If there is one thing you absolutely need to pack before a trip, it’s travel insurance. Traveling is always unpredictable and you never know what might happen.
Travel insurance protects you against the unexpected. Whether your trip gets canceled, you get stranded due to travel delays, or even when you get sick during your trip, travel insurance can help you from any misfortune and financial loss.
Travel insurance covers the essential things to have a safe and worry-free trip. How much cover you have for each of the following coverage depends on your policy.
Any medical and dental emergencies that may occur during your trip will be covered by travel insurance. However, make sure to mention a pre-existing medical condition if you do have one.
If your health requires you to be brought back to your home country, travel insurance can help pay the cost of flights.
If you must cancel your trip due to a covered reason; travel insurance will reimburse your prepaid and non-refundable expenses. It will also protect you from an interrupted trip due to a covered reason.
Reimburses and covers the reasonable additional purchase of any essential item you need during your trip if your baggage is delayed, lost, or damaged.
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Travel insurance is divided into several types. However, since knowing which type of plan to choose can be difficult, we simplified it for you into two main types: single-trip insurance and multi-trip insurance.
Learn the details about each insurance, what they cover, and choose the one that will match your needs and budget.
Are you planning for a short break, traveling for business, or going for a one-off holiday? Then single trip insurance is the right choice for you. It offers protection for one trip over a set period of time.
Single trip insurance covers you from the moment you buy until you are safely back home. It typically provides coverage for the entire length of your trip. It may last up to one year, though it varies by policy.
Are you a frequent flyer? Do you travel multiple times a year? If you do, you should consider getting annual multi-trip insurance. Taking out this type of insurance means you can travel without the hassle of buying single-trip insurance every time you travel.
With annual multi-trip insurance, you are covered for up to 45 days of travel per trip for a year. In addition, you are allowed to travel as many time as you want.
I always thought travel insurance is expensive and unnecessary, but it’s actually easy to find cheap travel insurance thanks to the Thaiger. I’m glad I purchased it before my last trip. I’m glad I decided to buy travel insurance before my previous trip. A few days into my holiday in Phuket, I tripped and fell. Not only did I twisted my ankles, but I also dropped my camera. It was so easy to file a claim, and all of my expenses were reimbursed almost instantly.
Top tip: Know what you’re going to do during your trip to ensure that your travel insurance covers everything you might need.
There are so many insurance companies with hundreds of plans to choose from out there, which makes the process of buying travel insurance difficult. We understand that travel insurance can be confusing, which is why we strive to make it easy for our customers
The Thaiger compiled and compared a list of plans and coverages for you. All you have to do is provide a few details about yourself and your travel plans; then, we’ll help you pick the travel insurance that works for you using our unbiased comparison.
Where you go and who you travel with determines the type of cover you need. Make sure to choose the right policy, so you are fully protected during your trip.
Note: These policies can be single-trip or annual multi-trip.
Protect yourself and your family wherever you are from the coronavirus. If you or your loved one are diagnosed with Covid-19, the insurance will cover all the medical and other necessary expenses.
If you are travelling on the same trip of itinerary with a group of people, you should consider a group travel insurance plan. It can cover ten or more travellers in a single policy, which can be more affordable than buying individual travel insurance.
International Travel Insurance is designed for those who plan to travel outside of their home countries. It covers everything from emergency evacuation, trip cancellation, medical expenses, to loss of personal possessions.
Sometimes, people overlook domestic travel insurance and think they don’t need it because travelling inside their own home country may be less expensive. However, unexpected things can still happen no matter what you are.
Everybody needs different covers, depending on what they plan to do on their trip. You can add further items and activities to your travel insurance policy, which will cover your specific needs and give you extra protection. With these additional covers, you can travel anywhere with more confidence and security.
The extra medical cover protects you from conditions not covered in the standard policy, such as pre-existing medical conditions.
Certain destinations, such as the Schengen Area, may require you to have visa cover to be able to enter the country.
Are you planning to try scuba diving or paragliding? Or you want to try mountain biking? Then you might need this extra cover.
Life is full of surprises, and sometimes those surprises may force you to cancel your trip. As suggested by its name, cancel for any reason is extra coverage that allows you to cancel your trip for other reasons than those listed in “trip cancellation covered reasons.”
Although the chances of encountering a natural disaster or terrorist event are small, they can happen. Natural disasters and tourism cover can protect you from some of the unpleasant results of those events.
If you plan to bring your beloved techs, whether it is your smartphone, tablets, laptops, or consoles, make sure you get them protected.
Most travel insurance policy excludes cover for pandemics, meaning it will not cover losses due to the coronavirus or cover for the medical expenses if you contracted Covid-19 during your trip. Due to these reasons, combining travel insurance with Covid-19 insurance is necessary for many travellers.
Suppose you are diagnosed with Covid-19 during your trip, all the medical and necessary expenses will be covered. It is also a requirement for tourists who want to travel to Thailand. The Thai government requires visitors to have Covid-19 insurance covering a minimum of $100,000 or ฿3.5 million.
While there are no set rules on when you should purchase your travel insurance, it is recommended that you buy as soon as you book and make an initial payment on your trip.
Yes, you are allowed to cancel the insurance, typically within 14 days of the date of your purchase, for a full refund. However, this may differ depending on the insurer.
This depends on the policy you choose. Single-trip policies usually last the length of your trip, typically up to one year. On the other hand, annual travel insurance may only cover up to 45 days for each trip.
You can refer to your plan documents for all the details, including covered limits, benefits, and exclusions.
You can claim insurance by making a reservation. You may need to show some required documents, such as travel proof and medical bills, but the requirements can differ for each insurer.