Why choose The Thaiger?
Exclusive deals and discounts are provided by The Thaiger through partnerships with top insurers, including Cigna. By enrolling in a Cigna insurance plan, one can access thorough coverage tailored to individual needs. This ensures financial protection without overpaying. The Thaiger simplifies the insurance application process. A streamlined, user-friendly platform allows quick comparisons of various plans from Cigna and other insurers. This efficient approach helps in making informed decisions.
What are the benefits of Personal Accident Insurance?
Personal accident (PA) insurance covers you for any unfortunate circumstance that happens unexpectedly or unintentionally, resulting in damage, injury and, in severe cases, even death. You can’t predict or prevent accidents from happening. The best course of action that you can do is prepare yourself for the financial consequences.
Personal Accident Insurance will provide financial support for you or your loved ones in case an accident occurs. It helps you deal with the situation comfortably. It will also give you a one-time, lump-sum payout for designated injuries, such as concussions or broken bones due to accidents, which you can use at your discretion.
Personal Accident Insurance: Why should you get one?
Personal accident insurance provides essential financial protection in the event of serious injury or death caused by accidents. It ensures that you and your loved ones are financially covered during unexpected mishaps.
Financial Security
Financial protection is provided by personal accident insurance. Unexpected accidents might cause serious injuries or disabilities; the policy helps cover medical bills and lost wages. Cigna’s plans are specifically reliable for this purpose.
Thorough Coverage
Personal accident insurance encompasses a wide array of incidents, including:
- Accidents at work
- Injuries from violence
- Road traffic accidents
- Total or permanent disability
- Injuries from falls or slips
- Loss of body parts or their use
Peace of Mind with Cigna
Cigna’s personal accident insurance plans stand out for their thorough coverage and reliability. Emergency medical expenses, loss of income due to incapacity, and specific injuries are all covered by Cigna.
Why Choose Cigna via The Thaiger?
Selecting Cigna through The Thaiger offers numerous benefits. The Thaiger streamlines the process, saving you time and effort while providing unbiased advice. Additionally, partnering with The Thaiger often results in competitive pricing to meet your specific needs.
Financial Burden
Save yourself and your loved ones from suffering the full financial burden that traumatic accidents can cause.
What are the benefits of Personal Accident Insurance?
Disasters and misfortunes can happen at any time, without any warning. Protecting yourself or your loved ones from an accident is only one of the benefits of Personal Accident Insurance. The following are some of the main benefits that the insurance offers.
Customer Ratings
4.9/5
25 reviews
Customer Review
6/12/2020
Easy to use, easy to understand, all the information about the product are there. Thanks for making me understand personal accidents in Thailand a bit more than what I already know.
Jackie Lee
16/1/2021
I have been living in Thailand for over 5 years now, and never thought about getting any insurance policies. However reading the article in thethaiger, I am more willing to try to apply for insurance.
Bethany Cook
10/12/2020
To be honest, I never knew the difference between personal accident insurance and health insurance in Thailand, but now I have a better grasp of what the personal accident is after reading this article. 5 Stars.
Paulie Wheeler
22/1/2021
There’s also the option to get international personal accident insurance and international health insurance as well, I guess I’ll just inquire for both just to see if I can get additional information for the brokers.
Kelly Rose
14/12/2020
Good product form The Thaiger, I spend a lot of time playing football here in Thailand and I just know this plan will benefit me in the future.
Santiago Cruze
5/1/2021
Never knew getting insurance in Thailand could be this easy all I did was inquire and waited. And after a few days, I got a call back to go over the specifics.
John Franklin
What Coverages Does Personal Accident Insurance Offer?
Personal accident insurance provides thorough financial protection in the event of accidental injuries or death. Cigna’s range of insurance plans is designed to cater to various needs, ensuring peace of mind with reliable coverage. The following are some of the primary coverages that Personal Accident Insurance offers.
Coverage for sudden death ensures financial support for your dependents. In the case of an accidental death, a lump sum benefit is paid to your spouse or children, providing them with essential financial stability. Accidental mutilation, such as the loss of a limb or specific faculties, is also covered. This benefit is extended directly to you, helping you cover medical expenses and adapt to lifestyle changes.
Key Points:
- In case of accidental, sudden death, a beneficiary may accumulate the money.
- Should you suffer from serious injuries, you can get coverage.
- Supplement to life and disability insurance.
Life-long total impairment coverage offers compensation if an accident prevents you from engaging in any professional activity. In the event of complete disability, benefits provide financial support to cover your day-to-day expenses. Compensation is provided for the duration of your impairment, ensuring you can focus on your recovery without financial strain.
Key Points:
- Coverage is calculated up to 10 times your annual income.
- Supplement to life and disability insurance
Coverage for partial total impairment, or dismemberment, includes compensation for temporary disabilities due to accidents. If you lose a hand, foot, or sight in one eye, Cigna’s insurance plan will disburse a percentage of the coverage amount based on the impairment’s extent. This financial support helps maintain your quality of life during recovery periods.
Key Points:
- The beneficiary will be payed weekly up to a maximum of 52 weeks.
- Coverage applies only 14 days after the date of loss.
The Thaiger Partners
The accident is like a thief in the night, it comes at the moment you least expect it.
Personal accident insurance provides crucial financial protection, particularly when unexpected accidents occur. Cigna’s thorough insurance plans available through The Thaiger ensure you receive adequate coverage. Various accident scenarios, such as accidental death, dismemberment, and loss of sight, are covered. Also covered are medical expenses resulting from accidents.
Income protection is included in Cigna’s policies, ensuring you can maintain financial stability if an accident leaves you unable to work. The plans aim to protect you and your family from financial hardship following an accident.
In addition to medical expenses, personal accident insurance covers lost income. This coverage can be essential in maintaining your lifestyle and meeting your family’s needs. Cigna’s insurance plans, known for their reliability, offer an acceptance rate between 95% and 100%.To take care of your family like own Cigna also offers family health insurance in seperate too.
You can look into personalised quotes for Cigna’s plans through The Thaiger’s website. They provide tailored solutions with competitive pricing. This makes it easier for you to secure a stable future for yourself and your loved ones in Thailand.
Why the Thaiger?
Personal Accident Insurance, simplified only for you. Here at the Thaiger, we understand how complicated and time-consuming it can get to decide and purchase personal accident insurance. Therefore, we strive to make it easier for you.
Sit back and relax. Let us do the hardwork for you. All you have to do is request a quote, tell us a little bit of yourself and what you’re looking for, and we’ll do the rest of the job!
Join the many satisfied customers who’ve got their Personal Accident Insurance with The Thaiger.
More Related Insurance For Extra Protection
There is nothing such as too much protection. Fully protect yourself and your loved ones from any accident or illness, and its consequences with the following insurance.
Health Insurance
Health insurance is a policy coverage that includes pre and post hospitalisation charges, ambulance services, laboratory tests, prescription drugs, organ donor charges, and hospital room among others. Health insurance policies will lists all the responsibilities that the insurance company will cover for you.
Critical Illness Insurance
Critical Illness Insurance will assist you in handling a situation without draining your savings. When you are diagnosed with a protected illness such as cancer, stroke, heart attack or another disease, the package will pay a lump-sum payment directly to you to use whatever you want.
Dental Insurance
Dental insurance is intended to help you pay for your dental treatment cost and help you preserve good oral health overall. That is why we concentrate on preventive treatment to identify early signs and symptoms of dental illness.
Life Insurance
A life insurance policy ensures that when you die, the insurer pays an amount of money to your designated beneficiaries in return for premiums that you pay over your lifetime.
Other Types of Personal Accident Insurance to Suit Your Needs
Besides the standard personal accident insurance, these other specific types might suit your needs better.
International Personal Accident Insurance
Just like other personal accident insurance, international personal accident insurance will protect you against accidents. However, international personal accident insurance will cover you wherever you are in the world. It also provides financial support if you have severe accidents and/or injuries during your travel to a foreign land.
Insurance for Disabled People
Disability insurance is a form of insurance product that offers income if, due to a significant disability, you are hindered from working and receiving an income. The program offers wage substitution incentives that cover up to 60% of employee wages, on average. Such payments usually go up to a ceiling or a monthly maximum payout.
Group Personal Accident Insurance
Medical costs and hospitalisation resulting from an accident involving your employees can be covered by group personal accident insurance, as well as medical transportation to a more appropriate facility if adequate medical help is not immediately available.
Car Insurance
With Personal Accident Insurance, you protect yourself from any accidents that may happen in the future, but what about your car? Just like you, your car also needs protection. Your car is an asset that requires maintenance and care. This is why, for many people, car insurance is essential to ensure that their car stays in mint condition.
Car insurance can cover you against financial losses if your car is stolen, catches on fire, is vandalised, or even when you are involved in an accident. It protects you against any damage you cause to other road users, as well as the public and their property. If someone borrows your car, car insurance can still protect it.
Frequently Asked Questions About Personal Accident Insurance
Cigna’s personal accident insurance covers accidental injuries and death. Scenarios include accidents at work, injuries from violence, road traffic accidents, total or permanent disability, and loss of body parts or their use. Medical expenses due to accidents are also covered.
Cigna ensures that the benefits are paid to your designated beneficiaries, such as your spouse, children, parents, or other family members. The insurer will assess the claim and your beneficiary will receive the specified amount.
Cigna’s personal accident insurance does not cover injuries or deaths caused by illness, disease, natural death, or pre-existing conditions. Consequential damage and civil responsibility are also excluded.
Most insurers, including Cigna, limit renewals based on age. Policies typically start at age 18 and can be renewed up to age 80. The maximum age for initial coverage is usually 65.
An accidental injury is an injury caused unintentionally by external, violent forces. Examples include injuries from falls, accidents at work, or road traffic incidents.
Accidental death and dismemberment insurance from Cigna covers loss of voice, eyesight, hearing, limbs, fingers, coma, or paralysis due to accidents. Death caused by car collisions, falls, drowning, or machinery is considered accidental.