease can cause many financial challenges.
With this type of insurance, everything related to your Parkinson’s disease that is not covered by your regular health insurance will be covered. Therefore, it can help you manage some of the expenses associated with a diagnosis of Parkinson’s disease. It offers more comprehensive coverage than other types of critical illness insurance for Parkinson’s Disease.
Group critical illness insurance is provided by employers to their employees. It is usually cheaper for employees, as they can enrol at little to no cost through their employer. Like individual critical illness insurance, it is designed to give employees lump sum cash benefits, which you can use at your own discretion.
There’s always a lot more to life than being preoccupied with your illness. Insurance for Parkinson’s disease is designed to relieve you of the financial pressures associated with medical costs and other treatments for your condition.
Top tip: Always remember to check if your policy plan includes Parkinson’s disease coverage.
While Parkinson’s disease is usually diagnosed when a person reaches the age of 60, it can be detected earlier in some cases. It can be difficult for patients with this disease to walk, speak, or complete simple tasks. A person with this disease will never be able to return to his or her daily routine or perform tasks like a normal person.
The funds are covered by Critical Illness iIsurance. Aside from that, the insurer can provide financial assistance to your family if you are undergoing care and are unable to work. After a 30-day survival period, the lump sum amount is charged in one single transaction on the first diagnosis. This lump sum payment will be used for medical services, rehabilitation aid, loan repayment, or to make up for any lost wages due to a loss of employment.
There are a few examples of critical health conditions that can be covered with insurance. Some are listed down below.
All forms of cancer excluding skin cancer is covered under an insurance policy. When you are diagnosed with cancer at some point during the coverage duration, Cancer Insurance will pay you a lump sum fee.
Although it varies from one insurer to another, you can usually add extra coverage to your critical illness insurance. The best additional coverage for people with Parkinson’s disease is as follows.
This replaces around 50% to 60% of your income (tax-free) when you need to stop working due to Parkinson’s disease.
This policy provides for your long-term care in cases of chronic illness or disability. It can also protect your family from incurring the high cost of round-the-clock care.
This policy can typically be used to pay for medical expenses not covered by your regular health insurance. It may also include cash benefits that help offset lost income due to Parkinson’s disease.
Critical illness insurance offers extra protection in the event of a medical emergency such as a heart attack. These plans pay out cash to help cover overruns where conventional health insurers can fall short because these emergencies or illnesses also incur higher than normal medical costs.
A sudden heart attack, stroke or other heart-related surgery may be very expensive. A lump-sum policy pays out a cash bonus to cover out-of-pocket medical and regular costs, allowing you to concentrate on your recovery rather than worrying about finances.
If you have Parkinson’s disease, you might be eligible for SSDI benefits as well as Medicare. The first is SSDI, which stands for Social Security Disability Insurance.
People with Parkinson’s disease who are also in their early stages will look for life insurance and will normally find it. The rates will be even higher due to the shortened life expectancy of people with Parkinson’s disease, but at least coverage will be available.
The disorder is caused by the gradual loss of a specific type of cell in a patient’s brain. These cells are responsible for the production of dopamine, a neurotransmitter linked to movement, attention, and learning, among other things. When the brain does not produce enough dopamine, it is unable to transmit basic signals to the body, resulting in both motor and non-motor symptoms of Parkinson’s disease.
Parkinson’s disease is extremely difficult to diagnose. There isn’t a single blood test or brain scan that will give you complete assurance. Instead, patients can speak with a specialist doctor about their symptoms so that a diagnosis can be made.
There is no one-size-fits-all medication or therapy for all patients with Parkinson’s disease, and there is no such thing as a Parkinson’s “cure.” However, there are several options for managing symptoms and improving patient quality of life. Here are a few examples:
–Medicines in tablet form or delivered intravenously
-Supportive therapies such as speech, occupational or physiotherapy
Exercise may help people with Parkinson’s disease improve their quality of life in some cases. Stretching and walking for fifteen minutes a day will help with balance, posture, and the risk of falling, as well as being a good way to socialize and stay healthy.