Personal Accident for Family

Get your loved ones’ personal accident insurance and find financial security in the event of an unfortunate accident.

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Why choose the Thaiger?

The happiest and most valuable moments in life are spent with friends and family. Don’t waste your time worrying about their safety; instead, cover yourself and your family with personal accident insurance.

What is personal accident insurance for your family?

Personal accident insurance for your family provides financial protection against accidents that lead to injury, disability, or death. Such coverage ensures that in case of unforeseen events, your family’s financial stability is maintained. Offered by Cigna, this insurance includes several important features designed for optimal family protection.

Thorough Coverage: Cigna’s accident for family plans covers medical expenses, loss of income, and accidental death benefits. Policies extend to injuries or disabilities resulting from accidents. And to treat for the disabilities Cigna offers special disability insurance to get it all covered.

Worldwide Protection: Cigna offers global coverage, ensuring your family is protected regardless of travel or relocation. This feature provides added peace of mind in an increasingly connected world.

Emergency Assistance: Emergency medical evacuation and repatriation services are included in Cigna’s plans. These features ensure quick and effective responses to accidents requiring immediate medical attention.

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Key coverages for personal accident insurance for family

Insurance for personal injuries varies from health insurance. You will be covered by health insurance for any sickness or injury, while personal accident insurance will protect you from accidents only. Some plans for personal accident insurance also cover medical costs should an accident occur.

Accidental Death

Accidental death benefits provide a lump-sum payment to your family if you or a covered family member dies due to an accident. Cigna ensures this payout is prompt, allowing your family to cover immediate expenses and long-term financial needs.

Permanent Disability

Permanent disability coverage offers financial support if an accident results in permanent disability. Cigna’s plans ensure that a lump-sum payment is made to help you adjust to lifestyle changes, providing a crucial safety net.

Medical Expenses

Medical expenses arising from an accident are covered, including hospital stays, treatments, and rehabilitation. Cigna’s extensive network of healthcare providers simplifies the process of getting medical care, reducing out-of-pocket expenses for your family.

Global Coverage

Cigna provides worldwide coverage, ensuring your family is protected no matter where you are. This global scope is particularly beneficial for those who travel or relocate for work.

Customisable Plans

Cigna offers customisable plans to fit your family’s unique needs. You can select the amount of coverage, premiums, and additional benefits, tailoring the policy to suit your lifestyle and financial situation.

Financial Stability

Cigna’s financial stability provides peace of mind. As a reputable company with a strong financial foundation, Cigna assures you that your family’s well-being is in secure hands.

Benefits of Family Personal Accident Insurance

The main benefit you will receive from personal accident for your family is that you will not have to worry about your family’s future finances and any unexpected expenses. It ensures financial security if accidents occur. Cigna’s family plans provide thorough coverage tailored to meet various needs.

Medical Expenses

Medical bills often follow accidents. Cigna’s insurance covers these expenses, reducing your financial burden. This benefit includes hospital stays and medical treatments.

Easy Claim Process

Quick claims processing reduces stress during tough times. Cigna ensures an efficient and straightforward claims process.

Ambulance Expenses

Unexpected accidents may occur anytime. Cigna’s plans include emergency assistance services, ensuring immediate help when needed.

Global Coverage

Travel can increase accident risks. With Cigna’s global coverage, enjoy peace of mind wherever you are.

Permanent Disability

Permanent disabilities alter lives. Cigna’s family personal accident insurance includes benefits for permanent disabilities, ensuring ongoing financial support.

Customisable Plans

Your family has unique needs. Cigna offers customisable insurance plans, allowing you to choose what fits best.

Customer Ratings





4.6/5

15 reviews

Customer Reviews

26/02/2021

Perfect for a toddler or a newborn child, I wanted my son to join my personal accident insurance but was recommended to get this service instead. Thank you Thethaiger who provided me with this service.

Troy Anderson



17/3/2021

Thank you the Thaiger for helping me understand the importance of personal accident insurance in Thailand, I am constantly worried about my child and try to find the best insurance in the area, I have already inquired with the website and asked for their team to get back to me as soon as possible.

Nathan M.



02/03/2021

I love working with your company. I love working with Khun Anne who get my policy which is enormously beneficial for me and my family.

Lee Hua



20/3/2021

Getting this insurance was a good option for me. thaiger’s article helped a lot with the information. Their partners also suggested plans that perfectly matches my desire. I have already bought this insurance and have made a claim.

Mayer Willison



7/3/2021

Very supportive, fast and friendly service. The performance was great and the representative I talked to followed the process all the way for us. It’s the one you should get for your family, 5 stars.

Lenny Y.



15/3/2021

Excellent customer service, knowledgeable staff, prompt return of calls. Would recommend getting this service.

Jannet Brant



Personal accident insurance for family plans

We’ve created sample plans with coverages that you should think about when choosing the right personal accident insurance for your family. Check out the list below to see what options are available.

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Accidents can happen anytime and anywhere be sure that you and your family are safe and well protected with personal accident insurance.

If you and any of your family members got into a sudden accident, personal accident insurance is necessary to help cover the expenses of medical bills. Getting your family’s accident insurance coverage will significantly help you avoid elevated medical expenses and leave your mind in worry-free during emergencies.

Top tip: Get a single package, to cover your whole family.

Why get Personal Accident Insurance for your Family?

Personal accident insurance gives you a one-time, lump-sum payout for designated injuries such as concussions or broken bones due to accidents to be used at your discretion.

It is structured as a substitute package, meaning it is to be used in combination with a standard health insurance plan, but not a substitution for it. Have your family insured and get them accident insurance personally and live life worry and stress-free.

Join the many satisfied customers who’ve got their Family Personal Accident Insurance with the Thaiger

Other insurance that is recommended with personal accident insurance for family

If you suddenly get into an accident with any of your family members or got sick, accident insurance is necessary to help cover the expenses that you can’t afford to pay on your own.

Health Insurance for Retiree

After all the years of working hard, you definitely deserve the best out of what you worked for especially during your retiree age. You don’t need to worry about your medical bills and maintenance medicines, or would worry about your health even if you’re living alone. Your health insurance got your back.

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Whole life insurance

Whole-life insurance is a type of permanent life insurance that guarantees that the insured person is safe for the remainder of his life as long as the premiums are paid on time.

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Self-employed Health Insurance

With self-employed health insurance, you have the power to choose your own insurance plans and what coverages you would want to be included in your premiums. Your decision is the limit.

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International personal accident insurance

A foreign personal accident insurance plan offers a range of coverage suitable for someone who has been employed and living outside their home country for a year or more. Surgical and emergency evacuations are included; medical care and drug prescription costs are incurred overseas due to accidents.

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Other Types of Insurances

There are many forms of insurance in the local market that you might be interested in, check out the list below to find the right insurance for your budget and needs.


Critical Illness Insurance

Insurance in which the provider is usually contracted to make a lump sum cash payout if one of the particular diseases on a predetermined list is diagnosed by the policyholder as part of an insurance policy.

Insurance for Disabled People

Disability insurance is a form of insurance product that offers income if, due to a major disability, a policyholder is hindered from working and receiving an income. The program offers wage substitution incentives that cover up to 60 per cent of employee wages, on average

Group Personal Accident Insurance

A Group Personal accident policy is a form of insurance coverage that is normally provided to a group of people as part of a corporate plan. The program is often intended to offer coverage 24 hours a day, 7 days a week, and globally, and is commonly used to cover medical costs incurred as a result of injuries.

Group Life Insurance

A form of life insurance that protects a whole group of people with a single contract. The policy typically includes the workers or members of the company, and the policy owner is usually an employer or an agency such as a labour union.

Level Term Insurance

Term life insurance is a type of policy that pays out a death benefit but does not have any monetary value. It’s for a certain amount of time, such as ten years or more. Athletes-focused policies reward those who exercise on a regular basis. Discounts are granted based on how much work you do. You may be able to prevent a family history of serious health issues if you’re healthy and strong.

International Personal Accident Insurance

International personal accident insurance, much like any insurance, can allow you to be safe from incidents all over the world. This also offers you financial support if you do have major incidents or injuries on your journey to a foreign country. In the unfortunate event of injury, disability, or death from violent, accidental, external, and noticeable incidents, personal accident insurance offers international coverage and payout. Rest assured that if anything happens to you, the international personal injury insurance coverage will be there.

Frequently Asked Questions about Personal Accident Insurance for Family

Cigna’s personal accident insurance for the family covers medical expenses, accidental death, and disability. It also includes global assistance, ensuring thorough protection for families.

Yes, assault-related injuries are covered by Cigna. This includes specific benefits for incidents like motorcycle accidents, and providing financial security during challenging times.

Cigna offers customisable plans for personal accident insurance. Adjust your coverage to fit your family’s specific needs, ensuring optimal protection and peace of mind.

Cigna’s claims process is highly efficient. Speed and transparency are prioritised, ensuring quick resolution and minimal hassle for policyholders.

Parents and children receive tailored benefits under Cigna’s insurance policy. Coverage includes incidents like accidental death, disability, and specific scenarios like motorcycle accidents and assaults.

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