It may be hard to think about your pet getting injured or sick, but no one knows what the future holds. When an accident or illness strikes your furry family member, the veterinary costs can quickly add up.
Pet insurance, or veterinary health insurance, works just like human health insurance but is specifically designed for your pet. It can help protect your pet from many unexpected situations. Pet insurance covers the cost of veterinary care to keep your pets healthy and get the treatment they need.
For some people, pet insurance may sound like an unnecessary expense. However, there are actually numerous benefits that pet insurance offers beside protecting your furry friends.
When your lovely furry friend is ill or injured, you will want the best care for them, pet insurance will cover all treatment costs and more.
Having pet insurance will enable you to choose and afford many different types of treatment options and you will be able to provide life-saving surgeries for them.
With pet insurance, you can choose from a wide variety of vets, no referral from a doctor is required and options to see a specialist is also available.
Pets come in all shapes and sizes. You can insure all of your pets, no matter how big or small, and young or old they are.
good addition to the thaiger, I have always been looking for some sort of insurance for my pet, and now the thaiger is offering it here, its also free to inquire.
It is amazing that I don’t have to have any cost barrier when we are trying to investigate why my puppy is sick. Thank you the thaiger for my pet insurance.
Had a great experience with the Thaiger, good information and easy process
This insurance has been supper beneficial.
Awesome job. Everything worked out perfectly. Thank you.
Getting pet insurance have saved me tons of money back in the States, im glad i can get one here now too.
The idea of our pets getting injured or ill can be scary. We love our pets and want them to be healthy and live for a long time, but accidents can happen, especially with their curious and dubious nature. This is why it is vital to give your pet the protection they deserve.
We have a range of plan types to choose. Please read the details below and see the covers to ensure that your lovely pets are fully protected.
Lifetime pet insurance is the most comprehensive type of cover you can get for your pets. It helps you pay vet fees for your pets for the whole of their life, whether it is for emergency care related to accidents, routine care, yearly vaccines, or treatment for illnesses.
You will get continuous cover for your pet’s illness or injury as long as you keep renewing the policy each year.
Note that some lifetime plans will not cover your pet for its entire lifetime, meaning there might be lower or upper age limits.
Time-limited pet insurance offers a fixed sum for each injury or illness your pet gets. There will be a cap on how much you can claim for treatment with the time-limited pet insurance plan. There will be a time-limit as well, usually for 12 months.
For example, your pet falls ill or injured when you have had your pet insurance policy for six months. This means that you can claim up to a fixed amount for that specific illness for the remaining six months of your current policy and the first six months of your next policy – that is, if you renew your policy with the same insurer.
When you reach the fixed amount or when the set period ends, your pet will no longer be covered for that injury or illness. Suppose that the same disease or injury occurs again in the future. In that case, your pet will not be covered since it will be treated as a pre-existing medical condition.
Note that this plan does not cover vaccinations, routine checkups, general treatments, preventative treatment, dental care, and pregnancy.
Accident only pet insurance covers a fixed amount per injury should your pet has an accident. In some cases, emergency care of illnesses due to injury may be covered as well.
There is usually a time limit and/or financial cap. This means that you need to keep your payments up to date and renew your pet insurance policy at the end of the policy period to be continuously covered.
After several expensive trips to the vet with my puppy, I started considering to get pet insurance. I had never used pet insurance before, and the Thaiger made the process so simple. My puppy had to be taken to the emergency room not long ago due to a ruptured disc. I can focus on the recovery instead of the cost of treatment, thanks to the insurance. I’m glad I got the insurance and feel thankful for the coverage.
Top tip: To ensure you choose the right coverage, determine what specific illness or injury your pets are more prone to based on their species and breed.
Giving your pets the protection they deserve is essential, but ensuring you are covered for everything can be tricky.
The Thaiger strives to make the whole process of purchasing pet insurance easier for you. We do all the research and the legwork needed to obtain the best insurance plan for your beloved pets. Therefore, you can save your time and buy your pet insurance online in several simple steps.
We can’t prevent the unexpected from happening, but we can always protect ourselves and those we love dearly. Besides Pet Insurance, you may want to check out the following insurance to safeguard you should accidents happen.
Drone liability insurance for almost all kinds of drones is essential, especially when flying in Thailand. Find out more about drone insurance, what’s covered, and why you need it.
No one wants to experience a critical illness, but they do happen. Protect yourself and your family in the case of heart attack, cancer, stroke, and other severe diseases with critical illness insurance.
Sometimes, the standard pet insurance plan may not cover everything you need to protect your furry friends fully. These additional and speciality pet insurance may help you give the protection they need.
A wellness cover is an add-on feature to other pet insurance plan. It provides reimbursement for preventative care, routine care, yearly vaccines, and checkups. It is best to be combined with the accident-only insurance plan.
With illness coverage, any sudden illness your pets experience will be covered. It is often combined with the accident-only insurance plan.
Most pet insurance plans don’t cover pre-existing medical conditions. If your pet already has a medical condition, you can take out this specific coverage. However, not all pre-existing conditions will be covered.
This is speciality insurance that is specifically designed for your dog. It can help cover the cost of healthcare if your dog gets injured or falls ill. The cost of vet care can be expensive, especially in older dogs. With dog insurance, you don’t have to worry about the financial consequences.
There is always a risk of a severe illness or injury to your lovable puppy, no matter how young and healthy they look. Puppy insurance ensures that you will always get your puppy the care it needs. You can insure a puppy as young as five weeks old.
Your feline may look healthy, but accidents and illnesses can always happen. Should the unwanted situations occur, cat insurance ensure that you can always provide the best care for your cat.
Your cute kittens are mischievous, which makes them more likely to have an accident that requires medical attention. With kitten insurance, you can insure kittens from six to eight weeks old.
Have more than one pet you want to insure? Multi-pet insurance can help you. It is essentially the same as the standard pet insurance plan, but for more than one pet.
Many people think that rabbits are easier and cheaper to look after. The truth is, they can fall ill or get injured just like any other animals. The vet fees can be as expensive as those for larger pets. Therefore, the right rabbit insurance can help you protect your precious bunny in a time of need.
The ongoing care and medical care for horses can be a lot more expensive compared to other pets. Make sure you can always afford their medical needs when they need it.
Most pet insurance plans will not cover any pre-existing medical condition that your pets might have. For example, if your dog already has diabetes before you purchase pet insurance, the insurance will not cover the cost of veterinary care due to diabetes.
Therefore, a lot of people opt to add the Pet’s Pre-Existing Medical Condition Coverage, especially to an older pet. If you have a pet who already has a medical condition, whether they are still young or already old, it is recommended that you add Pre-Existing Medical Condition Coverage to your plan. This way, you can give your pets the best protection they need.
No, most pet insurance does not pay your vet directly. After you pay your vet, it reimburses you for covered costs.
What’s covered by pet insurance depends on the type of plan you choose, but it mainly covers veterinary treatment for accidents and/or illnesses. It may also cover some alternative therapies, third-party liability, diagnostic costs (such as blood tests), and advertising costs should you lost your pet.
Third-party liability coverage will cover accidental injury or damage to a person, their property, or their pet caused by your pet. This may include paying legal bills if someone tries to sue you or takes you to court. However, it usually only applies to dogs.
Yes. Since older pets are more prone to health issues, insuring them can be more expensive.
Keeping your pet vaccinations up to date might get you a discount on your premiums with some pet insurance plans. Your insurance will probably not cover the cost of treatment for some illnesses if your pet is not vaccinated.
The cost of pet insurance depends on many factors. Pet insurance is generally more cost-effective for young and healthy animals. Some pets, such as cats, are also usually cheaper to insure than other pets.
When it comes to deciding on pet insurance, there are three big policies to choose from, and they are:
Accident Only Policies: cover the expense of seeing a doctor after accidental damage or injury, such as car crashes, battling scratches with other animals, and snake bites.
Time-Limited Policies: cover the expense of seeing a doctor after accidental injury or sudden illness for a limited-period of time.
Lifetime Policies: the most comprehensive type of pet insurance. It covers everything from medical treatments if your pet gets injured or falls ill, dental costs, and even yearly vaccines. As long as you keep renewing the policy each year, your pets will always be covered.
You need pet insurance to minimise the financial burden when your pet falls ill or gets injured. The risk is that your pet will need medication before you can save more or the price of care exceeds what you have saved. Treating even common symptoms such as cuts and vomiting can cost hundreds of pounds, and more serious cases can easily cost thousands. This is why a lot of individuals want their pets to be insured.
Yes, but this option is not offered by all insurers. Read our guide to companies that offer discounts and multi-pet quotes. When you cover more than one pet on the same policy, our pet insurance provides a 15 per cent multi-pet discount – this is the largest multi-pet discount on the market.