Funeral Cover With Life Insurance

Funerals can be a stressful experience. Relieve some of your loved ones’ stress in the event of your death with Funeral Cover With Life Insurance.

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What is Funeral Insurance?

Funeral insurance is often advertised to seniors as a necessary purchase that will cover their loved ones from large expenses after they pass away. However, funeral insurance is nothing more than a type of permanent life insurance with a small death benefit that the beneficiaries can use for whatever they want.

It’s a good idea to plan ahead of time on how you’ll pay for your funeral, as funeral insurance is a long term insurance and can take 10, 20 or 30 years to complete the term. However, you get to keep the insurance until you pass away and the lump sum payout will help your family with the financial burden and stress.

Other types of life insurance that will be beneficial to you.

We’d like to introduce you to the most popular life insurance on the market right now so that you can get the best premiums and benefits that would fit your family’s needs.

Endowment Plan

An endowment plan is a life insurance policy that provides you with a combination of life insurance coverages and a savings plan. It helps you in saving regularly over a specific period of time, and when the policy matures, you can get receive a lump sum payout.

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Family Life Insurance

Family life insurance protects your family not only from the high costs of an unexpected death, but also from the costs of a funeral, an outstanding mortgage, unpaid student loan debt, missed income, and future college savings.

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Why choose the Thaiger?

We at Thaiger strive to provide you with all of the conveniences and ease when it comes to choosing the best insurance plans available in the market so that you can find the right coverages and rewards to match and accommodate your needs. Not only that, but we’ll help you find premium packages that suit your budget while also providing the benefits and coverages you are looking for.

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Advantages and Disadvantages of Funeral Insurance


Immediate coverage with some limitations – The majority of plans only cover accidental death within the first three years of coverage.
Save costs – It could be suitable for you if you are unsure if you would be able to save for funeral costs.


Increase in premium costs – Premiums can rise dramatically over time, particularly once you reach the age of 50.
No refund – If you cancel your policy or are unable to pay the premiums, you will most likely lose the money you have paid.
You don’t get the money right away – Receiving the insurance payout to cover funeral expenses will a waiting period before you are able to collect the lump sum.

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Why should you buy funeral insurance in Thailand?

Funeral insurance is often sold to seniors and the elderly who may think that I will be a good option for those who only need a small policy or are unable to apply for a larger or less costly policy due to their age or health.

Easy to get

You can purchase the policy without having to undergo a medical examination by purchasing it online or over the phone. Some plans don’t even ask for medical conditions and approval is almost always assured. These plans are for those who are so ill that they are unable to obtain any other form of life insurance.


Burial insurance is inexpensive, while other types of insurance, such as whole life insurance, guaranteed life insurance, universal life insurance, and term life insurance, can have much higher minimum coverage rates. Burial insurance rates can seem to be a good deal, but it’s difficult to say without receiving private, competing quotes for larger policies.

A vehicle of love

Promoting burial insurance is one of the most important things you can do for your family so they don’t have to worry about paying for your funeral and bills. This is an admirable objective, but burial insurance isn’t the only way to accomplish it. However, it may be a good option for people who only need a limited policy and are unable to apply for a larger or less costly policy due to their age or health.

Funeral Insurance for Seniors

People between the ages of 50 and 85 are typically the best candidates for the coverage but most companies sell plans to people as young as 30 days old. The majority of burial insurance plans are “whole life insurance,” which is a form of life insurance. In certain cases, this form of policy has no duration and is considered paid-up at the age of 100.

This form of the plan should be included in any senior’s end-of-life financial planning, but you don’t have to wait until you’re retired to get started. Plans get more expensive when you get older, and most providers have an upper age limit for purchasing one, so it’s a good idea to start looking as soon as possible.

When making a will, updating your power of attorney (POA) and other guardianship papers, and appointing beneficiaries to your financial accounts, check your options if you’re over 50 and think you’ll benefit from this form of coverage. Learn more about living on a budget.

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Other Types of Life Insurances

Life Insurance Guides