With the new wave of Covid-19 in Thailand, Covid-19 Insurance is a mandatory requirement for travellers. Along with the Official Certificate of Entry (COE) and a valid visa, this insurance acts as another level of security to ensure that you can cover all costs in case you are diagnosed with COVID-19 during your stay in Thailand. It covers you for a minimum of $100,000 (the Thai policies generally cover for ฿3.5 million).
There are 3 main components to what Covid-19 insurance will cover, however be sure to check your policy before purchasing, as always with insurance there could be a better policy.
Covering all medical costs correlated with the COVID-19 infection, this includes emergency rooms costs, Both in patient and out patient department
In the unfortunate situation of the insured dying from the Covid-19 virus, they are covered by a sum of $100,000 to be paid to the beneficiary specified in the policy.
Any additional, unexpected out of pocket costs that might arise as the result of contracting the virus. This may involve missed bookings for travel, flights and any other costs.
There are two plans to choose from, I went with the cheaper plan as it seems to cover most things, I have sent my inquiry already a few days ago and there seems to be a bit of a delay before someone reached out to me.
4 Stars – Good information with guides to help decide what policies you want.
Easy web site to use, very specific and precise information
Probably the best information about Covid-19 gathered in this website! Super easy to use and understand.
With everything happening around the world and especially the second wave of Covid19 in Thailand I think it’s about time to see some of my Covid-19 insurance options
Really easy to use the thaiger’s service. I got a great policy and I’m very happy with how they guided me through the processes
We offer 3 types of Covid-19 Insurance you can choose to cover your specific needs, such as medical expenses for unexpected illness and injury (including Covid-19), treatment for illnesses and conditions caused by Covid-19, follow-up treatment, enforced stays, and many more! All of our Covid-19 insurances are competitively priced, giving you the security needed during a pandemic, and helping you to meet the required health insurance to travel in Thailand.
Protect yourself and your loved ones from hospitalization due to Covid-19. Read the details, compare the policy, and choose a Covid-19 insurance plan that fits your needs and travel style.
Covid-19 Insurance Plan A is the most extensive coverage you can get. It will cover everything, including any additional, unforeseen out of pocket expenses that may occur during your trip. This means that the plan won’t only help you if you get sick, but also when other unfortunate situations happen. Should your trip got canceled, your baggage got delayed or lost, or you lost your credit card, Covid-19 Insurance Plan A got it covered for you.
Like other Covid-19 Insurances, it also covers medical expenses for unintentional and unexpected injuries or illnesses, including Covid-19 (for a minimum of $100,000 or ฿3.5 million) and life insurance coverage (loss of life due to an unexpected injury or illness, including Covid-19).
Covid-19 Insurance Plan B covers all of the essentials to have a safe and worry-free trip to Thailand.
This plan covers the medical expenses of unexpected accident or sickness, including Covid-19, as required by the Thai government. It also covers loss of life, dismemberment, loss of sight, and total permanent disability due to accident or unexpected illness.
In addition, Covid-19 Insurance Plan B covers trip cancellation, trip curtailment, travel delay, and baggage delay. Though not as comprehensive as Covid-19 Insurance Plan A, these added features will give you more peace of mind.
Covid-19 Insurance Plan C is the most basic level of insurance available. It covers the mandatory $100,000 health insurance requirement of application for Certificate of Entry (COE), medical expenses, and life insurance coverage. However, it does not cover any other unexpected circumstances, such as loss of credit card, trip cancellation, or delayed baggage.
I was always confident that I wouldn’t get infected by Covid-19 during my trip to Thailand. I took all the necessary precautions and followed the recommended health protocols. I initially bought the insurance just to meet the requirements to apply for a certificate of entry (COE), but then I got diagnosed positive of COVID-19. Fortunately. I had bought a Covid-19 insurance plan. The insurance covered all my medical bills, and I could recover without any additional stress.
Top tip: The best Covid-19 Insurance plan for you covers everything you need at a price that fits your budget.
Covid-19 Insurance is not only essential but also required for your trip to Thailand. Therefore, we ensure that our Covid-19 Insurance plans cover everything you need at an affordable price.
The Thaiger have compiled and compared the best options, so you can save your time and get instant coverage. We are ready to be there for you when you need us the most.
While Covid-19 Insurance offers comprehensive coverage for an enjoyable trip to Thailand, there are additional insurances you may want to check out to ensure your safety and security during your trip.
Obtain the official requirement for Certificate of Entry (COE), with no waiting period and including ASQ and ASQL stay. Have a nice trip to Thailand without having to worry about anything.
Get the Special Tourist Visa (STV) to stay in Thailand for up to 90 days, including the 14 days quarantine. As an STV holder, you will be allowed to stay at your chosen accommodation and have the freedom to travel around the Kingdom as you please upon completing the mandatory quarantine.
Medical emergencies, such as stroke, cancer, and heart attack, are covered in critical illness insurance. You can get tax-deductible with fully payouts at any stage for the premium.
If you don’t choose a policy that best fits your travel plan, you could find yourself out of pocket.
If you do not plan to stay in Thailand for more than 30 to 180 days and do not intend to leave the country during that period, this Covid-19 Insurance policy is best for you. It covers your medical expenses, personal accident, and personal liability. It may also cover trip cancellation and delays.
With annual Covid-19 Insurance, you only need to pay once to get an unlimited cover in 12 months. It insures you for multiple trips for a year, which can be cheaper. Your coverage will not expire even if you fly out of Thailand during that period.
Let the insurer know if you have a pre-existing condition. If you fail to mention this, they may not cover you for it. If your condition worsens, including due to Covid-19, and you have not declared it, then your medical costs or repatriation may not be covered.
Since the coronavirus vaccination is still in its first phase, the pandemic situation is still hard to control. Therefore, aside from being a requirement, buying Covid-19 insurance is one option to protect yourself during your trip to Thailand. However, some Covid-19 Insurance plans don’t cover other additional, unforeseen out of pocket expenses that arise from other conditions besides the coronavirus, such as natural disasters. Many people choose to buy additional Travel Insurance “Thailand Pass,” which covers various things that Covid-19 Insurance cannot provide, such as Cancel for Any Reason (CFAR).
The policy of Covid-19 Insurance covers medical expenses for unexpected and sudden injuries from accident and illness, which include Covid-19.
Suppose you have previously purchased Covid-19 Insurance and your policy is about to expire. In that case, you should be able to buy a new policy while being in Thailand. The policy will come with a new start date, which starts immediately after your previous policy expires. There will be no gap in coverage.
Please ensure that the new coverage period matches your current visa. If applicable, please make sure that it fits the duration of the new visa you are planning to extend as well.
Unless you choose a yearly policy, the coverage will automatically expire if you fly out of Thailand, as per terms and conditions.
You will receive your policy and certification for Covid-19 coverage when you buy your insurance. You will show this certificate to immigration upon entering Thailand. To ensure that you do not leave home without it, please keep a print out and a copy on your phone.
If your certificate is rejected, please contact us immediately. We will help resolve the issue.
No, there is no waiting-period for Covid-19 Insurance policies. If you have fallen ill during your trip, you will be covered by the insurance policies.
Yes, you must be under 75 years old to be able to purchase the policy. The Covid-19 insurance is available for those age 1 – 75.
Policies range from 30 days to 1 year. The insurance periods available are 30 days, 60 days, 90 days, 180 days, and 1 year.
Besides the coverage, the country of your origin and your age affect the price of Covid-19 insurance — the lower the risk of your country of origin, the lower the premium.
In the unfortunate event that you get diagnosed positive of Covid-19 while you are in Thailand, the Covid-19 insurance policy would cover the cost of isolation, quarantine, testing and care, and the potential costs of repatriating your body. The cost of any treatments prescribed to you due to being infected with the virus will also be covered. The three major components covered are medical coverage, life insurance coverage, and unforeseen additional expenses resulting from infection with the virus.
No, in a term, but it depends on a few variables. It’s very accessible, although this is yet another burden and cost for foreigners trying to enter the country.
For a 30-day policy, you can expect premiums to start at as little as 4,000 Thai baht. The 90-day insurance plan would cost 8,000 baht to 14,000 baht for a visitor or non-immigrant visa request. In this situation, one of the most significant considerations is whether the country from which you travel is deemed to be high or low risk for infection.
The policies will be the same as Thai nationals trying to get Covid-19 insurance.
The cost of COVID-19 insurance can vary depending on your age and how long you remain in Thailand. Insurance for 1 year will cost anything from THB 3,400 to THB 100,000.