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Short Term Loans

Whether it is a temporary personal loan or for business purposes, a short-term loan may ne the perfect fit for you.

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4.7/5

Why Choose The Thaiger for Your Short-Term Loan?

This Thaiger will guide and take you to all the best short-term loans options with all the best benefits. We will help you get your short-term loan fast and simple.

What is a Short term Loan?

A short term loan is an amount of money you borrow from a lender with a short repayment period, typically 12 months or less. It can be used to support a temporary personal or business capital need, such as to cover urgent bills.

Since short term loans are unsecured and require no collateral, they tend to be available quickly. It is a good option for small businesses or start-ups that are not yet eligible to get a credit line from a bank or for individuals with a sudden and temporary financial problem.

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Advantages of Short Term Loans

Short term loans offer many advantages beyond providing you with quick funds. Below are some of the advantages.

Lower Borrowing Amount

Compared to other types of loans, the borrowing amount of a short term loan is normally lower.

Unsecured

Short term loans are mostly unsecured. Given that the loan volume is smaller, as is the repayment duration, the demand for collateral is often reduced.

Faster Funding

Short-term loans are considered less risky than long-term loans because they have a shorter maturity period and the underwriting process is easier for the lender. This means you’ll be able to get the money sooner.

Easier to Acquire

Short term loans are the lifesavers of smaller businesses or individuals with less than stellar credit ratings.

Types of Short Term Loans

There are various types of short-term loans that will fulfil your needs according to your requirements.

Line of Credit

A line of credit is a lending system in which your ultimate borrowing balance is calculated in advance by a bank or financial institution, depending primarily on your creditworthiness.

Short Term Bank Loans

Unlike a Line of Credit, which can be extended following a debt’s redemption, a short-term bank loan terminates after the fixed period.

Bank Overdraft

Bank overdraft is a form of credit line that is connected to the borrower’s existing bank account.

Merchant Cash Advances

This type of loan is more appropriate for corporations with high sales of credit cards/debit cards as opposed to cash sales, i.e. their clients make card payments during purchases.

Payday Loans

This type of loan is most suited to individual borrowers or small businesses. It is a small amount of money with a high-interest rate that you repay on your next payday.

Customer Ratings





4.7/5

15 reviews

Customer Reviews

6/12/2020

Never knew short term loans are a thing in Thailand, read about the advantages in the article and decided to apply for the service right away.

Natalee Walker



4/2/2021

When I called for information, the girl who answered the phone was very pleasant and answered all of my questions. I received a response within an hour, and they requested documentation and bank statements. It was a simple approval process, and I received the funds I needed right away.

Heather Sawyer



19/12/2020

Thank you very much for your assistance! If I need another loan, I will definitely return to this site. I understand that short-term loans have higher interest rates, but I had to get it as my personal loan was turned down.

William P.



11/2/2021

I know that there are other websites that do short term loans, I would like to know if these loans will be off-record or on records?

Peter Brown



8/1/2021

Short term loans with good interest rates seem alright. However will need to check if I need to send my statements to the Thaiger or their partners, have already inquired, however I am still waiting on a call back.

Jason Gone


27/1/2021

Excellent, very happy doing business with you people. Will be recommending this to others forsure.

Lisa Carr



How Can Getting Short-Term Loans Benefit You?

Short term loans offer you borrowed capital, plus interest, usually over a year or less, that you pay back. You might consider getting a short-term loan if you’ve come through any tough times and need cash quickly

Now that you are familiar with what short-term loans are, it’s time to discuss how you and your company will benefit from receiving this form of loan. The benefits of short-term loans are below:

If you’re in the market for a short-term loan, you’re going to need money quickly. Fortunately, it is possible to accept a short term loan proposal in a matter of hours. IN an emergency scenario, if you need to make a payment as quickly as possible, this is extremely useful

It is possible to finish most loan applications completely online or over the internet. You may have access to the borrowed funds that day, or the next business day, depending on the bank or lender. The money is immediately deposited into your account

Key Points:

  • Immediate access to money
  • Helpful in an emergency situation
  • No lengthy approval process

Short term loan lenders do not place a tremendous focus on acceptance in your credit background. Evidence of work and a stable salary, facts about your bank account, and showing that you have no unpaid debts are more significant. There’s no reason for your credit history to stop you from having the emergency cash you need to pay an unnecessary cost

A short-term loan is a valuable chance to boost your financial profile or develop it

Key Points:

  • Improve your Credit history
  • best for people who have a bad credit
  • Never hold you back from getting the emergency cash

Several forms of short-term loans have great stability, which is useful if funding is tough but you expect things to get better financially eventually. You and the provider will make a timeline for installments before signing up for your short-term loan and commit to the interest rates beforehand
You don’t have to think about a big loan hanging above your head for years, as long as you can pay off your loans on time, normally within six months. You can rely on the near future and get out of your tough financial condition

Key Points:

  • Short term commitment
  • Helpful when cash is tight
  • Moving out of your tough financial position in future

Short Term Loans can benefit you through tough times

Short-term loans are designed to address creditors cash flow challenges. These loans should also be viewed as the first line of defense if your organization is low on capital

Top tip: It’s best to assess your options and settle for a form that’s best suited to your company, considering the selection of short-term loans to choose from

Why Choose The Thaiger?

Thaiger is here to help you locate the best loan option for your needs if you are searching for a short-term loan. Be sure you understand how short-term loans operate before you apply so that you can make the right financial choices.

Join the many satisfied customers who’ve got their Short Term Loan with The Thaiger

Other Related Products

Below are the other loans listed by Thaiger that can be your life emergency products and can be very helpful in making your life easy and stress-free

Car Loan

A car loan is lent to someone who wishes to borrow a sum of money in order to purchase a car, the car loan also ensures that the vehicle acts as collateral

Read More

Home Loan

A home loan simply means a sum of money borrowed from a financial institution or bank to purchase a house, learn the difference between home loans and mortgage loans.

Read More

Motorbike Loan

Motorbike loans are very useful and are best for bike lovers and these are mostly guaranteed loans, which means you need collateral to back them up

Read More

Personal Loan

A personal loan gives the borrower a lump sum of money from a financial institution (usually a bank) that he can use for whatever he wants, such as a vacation, funeral, or home renovation.

Read More

Benefits of Short-term loans

Short term loans, however, are gaining in popularity and with good reason. Let’s look at some of the reasons why you should even bring them into consideration


Improve Issues with Cash Flow

To pay off supplier bills and various other operating expenses, use the funds. It will also prevent the credit cards from running up while waiting for things to be picked back up.

Keep Up with Seasonal Trends

Short term loans are the perfect solution for the situation to cover temporary workers salaries and to prep for the holiday rush.

Expand Your Business

There is a time when a small business owner needs to expand. Without thinking, the capital you get from a short-term loan will give you leeway to purchase what you need

Take Care of Emergencies

For emergencies, even the best planner can’t plan. These pop up from nowhere and, on the business front, can be devastating. So, having insurance is the best way to prepare for emergency situations. Exceptional forms of insurance are short-term loans because they are quick to obtain

Improve Your Credit Rating

There’s a credit rating for all companies. You help build up your credit history by taking out loans and lines of credit.

It’s a Short-Term Debt

It is never a good idea to lock yourself into long-term debt, particularly when things are shaky with your company. The beauty of short-term bank loans is that it is usually short-term debt

Car Loans

You have chosen a suitable car, negotiate a good price, but you don’t have a substantial amount of savings to pay for it in cash? You probably need a car loan.

A car loan can help you buy your dream car even if you don’t have the cash on hand to pay for it. If you borrow wisely, you can even enjoy spending less than on your car and have the flexibility to fund your other goals.

Frequently Asked Questions About Short Term Loans

You would really be eligible to take out a payday loan if you have a poor credit score. Both methods of high-cost short-term loans are structured to better address the needs of lower credit rating individuals

This depends on the creditor and the kind of financing. You’ll often find, however, that in a matter of minutes you can complete an application online and get pre-approval. It could then take a day or two for full approval to be received

Just like any other loan, short-term loans affect your credit rating. Your credit rating improves every time you borrow money and pay it back according to the terms of the loan

In the billing period, divide the average interest rate by 365 and add by the number of days. For instance, if the annual rate is 7.3 percent and the billing period is 30 days, you have 7.3 percent separated by 365 and then multiplied by30, so the interest rate is equal to 0.6 percent

It will not less than 80% of the evaluated value.

The maximum loan amount is not over 3 million Bath.

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