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Why choose The Thaiger?
The Thaiger will help you obtain the right critical illness insurance to safeguard you against a range of serious illnesses, including strokes. Our dedicated team will guide you through the process, ensuring you find a policy that covers essential treatments, rehabilitation, and ongoing care, providing comprehensive protection and peace of mind.
What is a Stroke?
A stroke is a disease affecting the arteries leading to and within the brain. It occurs when a blood vessel carrying oxygen and nutrients to the brain is blocked by a clot or bursts. When this happens, part of the brain loses its blood and oxygen supply, causing brain damage.
A stroke is a medical emergency that demands immediate attention. Prompt action can prevent brain damage and other severe outcomes.
Recovering from a stroke can be costly, and most health insurance policies don’t cover treatment and rehabilitation expenses. This is where critical illness insurance becomes valuable. With critical illness insurance, you’ll receive a lump sum payment. You can use the money for anything, whether it is for your treatment, recovery, living expenses, or general rehabilitation.
Why Choose Critical Illness Insurance For a Stroke?
A stroke can significantly impact your finances and your ability to function. Life-threatening medical issues can occur unexpectedly. Critical illness insurance can cover the costs of treatment, diagnosis, and recovery.
Pay Off Debts
It offers a lump sum payment. This substantial amount can be used to pay off your debts, providing financial relief during a challenging time. Whether it’s for medical expenses, rehabilitation costs, or everyday living expenses, this lump sum ensures that you can focus on recovery without the added stress of financial burdens.
Treatment Expenses
Critical illness insurance can serve as a valuable supplement to your existing coverages. It can be used to cover out-of-pocket expenses that other insurance policies may not fully address. Whether it’s for co-pays, deductibles, or non-medical costs like home modifications and transportation to medical appointments, critical illness insurance provides additional financial support.
Medical Costs
The benefits of critical illness insurance extend beyond just covering your primary medical bills. They can also be used to pay for other medical costs, such as deductibles and co-pays. Additionally, this versatile financial support can help you manage non-medical expenses that arise during recovery, such as childcare costs.
Recovery
Critical illness insurance provides comprehensive support by covering a wide range of expenses that arise during recovery. It can assist with housing costs, ensuring you have a stable living environment while you heal. Additionally, it covers transportation expenses to and from hospital appointments, reducing the stress of travel logistics. Rehabilitation costs, which can be significant, are also included, helping you access necessary therapies and treatments.
Ongoing Expenses
Critical illness insurance provides essential financial relief by covering the burden of ongoing living expenses, bills, and taxes. When faced with a serious health condition, the stress of managing everyday financial commitments can be overwhelming.
Who is At Risk of A Stroke?
A stroke can strike anyone, regardless of age. However, certain risk factors can significantly increase the likelihood of experiencing a stroke. Some of these risk factors can be modified or treated, while others are beyond our control. For instance, genetic predisposition and age are unchangeable.
Despite this, many stroke risk factors are related to lifestyle choices and can be managed through proactive measures. By adopting and maintaining healthier lifestyle habits, everyone can lower their risk of having a stroke. Simple changes, such as improving diet, increasing physical activity, quitting smoking, managing stress, and controlling blood pressure, can have a profound impact on stroke prevention.
These steps not only enhance overall well-being but also significantly reduce the chances of suffering from a stroke, highlighting the importance of proactive health management.
Customer Ratings
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Customer Reviews
6/1/2021
Excellent website, even for someone who is 70 years old, it is simple to navigate.
Isaac Manberg
14/1/2021
The team are so professional! They guide me to find a suitable plan and more benefits for my critical illness insurance.
Thomas S.
19/1/2021
Good and detailed explanation. I love their services, easy, straightforward, quick and very friendly, five-star service.
Vivian
11/2/2021
I got an insurance policy for my dad. Recently, he had a stroke and taken medication at a network hospital. I had cashless claims settled with the insurer, which was so useful to me.
Rose Edda
28/2/2021
I wasn’t thrilled with the online sign up portion; but, my agent took care of everything in just minutes
Charlie Miller
30/8/2020
The Thaiger was very helpful and gave me and my partner time to work over all the information.
James V.
Types of Critical Illness Insurance for Stroke
Critical illness insurance comes in many different forms, but we simplified it into two main types: individual and group critical illness insurance. Read the details carefully and choose the one that fits your needs best.
Having a Critical Care Plan with Cigna offers numerous benefits to secure your financial and health future. Firstly, it provides comprehensive life cover, ensuring that your loved ones receive a lump sum amount in the event of an unfortunate incident. This payout is crucial for covering immediate expenses, thereby easing the financial burden during challenging times.
Additionally, the plan includes a critical illness benefit that guarantees a lump sum payment if you are diagnosed with any specified critical illnesses. This financial support can be pivotal for managing costly medical treatments and ensuring your recovery process is smooth.
Key Points:
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- Critical illness benefit – If diagnosed with any specified critical illnesses, the policyholder will receive a lump sum pay-out.
- Disability benefit – If there is permanent disability due to an accident or a specified critical illness, the policyholder will receive disability benefits.
- Low premiums – Critical care plans might have low premiums as they are only available if the insured is diagnosed with the specified critical ailments.
- Accidental death benefit – In the case of accidental death of the policyholder, the nominees will receive the death benefit sum assured.
- Life cover – Critical care insurance plans offer life cover to the policyholder and pay out a lump sum amount to the nominees in case of an unfortunate event.
Critical insurance plans cover serious ailments that standard insurance plans typically do not include. Here are some coverages provided by critical illness insurance:
Key Points:
- Cancer
- By-pass surgery
- Cerebal palsy
- Stroke
- Brain surgery
- Neurosurgery
- Expenses of treatments not covered by traditional health plans
- Transportation expenses
- Cost of amputation surgeries
- Expenses of specified organ transplant surgeries
The Thaiger’s Partners
Stroke is the first cause of acquired disability in the world, so make sure you are insured.
I thought getting critical illness insurance that covers stroke in Thailand would be hard, but the Thaiger made everything so easy! Now I feel like I can live without worry and enjoy my time in this beautiful country with ease.
Top tip: Don’t be shy to ask any questions as the team will gladly answer eveything.
Different Types of Strokes and Their Signs and Symptoms
A stroke is a medical emergency, making it essential to recognize the symptoms and seek treatment immediately. The effects of a stroke depend on its location in the brain and the extent of the damage. There are three types of strokes:
Ischemic Stroke
This is the most common type of stroke. It occurs when a blood clot blocks a blood vessel, preventing enough blood from reaching the brain. Ischemic strokes often result from clots caused by blockages. An embolic ischemic stroke happens when a clot travels from another part of the body to the brain. Approximately 15% of embolic strokes are caused by atrial fibrillation, a condition characterized by an irregular heartbeat.
Hemorrhagic Stroke
A hemorrhagic stroke occurs when a blood vessel ruptures or leaks, causing bleeding in the brain. The resulting accumulation of blood compresses the surrounding brain tissue, leading to rapid tissue death. The symptoms of a hemorrhagic stroke are similar to those of an ischemic stroke.
Transient Ischemic Attack
A transient ischemic attack (TIA), often referred to as a warning or ministroke, is similar to an ischemic stroke. It temporarily blocks blood flow to the brain. Unlike ischemic strokes, TIAs do not appear to cause permanent brain damage. The blood clot and TIA symptoms usually last only a few minutes.
Join the many satisfied customers who’ve got their Critical Illness Insurance for Strokes with the Thaiger
Other Related Products
Below is a list of other critical health conditions that are covered by critical illness insurance.
Kidney Failure
When your kidneys become unable to filter waste products from your blood, kidney failure happens.
Cancer
Cancer is the common term for a group of diseases. Any of the body’s cells begin to divide uncontrollably and expand into surrounding tissues in all cases of cancer
Heart Attack
When the blood supply to the heart gets blocked, a heart attack happens, and spontaneous cardiac arrest happens when the heart malfunctions and stops beating unexpectedly.
Lung Disease
Lung disease is any problem in the lungs that prevents the lungs from working properly.
How Can a Healthy Lifestyle Help In Avoiding Strokes?
How do you enjoy a happier and better life? If you’ve never had a stroke, these key factors will help you reduce your risk. They’re an important part of living a safe lifestyle.
Know Your Risk
Being aware of your risk factors helps you and your medical team determine the best recovery plan for you. Many risk factors can be minimized by making lifestyle changes.
Controlling High Blood Pressure
Reducing high blood pressure is crucial for lowering stroke risk. If you’ve already had a stroke, managing your blood pressure can help prevent a recurrence.
Eat a Healthy Diet
Incorporate vegetables, fruits, whole grains, legumes, nuts, plant-based proteins, lean animal proteins, and fish into your diet for optimal health.
Watch Your Weight
Maintain a healthy weight. If you’re overweight or obese, aim to lose weight to reduce your stroke risk.
Take Your Medicine
Your doctor may recommend statins or other medications to control cholesterol, blood sugar, and blood pressure. Follow your prescriptions exactly as directed.
Quitting Tobacco Use
Smoking increases stroke risk for smokers and those exposed to secondhand smoke. Quitting tobacco reduces this risk significantly.
Exercising Regularly
Regular aerobic exercise lowers stroke risk in multiple ways. Exercise helps lower blood pressure, raise good cholesterol levels, and improve the health of your blood vessels and heart.
Kidney Failure
The most important thing you can do to protect your kidneys is to take care of your body so you don’t get infections that strain them. If you have critical illness insurance, you can get a lump sum to offset the expenses of kidney recovery
If your kidneys are damaged, they will not do as well as they can. If the damage to your kidneys continues to get worse and your kidneys are less and less able to do their job, you have chronic kidney disease
Acute prerenal kidney disease can be caused by a lack of blood supply to the kidneys whereas Chronic prerenal kidney failure occurs when the kidneys have been damaged for a long time
Start learning early about treatment options – before you need one. Creating a treatment plan and sharing it with your family gives you more control.
Another protection you can give to your kidney, besides taking care of your body, is to get critical illness insurance. With this insurance, you can rest assured to get the best care available whenever you need it.
Frequently Asked Questions About Stroke
When blood flow to the brain is disrupted or a blood vessel in the brain ruptures, a stroke occurs.Brain cells begin to die without blood, and the functions controlled by that area of the brain—such as speech or muscle movement—become affected
The initial recovery after a stroke is most likely due to reduced brain tissue swelling, the elimination of toxins from the brain, and improved blood pressure in the brain
Stress accelerates the heart, elevates blood pressure, and boosts sugar and fat levels. These changes can foster blood clot formation, potentially leading to heart attacks or strokes.
An IV injection of recombinant tissue plasminogen activator (tPA) — also called alteplase (Activase) — is the gold standard treatment for stroke
Yes, The illnesses insurance covered include cancer, heart attack , stroke, kidney failure, lung disease and many more
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