UOB Personal Loan

Get extra cash from one of the best banks in Thailand

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Why choose The Thaiger?

Our team of experts works on a mission to bring simplicity, transparency, and convenience for anyone who needs to borrow money. We and our partners are working to offer you the best personal loan options in Thailand.

UOB Bank

United Overseas Bank Limited or UOB (Thai) is considered as one of Thailand’s top banks. In fact, UOB Thailand was named Thailand’s Best International Bank at the Asiamoney Best Bank Awards in 2020. The bank was acknowledged for its commitment to making banking smarter, simpler, and safe for customers. It was also recognised for its comprehensive customer-focused services and strong capabilities in supporting SMEs, retail customers, and cross-border businesses.

UOB Thailand is also known for its welcoming and friendly personal loan services for foreigners.

With Branches in Singapore, Malaysia, Indonesia, Thailand, and China, UOB has a large regional presence, especially in Asia.

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Why Should You Get UOB Personal Loan?

UOB personal loans can be used for a variety of purposes, from renovating your dream house to consolidating debt. Of course, you can’t use the money for anything illegal, but you can use it for almost anything you need. Here are some reasons to get UOB personal loan.

Emergency Cash Assitance

If you need money to cover an emergency cost, such as to cover bills, taking out a personal loan from UOB can be a good choice. You could receive funding fast.

Debt Consolidation

If you owe a substantial balance on one or more credit cards with high-interest rates, you can take out UOB personal loans to pay them off and save you money. The loan provides a good opportunity for a clean financial slate.

Home Improvements and Repairs

Whether you want to buy new appliances, installing a new furnace, or making a big purchase to improve or repair your home, taking out a personal loan could be more affordable than putting the bill on a credit card or financing through the seller.

Major Life Event

You can use your UOB personal loans to finance an expensive event, such as a wedding or a major anniversary party. Using personal loans, in most cases, is cheaper than using a credit card.

A Trip of a Lifetime

If you’ve been dreaming of going on a vacation for so long but you can’t afford to pay for it all at once, getting UOB personal loans can be a great option to make that dream come true.

What Do You Need to Consider Before Applying for UOB Personal Loans?

Taking out a personal loan is a big decision to make. Therefore, make sure you consider the following things before applying.

Do You Meet the Requirements?

UOB Thailand has specific requirements when it comes to their personal loans (you can find more information below). The first thing you need to consider is whether or not you meet the minimum requirements to qualify for their personal loans.

What Do You Need the Loan For?

Think about what you want to use the loan for. This way, you can choose a loan type that suits your situation and what you intend to use it for. UOB Thailand offers 2 types of personal loans: UOB i-Cash Loans and UOB Cash Plus.

What Are the Interest Rates?

An interest rate is an amount that UOB changes on top of the money loaned. You want to choose a personal loan that can offer the lowest possible interest rates as it allows you to focus on paying off the loan rather than the interest.

What is the Term of the Loan?

Your repayment amount and the amount of interest you end up paying are determined by your loan length. The longer the length of the loan, the lower your monthly repayments will be. Ask yourself if you are okay having debts for a longer time or afford to pay the debts for a shorter time.

How Do You Plan to Pay it Off?

It’s vital that you plan out how you want to repay the debt to choose the right loan and avoid unnecessary costs.

Customer Ratings


40 reviews

Customer Reviews


The Thaiger is the best place I’ve found for getting a loan; with low interest rates and manageable payments, they also give you lots of options.

Adaman Zhang


The possibility of obtaining a personal loan online was a lot higher, I also put in a request to have my payment moved to the end of the month. This is all thanks to my rep, who made everything effortless.

Masako S.


The loan process was very easy. I used the loan to pay off my high interest credit cards and saved a lot of money by doing so. 5 Stars.

Faye Clemetine


Thank you so much the thaiger for the information about UOB loan. Im Thai and I dont even understand their website, this make the entire so much more easier.

Sawit Jairuk


Good information with a lot of think I can keep in mind, I have already inquired for UOB personal loan. an impressive effort from Thaiger. thank you!

Dominic Fox


Quick and Simple inquire process, I have left my contact information with the thaiger, I hope that I will get a call back soon.

Ginger Whisly

UOB Personal Loans

UOB offers two types of personal loans for you. Each of them provides different features and benefits. Therefore, make sure you read the details carefully and choose the one that fits your needs.

UOB i-Cash loan is suitable for anyone who needs a large sum of money to spend daily. You can use it to pay for credit card debt, mortgage, child tuition, medical expenses, car installment, or even to invest in your own business. UOB i-Cash is a multi-purpose loan, so you can spend the money for whatever you need. It requires no collateral, and people with a minimum salary of 15,000 THB are allowed to apply.

Key Points:

  • Use the money for whatever you need.
  • Anyone with a minimum salary of 15,000 THB can apply.
  • Fast approval within 3 days.
  • Equal repayment every month with low-interest rates.

UOB Cash Plus offers flexibility to manage your advantage of any opportunity by having quick access to a revolving credit line for 24 hours a day, anywhere. You will get a revolving credit line up to 1,000,000 THB. No collateral or guarantors is needed, and you can withdraw cash with no fee from ATMs. The monthly payment is flexible with a minimum of 5% of your outstanding balance. This type of personal loan is perfect if you want to always have the money ready to use whenever an emergency arises, or you need extra cash on hand to realise your dream.

Key Points:

  • Provides cash in an emergency.
  • Allows you to withdraw cash with no fee from ATMs with Pool and PLUS logo.
  • No collateral or guarantor is required.
  • Flexible repayment with a minimum of 5% of your outstanding balance.
  • Interest rate calculated by effective rate and actual utilise date.

Use your Loan money any way you want!

A personal loan funds are flexible and can be used according to your needs in a number of ways including home repairs, travel, weddings, and medical bills, as well as other personal responsibilities

Top tip: If your loan application has been rejected by the bank, it is advised that you wait at least 6 months before applying for the next loan.

Why Choose The Thaiger?

The Thaiger will assists you in making more informed decisions by ensuring total transparency of information. Through registering with The Thaiger, you will be able to find the best fit for yourself as well as the best offers for your needs. As we all know, you’ll need to do some research to find the right Personal loan for your situation, this guide will take you through all of the details so you can pick the best personal loan.

Join the many satisfied customers who’ve got their UOB Personal Loans with The Thaiger

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Things to Know About UOB Personal Loans

Below are some things you need to know before you apply for UOB personal loans so you can prepare yourself before applying. Note that the requirements stated here are subject to the final decision of the bank.

Applicant Qualification

Applicants must be aged between 20 to 60 years. If you are an employee, you need to have a minimum income of 15,000 THB and 1-year work experience in the same company or profession. If you are a business owner or self-employed, you need to have an income of at least 20,000 THB. You must also have 3 years of work experience in the same business.

Required Documents for Employees

If you are an employee, you will need to provide a copy of your ID card or state enterprise employee card/government official card, a copy of payroll slip or original of your salary confirmation letter, a copy of bank statements for the last 6 months, and a copy of your book bank for disbursement.

Required Documents for Business Owners

For business owners or self-employed individuals, make sure to prepare a copy of your ID card, a copy of your business registration certificate for the last 3 months, a copy of your bank shareholder list and percentage of shareholding, a copy of bank statements for the last 6 months, and a copy of book bank for fund transfer.

Interest Rate

The interest rate depends on your gross monthly income. It will not exceed 28% per annum.

Payment Method for Installment

You can pay your loan in cash or check at the UOB bank counter. You can also choose to use direct auto-debit from your account. The more convenient options are to pay visa internet banking of UOB Thailand. You may also choose to pay at SCB Partner’s Outlet or Bank of Ayudhaya for a fee.


YUOB personal loans don’t require any collateral.

Car Loan

You have chosen a suitable car, negotiate a good price, but you don’t have a substantial amount of savings to pay for it in cash? You probably need a car loan.

A car loan can help you buy your dream car even if you don’t have the cash on hand to pay for it. If you borrow wisely, you can even enjoy spending less than on your car and have the flexibility to fund your other goals.

Frequently Asked Questions About UOB Personal Loan

Yes it is available, Customers can access the Personal Internet Banking service from anywhere in the world with an Internet connection

Funds not more than Baht 50,000/transaction or maximum Baht 300,000/day

You can check by UOB Personal Internet Banking or can call call center

A personal loan allows you to apply for a set loan amount and to repay the amount on a monthly basis. Cashline, on the other hand, helps you to withdraw funds anytime you choose

You can pay it off by Fund Transfer from your UOB account / GIRO arrangement through UOB Personal Internet Banking or UOB Branch or pay By Cash / Cashier’s Order / Cheque

A good or excellent credit score makes Personal loan acceptance quick and easy

Inquire Now to Receive your UOB Personal Loans

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