Why Choose The Thaiger?
It’s always nice to know that your employees have an active health insurance policy, but choosing the right protection for them can be overwhelming. That’s why we are here to help you select the best group health insurance in the local market.
What is Group Health Insurance?
Group health insurance provides health coverage to employees, sponsored by employers. It’s cost-effective as resources are pooled, leading to better benefits and lower premiums. Insurance companies offer these plans to businesses which then extend them to their employees.
Cigna’s plans in Thailand offer extensive health benefits. These plans ensure thorough coverage, including inpatient and outpatient care. Employees gain access to an extensive network of healthcare providers. Cigna’s global presence ensures top-tier service and reliable claims process.
When considering Cigna’s plans, you will find competitive premiums with substantial health benefits. Mental health support, chronic condition management, and maternity care are also covered. These elements contribute to employee satisfaction and retention within the company.
Benefits of Having Group Health Insurance
Group health insurance comes with many advantages and benefits for employers, especially for employers who will pay lower premiums and get greater coverage in some situations rather than buy insurance independently. This offers numerous advantages for employers and employees. This section explains the important benefits you can expect.
Cost-Effective Premiums
Lower premiums are one of the most significant benefits. In group health insurance plans, the cost is shared among all members, making it cheaper than individual plans. Cigna offers competitive rates tailored for groups in Thailand, ensuring you get the most value.
Thorough Coverage
Group health insurance provides extensive medical coverage. Routine check-ups, hospitalisation, and specialist consultations are often included. Cigna’s plans include a wide range of medical services, adding value to your company’s benefits package.
Enhanced Employee Satisfaction
Employees covered by group health insurance tend to be more satisfied and loyal. Health concerns are alleviated, allowing them to focus on their work. Cigna’s reliability and extensive network of providers boost employee confidence in their coverage.
Recruitment and Retention Tool
Cigna’s global offering of group health insurance makes your company more attractive to potential hires. Retention rates also improve as employees are less likely to leave when they have strong health benefits.
Increased Productivity
Healthier employees contribute more effectively to the workplace. Reduced sick days and timely medical care translate into improved productivity. Cigna’s efficient claim processing ensures employees receive timely medical attention, minimising disruptions.
Tax Benefits
Employers may receive tax incentives for providing group health insurance. These benefits can reduce the overall cost of offering such plans. It’s essential to check the specific tax regulations in Thailand to fully understand these advantages.
Group Health Insurance Coverage
Group health insurance provides a range of coverages for employees and their families. It ensures cost-effectiveness thanks to shared premiums. Typically, the insurer handles a significant portion of medical bills, reducing your financial burden. With Cigna’s group health insurance in Thailand, every employee benefits from extensive coverage. The peace of mind provided by thorough coverage improves overall job satisfaction.
Customer Ratings
4.6/5
25 reviews
Customer Reviews
18/12/2020
Very good information and service, had a little read of your articles and decided to inquire, got a call back very fast and now getting through the procedures. Very good staff with lots of knowledge of the product.
Robert Conner
2/3/2021
I opted for the Thaiger group health insurance. The service is brilliant as they offer an advanced level of plans available for group health care policies. There is also a very high quality service as all of my issues were solved within minutes.
Ben T.
5/1/2021
Honestly, I am very impressed and delighted with the services of the thaiger. Eventually, after multiple call backs I got my group health insurance policy. Will definitely recommend other people to check out Thaiger’s group health insurance plan.
Billy H.
11/3/2021
Very good services, their call canter answered all my questions and told me exactly what I needed to do next.
Emma Willis
21/1/2021
I visited the thaiger’s website and checked the various plans relating to health insurance policies. I’ve found a variety of options and picked “Group Health Insurance.” I would be a lot cheaper and easier to just get my entire family covered for the insurance with one policy.
Ruth Evanovic
13/2/2021
The group health insurance that I purchased from Thaiger was a protective cover for me and my employee. The package is enormously beneficial, and it has provided me and my employees with numerous additional features. 5 Stars.
Anglela Park
Types of Group Health Insurance
Group health insurance in Thailand offers several options tailored to different business sizes, from small to large enterprises. Cigna’s plans ensure thorough coverage, including medical, wellness, and mental health benefits, promoting overall employee well-being.
Small business health insurance is crucial for retaining and recruiting employees. Designed specifically for small businesses, it’s flexible, allowing for cost control while empowering employees. Cigna offers competitive policies with extensive health benefits and minimal out-of-pocket expenses for workers.
Key Points:
- For companies with 2 to 50 employees
- Flexible coverage to meet your unique business needs
- Affordable plans with competitive rates
Group health insurance for medium-sized businesses can be customised. Policies include fully insured savings and thorough benefits such as medical, pharmacy, and dental coverage. Cigna’s offerings include value-based provider networks and risk-reduction initiatives, providing employees with more options and savings.
Key Points:
- For companies with 50 to 250 employees
- Flexible premiums tailored to your business
- Added benefits for both the business and employees
Providing health insurance for a large business can be complex. However, Cigna’s large business group health insurance offers affordable, quality healthcare for all employees. The plans can be personalised and customised, featuring clinical services that provide coaching, treatment decision support, and optimal care management.
Key Points:
- Offers 24/7 customer care services
- Ensures more savings and better health outcomes
- Includes clinical programs for employee well-being
The Thaiger’s Partners
Happy employees make a successful company.
I want to make them happy by giving them the best health insurance that would protect them from all mishaps. As a business owner, it is important to show how much you care for them.
Top tip: The Thaiger made everything easier, they provide easy to understand instructions and guided me throughout the whole process.
Requirements for Buying Group Health Insurance
When buying group health insurance, several factors need consideration to ensure the right fit for your company’s needs.
Company Size
For large companies with 50 or more employees, it is mandatory under Thai law to provide health insurance. Smaller businesses can still benefit from offering insurance by attracting and retaining talent.
Employee Needs
Survey your employees to understand their healthcare needs. Cigna’s offerings, including routine check-ups and specialist consultations, cater to a broad range of healthcare requirements, which enhances employee satisfaction and well-being.
Coverage Options
It’s crucial to evaluate the types of group health insurance plans available. Cigna offers thorough plans including fully insured, self-insured, and degree-funded options. Fully insured plans have fixed premiums, while self-insured plans allow employers to manage their coverage. Degree-funded plans combine elements of both, offering additional flexibility.
Cost Factors
Budget considerations are vital. Group health insurance with Cigna proves to be cost-effective. Bulk purchasing, mitigated risk, and premium stability make group plans affordable.
Provider Network
Check the network of healthcare providers available. Cigna’s plans in Thailand include access to a wide range of healthcare providers for different types of health insurance plans ensuring your employees receive quality care without added hassle.
Legal Requirements
Ensure compliance with local regulations. In Thailand, failure to provide mandatory group health insurance can lead to penalties. Cigna is experienced in meeting these requirements, making compliance smooth.
Plan Customization
Tailoring the insurance plan to meet specific company needs is essential. Cigna offers customizable plans which allow employers to select coverage that aligns with both budget and employee needs.
Employee Education
Educate your employees about the benefits and usage of their health insurance. Cigna provides resources and support to help employees understand their coverage, thus promoting smarter healthcare decisions and usage.
Value-Added Services
Value-added services enhance the attractiveness of health benefits. Cigna includes mental health support and wellness programs in its offerings, which contribute significantly to employee satisfaction and productivity.
Join the many satisfied customers who’ve got their Group Health Insurance with The Thaiger
Other Related Health Insurance
It is important that you take care of your health as well as the health of your loved ones. We listed down other health-related insurance that might interest you.
Family Health Insurance
Family health insurance is a form of health insurance that provides a single insurance package for the whole family. As per the needs of your family, it can also be personalised further.
Tropical Disease Insurance
Get protection against mosquito-borne diseases such as Dengue Fever and more
Health Insurance for Retiree
After all the years of working hard, you definitely deserve the best out of what you worked for, especially during your retirement age where you are definitely going to require retirement insurance. You don’t need to worry about your medical bills. You don’t even have to worry about your health if you’re living alone. Your health insurance got your back.
Cancer Insurance
Protect yourself and your loved ones from cancer and the financial hardship it may cause.
Group Health Insurance Benefits for Employees
Group health insurance plans provide many benefits for employees. Cigna’s offerings through The Thaiger deliver thorough coverage designed to enhance overall well-being. Coverage includes routine check-ups, mental health support, and specialist consultations.
Cost-effectiveness
Costs are distributed among employees, making group health insurance affordable. Cigna offers competitive rates, ensuring high-quality coverage. Cost-sharing reduces financial stress, empowering employees to seek timely medical help.
Enhanced Employee Satisfaction
Employee satisfaction improves with health coverage. Access to mental health support and specialist consultations promotes well-being. Cigna’s value-added services, like wellness programmes, further enhance employee morale and productivity.
Compliance and Legal Support
Using Cigna’s plans ensures compliance with Thailand’s regulations. Legal support and up-to-date information help guide complex health insurance laws. Employers maintain peace of mind, knowing they meet legal requirements.
Added Support Services
Cigna provides additional support services above basic health coverage. Wellness programmes and employee assistance services contribute to a healthier work environment. These services improve employee health and reduce absenteeism.
Coverage Customization
Cigna’s group health insurance plans can be customised to meet specific needs. Customised plans mean employees get relevant benefits. Tailoring coverage based on employee profiles optimises the plan’s effectiveness.
Convenient Administration
Administration of group health insurance plans becomes easier through Cigna’s smooth processes. Simplified claim processing and dedicated support minimise administrative burdens. Easily managing insurance plans allows focusing on core business activities.
Health Insurance for Smokers
Health insurance for smokers is intended for those who smoke more than 10 cigarettes a day. The premium might be higher, but if you do smoke, this is the best protection you can give to your health.
To protect you financially against critical diseases that may be caused by smoking, a smoker must consider obtaining health insurance. Any illness that can occur due to smoking, such as stroke, hypertension, lung cancer, cardiac attack, chronic obstructive pulmonary disease, and respiratory disorder, can be covered by this insurance.
Frequently Asked Questions about Group Health Insurance
Employees benefit from thorough coverage. Routine check-ups and mental health support are included, enhancing overall well-being and productivity.
Cigna offers customisation options. The reliable provider network and value-added services promote a healthier work environment. Cost-sharing makes it affordable for businesses and employees.
Yes, Cigna’s group health insurance plans are cost-effective. Employers benefit from shared costs, making it an affordable solution.
Yes, Cigna’s plans can be tailored to meet specific business needs. Customisation improves relevance and satisfaction among employees.
Cigna offers a reliable network of providers. This allows employees to access top-notch medical services conveniently.
Yes, wellness programmes are an integral part of Cigna’s group health insurance. These programmes promote healthier lifestyles and reduce healthcare costs.
Cigna ensures employee satisfaction through thorough coverage and value-added services. Employees experience better well-being and productivity.
Yes, Cigna’s group health insurance plans are easy to manage. Simplified administration and compliance with legal requirements are part of the package.
Inquire Now to Receive your Group Health Insurance Quotes