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Domestic Travel Insurance

Travel and explore everything Thailand has to offer without worry.

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4.7/5

Why Purchase Domestic Travel Insurance Through Us?

Here at the Thaiger, we compare rates from different insurers and provide expert advice on coverage. We can help you secure a policy that fits your needs and budget. The whole process is made simple, so your domestic travel insurance is just a few clicks away.

What is Domestic Travel Insurance?

Domestic Travel Insurance is a type of travel insurance that covers trips within Thailand.

When you travel, you tend to think only of the happy and fun moments you’re going to have. As much as we don’t want to think about it, any unexpected circumstances can happen. Your flight could be cancelled, or you may have to return early because your family member is hospitalised. When these situations occur, they can cause not only frustration but also financial losses. With domestic travel insurance, you can protect yourself from these situations and enjoy every moment.

Many people buy travel insurance when travelling abroad but tend to ignore it when travelling inside Thailand. The truth is, domestic travel insurance is as necessary as international travel insurance.

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What’s Covered by Domestic Travel Insurance?

Domestic travel insurance provides cover for numerous things that could go wrong in a trip inside Thailand. The following are the main coverages that domestic travel insurance offers.

Trip Cancellation

If you must cancel your holiday or cut your trip short for one of the covered reasons, domestic travel insurance can help you. The insurance can help recover the costs associated with pre-paid accommodation, flights, meals, and other activities.

Flight Delays

Not only delayed flights cause inconvenience, but they can also be costly. Domestic travel insurance compensates you for the delay, so you will be reimbursed for any necessary accommodation and meal expenses.

Lost or Delayed Baggage

If your baggage is lost or delayed, domestic travel insurance can help you cover the costs as long as you weren’t careless in protecting it. You may be reimbursed for the costs associated with buying essential items as well.

Medical Cover

Medical emergencies due to accidents or other health issues are covered by domestic health insurance. Emergency medical evacuation and repatriation are also covered.

Personal Liability

With personal liability, you are covered against accidental damage to someone else’s property or if you accidentally injure someone during your trip. This cover is especially beneficial for those travelling with children.

How to Get the Best Domestic Travel Insurance to Suit Your Needs

In the following sections are several things you need to ask yourself in order to get the best domestic travel insurance to suit your needs.

How Long Do You Plan to Travel?

The duration of your trip and the frequency of your travels determine the type of coverage you need. If you plan to stay on your trip for more than thirty days and you only plan to travel once a year, then single trip domestic travel insurance is for you. However, if you plan to travel frequently and each of your trips doesn’t take more than 30 days, then multi-trip domestic travel insurance might be the choice for you.

When Are You Travelling?

Knowing when you are going to travel helps you decide when you should purchase your insurance. It is best that you buy your domestic travel insurance early, as soon as you book your holiday. This way, you will be covered for any pre-paid expenses if your trip is cancelled or delayed due to unforeseen circumstances.

Who Are You Traveling With?

If you’re travelling alone, you can choose individual domestic travel insurance. However, if you are travelling with your family or a group of people, then you may want to get family or group domestic travel insurance as they can be cheaper.

What Do You Want to Do During Your Trip?

You may plan to have a relaxing holiday, but the next thing you know, you’re diving in the Andaman sea. It might be fun, but most standard domestic travel insurance doesn’t cover diving or other ‘extreme’ sports like bungee jumping, paragliding, and sailing. Therefore, if you plan to do some adrenaline activity or you’re a spontaneous traveller, it’s a good idea to check whether you’ll be covered for it or if you need extra coverage.

What Are You Taking With You?

Are you taking a DSLR camera, an expensive laptop, golf clubs, or Louis Vuitton luggage? You need to make sure that these high-value items are covered.

Do You Have Any Medical Conditions?

Domestic travel insurance covers the unforeseen condition, not the medical conditions you already have. You need to disclose any injuries or illness you already have to the insurer. They may cover you for it as long as you tell them beforehand, or you may need to purchase an additional cover.

Customer Ratings





4.7/5

45 reviews

Customer Reviews

15/12/2020

Must admire the thorough explanations of domestic travel insurance. The insurance policy was a lot cheaper than what I was expecting.

Duke Hoffmann
22/2/2021

It is critical to have travel insurance, and I believe that this company is the best option because it offers a variety of options for each type of trip.

Phanuwat Aumphai



21/12/2020

Getting domestic travel insurance was fast, simple and reliable. Domestic travel insurance made me feel safer as Covid-19 is still spreading within Thailand. I got domestic travel insurance hopping that I will never use the claims.

Louie O’Reilly



7/3/2021

Easy and convenient as well as reasonably priced!!

Annie Hong



15/1/2021

Never thought that I would ever get domestic travel insurance until I read this article on the thaiger. It doesn’t cost a lot and can benefit you in many ways.

Gordon Rayes



3/2/2021

Purchasing this product online was very smooth and had minimal problems, I received an online policy within 3 working days. 5 stars, Thank you.

Alissa Sriwan



Domestic Travel Insurance Policy

There are various travel insurance policies you can choose from, but the main policies we offer are based on the frequency of your travels. Read the details and choose the one that meets your needs and budget.

Are you planning for a short break, traveling for business, or going for a one-off holiday? Then single trip insurance is the right choice for you. It offers protection for one trip over a set period of time.

Single trip insurance covers you from the moment you buy until you are safely back home. It typically provides coverage for the entire length of your trip. It may last up to one year, though it varies by policy.

Key Points:

  • Perfect if you don’t plan to travel more than once or twice a year. In this case, it might be cheaper as well.
  • It can be short-term or long-term.
  • The entire length of your trip is covered and may last up to one year.
  • Covers trip delays, cancellation, and curtailment. Delayed or lost luggage and loss of personal belongings are covered as well.
  • Covers medical expenses and emergency repatriation, as well as personal accidents.
  • Available in an individual, couples, family, or group policy.

Are you a frequent flyer? Do you travel multiple times a year? If you do, you should consider getting annual multi-trip insurance. Taking out this type of insurance means you can travel without the hassle of buying single-trip insurance every time you travel.

With annual multi-trip insurance, you are covered for up to 45 days of travel per trip for a year. In addition, you are allowed to travel as many time as you want.

Key Points:

  • More cost-effective if you travel more than once or twice a year as you don’t have to buy single trip insurance multiple times.
  • Save you from a lot of hassle. You can avoid wasting your time since you don’t have to keep applying and buying single trip insurance every time you travel.
  • Keep you prepared for last minute trips.
  • Medical expenses and emergency repatriation are covered.
  • Cover for trip delays, cancellation, and curtailment.
  • Cover for lost or delayed luggage, as well as theft or loss of personal belongings.
  • Available for an individual, couples, family, or group policy.

Starting from ฿54

Product type - Domestic Travel Insurance | News by Thaiger

Plan 1

Domestic Travel insurance

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  • Accidental Death and Disability including Murder Assault and Motorcycle up to ฿300,000
  • Medical Expenses due to Accident up to ฿30,000
  • Third Party Liability up to ฿100,000

Starting from ฿119

Product type - Domestic Travel Insurance | News by Thaiger

Plan 2

Domestic travel insurance

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  • Accidental Death and Disability including Murder Assault and Motorcycle up to ฿500,000
  • Medical Expenses due to Accident up to ฿50,000
  • Third Party Liability up to ฿250,000
  • Emergency Medical Evacuation and Repatriation within Thailand up to ฿1,000,000
  • Repatriation of Mortal Remains within Thailand up to ฿1,000,000
  • Trip Cancellation up to ฿10,000
  • Trip Curtailment up to ฿10,000
  • Travel Delay (1,000THB / 6 hours) up to ฿10,000
  • Baggage Delay (1,000THB / 6 hours) up to ฿10,000
  • Loss or Damage of Baggage & Personal Effects while baggage and personal effects therein is care custody and control of the hotel’s staff or carrier or arising from robbery, gang-robbery or way of violent mean up to ฿10,000

Starting from ฿205

Product type - Domestic Travel Insurance | News by Thaiger

Plan 3

Domestic travel insurance

Apply Now

  • Accidental Death and Disability including Murder Assault and Motorcycle up to ฿1,000,000
  • Medical Expenses due to Accident up to ฿100,000
  • Third Party Liability up to ฿500,000
  • Emergency Medical Evacuation and Repatriation within Thailand up to ฿1,000,000
  • Repatriation of Mortal Remains within Thailand up to ฿1,000,000
  • Trip Cancellation up to ฿10,000
  • Trip Curtailment up to ฿10,000
  • Travel Delay (1,000THB / 6 hours) up to ฿10,000
  • Baggage Delay (1,000THB / 6 hours) up to ฿10,000
  • Loss or Damage of Baggage & Personal Effects while baggage and personal effects therein is care custody and control of the hotel’s staff or carrier or arising from robbery, gang-robbery or way of violent mean up to ฿20,000

Even if you’re travelling inside your home country, don’t let your guard down.

I never thought I’d need domestic travel insurance since I’m only travelling inside Thailand, so I thought nothing bad could happen. However, I’m glad that I decided to take precautions and buy a plan before my trip. I want to thank the Thaiger for recommending and helping me select the best plan for me. They really do all the work.

Top tip: Know what you’re going to do during your trip, then check if you’re going to be covered for that activity. If not, make sure you get additional coverage.

Why the Thaiger?

Here at the Thaiger, we understand how overwhelming choosing the right insurance can be. There are many insurance companies and different plans to choose from. Therefore, we aim to make everything simpler for you.

All you have to do is ask for a quote, tell us the details of your travel plan, and we’ll do the rest of the work.

Join the many satisfied customers who’ve got their Domestic Travel Insurance with the Thaiger

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Domestic Travel Insurance Based on Who You Travel With

Besides your travel frequency, you can also choose your domestic travel insurance based on your travel companion. Are you travelling alone? With family? Whoever you’re travelling with, we have the right policy for you.


Individual Domestic Travel Insurance

Are you a solo traveller? Or you don’t plan to travel with a big group of people? Then individual domestic travel insurance is for you. This type of domestic travel insurance covers only one person and can be single-trip or multi-trip.

Family Domestic Travel Insurance

Family domestic travel insurance covers one or two adults and up to eight children under 18 years old. If you’re travelling with family, this is the ideal choice for you. With family domestic travel insurance, you don’t have to deal with the hassle of getting individual plans. Travel with your family in peace, knowing that everyone has the right protection in place.

Group Domestic Travel Insurance

Whether you’re travelling with your best friends for a holiday or with your colleagues for a business trip, group domestic travel insurance can provide protection for each member of your group. It usually covers a minimum of 5 to 10 people who are travelling to the same destination together.

Covid-19 Insurance

Most travel insurance policy excludes cover for pandemics, meaning it will not cover losses due to the coronavirus or cover for the medical expenses if you contracted Covid-19 during your trip. Due to these reasons, combining travel insurance with Covid-19 insurance is necessary for many travellers.

Suppose you are diagnosed with Covid-19 during your trip, all the medical and necessary expenses will be covered. It is also a requirement for tourists who want to travel to Thailand. The Thai government requires visitors to have Covid-19 insurance covering a minimum of $100,000 or ฿3.5 million.

Frequently Asked Questions about Domestic Travel Insurance

You are covered from the start date of your departure to the date of your return to your home.

The maximum trip length is 30 days each trip, meaning you won’t be covered if you travel for more than 30 days.

Travel insurance covers you for unexpected situations. Therefore, booking your policy far in advance means you’d be covered for cancellation fees and lost deposits if unforeseen events affect your trip, such as a natural disaster, illness or injury. You can purchase a policy up to 12 months prior to your travel departure date.

Yes, you can cancel your policy. Most insurers have a cooling-off period of 14 days for cancellation but always check with the insurer when purchasing the policy as there might be certain restrictions regarding this.

No, as long as you are travelling within the maximum day limit (30 days) and the regions covered on the policy.

If you have a pre-existing medical condition, make sure to tell your insurer. Some insurers may cover you as long as you let them know beforehand. Others may require you to buy extra coverage.

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