“Car insurance” is a must-have item. Car insurance is renewed every year. What should I do if I want to reduce insurance premiums?
One of the burden of expenses for people with private cars In addition to fuel costs, car installments and other maintenance costs, what is needed is “ car insurance ”, a hero policy that helps us save a lot of expenses in the event of an accident. The more first-class insurance, such as first-class insurance, car and property coverage. more coverage around but in exchange for higher insurance premiums
Wait! Not that good car insurance is always going to cost a lot, Tadoo has 7 great tips to recommend to anyone who wants to buy car insurance. and renew car insurance in the following years, how to get a discount on insurance premiums Get protection at a worthwhile price as follows:
1. Compare prices to view special campaigns
Even if it’s the same car the same sum insured But the price may not be the same. Since the promotions in each period and each company are different, Tadoo.co can help you compare them easily. Just click ..
2.Good history discount is available.
Drive well, no claims, you’ll get it. Good history discount offers from the original insurance company or lead. Can be used as a discount for other insurance companies as well You can get discounts up to 20% – 50% ever.
3. Choose the type of garage repair in the contract
Car insurance can provide both repair center and repair the garage in the contract If you choose to repair the garage, the insurance premium will be cheaper. and save more time don’t have to wait in long queues and can access services near home But choosing a garage must be careful. Choose a reliable garage as well.
4. Front camera can be discounted
Because the Office of Insurance Commission (OIC) has issued a rule for all front-facing cameras to receive a 5-10% discount on insurance premiums. Easier to evidence and submit claims in the event of an accident or to collide with
5. Specify the first part of the damage a little, the price is reduced further.
If we choose a plan, the deductible must be paid. It will help save a lot of insurance premiums. Some insurance companies will let you choose to pay the first part of the damage yourself. Help make the insurance you buy cheaper. The deductible, or deductible, is the part that the insured voluntarily pays when the claim arises. You will be reduced to only 10,000 baht, but if a claim occurs You have to pay for the repair yourself first, 5,000 baht, with the remaining difference. The insurance company will be responsible for all of your sum insured.
But don’t panic The initial damage is not as scary as you might think. You only pay when you are at fault. If you make an accident claim that you are right You don’t have to pay here.
6. Identify the driver
You can save up to 20% if you use your car regularly. did not give many people Borrowers use them often. Your premium will be lowered if you include the driver’s name in your policy.
plus many insurance You also offer a discount on insurance premiums based on experience and age of the driver.
For example, 18-24 years old get 5% discount, 15-35 years get 10% discount, 36-50 years get 15% discount, over 50 years get 20% discount on insurance renewal.
7. Reduce the sum insured can help.
If you choose a plan, the sum insured is not very high. It will make insurance premiums cheaper as well. Auto insurance coverage is typically 70-80% of your car’s appraised value. If you are confident in your driving skills that it will not reach the point of crashing and suffocating Choosing to reduce the sum insured to save on premiums is one interesting way.
let us help you Compare car insurance prices, click here.
