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Covid-19 Insurance

Get medical cover and other necessary coverage for Covid-19 when living in Thailand

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4.5/5

Why get Covid-19 Insurance with the Thaiger?

Buy Covid-19 Insurance online quickly and instantly, in several easy steps, to meet the health insurance required by the Thai Government. Simply choose the many comprehensive coverages offered that are most suitable for you, and you can enjoy a worry-free trip in the Land of Smiles.

What is Covid-19 Insurance?

With the new wave of Covid-19 in Thailand, this Covid-19 Insurance acts as another level of security to ensure that you can cover all costs in case you are diagnosed with COVID-19 while living in Thailand. It covers you for a minimum of $100,000 (the Thai policies generally cover for ฿3.5 million).

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What are the Covid-19 coverage?

There are few components to what Covid-19 insurance will cover, however, be sure to check your policy before purchasing, as always with insurance there could be a better policy.

Medical Coverage

Covering all medical costs correlated with the COVID-19 infection, this includes emergency rooms costs, Both inpatient and outpatient department

Life Insurance Coverage

In the unfortunate situation of the insured dying from the Covid-19 virus, they are covered by a sum of $100,000 to be paid to the beneficiary specified in the policy.

Personal Accident Coverage

Additional Personal Accident coverage not related to COVID-19 for permanent disability, loss of organs, loss of sight and death.

How to Choose the Best Covid-19 Insurance Policy?

Covid-19 Insurance policy is not a one-size-fits-all solution. Depending on your individual circumstances, you may need specific coverage or have special concerns to address.

Look for coverage options

Having a clear understanding of what is and isn’t included in the cover is vital. For example, if you already have travel insurance, you may want to buy Covid-19 insurance that only covers the requirements of obtaining a Certificate of Entry (COE).

Keep an Eye on Inclusions

See the list of inclusion and verify the charges related to hospitalization, diagnostic costs, medicines, ambulance, all of the needed treatment if you do get Covid-19. If necessary, ask your questions directly to a representative.

Network Hospitals

Knowing the network of hospitals your cover will provide access to is essential. Also, check if you will be reimbursed if you get treatment in an institution outside the enlisted hospitals.

Compare Policies

Before taking the plunge, make sure to compare policies on different parameters. Read online reviews and do your research well to help you make an informed decision.

Customer Ratings





4.5/5

48 reviews

Customer Reviews

2/12/2020

There are two plans to choose from, I went with the cheaper plan as it seems to cover most things, I have sent my inquiry already a few days ago and there seems to be a bit of a delay before someone reached out to me.

Sally Hopper



2/1/2021

4 Stars – Good information with guides to help decide what policies you want.

Mint Bassett



5/12/2020

Easy web site to use, very specific and precise information

Wayne Lee



18/1/2021

Probably the best information about Covid-19 gathered in this website! Super easy to use and understand.

Benjamin Mark



28/12/2020

Really easy to use the thaiger’s service. I got a great policy and I’m very happy with how they guided me through the processes

Bobbie Butcher



15/06/2021

It’s great to have so many options, but at the end of the day, it wasn’t that hard to choose. When it comes to insurance, I care more about the details of the cover than the price itself.

Paul Barker



28/12/2020

Really easy to use the thaiger’s service. I got a great policy and I’m very happy with how they guided me through the processes

Bobbie Butcher



12/06/2021

When I saw the low price I thought something is wrong, but then realizing it doesn’t fully cover you in case you get infected it made a lot of sense. I rather pay a bit more and sleep well at night knowing I am not going bankrupt in case of infection. Having good insurance is important.

Phillip Marphy



Type of Covid-19 Insurance

We offer the most popular type of Covid-19 Insurance to cover your specific needs, such as medical expenses for unexpected illness and injury (including Covid-19), treatment for illnesses and conditions caused by Covid-19, follow-up treatment, enforced stays, and many more! The Covid-19 insurance is competitively priced, giving you the security needed during a pandemic.

Protect yourself and your loved ones from hospitalization due to Covid-19. Read the details, and get the Covid-19 insurance plan that fits your needs.

This Covid-19 Insurance Plan is the most basic coverage you can get. The lower price means you won’t be fully protected if you have been tested positive, but you’ll only be covered in an extreme case like Coma.

The basic insurance type could fit for those who are looking to lower their cost in case of infection, as these plans offering a different coverage of medical expenses up to ฿100,000 a year.

If you’re looking to be fully covered for the medical expenses involved after you tested the Covid-19 positive, we suggest checking out the comprehensive plan.

These plans are NOT qualified for visa inquiries.
Price – ฿1,950

Key Points:

  • Very affordable, policy start from as low as ฿1,950
  • Covering you only in case of Coma caused by covid-19
  • Low medical treatment for COVID-19 covers allow cheaper policies

This Covid-19 Insurance Plan is the most extensive coverage you can get. It will cover everything, including any additional, unforeseen out-of-pocket expenses that may occur.

Like other Covid-19 Insurances, it also covers medical expenses for unintentional and unexpected injuries or illnesses, including Covid-19 (for a minimum of $100,000 or ฿3.5 million) and life insurance coverage (loss of life due to an unexpected injury or illness, including Covid-19).

This is the only plan which qualified for visa inquiries.
Starting price – ฿15,000

Key Points:

  • The most comprehensive Covid-19 Insurance option
  • Sum Insured 3,500,000 (equivalent to at least USD 100,000)
  • Medical Treatment for COVID-19 infectious diseases
  • Sickness that is in consequence of COVID-19 infectious diseases (Coma ,Brain Death and Neurologic Failure , Terminal Illness )

Starting from

฿15,000 / year

Plan 1 – Comprehensive plan

 

Valid within Thailand only
Qualified for visa inquiries
Age limit: 75 years old

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  • Meet all the government’s requirements for those coming outside Thailand or applying for a visa
  • This plan is applicable for those who residence in Thailand
  • A sickness that is in consequence of COVID-19 infectious diseases (Coma, Brain Death, and Neurologic Failure, Terminal Illness) up to ฿3,500,000 (equivalent to 100,000 USD)
  • Medical Treatment for COVID-19 infectious diseases up to ฿3,500,000

Starting from

฿450 / Year

Plan 2 – Basic Plan

Available for Thailand residents only
Valid within Thailand only
NOT qualified for visa inquiries
Age limit: 99 years old

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  • DO NOT choose this plan for visa inquiries or Thailand entry, as it doesn’t meet all requirements from the government
  • A coma caused by the Coronavirus disease up to ฿500,000 (About 15,000 USD)
  • Daily Hospital Cash Benefit caused by COVID-19 pandemic, up to ฿2,500/day, and up to 20 days/year
  • COVID-19 testing benefit for family member and/or person in the household of the Insured. Maximum 3 persons/year. Not exceed ฿10,000
  • Price included VAT 7% and Stamp Duty 0.4%
  • This policy will not cover the person who was infected or who was suspected that infected by “COVID-19” (Including any complications) that existed before the effective date and were not yet cured
  • Period of cover for the complications or side effects from COVID-19 vaccinations must be within 90 days after injections and the vaccine must be approved by Food and Drug Administration (FDA) and injected by a physician or nurse at the hospital or medical facility
  • This insurance plan will not cover Coronavirus Infection during the first 14 days from the first policy commencement date

In these uncertain times, Covid-19 Insurance offers the necessary protection for your travels

I was always confident that I wouldn’t get infected by Covid-19 during my trip to Thailand. I took all the necessary precautions and followed the recommended health protocols. I initially bought the insurance just to meet the requirements to apply for a certificate of entry (COE), but then I got diagnosed positive of COVID-19. Fortunately. I had bought a Covid-19 insurance plan. The insurance covered all my medical bills, and I could recover without any additional stress.

Top tip: The best Covid-19 Insurance plan for you covers everything you need at a price that fits your budget.

Why The Thaiger?

Covid-19 Insurance is essential if you live in Thailand. Therefore, we ensure that our Covid-19 Insurance plan covers everything you need.

The Thaiger have compiled and compared the best options, so you can save your time and get instant coverage. We are ready to be there for you when you need us the most.

Join the many satisfied customers who’ve got their Covid-19 Insurance with The Thaiger.

Other Recommended Insurances

While Covid-19 Insurance offers comprehensive coverage, there are additional insurances you may want to check out to ensure your safety and security.

Entry Package to Thailand

Obtain the official requirements, with no waiting period. Have a nice trip to Thailand without having to worry about anything.

Read more

Health Insurance

Health risks and uncertainties are a part of life. While no one plans to get sick or injured, you can certainly prepare yourself for the financial aspect.

Read More

Critical Illness Insurance

Medical emergencies, such as stroke, cancer, and heart attack, are covered in critical illness insurance. You can get tax-deductible with fully payouts at any stage for the premium.

Read More

I’m not living in Thailand, but I need a Covid-19 Certificate

If you don’t currently live in Thailand, this covid-19 insurance plan isn’t right for you.
Here are some alternative plans for those who plan to come to Thailand and looking to apply for a Covid-19 certificate.


Entry Package to Thailand

If you come to Thailand during Covid-19 and plan to stay less than a year, this package is the best for you since it has a Covid-19 certificate and travel insurance approved by the Thai government. Both are required to present during your COE application.

Travel insurance “Thailand pass”

Best for those who travel to Thailand and do not intend to leave the country during that period.
This insurance is designed to meet Thai authorities’ requirements for anyone wanting to enter Thailand during the Covid-19 pandemic.

Entry Packages to Thailand

Since the coronavirus vaccination is still in its first phases, the pandemic situation is still hard to control. For those who are not yet in Thailand, the entry packages to Thailand will be a better choice as they included the Covid-19 certificate which needed to apply for Certificate of Entry (COE) + Inbound Travel Insurance for Thailand which included the Covid-19 cover as well.

Frequently Asked Questions About Covid-19 Insurance

This Insurance is available for Thai People and foreigners, currently living in Thailand, between the ages of 1-75 years old. Pre-existing conditions are excluded.

The policy of Covid-19 Insurance covers medical expenses for unexpected and sudden injuries from accident and illness, which include Covid-19.

Suppose you have previously purchased Covid-19 Insurance and your policy is about to expire. In that case, you should be able to buy a new policy while being in Thailand. The policy will come with a new start date, which starts immediately after your previous policy expires. There will be no gap in coverage.

Please ensure that the new coverage period matches your current visa. If applicable, please make sure that it fits the duration of the new visa you are planning to extend as well.

No, there is no waiting period for Covid-19 Insurance policies.

Yes, you must be under 75 years old to be able to purchase the policy. The Covid-19 insurance is available for those age 1 – 75.

This insurance plan is only available to purchase as an annual plan.

The main price factor of Covid-19 insurance is the coverage type, age, and pre-existing medical conditions.

In the unfortunate event that you get diagnosed positive of Covid-19 while you are in Thailand, the Covid-19 insurance policy would cover the cost of isolation, quarantine, testing, care, and the potential costs of repatriating your body. The cost of any treatments prescribed to you due to being infected with the virus will also be covered. The three major components covered are medical coverage, life insurance coverage, and unforeseen additional expenses resulting from infection with the virus.

No, in a term, but it depends on a few variables. Yet it’s very accessible.
The policies will be the same as Thai nationals trying to get Covid-19 insurance.

The cost of COVID-19 insurance can vary depending on the policy coverage, your age, and other medical conditions.

Inquire Now to Recieve your Covid-19 Insurance Quotes

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