Why choose the Thaiger?
We believe that employees are the strong foundation of a successful company. We at the Thaiger will help you take good care of them by helping you select the perfect group personal accident for them.
What is Group Personal Accident Insurance?
Group personal accident insurance provides coverage for a group of people under a single policy. This type of insurance is often used by companies to protect employees from accidents. Financial security is provided for accidental death, permanent disability, and medical expenses resulting from accidents.
Cigna offers strong group personal accident insurance plans in Thailand. These plans cover a wide range of incidents and provide thorough benefits. The coverage includes accidental death, permanent disability, and medical expenses. Employees’ families are also protected, which enhances overall security.
Moreover, these plans from Cigna offer financial assistance for temporary total disability, ensuring that employees receive a portion of their salary during recovery. Various add-ons are available, allowing for further customisation of the policy. For example, additional medical expenses and hospitalisation benefits can be included.
Benefits of Group Accident Insurance
Group accident insurance offers substantial benefits for both employers and employees. Employees gain financial protection in the event of unexpected injuries. Employers benefit from enhanced risk management.
Accidental Death
In the event of accidental death and dismemberment, your employees’ beneficiaries will be compensated by your insurers.
Permanent Total Disability
If one of your employees is permanently disabled as a result of an accident or injury, compensation and/or a lump sum payment will be provided.
Medical Expenses
If an accident results in an injury that requires hospitalisation, group personal accident insurance may help your employee pay for the medical expenses. Cigna covers some really good hospitals in Thailand to get you treated well under such circumstances with affordability.
Direct billing
An invoice is usually sent to your company if you opt for direct billing, so your employees don’t have to deal with it and focus on recovery instead.
What Factors Go Into Setting Group Personal Accident Insurance Premiums?
Premiums for group personal accident insurance are determined by multiple factors. Understanding these factors helps you make an informed decision when choosing a policy.
Customer Ratings
4.6/5
42 reviews
Customer Reviews
25/12/2020
Got my policy right on time just as promised. The customer support team was very polite and offered additional information. Would be glad to use this service again for my next trip.
Erik Holmen
19/2/2021
User-friendly, easy to understand, all the information and products are there. It’s making me understand group personal accident a bit more than what I already know. Thank you The Thaiger 4 1/2 Stars.
Ella Berg
28/12/2020
The team was great to work with, they explained to me why group personal accident was important to me and my staff.
Joseph Liang
22/2/2021
All the information is there, now is a matter of what policy to choose, from what i understand there are a few plans I can choose from with different levels coverages to suit my company.
Andrea Moradino
18/1/2021
Group Personal accident insurance plan matches my desire and makes my employees even happier.
Kim Sun Lee
22/1/2021
Obtaining group accident insurance was quick, easy and not complicated, although it is just any inquiry I hope they receive my application request.
Jannet Nottail
Types of Group Personal Accident Insurance
Group personal accident insurance is essential for protecting employees. Various types handle varied business sizes, each with specific features suitable for that group.
This type of group personal accident insurance is intended for small companies with 2 to 49 employees. It is the perfect choice for small companies as it offers high protection and extensive coverage, including dismemberment, disability from accident, and death, at a reasonable premium.
Key Points:
- Customisable Plans: Tailored to fit the unique needs of smaller teams.
- Affordability: Lower premiums due to smaller group sizes.
- Accidental Death Benefit: Provides beneficiaries with financial support.
- Medical Expenses: Covers treatment costs for injuries from accidents.
If you have around 50 to 250 employees, this group personal accident insurance type is for you. It’s easy and simple, as no medical checkup is needed.
Like other types of group personal accident insurance, it also offers comprehensive coverage, including dismemberment, disability, and death. It’s flexible as well, so you can choose the benefits to fit your needs.
Key Points:
- Enhanced Coverage: Includes temporary total disability benefits.
- Employee Retention: Boosts morale and loyalty through reliable benefits.
- Thorough Protection: Covers a broader range of accident-related incidents.
- Policy Management: User-friendly management tools for monitoring claims and coverage.
This type of personal accident insurance is for businesses with at least over 250 employees. It offers extensive coverage with worldwide protection, during both working hours and off-hours. Everything from medical expenses to loss of life due to accidents is covered with this type of personal accident insurance.
Key Points:
- Scalability: Flexible policies that grow with company size.
- High Coverage Limits: Meets the needs of a large workforces.
- Risk Management: Minimises financial impact from employee accidents.
The Thaiger’s Partners
Give your employees benefits by providing them with group personal accident insurance.
There’s nothing better than knowing that my employees are protected from any unwanted accidents. My employees are important to me, so I make sure that they’re safety is my number 1 priority. Getting group personal accident insurance was hard at first, but the Thaiger guided me throughout the entire process. Whitch made everything super easy!
Top tip: Know what coverage your employees need based on their specific job.
What You Need to Know About Group Personal Accident Insurance
There are numerous things that group personal accident insurance offers. Below are some of the things you need to know.
Group personal accident insurance offers comprehensive insurance coverage and liability insurance provisions against accidental death or injury among your employees or members of your organisation, school, retailer or business community around the world 24 hours a day, 7 days a week.
A global 24-hour plan that compensates for accidents, disabilities, robberies, murder and death caused by unintended means and accidents.
Group personal accident insurance has a wide range of coverages including, Medical costs incurred due to an injury, dismemberment, blindness or total permanent disability, funeral costs and high coverage for fractures which includes traditional treatments.
Join the many satisfied customers who’ve got their Group Personal Accident Insurance with The Thaiger
Other Related Insurance
Accidents can occur at any time, on any day and to anyone. It is better to secure yourself and your loved ones by purchasing various accident insurance plans.
Personal Accident Insurance for Family
Accident insurance ensures to pay for treatment and other out-of-pocket expenses that might arise to you and to any member of your family following an accidental injury. This requires emergency care, hospital stays, medical examinations, as well as other costs that you can face, such as transportation and accommodation requirements
International Personal Accident Insurance
International health insurance is meant to provide people relocating from their home country with a comprehensive standard of health coverage for a prolonged period of time. For ex-pats and their families, citizens with dual residences, multinational employers, and more having international health insurance is the perfect choice
Insurance for Disabled People
Disability insurance is a form of insurance product that offers income if, due to a major disability, a policyholder is hindered from working and receiving an income. The program offers wage substitution incentives that cover up to 60 per cent of employee wages, on average
Whole Life Insurance
Whole life insurance covers the insured for the remainder of his or her life. Whole life insurance has an investment feature that can accumulate cash value in addition to paying a death payout. They are often referred to as “permanent” or “traditional” life insurance plans.
Key Highlights of Group Personal Accident Insurance
Group personal accident insurance ensures thorough coverage for employees. Cigna’s plans in Thailand offer extensive benefits to meet various needs.
Permanent Partial Disability
In the event of a permanent partial disability, financial support is provided. Beneficiaries receive compensation relative to the extent of the disability. Cigna ensures alignment with established medical practices, aiding a smooth recovery.
Permanent Total Disability
Permanent total disability results in a lump sum payment to the insured individual. Compensation helps maintain financial stability despite loss of income. Strict adherence to policy guidelines is guaranteed by Cigna.
Accidental Death
In case of accidental death, a lump sum payment helps surviving family members. Immediate financial relief is provided to cope with unexpected loss. Cigna’s empathetic approach ensures the timely processing of claims.
Ambulance Charges
Ambulance charges incurred due to an accident are covered. Cigna reimburses reasonable and customary costs in line with local medical practice. Prompt assistance ensures quick access to medical facilities.
Broken Bones
Treatment for broken bones resulting from an accident is covered. Cigna’s plans include thorough support for such injuries. Expenses, as listed in the benefits section, are reimbursed fully.
Medical Reimbursement
Costs for medical treatment post-accident are reimbursed. Cigna upholds the policy’s terms to cover necessary treatments. Claims forms should be submitted promptly to facilitate quick reimbursements.
Changes in Lifestyle
Lifestyle changes due to a severe accident are supported financially. The insurance covers expenses for modifications such as mobility aids. Specialists at Cigna ensure tailored assistance for every claimant’s needs, promoting recovery and accessibility.
Insurance for Disabled People
Disability insurance is a form of insurance product that offers income if, due to a major disability, you are hindered from working and receiving an income. The program offers wage substitution incentives that cover up to 60% of your wages, on average. It is planned to cover a part of a working person’s salary if they are unable to work due to a disability. It does not, however, cover medical treatment or long-term care.
Frequently Asked Questions about Group Personal Accident Insurance
You must have at least 5 members to be able to apply for the group insurance.
A Group Personal Injury policy is a form of insurance coverage that is normally provided to a group of people as part of a corporate scheme. The program is often intended to offer coverage 24 hours a day, 7 days a week, and globally, and is commonly used to cover medical costs incurred as a result of injuries.
The applicants must report their actual health records to the Company even when a health checkup is required to the Company’s regulations or not.
This depends on the type of Personal Injury insurance you buy, but most of our policies provide compensation for medical costs since this is one of the most valuable aspects of this type of insurance.
The following benefits are usually protected by GPA policies:
-Benefits in Kind: Accidental Death / Accidental Dismemberment is a term used to describe when someone dies or is dismembered by an accident. Permanent Complete Disability (PTD) and -Permanent Partial Disability (PPD) are two types of permanent disabilities.
-Regular Advantages: Weekly Indemnity / Unintentional Medical Costs (Fixed or Variable) (Temporary Total Disability)
-Optional Extras: Home & School Allowance / Repatriation of Remains / Educational Allowance
Inquire Now to Receive your Group Personal Accident Insurance Quotes