According to Health Data, heart disease has been Thailand’s top killer for the past decade, jumping from third to first place as the leading cause of premature death. This is why heart attack is one of the most conditions that insurers cover in critical illness insurance.
A heart attack is caused by the development of a blood clot in a coronary artery. When the body’s cholesterol levels are too high, plaque (fatty deposits) forms on the inside walls of blood vessels. The patient will only experience chest pain if a small blood vessel ruptures. However, a blood clot in a large blood vessel such as the coronary artery may be fatal.
You may need critical illness insurance if you fall into one of the following categories.
With critical illness insurance, you can make sure you and your loved ones are cared for if a heart attack occur. This way, you can have peace of mind knowing that you’ve done everything possible to keep the house running smoothly.
The owners are the lifeblood of their small business. If a business owner is unable to function for an extended period of time due to sickness or treatment, critical illness insurance may help keep things going as smoothly as possible.
It goes without saying that elderly people need more care and attention, especially when it comes to their cardiovascular health. For them, heart attack protection would be the best option.
Your employees are your biggest asset; make sure to protect them from any financial burden should they have a heart attack.
I’ve got the best selection of premiums for critical illness insurance for my heart attack in Thailand. Critical Illness insurance is a great way to get covered for many disease coverage as well.
A simple and fast way to get insurance with a variety of plans that are right for you.
Working with the Thaiger and their partners has been an absolute pleasure. Their service from start to finish is 5 stars. Absolutely great service all around.
Really impressed with the professional and polite service I got. They’ve given me wonderful peace of mind by helping to set up the policy to cover my cardiovascular condition.
Easy to get the service, with specific and reliable information, with this policy it’s nice to know I will be covered when I have hearth attack.
I have always been looking for some sort of insurance to cover for a heart attack since I already have a heart issue, and now the Thaiger is offering it here, their service is also free to inquire.
You can choose between the two main types of critical illness insurance to protect you against heart attacks. Make sure to read the details carefully, as each offers different benefits and premiums. They also provide different levels of coverage.
If your employer doesn’t offer critical illness insurance as part of your employee benefit or wants to have the most comprehensive coverage, individual critical illness insurance is for you. This type of critical illness insurance offers the best financial support in case you have a heart attack.
With this type of insurance, you are covered for every expense related to heart attacks that aren’t covered by standard health insurance. You will be given a lump sum cash payment that you can use at your own discretion, whether it is for your heart attack treatment costs, living expenses, childcare, or more.
Employers can offer group critical illness insurance to their employees. It is more cost-effective and hassle-free for employers to provide group critical illness insurance than giving individual policy. For employees, group critical illness insurance is usually more affordable since they only have to pay a little to no cost. It works similarly to individual critical illness insurance. However, it may not be as comprehensive as individual policies.
Protect your heart and your loved ones by ensuring them with heart attack life insurance, and free up time and resources to concentrate on the things that are most important to you.
Top tip: Always do your research so you can get the best critical insurance for heart attacks.
There are a variety of reasons why people can develop heart disease. Some people are born with biological factors that make them more vulnerable to cardiovascular disease, while others experience it as a result of a variety of factors such as inadequate diet, physical inactivity, and smoking. Many of these factors put us at risk because they increase our chances of developing atherosclerosis, a condition in which the arteries narrow and thicken over time. This can happen even though no immediate signs are present.
If an artery is clogged with fatty materials, cholesterol, or other substances, it may rupture. The rupturing causes a stroke or a heart attack.
Critical illness insurance can cover a wide range of other illnesses, these include:
All forms of cancer excluding skin cancer is covered under an insurance policy. When you are diagnosed with cancer at some point during the coverage duration, Cancer Insurance will pay you a lump sum fee.
For many people, leading a healthy lifestyle is the best way to prevent heart attacks.
Strengthening your muscles and increasing your endurance can both be aided by regular physical activity. Exercise improves the efficiency of your cardiovascular system by delivering oxygen and nutrients to your tissues.
A healthy diet can protect the human body from certain diseases, especially non-communicable diseases like obesity, diabetes, cardiovascular disease, certain types of cancer, and skeletal problems. Healthy eating habits can also help you maintain a healthy weight.
Controlling sugar consumption has many advantages, including lowering blood sugar levels, losing weight, raising blood pressure and cholesterol levels, and strengthening and stabilizing muscles. It also helps in insulin resistance reduction and the burning of extra sugar in the body
It is important to maintain a good weight for one’s wellbeing. It can reduce the risk of heart disease, stroke, diabetes, and high blood pressure, as well as the risk of a variety of cancers. Your body will pump blood more effectively, you will feel better about yourself, and you will have more desire to make other health improvements.
Reducing stress will improve your mood by alleviating the tension, anxiety, frustration, and mild depression that often accompany stress. It will help you get a better night’s sleep and enhance your self-esteem.
Quitting smoking is one of the most important ways for smokers to reduce their risk of cardiovascular disease. Your body’s oxygen levels will increase, and your lung function will improve. When your lungs heal in the weeks and months after quitting, you will notice that you are less out of breath, cough less, and find it easier to breathe.
Critical illness insurance for cancer designed to help people afford the high costs of cancer care. It’s generally recommended for people who have a genetic predisposition to cancer.
Cancer benefits can be paid out as a lump sum to the patient or in fixed sums to pay for treatments such as chemotherapy after a diagnosis. The insurance usually includes tests, drugs, and treatments, as well as visits to out-of-network hospitals. Lengthy hospital stays, co-pays and deductibles, child care, food assistance, and transportation and accommodation for out-of-home treatment are also included.
Yes, when bought as an add-on to a basic insurance plan, a Critical Illness cover provides additional coverage. However, when it comes to heart problems, it might not be the “ultimate cover.”
According to a National Business Group on Health article, the estimated overall cost of a serious heart attack, including direct and indirect costs, is about $1 million.
Expats can get medical insurance from most Thai banks. You must have a valid visa and a work permit that is valid for at least a year. Since insurance typically expires after a month, you must wait 30 days before seeing a doctor. Insurance is normally cheaper through Thai banks than through other firms.
Natural causes of death are covered by life insurance. Your heirs will collect the insurance payment if you die of a heart attack, cancer, infection, kidney failure, stroke, old age, or any other natural cause.
Your willingness to work has no bearing on your eligibility for benefits. Your Critical Illness Recovery Plan policy can pay a lump sum if your condition meets our definitions of heart attack, cancer (life-threatening), or stroke. A full list of definitions, terms, and conditions can be found in the Insurance Policy.
In general, serious condition insurance following a heart attack would be impossible to receive without having heart complications removed from the scheme. Since a heart attack is considered a serious condition, insurance providers often refuse to cover it.