Connect with us

Parkinson’s Disease

Overcome the struggle of living with Parkinson’s disease with Critical Illness Insurance.

Get A Quote





4.3/5

Why choose the Thaiger?

We believe that illness doesn’t define a person, their courage and strength do. Let the Thaiger be your guide in dealing with and selecting the best insurance options for Parkinson’s disease and we will be with you throughout your journey to wellness.

What is Parkinson’s disease?

Parkinson’s disease is affected by the Substantia Nigra, which is a progressive degeneration of nerve cells in the brainstem. This area of the brain is responsible for the release of dopamine, a neurotransmitter that aids in body movement, thought, and actions, and can affect both the motor and non-motor systems.

The brain’s depleting supply of dopamine is replenished by extracting dopamine that the body cannot produce naturally. There is no absolute treatment for the disease, and there is no way for the brain to manufacture dopamine on its own again. However, a number of studies were conducted on symptom treatment, slowing disease progression, and preventing the occurrence of motor complications.

Patients with this disease can find it difficult to walk, talk, or complete simple tasks. An individual suffering from this disease will never be able to return to his or her usual routine or perform tasks. Parkinson’s disease has a major financial and emotional impact on the family, in addition to the patient.

Get A Quote

How Can Critical Illness Insurance Help With Parkinson’s Disease?

Critical illness insurance compensates you with a lump sum payment after you are diagnosed with Parkinson’s disease. This payment can be used at your discretion to cover healthcare or personal costs due to your Parkinson’s disease, such as:.

Living Expenses

Parkinson’s disease can cause a loss of income. At the same time, living costs can be higher due to the disease. The lump sum payment you get can help you with your living costs.

In-Home Parkinson’s Care

Most people with Parkinson’s disease may need in-home care to support them and their loved ones. The costs of in-home care can be paid using the lump sum payment.

Uncovered Treatment Costs

Your regular health insurance may not cover all of the treatment costs associated with Parkinson’s Disease. You can use the lump sum to help you pay for any uncovered treatment costs.

Childcare Expenses

The lump sum payment you get doesn’t have to be used for you. Since your whole family might be affected if you have Parkinson’s disease, you can use it for your childcare expenses as well.

Symptoms of Parkinson’s disease

The signs and symptoms of Parkinson’s disease vary from person to person. Early warning signs may be subtle and go unnoticed. Even when symptoms start to affect both sides of your body, symptoms normally start on one side of your body and get worse on that side. Among the signs and symptoms of Parkinson’s disease are:

Tremor

Tremor or trembling normally starts in one of your limbs, most often in your hand or fingers. A pill-rolling tremor is when you rub your thumb and forefinger back and forth. When your hand is at rest, it may tremble.

Slowed movement

Parkinson’s disease slows the movement over time, making routine activities more complex and time-consuming. When you walk, your steps will become shorter and getting out of a chair can be challenging even w

Rigid muscles

Muscle stiffness can strike at any time and in any part of your body. Stiff muscles can be uncomfortable and restrict your range of motion.

Impaired posture and balance

Your posture may become stooped as a result of Parkinson’s disease, and you may encounter balance problems.

Loss of automatic movements

It’s possible that you’ll have a harder time doing unconscious gestures like blinking, laughing, or waving your arms as you walk.

Speech changes

You may choose to talk softly, quickly, slurringly, or pausing before speaking. The voice can be more monotone than normal, with no inflexions.

Writing changes

It may be difficult to write and as a result, your writing may appear thin.

Customer Ratings





4.3/5

12 reviews

Customer Reviews

6/3/2021

I got insurance cover for my father. Recently he got treatment for Parkinson’s disease in a network hospital. I got a cashless claim settled with one of the Thaiger’s partners. The team still took care of us so despite the whole process was already done.

Inger Shoune
4/3/2021

I was sceptical at first, but after speaking with someone who was extremely supportive and went over the policy with me in depth, I am confident that I have gotten a much better policy than what I had previously.

Dave T.



19/12/2020

The Thaiger’s work on our policy has exceeded my expectations. I was surprised to learn that our newly purchased life insurance policy did not actually cover our requirements. I’m now certain with critical illness cover that we’ll be covered if something goes wrong.

Alex Liao



11/3/2021

The agent I talked to was very polite. They were fast and reliable, and set up my insurance with minimal effort from me. Absolutely wonderful support from the Thaiger and their partners.

Miguel



28/2/2021

Good services and clear information. Had a great experience with the Thaiger. Get coverage fast and easy.

Royle Flintcher



30/1/2021

I was able to get a policy immediately. I did an inquiry online and the team called me back in about 2-3 hours. I definitely recommend the thaiger to everyone.

Martin Russo



Types of Critical Illness Insurance for Parkinson’s Disease

There are two main types of critical illness insurance covering Parkinson’s Disease. Each type has different benefits and premiums, so make sure to read all the details and choose the one that fits your needs and budget.

Individual critical illness insurance is standalone insurance you can buy to support you financially if you are diagnosed with Parkinson’s disease. As we all know, living with Parkinson’s disease can cause many financial challenges.

With this type of insurance, everything related to your Parkinson’s disease that is not covered by your regular health insurance will be covered. Therefore, it can help you manage some of the expenses associated with a diagnosis of Parkinson’s disease. It offers more comprehensive coverage than other types of critical illness insurance for Parkinson’s Disease.

Key Points:

  • Pays a lump sum cash payment directly to you.
  • Fast and easy process.
  • Giving you much-needed peace of mind.

Group critical illness insurance is provided by employers to their employees. It is usually cheaper for employees, as they can enrol at little to no cost through their employer. Like individual critical illness insurance, it is designed to give employees lump sum cash benefits, which you can use at your own discretion.

Key Points:

  • Usually more affordable than individual critical illness insurance.
  • Payouts don’t depend on employee’s income.
  • Helps employees cover out-of-pocket costs without tapping savings.

Get coverage for Parkinson’s disease now and start with your treatment.

There’s always a lot more to life than being preoccupied with your illness. Insurance for Parkinson’s disease is designed to relieve you of the financial pressures associated with medical costs and other treatments for your condition.

Top tip: Always remember to check if your policy plan includes Parkinson’s disease coverage.

Critical Illness Insurance for Parkinson’s Disease

While Parkinson’s disease is usually diagnosed when a person reaches the age of 60, it can be detected earlier in some cases. It can be difficult for patients with this disease to walk, speak, or complete simple tasks. A person with this disease will never be able to return to his or her daily routine or perform tasks like a normal person.

The funds are covered by Critical Illness iIsurance. Aside from that, the insurer can provide financial assistance to your family if you are undergoing care and are unable to work. After a 30-day survival period, the lump sum amount is charged in one single transaction on the first diagnosis. This lump sum payment will be used for medical services, rehabilitation aid, loan repayment, or to make up for any lost wages due to a loss of employment.

Join the many satisfied customers who’ve got their Critical Illness Insurance for Parkinson’s Disease with the Thaiger

Other Related Products

There are a few examples of critical health conditions that can be covered with insurance. Some are listed down below.

Heart Attack

A heart attack is one of the three main medical diseases that are covered by several life insurance companies.

Read More

Stroke

Another health condition that is covered under life insurance caused by temporary blockage on the artery.

Read More

Lung Disease

Lung diseases such as lung cancer, tuberculosis and pneumonia are just some of the health conditions that fall under insurance coverages.

Read More

Cancer

All forms of cancer excluding skin cancer is covered under an insurance policy. When you are diagnosed with cancer at some point during the coverage duration, Cancer Insurance will pay you a lump sum fee.

Read More

Additional Coverage for Parkinson’s Disease

Although it varies from one insurer to another, you can usually add extra coverage to your critical illness insurance. The best additional coverage for people with Parkinson’s disease is as follows.


Disability

This replaces around 50% to 60% of your income (tax-free) when you need to stop working due to Parkinson’s disease.

Long-term Care Insurance

This policy provides for your long-term care in cases of chronic illness or disability. It can also protect your family from incurring the high cost of round-the-clock care.

Supplemental Insurance

This policy can typically be used to pay for medical expenses not covered by your regular health insurance. It may also include cash benefits that help offset lost income due to Parkinson’s disease.

Critical Illness Insurance for Heart Attack

Critical illness insurance offers extra protection in the event of a medical emergency such as a heart attack. These plans pay out cash to help cover overruns where conventional health insurers can fall short because these emergencies or illnesses also incur higher than normal medical costs.

A sudden heart attack, stroke or other heart-related surgery may be very expensive. A lump-sum policy pays out a cash bonus to cover out-of-pocket medical and regular costs, allowing you to concentrate on your recovery rather than worrying about finances.

Frequently Asked Questions about Parkinson’s Disease

If you have Parkinson’s disease, you might be eligible for SSDI benefits as well as Medicare. The first is SSDI, which stands for Social Security Disability Insurance.

People with Parkinson’s disease who are also in their early stages will look for life insurance and will normally find it. The rates will be even higher due to the shortened life expectancy of people with Parkinson’s disease, but at least coverage will be available.

The disorder is caused by the gradual loss of a specific type of cell in a patient’s brain. These cells are responsible for the production of dopamine, a neurotransmitter linked to movement, attention, and learning, among other things. When the brain does not produce enough dopamine, it is unable to transmit basic signals to the body, resulting in both motor and non-motor symptoms of Parkinson’s disease.

Parkinson’s disease is extremely difficult to diagnose. There isn’t a single blood test or brain scan that will give you complete assurance. Instead, patients can speak with a specialist doctor about their symptoms so that a diagnosis can be made.

There is no one-size-fits-all medication or therapy for all patients with Parkinson’s disease, and there is no such thing as a Parkinson’s “cure.” However, there are several options for managing symptoms and improving patient quality of life. Here are a few examples:

–Medicines in tablet form or delivered intravenously

-Surgical treatments

-Supportive therapies such as speech, occupational or physiotherapy

Exercise may help people with Parkinson’s disease improve their quality of life in some cases. Stretching and walking for fifteen minutes a day will help with balance, posture, and the risk of falling, as well as being a good way to socialize and stay healthy.

Inquire Now to Receive your Critical Illness Insurance for Parkinson’s Disease Quotes

Get A Quote

Other Types of Critical Illness Insurance

Critical Illness Insurance Guides