As its name already explains, Group Travel Insurance is a type of travel insurance that covers a group of people travelling together. It usually covers a minimum of 5 people, so you and your group don’t have to worry about getting individual travel insurance. The group can consist of anyone, and the purpose of travel can be anything as long as you’re travelling together, whether you are having a fantastic holiday with your friends, travelling for a wedding with your family, or going on a business trip with your colleagues.
In many cases, having travel insurance for the whole group rather than everyone getting their own policy can save you money and time. It’s hassle-free and easy since all your members are covered in a single payment and policy. You can travel together with peace of mind, knowing that everybody in your group is protected.
To find the best group travel insurance rates, follow the steps outlined below to match and understand exactly what product and coverages you will be needing.
Choose the policy that matches what you need and has enough coverage.
Set the number or width of coverage that fit what you want, whether individual, couple, family, or base on a number of your group.
Make you have notified your travel schedule to the providers and have set the date of start and finish your coverage.
Provide basic information about people who will get the coverage.
Give details about your health and whether or not you have any pre-existing medical conditions.
It was really my last-minute decision to take travel insurance, I made the inquiry with the Thaiger. And I received a call back within a day or two; the service is fantastic, and the rates were a lot cheaper than what I was expecting.
Very easy process, I appreciate all of the FAQs that answer a lot of my questions, will be waiting on a representative to call back and give me more information. Thank You Thaiger Team.
Obtaining group travel insurance was quick, easy and painless, although it’s just to inquire I hope they do receive my application, as my family and I are planning a vacation to Thailand.
I am in the process of purchasing a new policy from thethaiger to replace my old travelling insurance.
I was very pleased with the phone call I got from an insurer, I had loads of questions for them regarding group travel insurance, I hope as long as I make the payment and give the necessary documents the insurance will get approved.
Travel insurance is important especially in the times of covid-19 where any unexpected can happen, and I believe that this company is the best choice because it offers several options for each type of trips.
There are numerous travel insurance plans. However, the main types are divided into two groups based on your travels’ frequency and where you are going: single trip or annual and international or domestic.
Going for a one-off holiday with your best friends? Need to go on a business trip with your colleague? Single Trip Group Travel Insurance may be the ideal type for you.
Single Trip Group Travel Insurance covers you for one trip only, usually for a duration of up to three months. This means that as soon as your trip ends and you travel back home, the insurance will expire. This type of group travel insurance is perfect if you’re not planning to travel together with your group more than once a year.
Multi-trip, or annual, group travel insurance will cover you and your group to travel for an entire year. It allows you to travel as many time a year as you like. However, there will be a limit on the number of days covered for each trip you and your group take. In many cases, you are only covered for 30 days for each trip.
If you’re lucky enough to enjoy more than two trips a year with the same group, this group insurance type is the best choice for you. You don’t need to purchase a new policy every time you want to travel with your group, saving you lots of time, money, and energy.
Domestic travel insurance is the best choice if you’re planning to travel to another area inside the country, whether you are travelling to another city for a business with your colleague or just want to check everything the country offers.
Domestic Travel Insurance ensure that you are covered while travelling within the country, making your trip more delightful and worry-free.
Planning to travel abroad? Then International Group Travel Insurance is the plan for you. With this type of group travel insurance, you will be covered from any financial losses and risks that may happen while travelling overseas with your group.
International Group Travel Insurance has different coverage depending on where in the world you’re travelling to, whether it is Asia, the Schengen Area, Africa, North America, or worldwide.
It was a lot of work and stress to find group travel insurance in Thailand, luckily, I found the Thaiger where they have brought the market to the customers. They helped me choose and find the best group travel insurance for my group. Everything was hassle-free, and my workload was reduced to almost nothing.
Top tip: Find out what type of cover your group needs before purchasing, and tailor your group travel insurance to meet those needs.
Budget set – While you and members may already have a favourite destination in mind, consider looking into additional travel insurance options that would fit into your group’s budget and tour plans. There is a range of comparison services that will provide you with customized travel cheaper insurance for larger groups. if anything goes wrong on your trip, it will be taken care of.
Planning – This is not something that will go over well with everyone in the group, especially the youngest members. A meeting with a pre-planned program focusing on travel insurance and other essential things will certainly help you in putting your vacation plans in motion. In the group, how many minors and seniors are there? Who will be behind the wheel? Is there anybody in the party who has a medical condition? What are the shortlisted destinations? These are only a few of the important questions you can ask yourself and others when deciding on travel plans.
Research for options – Travelling with a large group has a lot of components, so snags and glitches are destined to occur. Travel insurance is certainly worth considering because it will come in and protect you if your vacation plans change. The must-have coverages provide financial coverage in the circumstance of travel cancellation, emergency medical treatment, and cashless hospitalization. The larger the group may be more difficult for plan selection.
Protect yourself and your loved ones from the uncertainty of life with the following insurance.
Nothing can prepare you from getting sick or injured, but you can always prepare yourself for the financial consequences. Have the treatment you need when you need it with health insurance.
It’s hard to think about what would happen to your family when you die, especially if you are the sole wage earner in your family. Make sure they are financially stable even after you pass away with life insurance.
Planning to take your drone with you while travelling? Don’t forget to protect your expensive gear from accidents with drone insurance. This insurance can protect you from claims of bodily injury or property damage, as well as physical damage to the drone itself.
Once you successfully set up your business in Thailand, it is important to protect it. Have peace of mind running your business and achieving your goals with business insurance.
Before you purchase group travel insurance, you need to consider the factors below to ensure that you are fully protected during your trip.
Most group travel insurance will not cover losses due to extreme sports. Therefore, if you love doing extreme sports on holiday, you need additional extreme sports coverage. It will cover you from any injury when you take part in extreme sports while you’re travelling.
Make sure to declare any medical conditions you or any member in your group already have before you purchase group travel insurance. Some insurers will cover you for it if you tell them beforehand. Others may require you to buy additional coverage for pre-existing medical condition.
Most insurers will not offer group travel insurance, particularly a multi-trip policy, for travellers over 75 or 80 years old. Therefore, if you or anybody in your group is over the age of 75 – 80, it is best that you find individual coverage for them.
Most travel insurance policy excludes cover for pandemics, meaning it will not cover losses due to the coronavirus or cover for the medical expenses if you contracted Covid-19 during your trip. Due to these reasons, combining travel insurance with Covid-19 insurance is necessary for many travellers.
Suppose you are diagnosed with Covid-19 during your trip, all the medical and necessary expenses will be covered. It is also a requirement for tourists who want to travel to Thailand. The Thai government requires visitors to have Covid-19 insurance covering a minimum of $100,000 or ฿3.5 million.
In order to be eligible for group travel insurance, you must meet the following requirements:
Travel with a group of 5 or more travellers. Note that some insurers have a minimum of 10 people in the group.
All travellers have to visit the same destination.
All travellers have to have similar travel dates.
Yes, you can purchase group business travel insurance for employees travelling on domestic or international business trips in groups of five or more.
Most single-trip travel insurance doesn’t have upper age limits. Some insurers may provide cover for anyone over 80 subject to medical screening and destination of choice.
The best time to buy group travel insurance is within 15 days of your first booking (whether it is flights or accommodation). Buying early often qualify for bonus coverage.
The exclusion varies from one insurer to another. It also depends on the specific policy you choose. Most group travel insurance may exclude thefts that aren’t reported to the police within 24 hours, medical problems resulting from intoxication, and certain sports. If anyone is catching a separate flight or is travelling from another country, group travel insurance may not cover you as well.
Group travel insurance is for anyone travelling together in a group together. Here are some examples of types of travellers who might consider getting group travel insurance:
Employees travelling on a business trip.
Groups of friends and family holidaying together.
Students travelling for a class trip.
Members of a wedding party travelling together.
No, anyone under the age of 18 has to travel with the named adult(s) on the policy.
This depends on the specific policy you choose. For single trip policies, your cover will end the day you return home. For annual policy, expect your cover to expire a full year later.