Travel insurance comes with a slew of perks that you can use if anything bad happens on your travels. Travel insurance, on the other hand, has limitations and exclusions. It does not cover all possible scenarios that can arise during a journey.
Additional coverage or add-ons with your travel insurance provides you with special benefits above and beyond your standard policy. It also increases your insurance coverage at a much lower rate. If you’re going scuba diving, for example, your travel insurance won’t cover anything that happens when you’re diving. You can get Extreme Sports Coverage as an add-on to your travel policy to make sure you’re safe.
Below, we have listed two of the most common types of travel insurance you can choose from. Both offer different benefits and come with different premiums.
Single trip travel insurance covers you for a single trip over a specific period of time, normally up to six months. One trip entails leaving home, travelling somewhere for a set period of time, and returning home. It doesn’t matter whether you’re heading to one destination or many, as long as you don’t return home throughout the policy time.
Annual travel insurance covers you for an unlimited number of overseas trips, usually up to a maximum of 90 days per trip. This means that you don’t have to buy insurance each time you travel. If you are a frequent traveller, an annual plan can save you money and time, while having peace of mind.
We understand that choosing travel insurance can be a little bit difficult as there are countless policies you can choose from, not to mention the number of add ons you need to select to ensure that you are fully protected. We understand that you want to be protected from every unwanted situation that could happen during your trip, but you also don’t want to waste money to pay for coverage you don’t need. That’s why we’re here to help you choose the right travel insurance to fit your needs.
We do all the analysis and comparisons, so you don’t have to, making sure the process is as simple as possible for you. All you have to do is provide a few details about yourself and your travel plans; then, we’ll help you pick the travel insurance that works for you using our unbiased comparison.
Everyone wants to relax and have fun while travelling, even when you’re travelling for a business trip. However, no matter where you are in the world, unforeseen events can happen such as, medical treatment and emergencies, loss of personal belongings or losing important documents and getting treatment if you are ill or injured while travelling. With travel insurance, you will be covered for these things, so you don’t have to worry about using your own money.
What most people fail to realise is that most travel insurance will not cover all aspects of your trip. For example, trip cancellation coverage may not cover every possible situation, such as a pandemic or a natural disaster. In order to get covered for those situations, you must purchase add ons.
However, it’s important to stay current with travel advice because things often change. You’ll need to know the following before you travel:
It is safe to fly to your destination, it’s important to double-check that your destination is safe to visit, as recommendations can change.
Local government advice, safety precautions, and entry criteria for your destination.
We want you to have a safe and pleasant vacation; however, if you do not follow government advice, your travel insurance policies can become invalid, and you will not be covered if you need to make a claim.