Why Choose the Thaiger?
Reduce the financial hardship of developing a critical condition like a liver failure by purchasing critical illness insurance. This will protect you from high medical costs and the stress of handling your finances. We can help make the whole procedure simpler and easier for you. All you have to do is click ‘Get A Quote.’
What is Liver Failure?
The liver is known as the “laboratory of the body” because it plays an important role in bodily functions such as protein processing, blood clotting, glucose, sugar, iron, and metabolism. However, the liver is prone to damage you further, especially if you don’t take care of it.
Liver damage can occur as a result of viral hepatitis, autoimmune disorders, cancer, obesity, alcohol, narcotics, toxins, and genetic disorders, and it is often difficult to reverse the damage. When large parts of the liver become damaged beyond repair, you may experience liver failure.
If liver disease and liver failure occur, the medical expenses you face can be high. It may also stop you from working temporarily. That’s why critical illness insurance is worth considering. Critical illness insurance provides you with a lump sum payout if you are diagnosed with liver disease and/or liver failure.
The lump-sum payout can be used at your discretion, whether it is to pay for your treatment costs or living expenses. With this insurance, you can be sure to get the best care you need without having to worry about the financial aspect.
Who Needs Critical Illness Insurance for Liver Failure?
Individuals with higher risk factors benefit significantly from critical illness insurance for liver failure. If you’re living in Thailand, where liver disease rates are concerning, health protection is vital.
People with Chronic Liver Conditions
People diagnosed with chronic liver diseases, like hepatitis or cirrhosis, require strong financial support. Treatments are often expensive, and insurance helps mitigate these costs. Without adequate coverage, financial strain can become overwhelming.
Individuals with Family History of Liver Disease
Those with a family history of liver disease are at greater risk. Genetic predispositions necessitate preventive measures. Cigna’s critical illness insurance covers extensive medical expenses, ensuring thorough care.
Heavy Alcohol Consumers
Heavy alcohol consumption increases liver failure risk. If you consume alcohol regularly, you need insurance to cover potential treatments. Cigna’s plans offer crucial financial assistance, aiding recovery.
Workers in High-Risk Professions
Certain professions like chemical plant workers or healthcare professionals expose you to liver-damaging substances. Obtaining insurance is critical in securing your health. Cigna offers customised plans, catering specifically to high-risk workers.
Progression of Liver Disease
Most liver diseases cause similar liver damage, and the progression of the liver disease tends to be similar in many cases, regardless of the underlying disease. Liver diseases progress in stages, each more severe than the last.
Customer Ratings
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Customer Reviews
6/2/2021
The site was user-friendly, and I was able to make an informed decision quickly. The prices and options were also very affordable.
Jay Milland
4/3/2021
I would recommend using The thaiger to anyone that is looking to purchase insurance for liver disease. Not being familiar with the insurance, it was nice having all the information to answer all my questions.
Phillip Long
19/2/2021
The Thaiger did a great job in finding the best critical illness plan for me. My family has a history of liver disease so getting a critical illness plan that covers liver disease/failure is a must for me.
Callum
11/3/2021
Thanks the Thaiger for helping me find my critical illness insurance and this insurance has been so beneficial. Awesome job!
Marry T.
21/3/2021
The thaiger has done an awesome work of helping me get my insurance plan and walking me through every step along the way with clear detail to fight my liver problem. Highly recommend using this service!
Eian Anderson
30/1/2021
The Thaiger helped me get critical illness insurance covering liver failure in Thailand the whole process was quick and easy!
Mohamed Z.
Types of Critical Illness Insurance for Liver Failure
This insurance provides essential financial support during severe health conditions, including liver failure. Cigna’s plans in Thailand offer tailored solutions for thorough coverage.
Individual critical illness insurance is purchased personally. It offers extensive coverage, surpassing other types. If your employer doesn’t provide insurance, this is the best option. Upon liver failure diagnosis, expenses will be covered, and you receive a lump sum payment to use at your discretion.
Key Points:
- Funds can address treatment, childcare, and living expenses.
- The process is straightforward and quick.
- Plans are flexible and tailored to your needs.
Employers usually purchase group critical illness insurance for their staff. This cost-effective option covers critical illnesses, such as liver failure, and makes premiums more affordable for employees. Although it operates like individual insurance, it might not be as thorough.
Key Points:
- Payouts are not linked to employees’ income.
- Out-of-pocket costs are covered for liver disease or failure.
The Thaiger’s Partners
Having liver failure is not easy but there’s always a way to cure and prevent it.
Critical illness insurance will support you when you need it the most, particularly if you have liver failure. It’s up to you whether you use it to pay for medical costs not covered by your insurance or to meet financial commitments while you’re recovering.
Top tip: Always choose a plan that fits your needs.
The Benefits of Critical Illness Insurance
Many people are enthusiastic about the possibility of purchasing critical illness insurance to ensure that they will be able to access funds if they become incapacitated due to a serious illness in the future. However, this isn’t the only advantage of having a disease insurance policy. Standard and early critical illness insurance are intended to pay out when specific conditions or stages of such conditions are identified: Benefits are not calculated based on real medical expenses, so you can use the money however you want. If you recover well and are ready to return to work, you can use the money to pay for a well-deserved vacation or to purchase something you’ve always wanted: the option is yours. Don’t forget about the tax advantages as well.
Join the many satisfied customers who’ve got their Critical Illness Insurance for Liver Failure with the Thaiger
Other Related Products
Critical Illness Insurance can cover numerous other diseases. Below are some of the main ones.
Heart Attack
A heart attack remains a leading cause of death in Thailand. Your financial burden can be alleviated by Cigna’s critical illness insurance.
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Stroke
The medical treatment for strokes is expensive due to stages from initial treatment to rehabilitation. Cigna’s insurance plans cover these costs effectively, ensuring you don’t face financial challenges during recovery.
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Cancer
Most cancer forms are covered by Cigna’s critical illness insurance. Upon diagnosis, a lump sum payment ensures your treatment and related expenses are managed without financial strain.
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Parkinson’s disease
Parkinson’s disease causes tremors, stiffness, and impaired coordination. Living with this condition is challenging. Cigna’s plans provide financial support, easing the burden and focusing on your well-being.
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Causes of Liver Disease and Liver Failure
The liver is our body’s largest organ and gland. It is one of the most important parts because it performs various bodily functions such as fat and carbohydrate metabolism, basic protein synthesis, biochemical production for digestion, and much more. The following are the most common causes of liver problems:
Genetic Conditions
Your liver can be affected by several genetic disorders inherited from your parents. These conditions include haemochromatosis and Wilson’s disease, which cause iron and copper build-ups in the liver respectively. Cigna’s Silver, Gold, and Platinum plans provide coverage that may help manage treatment costs for such conditions.
Hepatitis
Hepatitis, a viral liver infection, causes inflammation and damage to the organ. There are several types, including Hepatitis A, B, and C. Hepatitis can lead to chronic liver disease if untreated. Cigna’s critical illness insurance covers Hepatitis-related complications, alleviating financial stress during treatment.
Autoimmune Conditions
Autoimmune conditions occur when your immune system attacks the liver’s healthy cells, leading to liver damage. Examples include autoimmune hepatitis, primary biliary cirrhosis, and primary sclerosing cholangitis. These conditions can be managed with the right support. Cigna’s insurance plans ensure that treatments remain accessible and affordable.
Fat Build-Up
Fat accumulation around the liver may damage it, leading to fatty liver disease. This condition includes non-alcoholic fatty liver disease (NAFLD) and non-alcoholic steatohepatitis (NASH). Managing these conditions entails regular medical care. Cigna’s plans offer the necessary financial support to handle the costs associated with liver care.
Critical Illness Insurance for Cancer
Critical illness insurance for cancer designed to help people afford the high costs of cancer care. It’s generally recommended for people who have a genetic predisposition to cancer.
Cancer benefits can be paid out as a lump sum to the patient or in fixed sums to pay for treatments such as chemotherapy after a diagnosis. The cancer insurance usually includes tests, drugs, and treatments, as well as visits to out-of-network hospitals. Lengthy hospital stays, co-pays and deductibles, child care, food assistance, and transportation and accommodation for out-of-home treatment are also included.
Frequently Asked Questions About Liver Failure
Cancer, stroke, acute heart attack, cardiomyopathy, lung disease, kidney failure, liver failure, and Parkinson’s disease are all covered by our normal and early serious illness insurance. When comparing critical illness insurance on our platform, make sure to check which illnesses each policy covers.
Liver failure occurs when the liver is unable to perform its functions properly (for example, manufacturing bile and ridding the body of harmful substances). Some of the signs include nausea, a loss of appetite, and blood in the stool. One of the remedies is to avoid alcohol and some foods.
Treatment for a critical condition will deplete your savings, prevent you from working and earning, and disrupt your daily routine, so a lump sum payout in one single transaction up to the amount of coverage you want is ideal for when things get tough. Your existing health cover or employee health insurance may cover your medical expenses up to a certain extent, however critical illness cover will offer you a lump sum benefit in one single transaction on first diagnosis or advice issued by a medical practitioner.
Those suffering from liver disease may be eligible for Social Security disability benefits. You may be eligible for Social Security disability benefits if you have autoimmune hepatitis, cirrhosis, or other chronic liver diseases that are mentioned in the Social Security blue book.
Inquire Now to Receive your Critical Illness Insurance for Liver Failure Quotes