Personal Accident for Family

Get your loved ones’ personal accident insurance and find financial security in the event of an unfortunate accident.

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Why choose the Thaiger?

The happiest and most valuable moments in life are spent with friends and family. Don’t waste your time worrying about thier safety; instead, cover yourself and your family with personal accident insurance.

What is personal accident insurance for your family?

Family personal accident insurance is a protection insurance system that includes loss of life, dismemberment or permanent injury, loss of vision, hearing or voice, murder & abuse, medical costs, motorcycle driving or riding and loss of family income.

Accident insurance ensures to pay for treatment and other out-of-pocket expenses that might arise to you and to any member of your family following an accidental injury. This includes emergency care, hospital stays medical examinations, as well as other costs that you can face, such as transportation and accommodation requirements.

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Key coverages for personal accident insurance for family

Insurance for personal injuries varies from health insurance. You will be covered by health insurance for any sickness or injury, while personal accident insurance will protect you from accidents only. Some plans for personal accident insurance also cover medical costs should an accident occur.

Accidental death and permanent disablement

The policy will cover the event of accidental death, dismemberment, loss of sight, murder or assault, and other injuries that might occur to you and your family due to accidents.

Medical expenses

Personal Insurance Coverage takes care of ambulance bills and emergency care as a result of an accident. Other costs may also be included, such as ambulance charges, repatriation charges, and funeral expenses.

Other expenses

Other expenses resulting from loss of income for your family. Accidents can often cause you to suddenly become unable to work. Personal injury insurance will offer wage coverage in this situation.

Murder and Assault

If the protected person is killed or attacked, the recipient and his relatives will be liable for murder and attack compensation. The amount listed for this gain is different from death and dismemberment.

Death and Dismemberment

When an accident causes death or dismemberment, personal accidental and dismemberment coverage will pay a compensation fee to the beneficiary and family members.

Benefits of Family Personal Accident Insurance

The main benefit you will receive from personal accident for your family is that you will not have to worry about your family’s future finances and any unexpected expenses. Here is a list of the main benefits that you will receive from personal accident for your family.

Worldwide Coverage

Most insurance policies have a territorial restriction which ensures they won’t pay out if anything goes wrong outside of their home country. There is no such restriction in an international personal accident plan. You should be assured that you will get the benefit regardless of where the accident happened and you will have global coverage.

Easy Claim Process

A simple claim procedure is one of the most significant considerations that most insurance buyers consider when purchasing personal accident insurance. The claim procedure is simple regardless of the form of policy you select. You must make an application to the insurance provider whether online or offline and the claim amount will be paid out after the insurance company has verified the claim.

Ambulance Expenses

Most insurance providers would bear the cost of transporting the victim to the hospital from the scene of the accident. Through personal accident insurance, you will be prepared for such unforeseen events.

One Policy One Family

You won’t have to worry about your family’s future savings or getting a policy for each member of your family because family personal accident insurance will cover you and your whole family in one policy.

Customer Ratings


15 reviews

Customer Reviews


Perfect for a toddler or a newborn child, I wanted my son to join my personal accident insurance but was recommended to get this service instead. Thank you Thethaiger who provided me with this service.

Troy Anderson


Thank you the Thaiger for helping me understand the importance of personal accident insurance in Thailand, I am constantly worried about my child and try to find the best insurance in the area, I have already inquired with the website and asked for their team to get back to me as soon as possible.

Nathan M.


I love working with your company. I love working with Khun Anne who get my policy which is enormously beneficial for me and my family.

Lee Hua


Getting this insurance was a good option for me. thaiger’s article helped a lot with the information. Their partners also suggested plans that perfectly matches my desire. I have already bought this insurance and have made a claim.

Mayer Willison


Very supportive, fast and friendly service. The performance was great and the representative I talked to followed the process all the way for us. It’s the one you should get for your family, 5 stars.

Lenny Y.


Excellent customer service, knowledgeable staff, prompt return of calls. Would recommend getting this service.

Jannet Brant

Personal accident insurance for family plans

We’ve created sample plans with coverages that you should think about when choosing the right personal accident insurance for your family. Check out the list below to see what options are available.

3xx,xxx baht coverage for accidental death, dismemberment, loss of sight, total permanent disablement due to accident, assault, riding a motorcycle and terrorism.

Key Points:

  • benefits for accidental death
  • Total permanent dismemberment coverage during a public accident
  • Accident coverage due to the motorcycle incident

5xx,xxx baht coverage for accidental death, dismemberment, loss of sight, total permanent disablement due to accident, assault, riding a motorcycle and terrorism. Additional living benefit protection in case of total permanent disability of 18,xxx baht

Key Points:

  • Riding/driving motorcycle coverage of baht
  • Murder/assault coverage 25x,xxx baht

1,xxx,xxx baht coverage for accidental death, dismemberment, loss of sight, total permanent disablement due to accident, assault, riding a motorcycle and terrorism. Accidental medical reimbursement of 1xx,xxx baht

Key Points:

  • Death coverage together with a spouse (have accident together but should be legally married)
  • Additional alimony benefit for parents and children for 18,xxx baht

3xxx,xxx baht coverage for accidental death, dismemberment, loss of sight, total permanent disablement due to accident, assault, riding a motorcycle and terrorism. Accidental medical reimbursement of 3xx,xxx baht

Key Points:

  • Coverage up to 3xx,xxx baht
  • Full coverage on general accident

5xxx,xxx baht coverage for accidental death, dismemberment, loss of sight, total permanent disablement due to accident, assault, riding a motorcycle and terrorism. Additional alimony benefit for parents and children for 3xx,xxx baht.

Key Points:

  • murder/assault coverage of up to 2,5xx,xxx baht
  • Accidental medical reimbursement of 3xx,xxx baht

Accidents can happen anytime and anywhere be sure that you and your family are safe and well protected with personal accident insurance.

If you and any of your family members got into a sudden accident, personal accident insurance is necessary to help cover the expenses of medical bills. Getting your family’s accident insurance coverage will significantly help you avoid elevated medical expenses and leave your mind in worry-free during emergencies.

Top tip: Get a single package, to cover your whole family.

Why get Personal Accident Insurance for your Family?

Personal accident insurance gives you a one-time, lump-sum payout for designated injuries such as concussions or broken bones due to accidents to be used at your discretion.

It is structured as a substitute package, meaning it is to be used in combination with a standard health insurance plan, but not a substitution for it. Have your family insured and get them personal accident insurance and live life worry and stress-free.

Join the many satisfied customers who’ve got their Family Personal Accident Insurance with the Thaiger

Other insurance that is recommended with personal accident insurance for family

If you suddenly get into an accident with any of your family members or got sick, accident insurance is necessary to help cover the expenses that you can’t afford to pay on your own.

Health Insurance for Retiree

After all the years of working hard, you definitely deserve the best out of what you worked for especially during your retiree age. You don’t need to worry about your medical bills and maintenance medicines, or would worry about your health even if you’re living alone. Your health insurance got your back.

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Whole life insurance

Whole-life insurance is a type of permanent life insurance that guarantees that the insured person is safe for the remainder of his life as long as the premiums are paid on time.

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Self-employed Health Insurance

With self-employed health insurance, you have the power to choose your own insurance plans and what coverages you would want to be included in your premiums. Your decision is the limit.

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International personal accident insurance

A foreign personal accident insurance plan offers a range of coverage suitable for someone who has been employed and living outside their home country for a year or more. Surgical and emergency evacuations are included; medical care and drug prescription costs are incurred overseas due to accidents.

Read More

Other Types of Insurances

There are many forms of insurance in the local market that you might be interested in, check out the list below to find the right insurance for your budget and needs.

Critical Illness Insurance

Insurance in which the provider is usually contracted to make a lump sum cash payout if one of the particular diseases on a predetermined list is diagnosed by the policyholder as part of an insurance policy.

Insurance for Disabled People

Disability insurance is a form of insurance product that offers income if, due to a major disability, a policyholder is hindered from working and receiving an income. The program offers wage substitution incentives that cover up to 60 per cent of employee wages, on average

Group Personal Accident Insurance

A Group Personal accident policy is a form of insurance coverage that is normally provided to a group of people as part of a corporate plan. The program is often intended to offer coverage 24 hours a day, 7 days a week, and globally, and is commonly used to cover medical costs incurred as a result of injuries.

Group Life Insurance

A form of life insurance that protects a whole group of people with a single contract. The policy typically includes the workers or members of the company, and the policy owner is usually an employer or an agency such as a labour union.

Level Term Insurance

Term life insurance is a type of policy that pays out a death benefit but does not have any monetary value. It’s for a certain amount of time, such as ten years or more. Athletes-focused policies reward those who exercise on a regular basis. Discounts are granted based on how much work you do. You may be able to prevent a family history of serious health issues if you’re healthy and strong.

International Personal Accident Insurance

International personal accident insurance, much like any insurance, can allow you to be safe from incidents all over the world. This also offers you financial support if you do have major incidents or injuries on your journey to a foreign country. In the unfortunate event of injury, disability, or death from violent, accidental, external, and noticeable incidents, personal accident insurance offers international coverage and payout. Rest assured that if anything happens to you, the international personal injury insurance coverage will be there.

Frequently Asked Questions about Personal Accident Insurance for Family

Coverage for injury, the benefit of death and dismemberment, the benefit of killing or assault and riding on the back of a motorcycle as a passenger benefit. There are also treatment expenses covered, depending on the personal injury plan you choose.

This depends on what personal accident insurance you want to buy, but medical costs are protected by most of our personal accident insurance policies since this is one of the key covers for this form of insurance.

Premiums are set and are determined by the amount of benefit selected, whether the optional Children’s Cover is taken out, and the number of individuals on the policy. You may opt to pay your premiums regularly, fortnightly, monthly or annually, for added flexibility and to help with household budgets.

No. As long as you are currently working, this supplemental insurance will be available on the date of your coverage. There are no waiting times for implementation.


Yes, the dependent parents will be included for up to 70 years. Personal Injury Insurance provides an attractive flat rate for the benefit of your dependent parents. A small amount of the love and care they showed for you can now be offered back.


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